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HomeMy WebLinkAbout1997 03-06 FCA• AGENDA BROOKLYN CENTER FINANCIAL COMMISSION March 6, 1997 City Hall Conference Room B 1. Tour of Police Station for interested members: 6:30 P.M. 2. Call to Order: 7:00 P.M. 3. Roll call. 4. Approval of Minutes: February 13, 1997. 5. Approval of Agenda 6. Update on Fire & Police building needs planning. 7. Review of proposed Capital Improvements Fund & Reserve Fund Expenditure Policy. 8. Amended Investment Policy. 9. Set Date of Next Meeting. 10. Adjournment: 9:00 P.M. The Financial Commission asked to receive copies of monthly financial reports submitted to the City Council. We are behind schedule with producing January 1997 monthly reports due to staff absences in the Finance Division and so none are included for this meeting. The adopted 1997 Annual Budget is attached for your review. • I • MINUTES OF THE PROCEEDINGS OF THE FINANCIAL COMMISSION OF THE CITY OF BROOKLYN CENTER FEBRUARY 13, 1997 CITY HALL, CONFERENCE ROOM B CALL TO ORDER Chair Donn Escher called the meeting to order at 7:00 P.M. in Conference Room B. ROLL CALL Present at roll call were Chair Donn Escher, Commissioners: Ned Storla, Jay Hruska, Larry Peterson, Jerry Blamey and Michael Weidner. Also present were Council Liaison Debra Hilstrom, City Manager Michael McCauley, and Finance Director Charlie Hansen. Commissioner Ron Christensen was absent and excused. Approval of Minutes A motion was made by Commissioner Jay Hruska to approve the minutes of the January 9, 1997 meeting. Commissioner Ned Storla seconded the motion and all members voted in its favor except for Commissioners Larry Peterson and Michael Weidner who abstained from voting. Annroval of the Agenda A motion was made by Commissioner Larry Peterson to approve the agenda for the meeting. • Commissioner Jay Hruska seconded the motion and all members voted in its favor.' Fire Police Building and Capital Improvements Fund Expenditure Policv These items were discussed at the January 9, 1997 meeting and further discussion on them was deferred to the March 6, 1997 meeting. Proposed Accounts Receivable Policy Charlie Hansen presented a draft of this policy. Most of the procedures described are what the staff is already following with the major exception of granting the City Manager the authority to write off uncollectible accounts receivable up to amounts defined in the policy. This is a change from the practice of annually submitting a resolution to the City Council to authorize the write off of uncollectible accounts receivable. There was discussion, but no consensus regarding the appropriate amounts the City Manager should have authority to write off. Jay Hruska suggested that there should be some review by either the Financial Commission or the City Council of the amounts written off by the City Manager. Debra Hilstrom expressed her desire that the placing of non-essential items on the City Council agenda be limited. Proposed NSF Check Policv Charlie Hansen presented a draft of this policy. This policy is very similar to the accounts receivable policy in that most of the procedures described are what the staff is already following with the major exception of granting the City Manager the authority to write off uncollectible NSF • checks up to amounts defined in the policy. This is a change from the practice of annually submitting a resolution to the City Council to authorize the write off of uncollectible NSF checks. 2 • A motion was made by Commissioner Larry Peterson and seconded by Commissioner Jerry Blarney to recommend the accounts receivable policy and the NSF check policy as amended to the City Council. Mike McCauley commented that he may wish to lower the amounts that he would be authorized to write off before the policies are submitted to the City Council. All members voted in favor of the motion. Amended Investment Policv Charlie Hansen presented the existing investment policy and a proposed draft of a new policy. The existing policy was approved by the City Council in 1990 and amended in 1994 to exclude the purchase of derivative securities. The proposed policy is based on a model policy from the Government Finance Officers Association with various modifications to fit Brooklyn Center's situation. Extensive discussion followed. It was decided that the paragraph on training be made a more positive statement by saying the City shall provide training instead of the City should provide training. The policy was held over to the March meeting to allow more time for the Commissioners to consider and discuss the issues. Next Meeting The next meeting will be Thursday, March 6, 1997 at 7:00 P.M. ADJOURNMENT • Commissioner Jay Hruska moved to adjourn the meeting at 8:07 P.M. Commissioner Jerry Blamey seconded the motion and all members voted in its favor. Interested members proceeded on a tour of the Fire Stations led by Fire Chief Ron Boman. • 3 0 CITY OF BROOKLYN CENTER INVESTMENT POLICY 1. SCOPE This investment policy applies to all of the investment activities of the City, except for the Employee Deferred Compensation Agency Fund and the proceeds of refunding bond issues where the investment of such proceeds is specifically governed by the bond escrow agreement. II. OBJECTIVE 1. SAFETY A, Safety of principal is the foremost objective of the investment program. Investments shall be undertaken in a manner that seeks to ensure the preservation of capital in the overall portfolio. The objective will be to mitigate credit risk and . interest rate risk. A. Credit Risk Credit risk is the risk of loss due to failure of the security issuer or backer. Credit risk may be mitigated by: • Limiting investments to the safest types of securities; and • Pre-qualifying the financial institution, broker/dealer, intermediaries, and advisors with which an entity will do business; and • Diversifying the investment portfolio so that potential losses on individual securities will be minimized. B. Interest Rate Risk Interest rate risk in the risk that the market value of securities in the portfolio will fall due to changes in general interest rate. Interest rate risk may be mitigated by: • Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity; and • • By investing operating funds primarily in shorter-term securities. 1 • 2. LIQUIDITY The investment portfolio shall remain sufficiently liquid to meet all operating requirements that may be reasonably anticipated. This is accomplished by structuring the portfolio so that securities mature concurrent with cash needs to meet anticipated demands. Furthermore, since all possible cash demands cannot be anticipated, the portfolio should contain a large component of securities with active secondary or resale markets. 3. YIELD The investment portfolio shall be designed with the objective of attaining a market rate of return throughout budgetary and economic cycles, taking into account the investment risk constraints and liquidity needs. Return on investment is of least importance compared to the safety and liquidity objectives described above. The core of investments are limited to relatively low risk securities in anticipation of earning a fair return relative to the risk being assumed. Securities shall be held to maturity with the following exceptions: • 1. Liquidity needs of the portfolio require that the security be sold. 2. A security of declining credit could be sold early to minimize loss of principal. 4. STABLE EARNINGS Since investment earnings are included in the budgeted revenues of the City, it is important that these earnings be stable and predicable through at least the next budget cycle. This points to the need to purchase securities of various maturities so that at least half of the portfolio will remain for two or more years with known interest rates. III. STANDARDS OF CARE 1. PRUDENCE The standard of prudence to be used by investment officials shall be the prudent person standard and shall be applied in the context of managing an overall portfolio. Investment officials acting in accordance with this policy and exercising due 2 diligence shall be relieved of personal responsibility for an individual security's credit risk or market price changes, provided deviations from expectations are reported in a timely fashion and the purchase and sale of securities are carried out in accordance with the terms of this policy. Investments shall be made with judgment and care, under circumstances then prevailing, which persons of prudence, discretion and intelligence exercise in the management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. 2. ETHICS AND CONFLICTS OF INTEREST Officials involved in the investment process shall refrain from personal business activity that could conflict with the proper execution and management of the investment program, or that could impair their ability to make impartial decisions. Officials shall disclose any material interests in financial institutions with which they conduct business. They shall further disclose any personal financial/ investment positions that could be related to the performance of the investment portfolio. Officials shall refrain from undertaking personal investment transactions . with the same individual with who business is conducted on behalf of the City. 3. DELEGATION OF AUTHORITY Authority to manage the investment program is derived from Minnesota State Statutes, Chapter 118A and Brooklyn Center City Charter Chapter 6, Section 6.04 and is granted to the City Manager, City Treasurer, and Assistant City Treasurer. Responsibility for the operation of the investment program is hereby delegated to the City Treasurer, who shall carry out the program consistent with this policy. No person may engage in an investment transaction except as provided under the terms of this policy. The City Treasurer shall be responsible for all transactions undertaken and shall establish a system of controls to regulate the execution of all investment transactions. 4. TRAINING To ensure the competence of its investment officials, the City shoul shall provide the opportunity for the officials to attend such investment training programs as are available and suitable. • 3 • IV. SAFEKEEPING AND CUSTODY 1. AUTHORIZED FINANCIAL DEALERS AND INSTITUTIONS A resolution shall be submitted to the City Council at least annually to designate depositories of city funds. This shall include institutions and dealer/brokers where accounts are maintained for banking services, purchase and sale of investment securities, and the custody of securities. The City Treasurer shall provide to each broker or institution, a written statement of investment restrictions which shall include a provision that all future investments are to be made in accordance with Minnesota Statutes governing the investment of public funds, prior to completing an initial transaction, and annually thereafter. An annual review of the depositories shall be conducted by the City Treasurer. Requests for Proposals for banking services and custodian for investment securities shall be conducted on a periodic basis as defined in the Policy and Procedure on Requests for Proposals for Financial Professional Services. 2. INTERNAL CONTROLS • The City Treasurer is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft, or misuse. The internal control structure shall be designed to provide reasonable assurance that these objectives are met. The concept of reasonable assurance recognizes that the cost of a control should not exceed the benefits likely to be derived and the valuation of costs and benefits requires estimates and judgements by management. Internal controls shall include the following: a. Control of Collusion. Collusion is a situation where two or more employees are working in conjunction to defraud their employer. b. Custodial safekeeping,:. Securities purchased from any bank or dealer shall be placed with an independent third party for custodial safekeeping or held in an account with the Federal Reserve Bank of Minneapolis. C. Avoidance of physical deliverv securities. Book entry securities are much easier to transfer and account for since actual delivery of a document never takes place. Delivered securities must be properly safeguarded against loss • 4 • or destruction. The potential for fraud and loss increases with physical delivered securities. d. Clear dele atio of authority to subordinate staff members. Officials must have a clear understanding of their authority and responsibilities to avoid improper actions. Clear delegation of authority also preserves the internal control structure. e. Written confirmatio_ n of telephone transactions for investments and wire transfers. Due to the potential for errors and improprieties arising from telephone transactions, all transactions should be supported by written communications and approved by the appropriate official. Written communications may be via fax on letterhead. Institutions and broker/ dealers shall be provided with a list of authorized signers. f. Development of a wire transfer agreement with institutions and broker/ dealers. This agreement should outline the various controls, security provisions, and delineate responsibilities of each parry making and receiving wire transfers. . g. Independent Audit. The City's independent auditors shall conduct a thorough review of the City's investment portfolio and transactions as part of their engagement. 3. DELIVERY VERSES PAYMENT All trades where applicable will be executed by delivery verse payment (DVP). This ensures that securities are deposited in the eligible financial institution prior to the release of funds. Securities will be held by a third party custodian. V. SUITABLE AND AUTHORIZED INVESTMENTS 1. INVESTMENT TYPES Consistent with Minnesota Statutes Chapter 118A, the following investments will be permitted by this policy: a. Securities that are the direct obligations or are guaranteed or insured issues of the United States, its agencies, its instrumentalities, or organizations • 5 • created by an act of Congress; including governmental bills, notes, bonds, and other securities. b. Commercial paper issued by U.S. corporations or their Canadian subsidiaries that is rated in the highest quality by at least two nationally recognized rating agencies and matures in 270 days or less. C. Time deposits that are fully insured by the Federal Deposit Insurance Corporation or bankers acceptances of U.S. banks. d. Repurchase agreements and reverse repurchase agreements may be entered into with financial institutions identified by Minnesota Statutes Chapter 118A. e. Securities lending agreements may be entered into with financial institutions identified by Minnesota Statutes Chapter 118A. f. Minnesota joint powers investment trusts may be entered into with trusts identified by Minnesota Statutes Chapter 118A. i g. Money market mutual funds regulated by the Securities and Exchange Commission and whose portfolios consist only of short term securities permitted by Minnesota Statutes Chapter 118A. h. Bonds of the City of Brooklyn Center issued in prior years, may be redeemed at current market price, which may include a premium, prior to maturity using surplus funds of the debt service fund set up for that issue. Such repurchased bonds shall be canceled and removed from the obligation of the fund. 2. SECURITIES NOT PURCHASED Derivative securities which obtain their value by the calculation of some portion of the value of another security shall not be purchased. Mortgage backed securities, even if insured by a Federal Agency, shall not be purchased. Securities which represent the principal or interest payments stripped off from an original issue security shall not be purchased. • 6 0 3. COLLATERALIZATION To the extent that deposits in bank accounts, certificates of deposit, and repurchase agreements exceed the available federal deposit insurance, collateral shall be furnished by the financial institution in accordance with Minnesota Statutes Chapter 118A 4. MAXIMUM MATURITIES When purchasing investments, the Treasurer will attempt to match the maturity to future cash flow requirements. The city will not invest in securities maturing more than ten years from the date of purchase. No more than ten percent of the city's portfolio at any time shall be invested in securities with maturities of more than five years. VI. REPORTING 1. The City Treasurer shall prepare a monthly investment report to the City Manager which shall include a succinct management summary; a list of significant transactions such as purchases, sales, and maturities of investments; a list of investments by type, a list of investments by maturity, a calculation of average yield on the portfolio, and a statement of interest earned. This report will be prepared in a manner which will allow the City Manager to ascertain whether investment activities during the month have conformed to the investment policy. 2. A statement of the market value of the portfolio shall be issued at least annually. This will review the investment portfolio in terms of value and subsequent price volatility. • 7 • Edition 104 ~yW~h February/March 1997 A newsletter for residents of the City of Brooklyn Center • • Police and fire departments address building needs Since the late 1980's, space problems have impacted the Police and Fire departments. Discussions have gone on over that period regarding solutions to relieve overcrowding in the Police Department and similar space and building aging problems facing the Fire Department. Given the age of the Police/City Hall/Community Center complex, roof and heating components are now in need of attention. The major problems are: -The Police Department has outgrown its current space. -Fire equipment storage needs have grown and the general age of the 63rd and Brooklyn Boulevard station, coupled with new regulations governing safety and acccessibility, have rendered the facilities inadequate. -General aging of the facilities requires attention to replacement work and work to make the facilities / handicapped- accessible and in compliance with regulations adopted P POLICE since the structures RAPE COMMUNITY CENTER ~~pP were built. ' Police Department POLICE RELOCATED RENEMLOFPICE SPACE PUBt CENTRr DE IT When the police °l= moved in to their current space in 1971, - there were 40 employees in the department: Thirty sworn officers and ten civilian support personnel. In 1997; the Police Department has 74 employees: Forty- four sworn officers and 31 support personnel (including part-time). The Police Department is seriously overcrowded in the following ways: -Female officers use an old janitor's closet as a locker room and have no other facilities. -Male officers have an overcrowded locker room and - minimal shower facilities. -Two investigators are placed in rooms designed for one person. -There is only one interview room for investigators that is also used for storage. Above: Proposed Police Dept./ Community Center/City Hall complex. Below: Proposed fire station at 63rd and Brooklyn Blvd.. Police and fire continued on page ll -No facilities exist to interview victims in a neutral environment. -Sergeants are crammed into a single row. -Evidence from closed cases that must be kept for years is spilling into the garage area due to a lack of space in the evidence room. -Records are kept in several areas and must be manually rotated each year. -Meeting with the public is done in the lobby without adequate space to take complaints in a private setting. -Tests for drunk driving are conducted in the same space as booking and entry to the jail space. -If a car is being inventoried after seizure, prisoners must be taken from 4 • • • Police and Fire continued from page squads outside, rather than in a secure garage setting. -There is no separate area for officers to prepare reports. Additionally, our jail space does not meet current standards of separation, exercise and view as required by the State of Minnesota. Fire Department The fire stations at 63rd and Brooklyn Boulevard and 65th and Dupont have several deficiencies in common: -Need for a "clean room" to meet regulations for the cleaning of resuscitation and breathing apparatus. -Space to store turn-out gear so that it can dry between fires. Currently, the turn-out gear does not have sufficient space to dry out and may be wet when put on. -Inadequate ventilation for exhaust from equipment. -Sleeping quarters that lack egress. -Inadequate rest room facilities. -Lack of adequate space to accommodate both female and male firefighters. -Code deficiencies in kitchen facilities. -General age and deterioration that needs attention. -Need for additional equipment storage. City now provides water rescue as part of the area distribution of specialized services (i.e., Robbinsdale handles ice rescue, Fridley provides hazardous materials response). -Both stations do not have standby power. Fire station at 63rd and Brooklyn Boulevard Some of the specific problems at 63rd and Brooklyn Boulevard relate to its age; it was built in 1959. The City Watch heating plant is deteriorated and the piping for the heating system is rusted. A second means of egress is not provided from the sleeping area or the meeting area. There is only one small bathroom for the entire fire area. The apparatus doors are narrow and low for modern fire equipment. There is no insulation in the building and the electrical system is inadequate for current demands with circuit breakers being overloaded. Equipment must also back into the station from 63rd, a moderately busy street, putting personnel and motorists at risk during the return of equipment to the station. Windows are drafty and leak. Fire station at Dupont and 65th Avenue North There are similar egress problems at the Dupont station, as well as a lack of adequate space for temporary bunking of firefighters during inclement weather to insure quick response to fire and emergency calls. The apparatus area is not insulated and the electrical system is inadequate. Female fire personnel do not have shower facilities and the facilities are undersized for both male and female firefighters. General building issues: Police/City Hall/Community Center In addition to space limitations on the Police, the current Police/City Hall/Community Center buildings do not meet the accessibility requirements ofthe Americans With Disabilities Act due to a lack of access between the floors of the Community Center and the absence in any of the buildings of a restroom meeting current handicap accessibility standards. Since these buildings are to serve the entire community, the lack of accessibility is an impediment to making all services and programs reasonably available to all. Underground oil 5 storage tanks are required to be removed due to their age and State regulations. These tanks are used to provide the City with a lower cost of energy since the City can switch to backup heat if ordered to by Minnegasco due to high demand for natural gas. By being able to switch to backup heat, Minnegasco charges a lower rate for gas than if we did not have the ability to switch to backup heating. The age of the heating and ventilation system and roof will also require attention. Concept Over the past year, City staff and an architect have worked on developing a framework within which to address the space needs and regulatory deficiencies for the Police and Fire departments. The concept developed was designed to minimize cost and utilize existing facilities and improve them where possible. The concept for the Fire Department's needs would remodel the station at 65th and Dupont to provide for the insulation of the equipment area, improve the rest room facilities, provide a clean room for resuscitation and breathing apparatus cleaning, and improve the function of the building. At 63rd and Brooklyn Boulevard, it turns out that constructing a new building would actually be less costly than trying to add on and upgrade the electrical, heating and ventilation in the old building. Building new and consolidating some activities from the Dupont station, rather than adding equipment storage space in two places, would be roughly $400,000 less than trying to rehabilitate both stations. The concept for the Police Department's needs would be to expand Police and fire continued on page 111 11 • • • Police and Fire continued from page 11 the department into both floors of the current building and remodel the first floor into complying jail space, provide adquate locker and rest room facilities for both female and male officers, and adequate evidence space. Police records, administration, investigators and community service programs would move into the second floor. This would provide the Police Department with roughly twice the space they have now. This would displace the general City offices on the second floor. These would be relocated to a new office space constructed north of the current offices and in front of the Community Center. The new space would allow for a ground level entrance to City offices and would connect the Police building and Community Center to alleviate some of the current problems in accessing City offices due to the confusing layout. This would also allow us to make the entire area more accessible by correcting some of the deficiencies with shared facilities such as an elevator serving both the Community Center and the relocated office space, handicapped accessible rest rooms and making the whole complex more citizen-accessible by having one entrance to both City offices and the Community Center on the ground level adjacent to the existing parking. Other benefits include continuing shared use of resources between the Police, general City offices and the Community Center such as janitorial, utility backup, large copy equipment, computer lines, and telephone system. Planning Process There are a number of issues to be examined and explored before determining if these concepts will achieve the goals of meeting our space needs. One of the unanswered issues Police and Fire Department Building Needs Public Information Meetings Fire Station No.1 (63rd and Brooklyn Boulevard) Thursday, March 13, from 7:00 - 9:00 P.M. Saturday, March 22, from 1:00 - 4:00 P.M. Fire Station No. 2 (65th and Dupont Avenue North) Thursday, April 10, from 7:00-9:00 P.M. Saturday, April 19, from 1:00-4:00 P.M. Please join us for these very important meetings. is what would happen with the liquor store at 63rd and Brooklyn Boulevard and all the issues involved in these concepts. We are asking you to become involved in the process of refining and examining these concepts. There will be several open houses to let the public see what the current problems are and to get more information on this process of working to solve the building needs. As City staff continue to work with the architect to now further refine these concepts and develop cost estimates, your input will be solicited at these meetings. The meetings scheduled to date are shown above. At these meetings we will have information on the concepts and you will have the opportunity to tour the fire station and see videos of the police areas, ask questions, and provide your comments and suggestions. After the open house/public information sessions, a proposal will be submitted to the City Council. We anticipate having a proposal for the City Council in late May or early June. We also anticipate scheduling a public information session at City Hall or the Community Center in late May or early June prior to City Council action on any plan. City Watch IN 6 City of Brooklyn Center A great place to start. A great place to stay. To: Financial Commission From: Michael J. McCauley' City Manager Date: February 27, 1997 Re: Capital Improvements Fund Expenditure Policy Attached please find an analysis performed by Charlie Hansen on disaster exposure for general governmental operations and the need for a Reserve Fund. The upper end of the exposure was $1,000,000 for a public safety dispatch radio system. Generally, the upper end of exposure is around $500,000 for temporary space, which exposure may be reduced through insurance in the future. To provide greater definition of the uses to which funds might be used in a Capital Improvement Fund, I would propose the following language for discussion to replace the existing language on use of funds: USE OF FUNDS: The Capital Improvement fund may be used, pursuant to this policy, for expenditures on capital equipment, infrastructure improvements and construction, and similar projects having an aggregate value in excess of $50,000. The types of expenditures contemplated by this policy include projects such as:: - building construction, repair, reconstruction, and remodeling, including component systems for heating, ventilation, and air conditioning - equipment and furnishings, including furniture, lighting, and communications cabling - street repair, replacement, and construction - park landscaping, shelters, and improvements - computer, radio, and telephone systems The expenditures from the Capital Improvement Fund are to be used for general governmental capital needs and not for enterprise fund capital needs, except as the general governmental portion of a joint project for both general and enterprise purposes. 6301 Shingle Creek Pkwy, Brooklyn Center, MN 55430-2199 • City Hall & TDD Number (612) 569-3300 Recreation and Community Center Phone & TDD Number (612) 569-3400 • FAX (612) 569-3494 An Affirmative. Action/ Equal Opportunities Employer An overview of the differences between the proposed Reserve Fund and a Capital Improvement Fund are illustrated as follows: [Planned Expenditures Minimum Balance Annual FundingDisasteri lReserve Fund No $1 Millhon + Interest Yes Capital Improvements Yes j No Yes j No The following table shows the changes in balances for a 6 year period (Note: there are minor variations in balances and assumptions with other statements. This table was designed to illustrate in a general fashion.): Interest Assumption 5.00% ESTIMATED EXAMPLE 1997 1998 1999 2000 2001 Capital Improvment Beginning Balance (Cash) Interest Transfers In • Loan repayments Expenditures/Transfers Ending Balance Capital Reserve Beginning Balance Interest Loan repayments Expenditures Ending Balance $3,639,935 $181,997 $154,439 $84,523 ($383,753; $3,677,141 $3,677,141 $183,857 $400,000 $84,523 02,100,000; $2,245,521 $2,245,521 $112,276 $420,000 $89,511 02,000,000) $867,308 $867,308 $43,365 $441,000 $80,398 ($350,000) $1,082,072 $1,082,072 $54,104 $463,050 $57,500 ($550,000) $1,106,725 20021 $1,106,725 $55,336 $486,202 $57,500 ($600,000) $1,105,764 $1,000,000 $1,050,000 $1,102,500 $1,157,625 $1,215,506 $1,276,282 $50,000 $52,500 $55,125 $57,881 $60,775 $63,814 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $1,050,000 $1,102,500 $1,157,625 $1,215,506 $1,276,282 $1,340,096 This table is also set forth in a graph attached to this memo. The impact of bonding on taxes and a $75,000 home are set forth on the attached sheet. These numbers on construction are preliminary. Much work needs to be done to refine the basic concepts into more specific plans. There are issues that may also need attention regarding buildings that may need inclusion with the solution of the Police space needs. Also attached is the preliminary 1996 year end cash balances prepared by Mr. Hansen. 0 8 Proce s Police Fire Combined • Parking $715,000 Construction $3,193,700 $2,900,000 Storage $50,000 Contingency $550,000 $490,000 $4,508,700 $3,390,000 $7,898,700 Financing Capital Fund $3,500,000 Bonds $4,398,700 In ?acts: Bonds: Principal Term $4,000,000 10 Years $4,000,000 15 Years 75,000 House Principal Term ' $4,000,000 10 Years $4,000,000 15 Years Debt Service Current Levy % Increase $575,000 $6,442,436 8.93% $442,512 $6,442,436 6.87% Tax Increase Current City Tax % Increase $43.61 $250.38 17.42% $33.41 $250.38 13.34% • Bonds: Principal Term $3,000,000 10 Years $3,000,000 15 Years 75,000 House Principal Term $3,000,000 10 Years $3,000,000 15 Years Bonds: Principal Term $7,000,000 10 Years $7,000,000 15 Years 75,000 House Principal Term $7,000,000 10 Years $7,000,000 15 Years • Debt Service Current Levy % Increase $429,912 $6,442,436 6.67% $329,618 $6,442,436 5.12% Tax Increase Current City Tax % Increase $32.76 $250.38 13.08% $25.09 $250.38 10.02% Debt Service Current Levy % Increase $1,004,912 $6,442,436 15.60% $772,130 $6,442,436 11.99% Tax Increase Current City Tax % Increase $76.37 $250.38 30.50% $58.50 $250.38 23.36% 9 • 4 3 - 2 N O 0 1997 General GO~ernment Capital Funds* . t ~ 2000 i 1999 Year 1998 capital reserve ~ Gapitalln►ptOVement -0- 1 2001 i 2001 • MEMORANDUM TO: Michael J. McCauley, City Manager FROM: Charlie Hansen, Finance Director C H DATE: February 26, 1997 SUBJECT: Report on the Need for a Reserve Fund In recent meetings with the Financial Commission, we have discussed the possibility of amending the Capital Improvements Fund Expenditure Policy. You have proposed the creation of a separate Reserve Fund with a balance which would be dedicated to be held for catastrophic events not covered by insurance or any other means. The remainder of the Capital Improvements Fund would then become available to meet current City needs for buildings or parks. How large the Reserve Fund should be is the main question. • Steve Sydow and I analyzed all the events we could think of which could cause a catastrophic loss to the City which wouldn't be reimbursed by insurance. Most of the events we thought of would be covered by our insurance except for the following: Environmental clean ut There are several locations where the City has fuel tanks in the ground for either heating fuel or gasoline. We could buy insurance for this except that our tanks are older than allowed by the insurance standards. Fuel tank leaks often aren't detected immediately and result in costly and extensive cleanups. We didn't develop a cleanup cost estimate due to the unknown extent of the fuel (if any) which might have leaked from our tanks. Storm damagg If a major storm, such as a tornado, came through the City, there could be extensive damage to buildings and structures owned by the City, and large numbers of downed trees in parks and on buolevards. Reconstruction of buildings and structures would be mostly, if not entirely covered by insurance. Tree. removal and other cleanup costs would not. Even so, Diane Spector doubts that the non covered cleanup costs would exceed $200,000. 0 12 • Du mess interuuti m If a City building were destroyed by storm, fire, or other cause, insurance would pay to rebuild and refurnish it. However, our current insurance wouldn't pay the costs of relocating operations to other sites while rebuilding was taking place. We are in the process of getting quotes for business interruption insurance for the Liquor Stores, Golf Course, and Heritage Center. Similar. insurance, called rental value insurance, could be obtained for City Hall and other buildings as needed. In the absence of such insurance, the cost of setting up operations in alternate locations would be paid by the City. The worst case would probably be to relocate City Hall and the Police Department. City Hall occupies about 15,000 square feet and the Police Station another 8,500 square feet. It is impossible to say what office space would be available to rent at some unknown point in the future or exactly what it would cost. Steve Baker believes that if the need were today, the space is available and would cost about $15.00 per square foot per year. We would probably need to rent 25,000 square feet for at least a year at a cost of $375,000. There would be additional costs for the temporary rental of furniture, copiers, a telephone system, etc. I assume public safety dispatching would be shifted to Hennepin County. The total uninsured cost could easily reach $500,000. . • Equipment failure The City owns several pieces of equipment which are nearing the ends of their useful lives and could fail unexpectedly and in a way that would make a complete replacement necessary. Two examples are the main telephone system and the public safety dispatch radio. If the failure were caused by a component simply wearing out, as opposed to some external factor, insurance most probably wouldn't cover the loss. A new telephone system might cost between $100,000 and $200,000. A new public safety dispatch radio system could cost between $500,000 and $1,000,000. As I recall the discussion from a couple of years ago regarding switching to Hennepin County dispatch, replacing our radio with new equipment of similar technology would cost $500;000. Upgrading to the new 800 megahertz system the state is developing would cost more. In all of the above examples, the cost estimates are based upon staff estimates, and not on any extensive research. We felt it was unlikely that more than one of these scenarios was likely to happen at once. If this analysis is to be the basis for setting the balance in the Reserve Fund, you could simply . take the most expensive example. • 13 City of Brooklyn Center • A great place to start. A great place to stay. To: Financial Commission From: Michael J. McCauley City Manager Date: November 12, 1996 Re: Capital Improvements Fund Expenditure Policy At the last meeting of the Financial Commission, discussion began on the issue of changing the policy to use accumulated fund balance for upcoming projects. The specific project being targeted for use of funds is the building needs for police and fire. The fund balance requirement in the current policy is $3 Million plus inflation. Mr. Hansen calculated that balance at $3,278,000 as of 12/31/95. The policy issue being suggested for review is the benefit of a large fund balance versus using a major portion of that balance to address major building needs. The interest on $3 Million could be used for minor projects and the inflationary increase in the fund balance required by the policy. I would submit that it may be more productive to convert some of that fund balance into facilities and their renovation, than to have the money accumulate. • If the policy is revisited, the 4/5ths voting requirement and $200,000 limits should also be reviewed as to their efficacy. One of the concepts we will be working on for the 1997 budget process is a 5 year financial plan. That plan may include building fund balance for use in the 2nd or 3rd year of a cycle. For example, a project may exceed the capability to raise revenues in a single year and be scheduled for the 2nd year of a budget cycle. This would work by taking $200,000 from year one of a budget cycle with $200,000 from the second to complete a major project such as a street project. The 4/5th requirement would potentially delay planned projects due to an inability to gain an extraordinary majority. $200,000 is also not a large expenditure in the area of street reconstruction. This has not been an issue where the funding comes from State Aid or the use of bonds, but the course I am pursuing would have us place monies into a capital improvement fund to be accumulated and spent in budget cycles. Thus, monies could be put into the fund for a specific purpose, only to have those fund locked up by the need for an extraordinary majority. One of the possible avenues we briefly explored at the last meeting was to create a working capital fund to receive funds and the release them for projects and a permanent fund for emergencies or longer range issues. Separating the fund amounts would facilitate an internal savings plan and the goal of having some amount of capital in reserve. • 6301 Shingle Creek Pkwy, Brooklyn Center, MN 55430-2199 • City Hall & TDD Number (612) 569-3300 Recreation and Community Center Phone & TDD Number (612) 569-3400 • FAX (612) 569-3494 An Affirmative Action /Equal Opportunities Employer 11 • CITY OF BROOKLYN CENTER ADEQUATE GENERAL FUND BALANCE POLICY FORMULA AS ESTABLISHED BY THE CITY COUNCIL ON DECEMBER 22, 1980 (AS SET FORTH IN M&C NO. 80-31) (AMENDED FEBRUARY 26J 990 AND MAY 22. 1995) 1. Latest Audited Total Fund Balance Estimated December 31, 1996 $6,574,792 2. Less Items Not Readily Convertible to Cash: a. Accounts Receivable 152,659 b. Advances to Other Funds 105,074 $257,733 3. Fund Balance Convertible to Cash $6,317,059 • 4. Less Amount Appropriated to the General Fund Current Year Budget: 1997 $5,748 5. Amount Available Before Deduction for Working Capital $6,311,311 6. Less Amounts to be Reserved for Working Capital: (40% of Total General Fund Current Year Budget) 40% of: $12,125,987 = $4,850,395 7. Amount Available After Deduction for Working Capital $1,460,916 8. Less Amounts to be Reserved for Other Purposes: a. Reserve for Overestimation of Revenues: (5% of General Fund Revenues in, Current Year Budget) 5% of. $12,125,987 = 606,299 • 9. Amount Available per Formula for Other Use ADQFDBAL.XLS 14 1996 $854,617 2/24/97 CITY OF BROOKLYN CENTER ADEQUATE GENERAL FUND BALANCE POLICY FORMULA AS ESTABLISHED BY THE CITY COUNCIL ON DECEMBER 22, 1980 (AS SET FORTH IN M&C NO. 80-31) (AMENDED FEBRUARY 26_ 1990 AND MAY 22. 19951 1. Latest Audited Total Fund Balance At December 31, 1995 $5,834,792 2. Less Items Not Readily Convertible to Cash: a. Accounts Receivable 41,955 b. Advances to Other Funds 1053074 $147,029 3. Fund Balance Convertible to Cash $5,68731763 4. Less Amount Appropriated to the General Fund Current Year Budget: 1996 $109,750 5. Amount Available Before Deduction for Working Capital $5,578,013 6. Less Amounts to be Reserved for Working Capital: (40% of Total General Fund Current Year Budget) 40% of $11,632,894 = $4,653,158 7. Amount Available After Deduction for Working Capital $924,855 8. Less Amounts to be Reserved for Other Purposes: a. Reserve for Overestimation of Revenues: (5% of General Fund Revenues in Current Year Budget) 5% of. $11,632,894 = 581,645 9. Amount Available per Formula for Other Use $343,211 15 ADQFDBAL.XLS 1995 2/24/97 • • Cash gaiance, Dec 31 , 1996 Revenues in 1997 Expenditures in 1997 997 Construction outlays to 1 ash gaiance, Dec 31, 1997 C ►-A C', CpKLYN CENTER Special CITY OF 8R Local Assessment M.S•A Capital Construes Earle Tax is Constructh F...~ Improve _1 932,091 Economic grown Increment n Development TIF 1 997 ,225 ' ority 65 r 4,492,699 General Auth istric 131,145 1378,000 1 653,000 ' Eqad 135"21 338,436 EgBd 5177 ,564 281,416 7,584017 1,412,98A 173,753 694,204 260,000 1378'000 12,125.987 1 242,000 528,000 457,989 210,000 12,125987 _ 2,122,225 , 2,867,040 -152,561 4,445,382 35,77() Debt service -17 2, 6'778 ds shown on these pageopt. to spend 7,584,0 The City has no ion ice fun not of this balance tely $2,200,000 is use in ebt service lma !$1,6()()'000 service. APProx on 211197 SPeciai 1. payments due on anything other thandebt funds to the the utility is will result in the the remainder fund and These paymen M S A Construction 1996 worK. os~t'on. owed by the to close 0u- a positive cash P Cash is °w Fund 'having awaiting 2. ent Construction fund investment'Crust fund year. Asse .j ssessmen ►n the t Construction for the y Specia A s are cash balance flQ0 of int on thesbas earnings s are average APProximately$1,770'funds 3. distribution to all other 21261979:51 AM cashbal • • sh Balance, Dec 31,1996 Ca Revenues in 1997 Expenditures in 1997 on outlays ►n 1g97 construct Dec 31, 1997 Cash Balance, BROOKLYN CENTER C1T`t OF Earle Brown Refunding S.A. Bonds of 1987 u4uor FEW Qp- F 9 482 3~ 329'835 2 568,100 45,400 321,606 2 826 881 41'800 , 15,458 " 38,741 329 P84 Heritage nter RecOing ce un 79,666 _334,662 22p p00 2,658,208 22°,°00 2,560,651 98,gg7 +_338,102 7 3,666 Water Utility Ew-d 4,46,414 1,393,774 1,027 ,799 A,444,750 3,867 ,639 Sanitary Sealer Eod 2 ,50,021 2,430,912 2,p03,529 5g6,250 2,392,160 2261979'.51 'O'M cashbal • • r-A 00 ~ BROOK`YI`l CENTER CITY O Central En►ployee tirem Combined storm Garage Re Ewd 480,337 30 Seger F-U--gd 1053,319 , Egad 1,195,831 3,324,799 6p,0p0 923,29$ 29, galance, Dec 3A, A996 Cash 1,237 ,669 1,74,076 00 6p,0 6g3,gg3 , 25 1g87 venues in 479,122 1,784,076 8,p30,247 Re 897 Expenditures in 1 gp7 ,250 26,769,4g5 p5g,319 1 on outlays ►n 1997 structs 128 0471 1 , 3$24,7g9 Con Dec 31, 1997 $ h ,,lance' Cas 2j.zr 9:51 AM cashba% • fmcommkapolcy7 Draft Feb 97 CITY OF BROOKLYN CENTER CAPITAL IMPROVEMENTS FUND EXPENDITURE POLICY POLICY OBJECTIVE: The City of Brooklyn Center makes unrestricted capital expenditures through one of two funds. Generally, small capital expenditures are funded through the general fund and planned for as part of the annual budgeted process for the general fund. Large unrestricted capital expenditures are funded through the capital improvements fund based on resolution 68-246, which was approved in 1968. Capital expenditures are also made through other funds such as the M.S.A. construction fund, the special assessment construction fund, the water fund, the sanitary sewer fund, and the storm drainage fund. These funds each have restrictions in place to guide their expenditures. The objective of this policy is to clarify funding for all unrestricted capital expenditures by specifically defining which capital expenditures are eligible for funding through the capital improvements fund. Unrestricted capital expenditures not meeting the criteria for the capital improvements fund must be made from the general fund operating budget. Specifically excluded from this policy are capital expenditures that are to be reimbursed by insurance proceeds. These may be accounted for through the capital improvements fund at the discretion of the Director of Finance. SOURCE OF FUNDS: The sources are ad-valorem taxes, issuance of bonds, state and federal grants, transfers of unrestricted balances from other funds and investment earnings. USE OF FUNDS: The-followingtLefift3 9„ ftw A--.~ , budget. $25,009 are to be mde through the general ftmd operat* Perntanent, Any eapital expendiWre filmt hfts an esti~td useful life of 10 years or longer. i t_8 to real estate, the aequisition of !mid for eity purposes. G7-i Fmffitye , This definition e:,qtepjude~s q; t of land for development or resale md exeludes vehieles 19 . The Capital Improvements Fund may be used, pursuant to this policy, for expenditures on capital equipment, infrastructure improvements and construction, and similar projects having an aggregate value in excess of $50, 000. The types of expenditures contemplated by this policy include projects such as: - building construction, repair, reconstruction, and remodeling, including component systems for heating, ventilation, and air conditioning - equipment and furnishings, including furniture, lights, and communications cabling - street repair, replacement and construction - park landscaping, shelters, and improvements - computer, radio, and telephone systems The expenditures from the Capital Improvements Fund are to be used for general governmental capital needs and not for enterprise fund capital needs, except as the general governmental portion of a joint project for both general and enterprise purposes. Additionally, the capital improvements fund may be used to provide loans to other funds • maintained by the City. However, loans from the capital improvement fund may only be made to proprietary funds which have the ability to generate revenue and repay the loan within 10 years at prevailing interest rates. AUTHORITY TO SPEND: Expenditures meeting the above criteria may be funded through the capital improvements fund based on the following authority limits: A.) Expenditures from $0 to $25,000: Not eligible for funding from the capital improvements fund. Funding is required through the general fund operating budget. B.) Expenditures from $25,001 to $200,000: The City Council may, through simple majority, approve these expenditures. C.) Expenditures over $200,000: Following a public hearing, City Council may, through a 4/5th's majority, approve expenditures in this category. • 20 0 SPENDING LIMITATION/FUND BALANCE REOUIREMENT: The objective as described above and previously defined in Resolution 68-246 requires the capital improvements fund to be a permanent source of funding for planned major expenditures. As such, the following criteria is established to comply with that intent: A.) Planned Expenditures: If the proposed capital expenditure is in excess of $200,000 it must have been included in the five year capital improvements plan for at least two years. Additionally, the five year capital improvements plan must be approved by the City Council at a public hearing on an annual basis. B.) Fund Balance Requirements: A minimum fund balance shall be maintained with a beginning balance of $3,000,000 as of January 1, 1993 and increased by the Consumer Price Index each year thereafter. POLICY AMENDMENT: Amendments to this policy require a 4/5th's majority by City Council vote. 0 ROLE OF THE FINANCE, COMMISSION: If a review of an expenditure is requested by the City Council from the Finance Commission, the Finance Commission will respond on the basis of the following questions: A) Does the expenditure comply with the Capital Improvements Fund Expenditure Policy? B.) Is the expenditure appropriate considering the financial condition of the City? • 21