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HomeMy WebLinkAbout2007 06-04 FCA• AGENDA Brooklyn Center Financial Commission Monday - 4 June 2007 - Following Joint Work Session Palmer Lake Conference Room (Upper Level of City Hall) I. Call to Order II. Approval of Agenda III. Meeting Minutes a. 19 September 2006 0 IV. Introduction and Orientation of New Commissioners V. Review of 2007 Work Program a. RFP for Investment Custodian b. RFP for Audit Services c. Schedule of Budget Meetings VI. Other Business VII. Adjournment 40 0 1 X Financial Commission Regular Meeting Minutes 19 September 2006 1. Call to Order The meeting was called to order by Mr. Nemec at 6:34 PM 2. Roll Call Members Present: Commissioners Nemec, Shogren-Smith and Maze and Council Member Lasman. Staff present was Director of Fiscal & Support Services Jordet. 3. Adoption of the Aaenda Ms. Shogren-Smith proposed and Mr. Nemec seconded a motion to adopt the agenda as presented. With all voting in favor, the motion was adopted. 4. Minutes Ms. Shogren-Smith proposed and Mr. Nemec seconded a motion to adopt the minutes of the 5 June 2006 meeting as presented. With all voting in favor, the motion was adopted. 5. Review of Proposed Chanaes in Financial Policies Changes proposed to the Financial Policies and Investment Policies of the City Council were reviewed and discussed. Mr. Jordet reviewed the major changes and indicated that the balance were changes in wording that did not affect the intent of the policy. Discussion also included the GNMA and FNMA type investments that would be allowed by the new Policy, in accordance with Minnesota Statutes 118A. Mr. Jordet explained the nature of the investment, its backing and its risk factors. The dollar increase in yield based on the new policy was estimated in the range of $ 85,000 to $ 184,000 per year, depending on the size of the investment pool and the spread in interest rates between money market funds and Agency investments. Ms. Shogren-Smith proposed and Mr. Maze seconded a motion to recommend the policies as presented to the City Council for adoption. With all voting in favor, the motion was adopted. 6. Other Business No other business was brought before the Commission. 10. Adiournment 0 With no other business to transact, the meeting was adjourned at 8:21 PM. BROOKLYN CENTER FINANCIAL COMMISSION Chairperson and six members (revised April 2007) • Mark Nemec (Chairperson) 5538 Camden Avenue North Brooklyn Center, MN 55430 Mark. NemecaState.MN.US (763) 566-1415 (h); (651) 556-6788 (w) Appointed: 6/ 14/ 1999 Term expires: 12/31/2009 Susan Shogren Smith (Vice Chairperson) 600 62nd Avenue North Brooklyn Center, MN 55430 sssmith2estthomas.edu (612) 812-8160 Appointed: 1/26/2004 Term expires: 12/3112009 Gene Maze 3000 Thurber Road Brooklyn Center, MN 55429 sandamaz(abDeoplegc.com (763) 503-7194 (h); (612) 669-3555 (w) Appointed: 5/22/2006 Term expires: 12/31/2008 Rex Newman 3107 61st Avenue North Brooklyn Center, MN 55429 RexNewmanacomcast. net (763) 561-2760 (h); (763) 391-4921 (w) Appointed: 1/8/2007 Term expires: 12/31/2008 Philip Berglin 601 Bellvue Avenue Brooklyn Center, MN 5430 pberalin(abmninter.net (763) 549-5542 (h); (763) 862-7300 (w) Appointed: 4/23/2007 Term expires: 12/31/2007 Jessica Roerick 6119 Emerson Avenue North Brooklyn Center, MN 55430 roerliftarknicollet.com (763) 561-7143 (h); (952) 993-5066 (w) Appointed: 4/23/2007 Term expires: 12/31/2007 Todd Boster 7105 Riverdale Road Brooklyn Center, MN 55430 toddboster(a)olaaarish.orp (612) 644-0053 (h); (952) 929-3317 (w) Appointed: 4/9/2007 Term expires: 12/31/2008 2007 City Council Liaison: Mark Yelich (h) (763) 486-6001 councilmembervelich(alci.brookivn-center.mn.us City Manager: Curt Boganey (w) (763) 569-3303 cbo4anev aeci.brooklvn-center.mn.us Director of Fiscal & Support Services: Daniel Jordet (w) (763) 569-3345 diordet a(-)ci.brooklvn-center.mn.us [June 1, 20071 0 City of Brooklyn Center Minnesota Financial Policies June 2007 0 Table of Contents Enabling Resolution 1 Financial Policies 5 Capitalization 5 Financial Management 8 Investment 15 Budget Policies 21 Social Services 21 Capital Improvements 23 Capital Reserve 26 Purchasing Policy 27 Schedule for Professional Services Policy 31 0 RESOLUTION NO. 91-115 RESOLUTION NO. 92-99 RESOLUTION NO. 92-168 RESOLUTION NO. 95-78 RESOLUTION NO. 98-13 RESOLUTION NO. 99-110 RESOLUTION ESTABLISHING A BROOKLYN CENTER FINANCIAL COMMISSION AND DEFINING DUTIES AND RESPONSIBILITIES WHEREAS, the Brooklyn Center City Council established by Resolution Nos. 91-115 and 92-99 an ad hoc task force for the express purpose of reviewing the fiscal impacts of State of Minnesota budgetary problems on Brooklyn Center and assisting the City Council in formulating priorities and responses to a limited fiscal resource situation; and WHEREAS, on June 22, 1992, the ad hoc City Financial Task Force presented to the City Council a report entitled "General Fund Budget Prioritization Process" which was accepted by the City Council; and WHEREAS, there is an ongoing need to formulate priorities and responses to continuing limited fiscal resources. • NOW, THEREFORE, BE IT RESOLVED by the Brooklyn Center City Council that there is hereby established within the City of Brooklyn Center an advisory Financial Commission as follows: Subdivision 1. TITLE: This organization shall be known as the Brooklyn Center Financial Commission. Subdivision 2. SCOPE: The scope of activity of this Commission shall consist of advising the City Council regarding matters relevant to the City's financial status. Subdivision 3. PURPOSE: The Commission shall serve as an advisory body to assist the City Council in evaluating and developing fiscal policies, fiscal procedures, Mayor and Council Member total compensation, budgetary and capital matters, and such other issues as may be assigned to the Commission by the City Council or referred to it by the City Manager. The Commission may also identify and recommend to the City Council issues and matters for Commission and/or staff review. Subdivision 4. COMPOSITION: The Commission shall be composed of a chairperson and six (6) members, all of whom shall be appointed and serve as set forth in Subdivision 5. 0 2 Subdivision 5. MEMBERS METHOD OF SELECTION-TERM OF OFFICE- REMOVAL: Chairperson: The Chairperson shall be elected by majority vote of the Financial Commission membership. The election shall be conducted at the Financial Commission's first regular meeting of the calendar year, or in the case of a vacancy, within two regularly scheduled Financial Commission meetings from the time a vacancy of the chair occurs. The Chairperson may be removed by majority vote of the Financial Commission membership. The Chairperson shall assure fulfillment of the following responsibilities in addition to those otherwise described herein: 1. Preside over meetings of the Commission; 2. Appear or appoint a representative to appear, as necessary, before the City Council to present the viewpoint of the Commission in matters relevant to the City's financial status as it relates to business under consideration by the City Council; 3. Review all official minutes of the City Council and other advisory commissions for the purpose of informing the Financial Commission of matters relevant to city finances. Vice Chaimerson: A Vice Chairperson shall be appointed annually by the Chairperson from the members of the Commission. The Vice Chairperson shall perform such duties as may be assigned by the Chairperson and shall assume the responsibilities of the chair in the absence of the Chairperson. Members' Term of Office: Members of the Commission shall be appointed by the Mayor with majority consent of the Council. The terms of office shall be staggered three-year terms, except that any person appointed to fill a vacancy occurring prior to the expiration of the term for which his or her predecessor was appointed shall be appointed only for the remainder of such term. Upon expiration of his or her term of office, a member shall continue to serve until his or her successor is appointed and shall have qualified. Terms of office for members of the Commission shall expire on December 31 of respective calendar years. In the event an appointed Commissioner suffers from an extended illness, disability, or other activity preventing proper fulfillment of duties, responsibilities, rules and regulations of the Commission, the Commissioner may be temporarily replaced by an interim Commissioner appointed by the Mayor with majority consent of the City Council. 0 3 Qualifications for Membership: Members of the Commission shall be residents of . the City of Brooklyn Center while serving on the Commission and have an interest in the financial operations of the City. Representation Reouirements: Members shall be appointed upon the basis of qualification and interest and to reflect a general representation of the diversity of the community. Conflict of Interest: Commissioners shall comply with provisions of the City of Brooklyn Center's business ethics policy. Resignations-Removal from Office-Vacancies: Commissioners may resign voluntarily or may be removed from office by the Mayor with consent by majority vote of the City Council. Three consecutive unexcused absences from the duly called Commission meetings or unexcused absences from a majority of duly called Commission meetings within one calendar year shall constitute automatic resignation from office. The City Council liaison shall inform the Mayor and City Council of such automatic resignations. Vacancies in the Commission shall be filled by Mayoral appointment with majority consent of the City Council. The procedure for filling Commission vacancies is as follows: 1. Notices of vacancies shall be posted for 30 days before any official City Council action is taken; 2. Vacancies shall be announced in the City's official newspaper; 3. Notices of vacancies shall be sent to all members of standing advisory commissions; 4. Applications for Commission membership must be obtained in the City Clerk's office and must be submitted in writing to the City Clerk; 5. The City Clerk shall forward copies of the applications to the Mayor and City Council; 6. The Mayor shall identify and include the nominee's application form in the City Council agenda materials for the City Council nieeting at which the nominee is presented; 7. The City Council, by majority vote, may approve an appointment at the City Council meeting at which the nominee is presented. Compensation: Commissioners shall serve without compensation. 9 4 . Subdivision 6. RULES AND PROCEDURES: The Commission shall adopt such rules and procedures not inconsistent with these provisions as may be necessary for the proper execution and conduct of business. Subdivision 7. MEETINGS: The initial meeting of the Commission shall be convened at the call of the Chairperson within thirty (30) days after appointment by the Council. Thereafter, regular meetings shall be held with date and time to be determined by the Commission. Special meetings may be called by the Chairperson. Subdivision 8. STAFF: The City Manager shall assign one member of the administrative staff to serve as staff to the Commission. The staff member assigned shall perform such clerical and research duties on behalf of the Commission as may be assigned the City Manager. Subdivision 9. EX OFFICIO MEMBERS: The Mayor, or his or her City Council designee, shall serve as an ex officio member of the Commission, privileged to speak on any matter but without a vote, and shall provide a liaison between the Commission and the City Council. • • SECTION II - GENERAL POLICIES 5 City Council Code of Policies is FINANCIAL POLICIES 2.20 Capitalization and Depreciation Policy for Assets Held by the City of Brooklyn Center The City of Brooklyn Center is required under Governmental Accounting and Standards Board (GASB) pronouncements to record and account for fixed assets in 'accordance with approved City policies within certain Internal Revenue Service (IRS) regulations. With the implementation of GASB 34, it will be required that all fixed assets be capitalized and accounted for in the fund that provided financing for asset acquisition and should be credited with the value of that asset. • • Fixed Asset Capitalization and Depreciation Schedule Asset Category Value Threshold Land improvements (parking lots, sidewalks, $25,000 fencing) Buildings/Building improvements (excludes $50,000 furnishings) Furniture and furnishings I $10,000 Technology equipment (computers, $10,000 communication systems, printers) Motorized . vehicles (squad cars, pickup trucks, $10,000 mowers) Heavy equipment (plow trucks, fire trucks, $25,000 loaders, graders) Infrastructure improvements (water, sewer, $250,000 storm sewer, street lights, streets) Asset Type Examples Useful Life Non-infrastructure Furniture and furnishings Desks, tables, chairs 5 years Computer hardware I Monitors, CPUs, printers 1 3 years Communication equipment Telephone systems, radio 10 years systems Motor Vehicles Cars and light trucks Fire trucks Heavy duty trucks Motorized equipment Heavy construction equipment Ground maintenance Other equipment improvements Buildings Cite of Brookl.vn Center 5 years 15 years 10 years Dozers, loaders, graders 110 years Mowers, tractors and 15 years attachments Recreation equipment, 10 years custodial equipment, engineering equipment Parking lots, sidewalks, fences 1 25 years 1 Buildings, park shelters 1 25 years 08/14!06 SECTION II - GENERAL POLICIES 6 City Council Code of Policies • ( Infrastructure Water systems Sewer systems Storm sewer systems Street light systems Traffic control systems Streets ( Trunks, mains, towers, pumps ( 25 years Trunks, mains, lift stations 25 years Trunks, mains, ponds 25 years Street lights 15 years ( Signal lights 15 years ( Paved 1.25 years Reference: City Council Resolution No. 2002-185 0 • City of Brooklyn Center 08/14/06 SECTION II - GENERAL POLICIES 7 City Council Code of Policies 0 2.21 Financial Management Policies 1. Purpose The City of Brooklyn Center has a responsibility to its citizens to carefully account for public funds, to manage municipal finances wisely, and to plan the adequate funding of services desired by the public, including the provision and maintenance of public facilities. The City also has the responsibility to its citizens to provide both short-term and long-term future financial stability. The City must ensure that it is capable of adequately funding and providing local government -services needed by the community. Further, the financial policies set forth herein, provide the basic framework for the overall fiscal management of the City. Operating independently of changing circumstances and conditions, these policies assist the decision making process of the City Council and Administration. Most of the policies represent long-standing principles, traditions and practices which have guided the City in the past and have helped maintain financial stability over the past years. The financial policies will be reviewed periodically to ascertain if modifications are necessary. • 2. Objectives In order to achieve this purpose, this plan has the following objectives for the City's fiscal performance: A. To protect the City Council's policy-making ability by ensuring that important policy decisions are not controlled by financial problems or emergencies and to prevent financial difficulties. B. To provide sound principles to guide the important decisions of the City Council and of management which have significant fiscal impact and to enhance the City Council's policy-making ability by providing accurate information on program costs. • C. To set forth operational principles which control the cost of local government, to the extent consistent with services desired by the public and which lower financial risk. D. To employ revenue policies which mitigate undue or unbalanced reliance on certain revenues, especially property taxes; which distribute the costs of municipal services fairly; and which provide adequate funds to operate desired program and assist sound management of the city government by providing accurate and timely information on financial conditions. E. To provide essential public facilities and prevent deterioration of the City's public facilities and its capital plant. City of Brooklyn Center , 10/23/06 SECTION H - GENERAL POLICIES 8 City Council Code of Policies . F. To protect and enhance the City's credit rating and prevent default on any municipal debts. G. To ensure the legal use and protection of all City funds through a quality system of financial and internal controls. H. The City will maintain a Risk Management Program that will minimize the impact of legal liabilities, natural disasters or other emergencies. 3. Financial Management Policies A. Capital Improvement Budget Policies 1. The City will make all capital improvements in accordance with an adopted Capital Improvement Budget. 2. The City will develop a multi-year plan for capital improvements and update it at least biennially. 3. The City Council will adopt the annual Capital Improvements Budget based on the multi-year capital improvement plan. Future capital expenditures necessitated by changes in population, changes in real estate development, or changes in economic base will be calculated and included in Capital Budget projections. 4. The City will coordinate development of the Capital Improvement Budget with the development of the operating budget. Future operating costs associated with new capital improvements will be projected and included in operating budget forecasts. 5. The City will use intergovernmental assistance to finance only those capital improvements which are consistent with the adopted capital improvement plan and City priorities and for which operating. and maintenance costs have been included in operating budget forecasts. 6. The City will project its equipment replacement and maintenance needs for the next several years and will update this projection each year. From this projection, a maintenance and replacement schedule will be developed and followed. 7. The City staff will identify the estimated costs and potential funding sources for each capital project proposal before it is submitted to the City Council for approval. 8. The City will determine the least costly financing method over the length of all new projects. City of Brooklyn Center 10/23/06 SECTION H - GENERAL POLICIES 9 City Council Code of Policies 0- B. Revenue Policies 1. The City will attempt to maintain a diversified and stable revenue system to shelter it from short-run fluctuations in any one revenue source and to minimize property taxes. 2. The City will estimate its annual revenue by an objective conservative analytical process. 3. The City will project revenues for the next three years and will update this projection annually. Each existing and potential revenue source will be reexamined annually. 4. The City will maintain sound appraisal procedures to keep property values correct. Property will be assessed at the legally mandated market value for each type of property. Reassessments will be made of all property at least every five years. 5. The City will follow an assertive policy of collecting property tax revenues. The annual level of uncollected property taxes should generally not exceed two percent. 6. Each year the City will recalculate the full costs of activities supported by user fees to identify the impact of inflation and other cost increases. 7. The City staff will recommend revised user fees with review by the City Council on an annual basis, to adjust for cost factors and inflation on the City's cost of providing services. 8. The City will set fees and user charges for each Enterprise Fund, such as Water and Sewer, at a level which fully supports the total. direct and indirect costs of the activity. Indirect costs include the cost of annual depreciation of capital assets. 9. User charges and fees determined to be appropriate for City services will generally be established at a level which will recover the full cost of providing the service, including administrative costs. C. Debt Policies 1. The City will confine long-term borrowing to capital improvements or projects which cannot be financed from current revenues. 2. When the City finances capital projects by issuing bonds, it will pay back the bonds within a period not to exceed the expected useful life of the project. City of Brooklyn Center 10/23/06 SECTION H - GENERAL POLICIES 10 City Council Code of Policies • 3. On all projects, at least 50% of the principal shall be retired within ten years. 4. The City will make every attempt to keep the average maturity of General Obligation Bonds at or below 20 years. 5. Total debt service payments for General Obligation debt will not exceed five percent of total annual locally generated operating revenue in the general, special revenue, and proprietary funds. 6. Total outstanding General Obligation debt will not exceed two percent of the market valuation of taxable property. 7. Where possible, the City will use, special assessment, revenue or other self-supporting bonds instead of General Obligation Bonds. 8. The City will not incur debt to support current operations. 9. The City will maintain good communications with bond rating agencies regarding its financial condition. The City will follow a policy of full disclosure in every financial report, official statement, and bond prospectus. 10. Direct net-debt (gross debt less debt fully supported by non-property tax revenues) per capita shall not exceed $600 per capita. 11. The City will require Minimum Assessment (Taxable Valuation) Agreements on all projects in which the City is providing development assistance through tax increment financing or committing its bonding authority. This will ensure minimal cash flow (increment) to repay obligations, provide another level of review before commitment (by the City Assessor), and to the minimal - value agreed upon, eliminate tax appeals during the agreement period. 12. For purposes of this section, tax increment revenues are classified as a non-property tax revenue source. D. Reserve Policies 1. The City shall manage its cash flow needs by having a target unreserved and undesignated General Fund balance at the close of each fiscal year of 50 to 52% of the next year's General Fund operating budget. 2. Undesignated General Fund monies that are not required for cash flow purposes may be transferred into other funds as may be appropriate or needed during the fiscal year. It is specifically anticipated that transfers will be made to the Street Reconstruction Fund, Capital Improvements City of Brooklyn Center 10/23/06 SECTION II - GENERAL POLICIES 11 City Council Code of Policies Fund, and the Technology Fund when operating results generate a surplus of actual revenues over actual expenditures to serve as a recurring source of funding for those three funds. E. Investment Policies 1. The City will make cash flow analysis of all funds on a regular basis. Disbursement, collection and deposit of all funds will be scheduled to ensure maximum cash availability. 2. When permitted by law, the City will pool cash from several different funds for investment purposes. 3. The City will invest at least 98% of its idle cash on a continuous basis. 4. The City will analyze market conditions and investment securities to determine what yield can be obtained, and attempt to secure the best possible return on all cash investments: 5. The City's accounting system will provide regular information concerning cash position and investment performance. 6. The City will maintain a formal written investment policy which will contain legal and administrative guidelines necessary to ensure that the City's available funds will be invested to the maximum extent possible, at the highest rates obtainable at the time of the investment, consistent with minimizing credit and market risk and which provides proper safeguards for the keeping of the City's investments. F. Accounting, Auditing and Financial Reporting Policies 1. The City will establish and maintain a high standard of accounting practices in conformance with generally accepted accounting principles. 2. The accounting system will maintain records on a basis consistent with accepted standards for local government accounting using GASB 34 as the basis of accounting for all governmental funds and an accrual basis of accounting for Enterprise and Internal Service Funds. Accounting policies will reflect the principle of charging current taxpayers and/or users for the full cost of providing current services. 3. Regular monthly and annual financial reports will present a summary of financial activity by major types of funds as determined by the prior year's Comprehensive Annual Financial Report. City of Brooklyn Center 10/23/06 SECTION H - GENERAL POLICIES 12 City Council Code of Policies • G 4. Where possible, the reporting system will provide monthly information on the total cost of specified services by type of expenditure and, if necessary, by fund. 5. An independent public accounting firm will perfonn an annual audit and will publicly issue an opinion concerning the City's finances. Risk Management Policies 1. The City will maintain a Risk Management Program that will minimize the impact of legal liabilities, natural disasters or other emergencies through the following activities: a. Loss Prevention. Prevent negative occurrences. b. Loss Control. Reduce or mitigate expenses of a negative occurrence. C. Loss Financing. Provide a means to finance losses. d. Loss Information Management. Collect and analyze relevant data to make prudent loss prevention, loss control and loss financing decisions. • • 2. The City's Risk Management Program will: a. Analyze all the City's risks. b. Avoid risks whenever possible. C. Reduce risks whenever possible. d. Transfer risks to other entities when possible. e. Of those risks that must be retained, it shall be the City's policy to fund risks which the City can afford and transfer all other risks to insurers. City" of Brooklyn Center 3. The City will maintain an active Safety Committee comprised of City employees. 4. The City will periodically conduct educational safety and risk avoidance programs, through its Safety Committee and with the participation of its insurers, within its various departments. 5. The Safety Committee will report to the City Manager, at least annually, on the results and costs of the City's Risk Management Program for the preceding year. The City Manager shall report annually to the City Council. 10/23/06 SECTION H - GENERAL POLICIES 13 • H. Operating Budget Policies City Council Code of Policies 1. In accordance with Chapter 7, Section 7.06 of the City Charter, the total sum appropriated in the General Fund annual budget shall be equal to the total estimated General Fund revenue and any allocated General Fund balance. 2. The City will pay for all current expenditures with current revenues. The City will avoid budgetary procedures that balance current expenditures at the expense of meeting future year's revenues, or rolling over short-term debt, or that rely on accumulated fund balances to meet current obligations. 3. The City will annually appropriate a contingency appropriation in the General Fund budget, not to exceed five percent of the total budget, to provide for unanticipated expenditure of a non-recurring nature. 4. The City Manager, when submitting the Proposed Budget to the City Council, shall submit a balanced General Fund budget in which appropriations shall not exceed the total of the estimated General Fund revenue and any fund balance appropriated by the City Council. 5. Prior to adopting the General Fund Annual Budget, the City Council shall review the Reserve Policy. 6. In the event that there is a shortfall of revenues in a current year budget, the City Manager may recommend the use of a portion of the General Fund balance not to exceed the amount available after deducting amounts reserved for items not readily convertible to cash or reserved for working capital. 7: The budget will provide for adequate maintenance of the capital plant and equipment, and for their orderly replacement. 8. The budget will provide for adequate funding of all retirement systems. 9. The City.will maintain a budgetary control system to assist in adhering to the budget. 10. The City administration will prepare regular monthly reports comparing actual revenues and expenditures to the budgeted amount. 11. Each year the City will update expenditure projections for its Enterprise Funds for at least the ensuing five years. Projections will include estimated operating costs of future capital improvements included in the Capital Budget. City of Brooklyn Center 10/23/06 SECTION II - GENERAL POLICIES 14 City Council Code of Policies • 12. The Operating Budget will describe the major goals to be achieved, and the services and programs to be delivered for the level of funding provided. 13. Where possible, the City will integrate performance measurement and productivity indicators with the budget. 14. Enterprise funds shall be budgeted to have positive net income plus a sufficient margin to provide for replacement cost of property, plant, and equipment. I. Ethics Policy The City will maintain, and periodically review, a formal written ethics policy for all City employees and elected officials. J. Role of Auditors The City's independent auditors shall be required, in the course of their audit, in the content of their Management Letter, to report any conditions that appear to be violations of our financial management policy. Reference: City Council Resolution Nos. 2006-120; 2004-189; 99-21; 98-48; City Council Minutes 5/22/95; 6/8/92; 2/26/90; 12/22/80 • City of Brooklyn Center 10i23/06 SECTION II - GENERAL POLICIES 15 City Council Code of Policies • 2.22 Investment Policy 1. Scope This investment policy applies to all of the investment activities of the City, except for the proceeds of refunding bond issues where the investment of such proceeds is specifically governed by the bond escrow agreement. 2. Objective A. Safety Safety of principal is the foremost objective of the investment program. Investments shall be in a manner that ensures the preservation of capital in the overall portfolio. 1. Credit Risk Credit risk is the risk of loss due to failure of the security issuer or backer. Credit risk may be mitigated by: • a. Limiting investments to the safest types of securities; and b. Pre-qualifying the financial institution, broker/dealer, intermediaries, and advisors with which an entity will do business; and c. Diversifying the investment portfolio so that potential losses on individual securities will be minimized. 2. Interest Rate Risk Interest rate risk is the risk that the market value of securities in the portfolio will fall due to changes in general interest rate. Interest rate risk may be mitigated by: a. Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity; and b. By investing operating funds primarily in shorter-term securities. • City of Brooklyn Center 10/23/06 SECTION H - GENERAL POLICIES 16 City Council Code of Policies • B. Liquidity The investment portfolio shall remain sufficiently liquid to meet all operating requirements that may be reasonably anticipated. This is accomplished by structuring the portfolio so that securities mature concurrent with cash needs to meet anticipated demands. Furthermore, since all possible cash demands cannot be anticipated, the portfolio should contain a large component of securities with active secondary or resale markets. C. Yield The investment portfolio shall be designed with the objective of attaining a market rate of return throughout budgetary and economic cycles, taking into account the investment risk constraints and liquidity needs. Return on investment is of least importance compared to the safety and liquidity objectives described above. The core of investments is limited to relatively low risk securities in anticipation of earning a fair return relative to the risk being assumed. Securities shall be held to maturity with the following exceptions: Liquidity needs of the portfolio require that the security be sold. • 2. A security of declining credit could be sold early to minimize loss of principal. D. Stable Earnings Since investment earnings are included in the budgeted revenues of the City, it is important that these earnings be stable and predictable through at least the next budget cycle. This emphasizes the need to purchase securities of various maturities so that at least half of the portfolio will remain for two or more years with known interest rates. 3. Standards of Care A. Prudence 0 The standard of prudence to be used by investment officials shall be the prudent person standard described in Minnesota Statutes Chapter 118A. It will be applied in the context of managing the overall portfolio. Investment officials acting in accordance with this policy and exercising due diligence shall be relieved of personal responsibility for an individual security's credit risk or market price changes, provided deviations from expectations are reported in a timely fashion and the purchase and sale of securities are carried out in accordance with the terms of the policy. Investments shall be made with judgment and care, under circumstances then prevailing, which persons of prudence, discretion and intelligence exercise in the City of Brooklyn Center 10/23/06 SECTION II - GENERAL POLICIES 17 City Council Code of Policies i management of the City's affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. B. Ethics and Conflicts of Interest Officials involved in the investment process shall refrain from personal business activity that could conflict with the proper execution and management of the investment program, or that could impair their ability to make impartial decisions. Officials shall disclose any material interests in financial institutions with which they conduct business. They shall further disclose any personal financial/investment positions that could be related to the performance of the investment portfolio. Officials shall refrain from undertaking personal investment transactions with the same individual with whom business in conducted on behalf of the City. C. Delegation of Authority Authority to manage the investment program is derived from Minnesota State Statutes, Chapter 118A and Brooklyn Center City Charter Chapter 6, Section 6.04 and is granted to the City Manager, City Treasurer, and Assistant Finance Director. Responsibility for the operation of the investment program may be delegated by the City Manager to the City Treasurer, who shall carry out the program consistent with this policy. No person may engage in any investment transaction except as provided under the terms of this policy. The City Treasurer shall be responsible to the City Manager for all transactions undertaken and shall establish a system of controls to regulate the execution of all investment transactions. D. Training To ensure the competence of its investment officials, the City shall provide the opportunity for the officials to attend such investment training programs as are available and suitable. 4. Safekeeping and Custody A. Authorized Financial Dealers and Institutions A resolution shall be submitted to the City Council at least annually to designate depositories of City funds. This shall include institutions and dealers/brokers, where accounts are maintained for banking services, purchase and sale of investment securities, and the custody of securities. The City Treasurer shall provide to each broker or institution a written statement of investment restrictions which shall include a provision that all future investments are to be made in accordance with Minnesota Statutes governing the City of Brooklyn Center 10/23/06 SECTION II - GENERAL POLICIES 18 City Council Code of Policies investment of public funds, prior to completing an initial transaction, and annually thereafter. An annual review of the depositories shall be conducted by the City Treasurer. Requests for Proposals for banking services and custodian for investment securities shall be conducted on a periodic basis as defined in the Policy and Procedure on Requests for Proposals for Financial Professional Services. B. Internal Controls The City Treasurer is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft, or misuse. The internal control structure shall be designed to provide reasonable assurance that these objectives are met. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived and the valuation of costs and benefits requires estimates and judgments by management. Internal controls shall include the following: 1. Control of Collusion. Collusion is a situation where two or more employees are working in conjunction to defraud their employer. . 2. Custodial safekeepine. Securities purchased from any bank or dealer shall be placed with an independent third party for custodial safekeeping or held in an account with the Federal Reserve Bank of Minneapolis. 3. Avoidance of nhvsical deliverv securities. Book entry securities are much easier to transfer and account for since actual delivery of a document never takes place. Delivered securities must be properly safeguarded against loss or destruction. The potential for fraud and loss increases with physical delivered securities. 4. Clear delegation of authoritv to subordinate staff members. Officials must have a clear understanding of their authority and responsibilities to avoid improper actions. Clear delegation of authority also preserves the internal control structure. 5. Written confirmation of telephone transactions for investments and wire transfers. Due to the potential for errors and improprieties arising from telephone transactions, all transactions should be supported by written communications and approved by the appropriate official. Written communications may be via fax on letterhead. Institutions and brokers/dealers shall be provided with a list of authorized signers. 6. Development of a wire transfer agreement with institutions and brokers/dealers. This agreement should outline the various controls, security provisions, and delineate responsibilities of each party making and receiving wire transfers. City of Brooklyn Center 10/23/06 SECTION II - GENERAL POLICIES 19 City Council Code of Policies 7. Independent Audit. The City's independent auditors shall conduct a thorough review of the City's investment portfolio and transactions as part of their engagement. C. Delivery Verses Payment All trades where applicable will be executed by delivery verses payment (DVP). This ensures that securities are deposited in the eligible financial institution prior to the release of funds. Securities will be held by a third party custodian. 5. Suitable and Authorized Investments A. Investment Types Consistent with Minnesota Statutes Chapter I I8A, the following investments will be permitted by this policy: 1. Securities that are the direct obligations or are guaranteed or insured issues of the United States, its agencies, its instrumentalities, or organizations created by an act of Congress; including governmental bills, notes, bonds, and other securities. 2. Commercial paper issued by U.S. corporations or their Canadian subsidiaries that is rated in the highest quality by at least two nationally recognized rating agencies and matures in 270 days or less. 3. Time deposits that are fully insured by the Federal Deposit Insurance Corporation or bankers acceptances ofU.S. banks. 4. Repurchase agreements and reverse repurchase agreements may be entered into with financial institutions identified by Minnesota Statutes Chapter 118A. 5. Securities lending agreements may be entered into with financial institutions identified by Minnesota Statutes Chapter 118A. 6. Minnesota joint powers investment trusts may be entered into with trusts identified by Minnesota Statutes Chapter 118A. 7. Money market mutual funds regulated by the Securities and Exchange Commission and whose portfolios consist only of short term securities permitted by Minnesota Statutes Chapter 118A. 8. Bonds of the City of Brooklyn Center issued in prior years, may be redeemed at current market price, which may include a premium, prior to maturity using surplus funds of the debt service fund set up for that issue. City of Brooklyn Center 10/23/06 SECTION H - GENERAL POLICIES 20 City Council Code of Policies Such repurchased bonds shall be canceled and removed form the obligation of the fund. B. Securities Not Purchased Derivative securities, which obtain their value by the calculation of some portion of the value of another security, shall not be purchased. Mortgage backed securities, unless issued by a Federal Agency, shall not be purchased. Securities, which represent the principal or interest payments stripped off from an original issue security, shall not be purchased. C. Collateralization To the extent that deposits in bank accounts, certificates of deposit, and repurchase agreements exceed the available federal deposit insurance, collateral shall be furnished by the financial institution in accordance with Minnesota Statutes Chapter 118A. D. Maximum Maturities When purchasing investments, the Treasurer will attempt to match the maturity to future cash flow requirements. The City will not invest in securities maturing more than five years from the date of purchase. No more than ten percent of the City's portfolio at any time shall be invested in securities with maturities of more than three years. 6. Reporting A. The City Treasurer shall prepare a monthly investment report to the City Manager which shall include a succinct management summary; a list of significant transactions such as purchases, sales, and maturities of investments; a list of investments by type, a list of investments by maturity, a calculation of average yield on the portfolio, and a statement of interest earned. This report will be prepared in a manner which will allow the City Manager to ascertain whether investment activities during the month have conformed to the investment policy. B. A statement of the market value of the portfolio shall be issued at least annually. This will review the investment portfolio in terms of value and subsequent price volatility. Reference: City Council Resolution Nos. 2006-120; 97-60; 90-105 • City of Brooklyn Center I Oi23/06 SECTION H - GENERAL POLICIES 21 City Council Code of Policies 0 BUDGET POLICIES 2.40 Guidelines for Funding of Social Services Social service funding will be divided into categories as follows: 1. Joint Powers Agreements. Services which the City is required to or otherwise would provide itself and has chose to enter into joint powers agreements with other governmental units to provide those services. Increased costs of providing these services over time are to be anticipated in the budget process based on allocation of costs to the City under the joint powers agreements. Guideline: The services will be funded and included in the budget. The City Council will review these services in February of even-numbered years to determine if the delivery mechanism through joint powers is appropriate and effective. Unless the Council directs notice of intent to leave the joint powers agreement by March of any given year, the budget will include participation for the following year. 2. Services Dependent on City Funding. General services that the City could provide itself and has chose to contract for its provision by another entity, where the provision of the service in Brooklyn Center is dependent on the City's provision of financial support at a given level. Increased costs of providing these services over time are to be anticipated in the budget process based on allocation of costs to provide the service in the City. Guideline: The services will be funded and included in the budget at a level necessary for the provision of the service. The City Council will review these services in February of each year to determine if the delivery mechanism through contract is appropriate and effective. Unless the Council directs notice of intent to terminate contractual provision of services by March of any given year, the budget will include participation for the following year. 3. Services Aided by City Funding. General services that the City could provide itself and has chosen to contract for its provision by another entity and the provision of service in Brooklyn Center would be aided by City financial support, but is not dependent on City financial support. Guideline: Based on a timely application for funding, the City Council will consider the following factors in determining funding in this category and allocate funding up to a total amount determined by the City Council • service is unique in the City: that is, there is a rationale for funding the organization's service provision, as opposed to funding one organization out of a group of similar organizations without an objective basis for differentiating between the organizations City of Brooklyn Center 08/14/06 SECTION II - GENERAL POLICIES 22 City Council Code of Policies • request meets an important community need • service does not duplicate other services offered in the community • number of residents served or benefit to community is high in relation to the amount requested/provided from/by City • program requires City support to provide level of service • use of volunteers is reasonable and cost effective • other funding sources have been explored/used • budget request is reasonable in light of organization's overall budget • administrative costs and program service costs are in reasonable balance Reference: City Council Minutes 3/14/94; City Council Resolution Nos. 98-66; 99-186 • 9 City of Brooklyn Center 08/14/06 SECTION H - GENERAL POLICIES 23 City Council Code of Policies 2.41 Capital Improvements Fund and Infrastructure Construction Fund Expenditure Policy 1. Policy Objective The City of Brooklyn Center makes large unrestricted capital expenditures through one of two funds. Generally, small capital expenditures are funded through the general fund and planned for as part of the annual budget process for the general fund. Large unrestricted capital expenditures for municipal buildings and park improvements are funded through the capital improvements fund based on City Council Resolution No. 68-246, which was approved in 1968. Large unrestricted capital expenditures for street and utility improvement projects are funded through the infrastructure construction fund. Capital expenditures are also made through other funds such as the M.S.A. construction fund, the street construction fund, the water utility fund, the sanitary sewer utility fund, and the storm drainage utility fund._ These funds each have restrictions in place to guide their expenditures. The objective of this policy is to clarify funding for all unrestricted capital expenditures by specifically defining which capital expenditures are eligible for funding through the capital improvements fund and infrastructure construction fund. Unrestricted capital expenditures not meeting the criteria for the capital improvements fund must be made from the general fund operating budget. Specifically excluded from this policy are capital expenditures that are to be reimbursed by insurance proceeds. These may be accounted for through the capital improvements fund at the discretion of the Director of Finance. 2. Source of Funds The sources are ad-valorem taxes, issuance of bonds, state and federal grants, transfers of unrestricted balances from other funds, and investment earnings. 3. Use of Funds The infrastructure construction fund may be used, pursuant to this policy, for expenditures on infrastructure improvements and similar projects having an aggregate value in excess of $50,000. The types of expenditures contemplated by this policy include projects such as: • street repair, replacement, and construction • bridge rehabilitation and construction • water, sanitary sewer, storm drainage, and street light utility improvements The capital improvements fund may be used, pursuant to this policy, for expenditures on capital equipment, infrastructure improvements and construction, and similar projects having an aggregate value in excess of $50,000. The types of expenditures contemplated by this policy include projects such as: City of Brook!}n Center 08/14'06 SECTION II GENERAL, POLICIES 24 City Council Code of Policies • building construction, repair, reconstruction, and remodeling, including component systems for heating, ventilation, and air conditioning • equipment and furnishings, including furniture, lights, and communications cabling • park landscaping, shelter, and improvements • computer, radio, and telephone systems The expenditures from the capital improvements fund and infrastructure construction fund are to be used for general governmental capital needs and not for enterprise fund capital needs, except as the general governmental portion of a joint project for both general and enterprise purposes. Additionally, the capital improvements fund may be used to provide loans to other funds maintained by the City. However, loans from the capital improvement fund may only be made to proprietary funds which have the ability to generate revenue and repay the loan within 10 years at prevailing interest rates. 4. Authority to Spend Expenditures meeting the above criteria may be funded through the capital improvements fund based on the following authority limits: 1. Expenditures from $0 to $50,000: Not eligible for funding from the capital improvements fund. Funding is required through the general fund operating budget. 2. Expenditures from $50,001 to $300,000: The City Council may, through simple majority, approve these expenditures. 3. Expenditures over $300,001: Following a public hearing, the City Council may, through a 4l5ths majority, approve expenditures in this category. 5. Spending Limitation/Fund Balance Requirement The objective as described in Section i and previously defined in City Council Resolution No. 68-246 requires the capital improvements fund and infrastructure construction fund to be a permanent source of funding for planned major expenditures. As such, the following criteria is established to comply with that intent: 1. Planned Expenditures: If the proposed capital expenditure is in excess of $300,000, it must have been included in the fifteen-year Capital Improvement Program for at least two years. 2. Additionally, the fifteen-year Capital Improvement Program must be approved by the City Council at a public hearing on an annual basis. City of Brooklyn Center 04/09/07 SECTION II - GENERAL POLICIES 25 City Council Code of Policies i .6. Role of the Financial Commission If a review of an expenditure is requested by the City Council from the Financial Commission, the Financial Commission will respond on the basis of the following questions: 1. Does the expenditure comply with the Capital Improvements Fund Expenditure Policy? 2. Is the expenditure appropriate considering the financial condition of the City? Reference: City Council Resolution Nos. 2007-56; 2006-46; 97-84; City Council Minutes 1/10/94 • • City of Brooklyn Center 04/09/07 SECTION II - GENERAL POLICIES 26 City Council Code of Policies 0 2.42 Capital Reserve Fund Policy 1. Policy Objective The objective of this policy is to provide funds to meet emergency needs for capital expenditures that may arise from time to time. While the City carries property and casualty insurance, the City may need additional fiords beyond insurance proceeds in the event of natural or other disaster impacting its buildings and their contents, as well as other improvements to real property. Also, unanticipated failure of buildings or improvements to buildings may require immediate expenditure of funds for repair or replacement that are not covered by insurance. The funds placed in the Capital Expenditure Reserve Fund are not to be considered a source for planned or recurring capital needs, but only to deal with emergency needs as described due to damage, loss, or failure of existing buildings and other improvements to real property. 2. Use of Funds Funds may be expended from the Capital Expenditure Reserve Fund for the repair or replacement of buildings or other improvements to real property and their contents where the repair or replacement is necessitated by damage to such buildings or other improvements to real property and their contents due to: 0 1. natural disaster such as a tornado, storm, flood, earthquake, or fire 2. fire, vandalism, terrorism, explosion, building or component collapse 3. Authority to Spend Expenditures meeting the criteria for the use of funds may be fimded through the Capital Expenditure Reserve Fund upon Resolution of the City Council fording that the criteria for expenditure have been met and that the use of fluids would not otherwise be covered, by insurance proceeds, except that the City Council may authorize the use of Capital Expenditure Reserve Funds in anticipation of the receipt of insurance proceeds providing that such funds used in anticipation of insurance proceeds are repaid to the Capital Expenditure Reserve Fund from such insurance proceeds. City of Brooklyn Center 08/14/06 SECTION II - GENERAL POLICIES 27 City Council Code of Policies • 4. Fund Balance The Capital Expenditure Reserve Fund shall be established at $1,000,000. Such fund balance shall increase each year by the interest earned on the fund balance. In the event that the fund would drop below $1,000,000, the City Manager shall prepare a plan for restoring the balance to $1,000,000. The fund balance target should reflect an analysis of the City's uninsured exposure to the losses identified in this policy. Such plan, as well as whether the balance should be made higher or lower, shall be reviewed by the Financial Commission and City Council. The plan adopted by the City Council shall be included in the budgetary process if the fund's balance is not restored by transfer of existing funds from another fund, such as the Capital Improvement Fund. Reference: City Council Resolution No. 97-84 • • City of Brooklyn Center 08/14/06 SECTION II GENERAL POLICIES 28 City Council Code of Policies • PURCHASING/DISPOSAL OF PROPERTY POLICIES 2.50 City Purchasing Policy The policy of the City of Brooklyn Center shall be to follow the Uniform Municipal Contracting Law set forth in Minnesota Statutes Section 471.345 as the same may be amended or renumbered from time to time. The City Manager shall be the chief purchasing agent for the City; all purchases for the City and all contracts shall be made or let by the City Manager for which State Law does not require solicitation of bids. The City Manager shall establish an administrative purchasing policy to implement the provisions of the Uniform Municipal Contracting Law. Reference: City Council Resolution Nos. 96-106; 83-172; 81-43; City Council Minutes 8/12/91 • • Crry of Brooklyn Center 08'14,'06 SECTION H - GENERAL POLICIES 29 City Council Code of-Policies • SCHEDULE FOR PROFESSIONAL SERVICES POLICIES 2.80 Policy and Procedure on Requests for Proposals for Financial Professional Services 1. Need for Policy The City needs a policy and procedure to provide for the orderly conduct of requesting proposals for professional services for handling financial affairs, to ensure that all services will be periodically reviewed, and that the proper balance will be maintained between cost and quality of services. 2. Policy A. All professional services in the area of City finances will be periodically let out for request for proposals (RFPs) according to an established schedule. B. Service levels will be monitored by the City Council and Staff and if unsatisfactory service is received, that contract will be re-advertised prior to the year set in the schedule. C. Quality of service will be the primary factor in awarding a contract for professional service, but cost will also be a determinant. 3. Procedure A. A schedule shall be established for the conduct of RFPs. The schedule should be adhered to unless there is a performance problem or other justification for an earlier RFP. Going to the market too frequently with RFPs expends Staff time, requires extensive orientation of new professionals, and discourages quality firms from submitting proposals at their most attractive price since they will expect to only have the contract for a short time. B. Specifications tailored to the professional service to be advertised will be prepared by Staff, reviewed by the Financial Commission, and approved by the City Council. • C. A review committee made up of the City Manager and Finance Director shall review proposals for Banking Services, Insurance Agent, Risk Management Consultant, and Custodian for Investment Securities. Proposals for Auditor and Financial Advisor shall be initially screened by Staff, and then reviewed by a committee of City Council Members and Financial Commission Members appointed by the Mayor in consultation with the Chair of the Financial Commission, with the approval of the City Council, which committee shall also include the City Manager and Finance Director. City of Brooklyn Center 10/23/06 . SECTION H - GENERAL POLICIES 30 City Council Code of Policies • 0 D. The specifications will emphasize the abilities, qualifications, and experience of the applicant firms to provide high quality service to the City. Price will be considered after one or more applicants have been identified as providing the desired quality of service. When appropriate, the specification shall require prices to be submitted in a separate, sealed envelope to be opened after applicants have been ranked according to quality. E. The City Manager shall make a recommendation to the City Council of a provider to be appointed to a multi-year engagement. It shall be written in the engagement that the appointment may be terminated earlier. Schedule for Requests for Pro iiosal's ~ in i1cial Services 'type of-Serf ice Financial Banking Insurance Agent Risk Management Custodian for Auditor Advisor for Services Consultant Investment Bond Sales Securities Usual >Atelrvat 1 between RFl's 6 years 6 years 6 years 6 years 6 years 1 6 years I Most Recepf RFP . " j 2004 12002 1 2003 1 2003 1 1998 1 2002 QOb I i I I RFP 1 2OQ7 I I I I I RFP 20Q8' 1 RFP I I 1 t 2A~9' 1 i 1 I RFP I 1 I~ lY } : I I I RFP t RFP I I I ! r 24 I I I I I RFP I 2~ 1 I I I I RFP 211!4 I I RFP I I I { 2Q1 1 1 I RFP z01G 1 I I I RFP i I t gpir _l RFP I *Awarded to Deloite Touche who subsequently withdrew after the FY 2001 audit. Balance of engagement awarded to HLB Tautges Redpath for FY 2002 - FY 2006. Reference: City Council Resolution Nos. 2006-120; 2000-120; 99-20; City Council Minutes 5/28/96 • City of Brooklyn Center 10123{06