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HomeMy WebLinkAbout2005 05-16 CCP Board of Appeal & Equalization Reconvene �.j HC586 (2/02) CERTIFICATION OF POSTING OF ASSESSMENT NOTICE State of Minnesota COUNTY OF HENNEPIN ss. City OF Brooklyn Cent r I, A aro n K n u+,sbYl Clerk of the C-1 of N ri K l xi n l _en County for the year 2046; do hereby certify that on the day of '1 20 oS in conformity with requirements of law, I posted notices in each of three of the most public places in said C l 4 ten days before v the time of meeting therein named, and also caused such notice to be published in a legal newspaper, of which the following is a true copy, to -wit: ASSESSMENT NOTICE NOTICE IS HEREBY GIVEN, That the Local Board of Appeal and Equalization of the C l t v of Brooklyn Cent Henna�ni n County, Minnesota, will meet at the office ofthe Brooklyn Center Clerk in said city at PVen o'clock,_ M., on Monde v the S econd day of Iry 20 05 for the purpose of reviewing and correcting the assessment of said Brooklyn Cente for the year 2005 All persons considering themselves aggrieved by said assessment, or who wish to complain that the property of an- other is assessed too low, are hereby notified to appear at said meeting and show cause for having such assessment corrected. No complaint that another person is assessed too low will be acted upon until the person so assessed, or his agent, shall have been notified of such complaint. Dated the day of N 4U 200 I %W mn 9n Lc4S6n Clerk of the City of _Brooklyn Cent Given under my hand this day of 'n 4 0 Clerk. State of Minnesota, COUNTY OF HENNEPIN ss, City o fBrooklyn Cente We, the undersigned, Local Board of Appeal and Equalization, of the City of Brooklyn center in said County, do hereby certify that we, and each of us, attended at the office of the Brooklyn CenterC of said C i±,y on the day set forth in the notice given by the Clerk of said R rn n k 1 v n Cente and that we then and there remained in session the whole of said day as a Local Board of Appeal and Equalization. Witness our hands this riot^ day of 'Ma 20 i Chairman Cr I J A v NOTICE TO ASSESSOR Assessor must make the necessary footings at bottom of each page and carry them forward to the "Tabular Statement" form, and in so doing use all possible care. Minnesota Statutes, Section 274.04. The assessor shall foot each column in his assessment book, and make in each book, under proper headings, a tabular statement showing the footings of the several columns upon each page. He shall also foot the total amounts of the several columns under the respective headings. Such return shall be verified by his affidavit substantially in the following form: ASSESSOR'S. RETURN OATH To Be Signed By County Assessor I, Patrick O'Conno Auditor of the County of Hennepin, Minnesota. State of Minnesota County of Hennepin SS I, Thomas May County Assessor of the County of Hennepin do solemnly swear that the book to which this is attached contains a correct and full list of all Real and Personal Property subject to assessment and taxation in the City o prooklyn CtYor the year 20 05 so far as I have been able to ascertain the same, and that the market value, except as limited by statute, and the assessed value, except as limited by statute, set down in the property column, opposite the several kinds and descriptions of property, is in each case the market value, except as limited by statute, and assessed value, except as limited by statute, of such property, to the best of my knowledge and belief, including all changes made by the B ro n k 1 yn Center Local Board of Appeal and Equalization, and that the footings of the several columns in said book and the tabular statements returned herewith are correct, as I verily believe. County Assessor Subscribed and sworn to before me this day of 20 Auditor of Hennepin County CERTIFICATION OF NOTICE ON INCREASED VALUATIONS State of Minnesota County of Hennepin ss. Citv of Brooklyn Cent r I, Thomas Mav County Assessor of Hennepin' County, Minnesota, do solemnly swear that the owner or occupant of each description of real property which was subjected to an increase in market value over the preceding year's assessment was given official notice of the amount of such increases. I further certify that all such notices were sent through the course of ordinary mail not less than ten days prior to May 2, 2005 on which the City Brook -month Da Year Cent of Y Local Board of Appeal and Equalization duly convened or on ten days prior to the official ae(journment thereof. Month Day Year Date Signature: newspapers AFFIDAVIT OF PUBLICATION STATE OF MINNESOTA) ss. COUNTY OF HENNEPIN) Richard Hendrickson, being duty sworn on an oath states or affirms, that he is the Chief Fi- nancial Officer of the newspaper known as Sun -Post and has full knowledge of the facts stated below: (A) The newspaper has compiled with all of the requirements constituting qualification as a qualified newspaper, as provided by Minn. Stat. §331A.02, §331A.07, and other applic- able laws, as amended. (B) The printed public notice that is attached was published in the newspaper once each week, for one successive week(s); it was first published on Thursday, the 21 day Of Aoril 2005, and was thereafter printed and publioed on every Thursday to and including Thursday, the day of 2005; and printed below is a copy of the lower case alphabet from A to Z, both inclusive, which is hereby acknowl- edged as being the size and kind of type used In the composition and publication of the notice: abcd*Nklmnupgrstuvwzyz BY: 6FO Subscribed and swom to or affirmed before me on this 21 st day of April 2005. Notary P161c plib MARY ANN CARLSON c ;no�.�x csrrr>ss NOTARY PUSUC —MIAMI MOTH l!TSNOTICS MY COMMISSION EXPIRES I-M-0 NOTICE D; GIVEN, that ml Lo Board ofAo and $qulizaho, LQ-ow'00004d ty,Il[ini of the of Brooklyn Center m Counnesota, wfll most at the ofceofthe CityClark in said CityCounc lChambers,ateev dctotk RATE INFORMATION ou mdnda the lad day dMak, 2006, for the purpose wingaa oorrectmgtheeeeeaamentofsawCity .for the a 2b06. Au t considering umo ashes ag- (1) Lowest classified rate paid by commercial users 2.85 pe r line �of t that for comparable space tisea to appear at said meeting and show cause for ring such icorrected. (2) Maximum rate allowed by law 6.20 li No eom that another p is asseiaea too le- win �r-� be acted upon until the persgn eo assessed, or his agent,. shall have been notified of sash oomplamt. (3) Rate actually charged 1.30 n line Da��� �.darofAp &coos: 'Sharod Ifit+nteon' City Clerk' (Published in the Brooklyn Center3an PbstApril 2I 2(106 7tis at'xGsui Ix :L .siSlC vd bab=se ,3 .uuxidE Pei Xd nts Local Board of Appeal and Equalization Record Pa 1 of 1 Date(s): County: HENNEPIN Summary cf all Board Actions 05/02/05 State of parcels of parcels of parcels with class of parcels Total Change Jurisdiction Total Change in City/Town Name: Brooklyn Center CT code: 27 appealed reduced increased changes not changed in EMV EMV Total EMV 05/16/05 1 141 51 1 91 279,6001 2,057,194,700 0.01 %1 P Appeal by property owner, W Appeal in writing; R Appeal by representative; 0 Other (miscellaneous board actions and assessor recommendations brought to the board for action) 'X" Valuation Appeals I Classification Appeals Appeal if No Assessor's EMV I Board Ordered EMV Increase Decrease Assessor's Board Ordered Name of Property Owner Code Parcel Number Change Comments Land I Improvements I Total I Land I Improvements I Total in EMV M in EMV M Class Class William Kim Kenny P 25- 119 -21-44 -0023 Riverfront Property -RL 130,000 227,500 357,500 130,000 214,000 344,000 13,500 Daryl Diane Sannes P 25- 119 -21-44 -0005 Riverfront Property -RL 165,000 229,400 394,400 165,000 229,400 394,400 Stephen Cooper Usa McNaughton P 36- 119 -21 -13 -0004 Riverfront Property -RL 190,000 269,800 459,800 190,000 269,800 459,800 Twin Lakes Properties LLP P 10- 118 -21 -12 -0056 Twin Lake Manor Apts 1,274,000 4,465,000 5,739,000 1,274,000 4,465,000 5,739,000 Twin Lakes Properties LLP P 10- 118 -21 -12 -0057 Twin Lake Manor Apts 1,226,000 4,296,000 5,522,000 1,226,000 4,296,000 5,522,000 ESA 3504 Inc. W 35- 119 -21 -23 -0088 Extended Stay America 715,000 2,585,000 3,300,000 715,000 2,585,000 3,300,000 La Quinta Properties Inc. W 35 -119 -21-42 -0011 Bavmont Inn Suites 720,000 1,519,000 2,239,000 720,000 1,519,000 2,239,000 DHM Mpls Hotel Inc W 35- 119 -21 -13 -0012 Holiday Inn Select 1,852,600 2,197,400 4,050,000 1,852,600 2,197,400 4,050,000 BC Leased Housing Assoc O 02- 118 -21 -23 -0015 Center Point Apts 2,016,000 10,044,000 12,060,000 2,016,000 10,044,000 12,060,000 Guenther Roth O 34- 119 -21-43 -0060 PBC Medical Office 375,000 299,000 674,000 375,000 194,000 569,000 105,000 2 00 409 000 689 0 -133 100 r 280 00 2 10 822,100 80 0 00 Mark Kirnker P 03- 118 -21-42 -0028 Brooklyn Peace Office 0 54 0 Robert Hildreth R 36- 119 -21 -14 -0005 Riverfront Property -RL 160,000 166,400 326,400 160,000 150,000 310,000 16,400 Brett Hildreth P 01- 118 -21-43 -0108 Residential SF 51,400 299,800 351,200 51,400 288,200 339,600 11,600 Todd Paulson P 36- 119 -21-41 -0004 Riverfront Propertv -RL 184,000 199,600 383,600 184,000 199,600 383,600 2005 Local Board of Appeal and Equalization Certification Form The Local Board of Appeal and Equalization must complete and sign the Local Board of Appeal and Equalization Certification Form for each meeting of the local board. At the end of each local board meeting, the county assessor takes possession of the comp County of: HENNEPIN Jurisdiction Name (indicate city of town): Citv of Brooklvn Center Meeting (check one): X� convened 05/02/2005 indicate date 7:00 p.m. indicate time (a.m. or p.m.) Meeting (check one): recessed 1 PI-4 (indicate a.m. p.m.) Fi reconvened indicate date indicate time (a.m. or p.m.) F adjourned (indicate a.m. or p.m.) Please note: The Local Board of Appeal and Equalization may not take action after adjourning. All issues must be resolved before the Scheduling for reconvene meeting (if needed) meeting is adjourned. If issues still need to be considered, the board should recess until the next meeting. If a recess is called a quorum also must be present at the reconvene meeting for the local board to take valid action. In order to verify that the quorum requirement was met, the Date of reconvene: 1 (0 4 local board must complete and sign a Local Board of Appeal and Equalization Certification Form for each reconvene meeting. The reconvene must be held within 20 days (including the day of the initial meeting) unless the board requests a time extension in writing from the Time of reconvene: (indicate a.m. meeting p.m. 9 Y 9 Y 9) q g Department of Revenue and the time extension is granted by the department. The date and time for the reconvene meeting must be determined before the initial meeting is recessed. Once the Local Board of Appeal and Equalization has adjourned they cannot reconvene. Townshi /Ci Board Members Assessment Personnel Summary of Board Please fist all voting members of the Local Board of Appeal and Equalization and indicate gf each member was present or absent. All members present at Please p p list the names and titles of all assessment personnel resent for the Actions ,fior this.- Meeting the meeting must sign this form. For each member present, you also must check "Yes' or 'No' indicating Local Board of Appeal and Equalization meetin. Please provide a summary of the actions taken I Name (please print) Title I by the local board at this meeting. you attended the Local Board of Appeal and Equalization meeting along with the other board members marked as present on this form; the board heard appeals for the parcels listed and acted as indicated on the Local Board of Appeal and Equalization Record; and /,f of parcels the board voted to take the summary actions as noted on this form. 11 44 G T �p� C� appealed: of parcels Training �ei��Q reduced: Name (please print) Title Attendance Certified* Signature (for those in attendance only) of parcels Present I Yes increased: Q S fir^ Absent I �No /�f�/�/ (�tD of parcels Present Yes with class changes: O LC�.�e I mn_rr► n r' X Absent I No j of parcels 67 V Present Yes not changed: Lar, r Absent I N Jurisdiction 0 5-/ l 9 700 Present I Y U total EMV: 1- Y) 1 d S Ln Absent I No X I Present I �j� P U- (m h Absent �No w �I Please note Although'the Local Board of Appeal and Equalization has the authority to Present I 1Yes increase or, reduce individual assessrrients, the Absent I Nolocal boar) cannot reduce the jurisdiction total I lAbse t lNo men Yes amount of adjustt made by th total Present Yes Absent INo For the 2005 Local Boards of Appeal and Equalization, this is for informational purposes only. Beginning with the 2006: Local Boards of Appeal and Equalization, it is a requirement that at least one member present at the meeting has attended the training Section 274.014 within the last four years. 2005 Local Board of Appeal and Equalization Certification Form The Local Board of Appeal and Equalization must complete and sign the Local Board of Appeal and Equalization Certification Form for each meeting of the local board. At the end of each local board meeting, the county assessor takes possession of the comp County of: HENNEPIN Jurisdiction Name (indicate city of town): City of Brooklvn Center Meeting (check one): F-� convened indicate date indicate time (a.m. or p.m.) Meeting (check one): Q recessed (indicate a.m. or p.m.) EK reconvened 5/16/2005 indicate date 5:30 P.m. indicate time (a.m. or p.m.) Q adjourned ca 3 9' (indicate a.m. (D.m.) Please note: The Local Board of Appeal and Equalization may not take action after adjourning. All issues must be resolved before the Scheduling for reconvene meeting (if needed) meeting is adjourned. If issues still need to be considered, the board should recess until the next meeting. If a recess is called a quorum also must be present at the reconvene meeting for the local board to take valid action. In order to verify that the quorum requirement was met, the Date of reconvene: local board must complete and sign a Local Board of Appeal and Equalization Certification Form for each reconvene meeting. The reconvene meeting must be held within 20 days (including the day of the initial meeting) unless the board requests a time extension in writing from the Time of reconvene: 7L— S aO (indicate a.m. oe Department of Revenue and the time extension is granted by the department. The date and time for the reconvene meeting must be determined before the initial meeting is recessed. Once the Local Board of Appeal and Equalization has adjourned they cannot reconvene. Towrship/Clty poard Members... Assessment Personnel Summary of Board Please list all voting members of the local Board of Appeal and Equalization and indicate tf each member was present or absent. All members present at Please list the names and titles of all assessment personnel present for the Actions for this Meeting the meeting must sign this form. For each member present, you also must check "Yes" or'No" indicating Local Board of Aoaeal and Eaualization meetino. Please provide a summary of the actions taken Name (please print) I Title you attended the Local Board of Appeal and Equalization meeting along with the other board members marked as present on this form; by the local board at this meeting. the board heard appeals for the parcels listed and acted as indicated on the Local Board of Appeal and Equalization Record; and Nancy Wojcik Assessor of parcels the board voted to take the summary actions as noted on this form. appealed: of parcels 3 Training reduced: •.J Name (please print) Title Attendance Certified* Signature (for those in attendance only) of parcels Present increased: t r� ,S Absent I JYes No of parcels n 0 1 Present Yes l/ with class changes: Ka a) 0 o r) (Q I �in ►r I Absent I �No �Q� of parcels O Present resent es J/ not changed: [�4� C dr i r.t YYtn _mJ.2� I 1Absent t 1 Jurisdiction Present Yes total EMV 2,057,194,700 J t Qt10 o_S� t;,,Ex, nC i PYIo M o-f (Absent 1 14o lAbsent Present Yes l c+v c,y Please note Although the Local Board of pa r U_ c h V1/) r (o h P,t No Present Appeal and Equalization has the authority to v Absent I JYes No increase or reduce individual assessments, the focal board cannot reduce the jurisdiction total: Present I (Yes EMV by mare than 1 percent, If the total Absent No amount of adjustments made by th Present Yes I 1 Absent lNo *.For th e 5 Lo pp q purposes oses 200 L I Boards of Appeal and Equalization, this is for informational u only. Beginning with the 20061ocal Boards of Appeal and Equalization, it is a requirement that at least one member present at the meeting has attended the training Y 9 9 Section 274.014 within the last four years. Brett Hildreth Statement for Hennepin County Appraiser Regarding 6500 Willow Lane May 2004 /Updated May 2005 Market Value: Purchased on January 2, 2004, 6500 Willow Lane sold for $265,000 ($270k $5k in seller paid points toward closing costs). This sale price came after the house sat on the market for 7 months being well marketed by Remax (and MLS listing) with many open houses. And with interest rates among the lowest in years basically, a great market. House price was originally advertised for $309k, then dropped to $289k part way through the listing and then ultimately de- listed. This house is nicer and right next door to 6448. 1 know because I am an owner of both. Another property is currently for sale at 6704 West River Road. It is 4 bedroom, 2 bath with bigger lot, no apartment influence, less freeway impact, better school district, no flood zone issue, 1998 totally updated to brand new and it has been on the market for 60 days now and has had one price reduction from $339,000 to $327,000 and it is still sitting on the market. This ultimately sold for $318,000. A market analysis by an area realtor shows that river houses in Brooklyn Center and Brooklyn Park have a history of being over valued at time of sale and go through price lowering adjustments prior to final sale. The assessment: Older river houses fill few of today's buyers needs due to older layouts, more maintenance, and relatively high "price" requests. I believe the factors below (among others) leads potential buyers to set a market value lower than what the city /county arrived at. 6500 Willow Lane School District Issue o Property is in school district 286 one of the five worst in terms of performance in the state of Minnesota according to a 1999 Department of Education Study I have supplied this documentation to you. This is NOT to say the teaching or offerings are poor, it is to say that students consistently scored very poorly in both math and reading. Parents choose schools on both teaching caliber and their children's peers. Relative to other neighborhoods, Brooklyn Center students fair poorly. This is a driving factor in home purchase that can not be avoided. Note that the comparables which are only a few blocks away (or even across the street) are in School District #11 (Anoka Hennepin) one with substantially better performance by all measures you noted that Brooklyn Center is in an "open enrollment district" which is a good observation, however, that does not guarantee that a child can get into a better school nor does it remove the hassle of trying to do so. I called and asked Anoka Hennepin School District how this works they said that in Middle school and high school, they have not accepted open enrollees for years, are not accepting them now, and do not expect to do so in the foreseeable future because they are "full At the elementary school level, they said I needed to call whatever elementary school I was interested in and that it was up to the principle to admit or not and it also depended on whether the grade level was full in other words (maybe, but not so likely). r Comparables chosen in Fridley and Coon Rapids are acknowledged as poor comparisons because so many factors are different: First and foremost, different school district and dramatically different performances Different city Different county Different neighborhoods Different freeway dynamics Apartments /Crime /Drugs Issues o Property is across the street from drugs, crime and violence associated with lower income apartment complexes people buying $300,000+ houses do not want to live in this close of proximity to this element it substantially devalues property particularly in the "higher end of the market "Comparable" houses just a few blocks away are in a traditional "neighborhood" and by proximity just not exposed to the same issues Note: one of my tenants in the past year had his car broken into AND I understand one of the neighbors was held up at gunpoint in their own front yard down the block to the south. This is a REAL issue. I'm scared to walk over to those apartments Freeway Issue o As you mentioned both of these properties not only have substantial freeway noise, but have very little in the way of barriers to prevent children from running into highway 252. Other "comparables again, just a few blocks away, have less noise issue and much less direct access to highway 252 either by physical barrier walls or just additional neighborhood space This freeway issue combined with school district and real (or even perceived) apartment crime issues makes these houses very unattractive to families with children. Comparables in other Cities o While Fridley and Coon Rapids may have houses of similar size and shape on the river, they are a different school district, city and county: The reality is that the Brooklyn Center riverfront homes in your neighborhood have had long marketing times and are not valued at the same rate by the marketplace." Coldwell Banker Burnet letter. Other Comparables Hennepin County 901® 105% of market value issue o A house's market value needs to be valued based on its actual value as set by the Market Place and not by a County policy about what the value "should be o Other comparables. Yes, I understand the use of averages, comparables, etc... to arrive at an estimated value; however, nothing is more telling than evaluating house individual) b what the sale rice is for that specific g y y p p house and by actually visiting each house individually to come up with the value. For example, it is helpful to actual) have seen other houses that P p y these are being compared to vs, just compare them by the paperwork The house for $412k a few blocks away (different school district, little freeway noise or access, no apartment issues, different floodplain) was also in absolutely amazing, totally updated condition inside. Unlike 6500 Willow. Flood plain o 1 actually just thought of a very important one that was a big issue in whether or not I would buy the house the potential flooding issue. 5 years ago, the Army Corp. of Engineers supplied sand bags for these properties. During that potential flood time, one of the neighbors on the block told the story of his mother standing at the river bank with the water one foot from coming over the top and invoking God's intervention to save her house this is a real fear for buyers whether or not the house is actually in the flood plain or not The lower level is in the flood plain As compared to townhouses directly across the street these seem sufficiently "away" from the river that a potential buyer doesn't even give river flooding a thought Rental Income o Does not support that high of valuation. Street Reconstruction o The street is in complete disrepair and has no curb and gutter. It needs complete reconstruction scheduled in 2007 for additional assessment to the home owner. Bottom Line Due to these factors, I respectively request that the valuation be modified to $300,000 which is still an 11.15% increase over the agreed upon value from prior year and the actual market value based on an entire 7 month marketing time. If you have any questions, please call me at (763) 227 -8614. Brett Hildreth City of Brooklyn Center A Millennium Community TO: 2005 Brooklyn Center Board of Appeal and Equalization RE: Steven Cooper and Lisa McNaughton 6632 West River Road PID 36- 119 -21 -13 -0004 Mr. Cooper scheduled an appointment for a physical review on Monday, May 16, 2005, at 1:30 p.m. This review was completed by Nancy Wojcik, City Assessor. After physical review, no changes were made to the current characteristics of the home. It is staff's recommendation to sustain the 2005 estimated market value of $459,800 for taxes payable in 2006. Mr. Cooper's taxable market value will remain at $434,800. Respectfully, _7 n Nancy Wo ik, SAMA City Assessor 6301 Shingle Creek Parkway Recreation and Community Center Phone TDD Number Brooklyn Center, MN 55430 -2199 (763) 569 -3400 City Hall TDD Number (763) 569 -3300 FAX (763) 569 -3434 FAX (763) 5694494 www.cityolbrooklyncenter.org 2005 Brooklvn Center Board of Appeal and Equalization Reconvene Mav 16, 2005 Meetina Aaenda: 1. Meeting called to order, roll call. (5:30 p.m.) 2. Appearances by taxpayers with appointments. Refer to attached appeals. Mr. Paulson. 6408 Willow Lane N. An interior review was completed on 5/04/2005 and an appraisal report has been included. If the owner is not satisfied with the outcome of the Local Board of Appeal they may appeal to the County Board of Appeal and Equalization. Complete the following process: Owner(s) statement of estimated market value and presentation of factual information regarding the property. Questions addressed to the owner. Assessor's statement of value and presentation of factual information regarding the property. Questions addressed to the Assessor. Local Board of Appeal and Equalization considers the appeal and selects one of the following: Make no change and sustain the 2005 estimated market value. Reduce the 2005 estimated market value. Increase the 2005 estimated market value. ti Mr. Robert Hildreth. 6500 Willow Lane N. An interior review was completed on 5/03/2005 and an appraisal report has been included. If the owner is not satisfied with the outcome of the Local Board of Appeal they may appeal to the County Board of Appeal and Equalization. Complete the following process: Owner(s) statement of estimated market value and presentation of factual information regarding the property. Questions addressed to the owner. Assessor's statement of value and presentation of factual information regarding the property. Questions addressed to the Assessor. Local Board of Appeal and Equalization considers the appeal and selects one of the following: Make no change and sustain the 2005 estimated market value. Reduce the 2005 estimated market value. Increase the 2005 estimated market value. Mr. Brett Hildreth. 501 Bellvue La. An interior review was completed on 5/03/2005 and an appraisal report has been included. If the owner is not satisfied with the outcome of the Local Board of Appeal they may appeal to the County Board of Appeal and Equalization. Complete the following 9p rocess: Owner(s) statement of estimated market value and presentation of factual information regarding the property. Questions addressed to the owner. Assessor's statement of value and presentation of factual information regarding the property. Questions addressed to the Assessor. Local Board of Appeal and Equalization considers the appeal and selects one of the following: Make no change and sustain the 2005 estimated market value. Reduce the 2005 estimated market value. Increase the 2005 estimated market value. Mr. Steven Cooper Lisa McNauahton. 6632 West River Rd. An interior review was not completed at the time of the packet printing. An interior review is expected to be completed by 4/16/2005. An appraisal report has been included, should an interior review not be completed the orooerty valuation can not be reduced. If the owner is not satisfied with the outcome of the Local Board of Appeal they may appeal to the County Board of Appeal and Equalization. Complete the following process: Owner(s) statement of estimated market value and presentation of factual information regarding the property. Questions addressed to the owner. Assessor's statement eme t of value and presentation of factual information regarding the property. Questions addressed to the Assessor. Local Board of Appeal and Equalization considers the appeal and selects one of the following: Make no change and sustain the 2005 estimated market value. Reduce the 2005 estimated market value. Increase the 2005 estimated market value. Mr. Mark Klinkner. 5637 Brooklvn Blvd An interior review was completed on 5/06/2005 and an appraisal report has been included. If the owner is not satisfied with the outcome of the Local Board of Appeal they may appeal to the County Board of Appeal and Equalization. Complete the following process: Owner(s) statement of estimated market value and presentation of factual information regarding the property. Questions addressed to the owner. Assessor's statement of value and presentation of factual information regarding the property. Questions addressed to the Assessor. Local Board of Appeal and Equalization considers the appeal and selects one of the following: Make no change and sustain the 2005 estimated market value. Reduce the 2005 estimated market value. Increase the 2005 estimated market value. Review Of r 6408 Willow La PI D# 36 -119- 2141 -004 For Todd Jennifer Paulson 2005 Board of Appeal and Equalization f a �a City of Brooklyn Center A ll 'VIieitnium, Community X I TO 2005 Brooklyn Center Board of Appeal and Equalization RE: Todd Jennifer Paulson 6408 Willow Lane PIN 36-119-21-41-0004 Mr. Paulson contacted our office regarding the 2005 valuation notice on the property listed above. He was told that the deadline was April 15 for informal appeals, and an appeal would need to be made in person or by letter at the Board of Appeal and Equalization on May 2 in order to appeal the value on the property located at 6408 Willow La. At the Board on May 2 Mr. Paulson provided the assessing staff with a copy of an appraisal dated January 1 e, 2005 that had been completed for a mortgage refinance transaction. Copies of this appraisal have been included along with Mr. Paulson's appeal application. Following his appearance at the Board, Mr. Paulson was directed to set up an appointment with an appraiser to review the property. Assessment records show no interior review has been completed on this property since 1997. Mr, Paulson provided a copy of an appraisal completed by GJS Appraising, dated January 19, 2005, In reviewing the comparable properties used in the appraisal, the assessing staff found that comparables one, two and four are located on the Mississippi River, while comparable number three backs to a creek and comparable number six backs to a park. (see attached map) Comparable five is located on Twin Lake in Brooklyn Center, The appraiser included comments regarding the locations of two comparables having only a river view, but adjustments to site and view on these two comparables were inconsistent and did not reflect an adjustment for water frontage but rather view and size. It is staff's opinion that comparable one and comparable three are very similar in size, located in the same jurisdiction, and in very close proximity to each other. The difference in original sale price of these two properties, including a time adjustment, is more representative of an adjustment amount for a waterfront adjustment. For this reason, it is assumed that comparables three and six are lower than a typical waterfront property, and that the adjustment was not adequate. Comparable four, is a property that has a non-typical layout with the living, dining and kitchen located in the lower level, along with a spiral staircase. This non-typical layout would usually contribute to a functional influence against the property and indicate a lower sale price than a typical home floor plan. The appraiser subtracted $1,000 from comparable four for the quality of basement finish to be like the subject property, but made no adjustment for the negative impact of the functionality of the layout. Adjustments to comparables are a standard USPAP practice, and do involve a very thorough study of the subject and comparables. For this reason, comparable four appears to require additional positive adjustments for the functional layout and is not reflective of an adjusted sale price. Shingle Crerk.Parhwa Recreation and Communit ("enter .Phone TDD Number Brooklyn Center, AIN 55430-2199 (763) 569-3400 City flull TDD Number (76,') 569-3300 FAX (763) 569-3434 FAX (76-7) 569-3494 Mr. Paulson called for a review and an appraiser from the Assessor's office reviewed the exterior and interior of the property on May 4, 2005. The subject property is located along the Mississippi River, in a neighborhood of similar properties along the river, with an apartment complex located across the street. The subject property is currently receiving a 4% negative influence adjustment for the proximity of the apartment complex. The subject property has an oversized, generally rectangular lot with approximately 90 feet of river frontage. The subject property is a brick rambler of above average quality in very good condition. The property has a full rear walkout toward the river. The property includes a brick, two car, detached garage with a tunnel connecting 4 to the basement of the house. The property was built in 1958, but due to remodeling, has an effective age of 1980. Several changes to characteristics were noted including a change in the foundation size, and an increase in the percentage of basement finished since the lost interior review in 1997. The new appraisal indicated a total market value of $401,300, reflecting changes in characteristics, square footage and condition as of May 4, 2005. This market value is within the indicated value range of adjusted comparable sales of $363,700 to $441,200. As the completed appraisal indicated a valuation change of an additional 4.6%, it is staff's recommendation to correct the changes in characteristics for the 2006 assessment and sustain the 2005 estimated market value at $383,600. Mr. Paulson's taxable market value will remain at $297,500. It is staffs recommendation to sustain the 2005 estimated market value of $383,600 for taxes payable in 2006. Mr. Paulson's taxable market value will remain at $297,500, Respectfully, (Nancy WoJ SAMA City Assessor CITY OF BROOKLYN CENTER LOCAL BOARD OF APPEAL AND EQUALIZATION 2005 Assessment Walk -fin APPLICATION FOR APPEAL to be Placed on the Agenda for the Local Board of Appeal and Equalization May 2, 2005, 7:00 P.M. Name(s) Daytime Contact Number: 740 5C Property Address_,& r vw' «r r.+ I I Property Identification Number 3o' 11 47 Z c cos 2005 Estimated Market Value 3 'Co'd 2006 Limited Market Value J,," 2005 Taxable Market Value If 2 Y 7. 70 0 What is the reason tar your 2005 assessment appeal? 4t 0 a g o f ly t */�Ss 1-f S Yoe w 49X r4l .*�.r r ca it ALr 0WA-14 ile, When did you purcha your home? Date of Purchase .2000 Purchase Price c d Have you chanced your property since the purchase? (maintenance, upgrades, remodeling or structural damage) Please list a brief description below with an estimated cost, ,mss r^ Have you had a runt appraisal for refinancing, purchase or a market analysis by a real estate agent completed within the last year? Yes r No If so, what-was the determination of value? 3 5a, Please provide any documentation supporting your claim of overvaluation or erroneous classification. In order to appeal your valuation an appointment to view the property will be required. Marc SUBJECT PROPERTY 6448 Willow La Todd Jennifer Paulson Pll)# 36 119 21 41 0004 f ig, 9 r y w Mp 3 y r Land Ch aracteristics Land Area 39,750 sq. ft. River Frontage Approximately 90 ft. 2005 Land Value $184,000 2005 Building Value 199.60 TOTAL 2005 EMV $383,600 Building Characteristics Stale: Rambler 1,620 sq. ft. Full Bach Walkout Above Grade Room Count: 6 l 2 f I Full Bath Below Grade Room Count: 3121.75 Bath Garage; 2 Car Detached Fireplace: 2 Porches/Decks/Misc. Deck Gazebo Screen Porch Central Air Conditioning. CAC SUBJECT PROPERTY PHOTOS 6408 W llow Lane PI T# 36 119 21 41 0004 REAR VIEW WITH FULL LOT k" SUBJECT PROPERTY VIEW v rr Hennepin County, MN Click on reap to view information on adjoining properties Scroll down to see property address, value tax info 20" UNIX RAN ME g Last up&tc: 51342M5 at 1 :00 P READ IMPORTANT DISCLAIMER INFORMATION BELOW Property M Approximate Approximate Property Perimeter Propert Area 36-1119-21-41-0004 i ft 39,750 sqJL 0.918 acres Property Address 6408 WILLOW LA N BRROQ$ELYN G`KN'" R, MN 55430 Click on Property Information Button below to view main tax inforrnation page for the property you have selected The data contained on this page is derived from a compilation of records and maps and may contain discrepancies that can only be disclosed by an accurate survey perforrned by a licensed land surveyor. The perimeter and area (square footage and acres) are approximates and may contain discrepancies. The information on this page should be used for reference purposes only. Hennepin County does not guarantee the accuracy of material herein contained and is not responsible for any misuse or misrepresentation of this information or its derivatives. Please report any map discrepancies to Bob Moulder (Hennepin County Survey Division) at (612) 348 -26118 or via email at Bob. Moulder(&co. hen neotn. mn. u The quality of the display may be influenced by your screen size and resolution setting and is best viewed at 00x600 screen resolution. This application requires Internet Explorer 3.02 or Netsca a 2.01 or later version for proper operation. Copyright C 2004 Hennepin County PROPERTY DATA SYSTEM TAXPAYER INQUIRY CURR 319 PROPERTY ID NEXT 36- 119 -21 -41 -0004 Pt.Con: Mt.Adr: HOUSE#€ FRACTION STREET NAME UNIT ZIP +4 Front: 180 Back: 90 6408 1/— WILLOW LA N 55430+ Right: 408 Left: 420 Ownerl: PAULSON TURD R Owner3: Owner2: PAULSON JENNIFER L Owner4: Zoning: R1 Prim/sec: Yr.blt: 1958 Area: 39727 Acres: 1.00 Sch.Ost: 286 W hd: 00 Gr /OslEx: Subrecs: 01 Width: 95 Depth: 414 Mkt -Land Mkt -Bldg Mkt -Mach Mkt -Tot Tx Capacity Hd PT %Own 2005: 184000 199600 383600 2915 H RL 100 2004: 184000 181000 365000 2552 H RL 100 2003: 99000 176300 275300 2187 H RL 100 Legal Description: NO LOT AND BLACK GIVEN UNPLATTED 36 119 21 COM AT A PT DIS 536 FT SLY PAR WITH THE CTR LINE OF W RIVER ROAD FROM A PT IN THE N LINE OF GOVT LOT 3 DIST 542 5110 FT E ALONG SAME FROM ..MORE LEGAL woe PID or ADDRESS: cress ENTER: or Fl. F2, FS PROPERTY DATA SYSTEM LIMITED MARKET VALUE UPDATE CURB 11 NEXT PID 36- 119 -21 -41 -0004 ASSESSMENT YEAR 2005 SUB -REC k1 HOUSE## 6408 F/A 11_ STREET WILLOW LA N UNIT CALCULATE LMV (Y(N) PROPERTY TYPE RL HMSTD CODE H PART CONST GRIOSIEX REL HMSTD IND CONTIG IND MARKET LAND VALUE 184000 MARKET BUILDING VALUE 199600 MACHINERY VALUE TOTAL MARKET VALUE 383600 IMPROVEMENT AMOUNT LIMITED MARKET VALUE 297500 GUALIFYING IMPROVEMENT AMOUNT MARKET VALUE SUBJECT TO TAXATION 297500 TAXABLE MARKET VALUE TAX CAPACITY 2975 Make chanaes: cress ENTER: or Fl. F2. F4. F5. F8 PROPERTY DATA SYSTEM COMPUTER AIDED APPRAISAL INQUIRY 05/06/05 CURB 436 NEXT PROPERTY ID: 36- 119 -21 -41 -0004 YEAR: 2005 ADDRESS 6405 WILLOW LA N CLASS: A04 DT: SF STYLE ONE LEVEL MANUAL: NO GBA 1520 (SO.F7.) AGE: 25 YRS ZONED R1 BASIC RATE 99.54 ADJ.. RATE $109.49 EXT. WALL; 8.0% SHAPE: 2.05 ADJ.RATE *GBA: 166424 ADD BSMT 18240 1520 SgFt 9 $12.00 Rate DED UNF.GBA: SgFt $65.00 Rate ADJUSTED TOT: 184664 ADDITIVE AMT: 59528 GARAGE 10216 DORMERS: PAT.DOORS: WALKOUT: 6500 AIRCOND: 1824 DECKS 5790 PATIOS PORCHES: 1694 POOLS BATHS 12000 FIR PLC: 6000 FIN.BSMT.: 15504 TOTAL COST 244192 ADJUSTMENTS 89.0% DEPRECIATION: 93.0% INFLUENCES: -4 FUNCTIONAL ECONOMIC BLDG VALUE 2173€30 BLDG MARKET VALUE 217300 FLAT CHGS LAND MARKET VALUE 184000 TOTAL MARKET VALUE: 401300 _jyDe PID. Press ENTER: or F1. P2. F8 PROPERTY DATA SYSTEM COMPUTER AIDED APPRAISAL INQUIRY 05104105 CURR 436 NEXT PROPERTY ID: 36- 119- -21 -41 -0004 YEAR: 2005 ADDRESS 6408 WILLOW LA N CLASS: A04 DT: SF STYLE ONE LEVEL MANUAL; NO GSA 1472 (SQ.FT.) AGE: 30 YRS ZONED: R1 BASIC RATE $100.24 ADJ. RATE $110.26 EXT. WALL; 8.0% SHAPE: 2.0 ADJ.RATE *GSA: 162302 .a ADD BSMT 17664 1472 SgFt $12.00 Rate DED UNF,GiBA: SqFt 6 $65.00 Rate ADJUSTED TOT: 179966 ADDITIVE AMT: 50844 GARAGE 10216 DORMERS. PAT.DOORS: WALKOUT: 6500 AIRCOND; 1766 DECKS 5780 PATIOS PORCHES: 2400 POOLS BATHS 12000 FIREPLC: 6000 FIN.B$MT.: 6182 TOTAL COST 230810 ADJUSTMENTS 86.5% DEPRECIATION: 90.5% INFLUENCES: -4 FUNCTIONAL ECONOMIC BLDG VALUE 199600 BLDG MARKET VALUE 199600 FLAT CHGS LAND MARKET VALUE 184000 TOTAL MARKET VALUE: 383600 Tine PID. Press ENTER; or F1. F2. F8 PROPERTY DATA SYSTEM LIMITED MARKET VALUE UPDATE CURR 118 NEXT PID 36- 119 -21 -41 -0034 ASSESSMENT YEAR 2005 SUB -REC 01 HOUSE# 6408 F/A 11_ STREET WILLOW LA N UNIT CALCULATE LV (Y(N) PROPERTY TYPE RL HMSTD CODE H PART CONST GR10S /EX REL HMSTD IND CONTIG IND MARKET LAND VALUE 184000 MARKET BUILDING VALUE 199600 MACHINERY VALUE TOTAL MARKET VALUE 383600 IMPROVEMENT AMOUNT LIMITED MARKET VALUE 297500 QUALIFYING IMPROVEMENT AMOUNT MARKET VALUE SUBJECT TO TAXATION 297500 TAXABLE MARKET VALUE TAX CAPACITY 2975 Make chanaes: cress ENTER: or F1. F2, F4, F5. F8 PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART1 05105105 CURR 209 PROPERTY ID Address NEXT 36- 119 -21-41 -0004 6408 If WILLOW LA N ZONING R1 MODEL: DWELLING TYPE SF AREA RATING 2 SITE RATING t ADJ PROP I FL VIEW 1 ARCHIAPPEAL 2 QUALITY A04 SHAPE 2 STYLE 1 DORMER LENGTH DORMER QUAL CONSTRUCTION 1 MAIN EXT WALL 2 TRIM EXT WALL ROOF TYPE 2 ROOF COVER 1 WINDOW TYPE1 2 WINDOW TYPE2 1 PATIO DOORS WALKOUT 1 AIR COND 1 DECK AREA 579 DECK QUAL 3 PATIO AREA PATIO QUAL GLAZED AREA GLAZED QUAL SCREEN AREA 121 SCREEN QUAL 3 OPEN AREA OPEN QUAL GAR1 AREA 528 GAR1 EXT WALL 2 GAR1 CAMS 2 GAR1 COND 1 GAR1 PLACEMENT GAR2 AREA GAR2 EXT WALL GAR2 CARS GAR2 COND GAR2 Pt ACEMNT POOH. AREA POOL {QUAL BSMT AREA 1520 BSMT TYPE BSMT FINISH`S 060 BSMT OVAL 3 BSMT BATH SPA BSMT BATH DLX BSMT BATH FULL_ BSMT BATH 314 1 BSMT BATH 1/2 BSMT BATH OL 3 BSMT FPLC NBR 1 BSMT FPLC. DUAL 2 NO BSMT FPLC ELECT SVC 1 HEATING k11 BSMT TOT RMS 3 BSMT BEDROOMS 2 BSMT FAM ROOMS 1 BSMT KITCHENS BSMT OTH RMS Make chances; press ENTER: or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART2 05105105 CURR 209 PROPERTY ID NEXT 36- 119 -21 -41 -0004 MANUAL CONDITION 2 1st KIT QUAL 2 1st INTERIOR 3 1st TRIM f 1st FLOOR 1 1st BATH SPA 1st BATH DLX ist BATH FULL 1 1st BATH 3f4 1st BATH 1 {2 1st BATH QUAL 1st FPLC NBR 1 1st FPLC DUAL 2 NO 1st FPLC 1ST TOT ROOMS 5 1st BEDROOMS 2 1st FAIL ROOMS 1st LIV RMS 1 1st DINE ROOMS 1 1st KITCHENS 1 1st OTH ROOMS 2nd INTERIOR 2nd TRIM 2nd FLOOR 2nd BATH SPA 2nd BATH DLX 2nd BATH FULL 2nd BATH 3/4 2nd BATH 1/2 2nd BATH QUAL 2nd FPLC NBR U 2nd FPLC QUAL NO 2nd FPLC 1 2nd TOT ROOMS 2nd BEDROOMS 2nd OTH ROOMS TNT. LAYOUT t ACT YR BLT 1958 EFF YR BLT 1980 FUNCTIONAL ECONOMIC TOT BEDROOMS 04 TOT FAM ROOMS 1 TOT LIV ROOMS 1 TOT DIN ROOMS 1 TOT KITCHENS 1 TOT OTH ROOMS 0 TOT BATHROOMS 2 TOTAL ROOMS 8 ist FL UNF AREA 2nd FL UNF AREA TOTAL UNF GBA DIM1 48.Ox 29.0= 1392.0 DIM2 32.Ox 4.0- 128.0 DIMS x DIM4 x DIMS x M OIM6 x DIM7 x 1st FL AREA 1520 2nd FL AREA TOTAL GSA 1520 PART /COMP INT. INSP 1 FLAT CHARGE ADD. SUBTRACT: Make chances: cress ENTER: or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART3 05/45/45 CURB 249 NEXT PROPERTY ID 36- 119 -21 -41 -0004 N O T E S Line 1: TUNNEL IN BASEMENT TO Line 2: DET GAR.LG KITCH W /UPDTD Lane CT FLOR.ISLAND W /COOKTOP, Line 4: NEWER CABS COUNTERS. Line 5: LG MAIN BATH. ALL CT. Line 6: LG LEVEL LOT W /VIEW OF Lane 7: RIVER FROM BOTH LEVELS.. Line 8: FULL BACK WALKOUT Line 9: NO RESPONSE /EXT ONLY Line10: ASSUMED 2443 Make chaneaes; press ENTER: or anv valid function kev PROPERTY DATA SYSTEM LAND CHARACTERISTICS UPDATE PART 1 CURB 214 PROPERTY ID NEXT 36- 119 -21 -41 -0004 6408 1/ WILLOW LA N Zoning: R1 Area Rating: 2 Site Rating: 1 Appraiser 21 Appr Date: 85/04/2005 Interior Insp. Y Permit Date; 4412 Last Int. Insp. Date: t85/U4/2005 Frontage: 100 Left: 420 Rear: 90 Right: 408 Eff Width: 95 Eff Depth; 414 Sgft; 39727 Acres: 1.04 Irreg Shape: Y On Lake: Lake Rating: Landscape: Paved Street: 1 Curb Sidewalk: Sewer Avail: 1 Water Avail: 1 Gas: 1 Buried Else: Alley: On River: 1 Raver Rating: Wooded; Influences; 42 NON RESIDENTIAL Allow Units: Trackage: Soil Correct: P Tyaae ID: oress ENTER:. or any valid function kev RESIDENTIAL SALES COMPARABLE ADJUSTMENT GRID APPRAISAL Of 6408 WAlow La N Brooklyn center PlD#!' 36-119-21-4 1 00 I a�,sas ssnvte=t,anrx SUBJECT COMP. #4 COMP, #2 COMP. 03 COMA. $4 NAM Toddf.Jsee**rPatdswt 6704 RIVER RR $402 MISSISSIPPI BLVD 189 HARTMAN CIR. 6234 RIVERVIEW TERRACE Rxss WRAOW LA N BROOKLYN CENTER COON RAPIDS FRIDLEY FRIDLEY ewo ac II9 3I it 36115 2112 0018 0430 24110032 15 30 2412 0066 16 30 2443 0096 rya swTUCk $318,600 $339,900 $376,000 $460,000 &ALE mce 6nancsc� Finu,�i,x�Ac4ui,tmmat Prue $318 $330,900 $376,000 «xa nt .peg $460 ,000 Sate 0 N' t eaves! SALE DATE Aug-04 17,400 Nov-04 $2,000 Oct-04 $4400 Aug-04 $10,600 SAUDAM Sate Pelee $326,500 $341,900 $380,400 34134,500 sale Prue IAal d fnr Tn*1 ra, 'H -WI LOCATION VERY GOOD SIMILAR i SIMILAR, SIMILAR SIMILAR L4GATtON FRONTAGE ^7s0 S.f t APx 90 40 4$3 S.F. IAPX 00 aeax "400 *.a s Ai'ti 158 PRT i4AM #S trpa a,�S at+x #i» FORT .RPR arxat r: F.t1V+A ri FHT 1,07 aiZE TY! E R41NTA RAMBLER RAMBLER RAMBLER MHLER RAM B e $ME (XFf Htww ws" 1,620 S.F.1612 1,124 S.FJ 613 tis.x94 1229 S11) 612 x12,0017 1,630 S. F. 1613 Lv6 S.FJ 4I 2 813,tiM■aeze (6 1,) AM vs cR,yos OR acar Room Ca„ ,d t eA Ii? t L BATH t FULL BATH 1 FULL S i 112 BATH IiQO Heave HA" aaa BATN9 1 Ftilt BATH 1 FULL BATH 1 FULL uau SATNtt YEAR BUILT J9i56 1156 19113 1959 1973 r aaaua r S8, »BE I}tiR LITYICOND, ASICNEAVERAGE INFERIOR la,s� INFERIOR 54 INFEROR SIMILAR t&IAUTYdG0e r5iTKSRt 2 3 2 FIREPLACES HEAT I C GFR N 1 CAC GFAt I C RCY GAC S2,b GFAICAC GFAICAG SSMT FtILt#IA4XOUT FULLIBEL6 ttka" FULUSELOW GRADE $16,000 FULUSELOWGRAOE 516,000 FUTAJWALICOUT eaaeT FINIRMSIBATNS 60% 131914 BATH 60% 11 t 112 BATH Wx t r M FOR 6ATrt $000 i V t FULL eATk 9S% 13 I 1 FULL BATH I.._... (Sffi Uiled assn r a rasa r aATN 11 I'll 11-11, ARAGE (dcanr) CAIt PET 2 CAR ATT 1 CAR ATT 54900 CARA7T 2C.ARATT CR W UPOATFS AitINE S3,Oa0 NONE fta DECK SANA_ AHrxlT'taa f btitT m GENERAL GLAZED 56 Eretw you REri 162§ a, THFR BELOW DAM BELOW DAM BELOW DAM SELOW f1AM BELOW DAM OTHER Net Ad 199, 800 $60,610 $39,000 t sdVa1U.1 WAS $01" now oi $363,700 $4112,4011 $419,400 $441,211$4 �adsei&s�wslw R Valuation Reconciliation: Value Rome $363.700 to U41.200. SuBwn EMV of 5381600 COMMENTS: Subject property is located along the Mississippi River in a neighborhood of simbf properties along Ow river, with an apartment complex acruss the street. The subject Property a currently receiving a 4 tyre influence for the! prox of these prox it3` apartments to Ghe sub ProFnY Subject has a oversized gerraily rectangular lot With agrProximatety 90 feel of liver fto111age. Interstate 684 is to the south *f subject f approxirnat y 112 a block, Property is a brick rambler with a full back walkout of above average quality in very good condition, A review of the subject property on May 4th itu11^,.ated several changes to charactertstics reflecting a revi value of $401,300 for the 2905 assessment This market value is withan the indicated range of adjusted sales of $363,70010 $441,200, As the appraisal Indicated a valuation change of 4.6 it is staffs reco„.,....3atlon to sustain the 2006 estimated market value at 1383,600. The limited and taxable maAst value would remain st $287,8€10. E ,4BOAR nutsTUt .rct, as ,i 061aw"06 COMPARABLE SALES PHOTOS Comparable 1 6704 West River Rd Brooklyn Center PID# 36 119 2112 0018 a z 3 Land Characteristics Land Area; 40,483 sq. ft River Frontage: Approximately 90 ft. Permanent Frontage Easement Scald: August, 2004 Sale Price $318,500 Building Characteristics Style: Rambler 1,124 sq. ft. Main Level Room Count; 8 13 11 Full Bath Below Grade Room Count: 1 l Bath Garage: 2 Car Attached Fireplace: 3 Porches /Deck$1Misc: Glazed Porch Central .Air Conditioning: CAC COMPARABLE SALES PHOTOS Comparable 2 8402 Mississippi Blvd Coon Rapids P1D 44 30 24 110032 Land Characteristics Land Area: Approximately 25,210 sq. ft. River Frontage: Approximately 100 f Sold: November, 2004 Sale Price: $339,900 Building Characteristics Style: Rambler 1,220 sq. ft. Main Level Room Count: 51211 Pull Bath Below Grade Room Count: 1 1 Rough In For Bath Garage: 1 Car Attached Fireplace: 2 Porches /Decks /Mist.: Glazed Porch Central Air Conditioning: None COMPARABLE SALES PHOTOS Comparable 3 169 Hartman Circle Fridley PID# 15 30 2412 0055 I (p s f l a n s yawl t Land Ch aract eristics Land Area. Approximately 13,000 sq. ft* River Frontage: Approximately 100 ft. Sold: October, 2004 Sale Price: $376,000 Building Characteristics Style. Rambler 1,530 sq. ft. Alain Level Room Count. 613 l 1 Full Bath Below Grade Room Count. 211 Full Bath Garage: 2 Car Attached Fireplace: 2 Porches /Decks/Misc.: Deck and Patio Central .Air Conditioning: CAC COMPARABLE SALES PHOTOS Comparable 4 6230 Riverview Terrace Fridley Pill# 16 30 24 43 4016 R r 2 5 n i L n i� .ryiYnl' Y .and Characteristics Land Area: Approximately 20,264 sq. ft. River Frontage: Approximately 79 ft. View of Island Sold: August, 2004 Sale Price: $460,000 Building Characteristics Style: Rambler Main Level Roam Count: 4121 I Full 1 Bath Below Grade Room Count. Walkout 13121 1 Full Bath Garage: 2 Car Attached Fireplace; 2 Porches/Decks/Misc.: Check and Sauna Welcome ancy Wojci Wednesday, May 04, '4 Home a'c1 My Matrix Fin Roster Tax Open House History Home Base Help Logout i a Map Size F< NNW Eli P Aire M COST Ave l 84132 Missis 14 ma�v Dr A 3 s L t 77'Wt ai i Aw 14 —r r l A q�s 169 Neirtman. 262 x 7* 10 11 *4 Aft W ._n z= f ubj t 34, 3 4436 42 5� a 6� CSC 53rd Aw Legend FT 0`- Glick Zooms In C dick Recenters eta; Construction Cost Estimate This is an estivate for a single family residence built under competitive conditions in or near Minneapolis, Minnesota in May 2005. This estimate includes a foundation as required for normal soil conditions, excavation for foundation and piers on a prepared building pad, floor, wall, interior and exterior finishes, roof cover, interior partitions, doors, windows, trim, electric wiring and fixtures, rough and finish plumbing, built-in appliances, supervision, design fees, permits, utility book-ups, the contractor's markup, overhead and profit, Highly decorative, starkly original or exceptionally well-appointed residences will cost more. Add the cost of the land, government-mandated site development fees and the cost of bringing utility lines to the site. Number Of Corners 6 Total living area 1520 Foundation quality claps 2 Exterior walls quality class (wood or ligh; metal) 2 Exterior finish quality class 2 Windows doors quality 2 Roofing, soffit, fascia quaiity class 2 interior finish quality class 2 Flooring quality class 1 Bathroom quality class 2 Kitchen quality class 1 Plumbing quality class 2 Balcony area, wood frame slt,4 Finished basement area 912 Unfinished basement area 608 Detached garage, area 528 Recessed porch area, finished ceiling 121 Forced air central ducated heating and cooling True 1 story 6 base masonry fireplace, decorative 2 Typical Cost Breakdown item Material Labor Equipment Total Excavation 0 2,168 556 2,724 Foundation, Piers, Flatwork 4,617 7,347 1,132 13,096 Rough Hardware 451 718 ill 1,280 Masonry Frame 15,397 21,457 1,192 36,046 Insulation 2,796 1,934 0 4,730 Exterior Finish 7,949 4,802 585 13,336 Exterior Trim 538 857 Q3 1,528 Doors 1,365 1 0 2,523 Windows 2,350 1,616 0 3,966 Finish hardware 227 193 0 420 Garage Door 644 266 0 910 Roofing, Flashing, Fascia 6,243 5,297 0 11,540 Finish Carpentry 829 4,222 0 5,051 Interior Wall Finish 3,977 6,213 0 10,190 Painting 2,376 5,612 0 7,988 Wiring 2,413 4,608 0 71021, Lighting Fixtures 11809 576 0 2,385 Flooring 1,932 2,773 0 4,705 Carpeting 3,844 1, 38 7 0 5,231 Bath Accessories 876 546 0 1,422 Shower a Tub Enclosure 559 474 0 1,033 countertops 1,839 1,559 0 3,398 Cabinets 6,045 1,923 0 7,968 Built in Appliances 2,941 415 0 3,356 Plumbing Rough-in and Connection 2,539 6,237 366 9,142 Plumbing Fixtures 5,158 1,653 0 6,811 Heating and Cooling Systems 3,269 4,904 0 8,173 Fireplace and Chimney 2,806 4,210 0 7,016 Subtotal Direct Job Costs 85,!89 95,125 4,075 184,989 Final Cleanup 0 775 0 775 Insurance 5,426 0 5,426- Permits Utilities 3,294 0 0 3,294 Plans Specs 775 0 0 775 Subtotal indirect job Costs 9.495 775 0 10,270 Contractor Markup 24,223 0 0 24,223 Total CQst 119,507 95,900 4,075 219,482 GJS Appraising (651)287 -0606 70- 01668652 ro arty Descript UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 050041 Pro_oe_rtv Address 6408 Willow Lane North City Brooklyn Center State MN Zfo Code 55430 L'itescriotion See Attached Countl Hennepin Ass ssor's Parcel No. 3611921410004 Tax Year 2004 R.E. Taxes S 3.497.33 SnecialAssessmenN S 0.00 Borrower Paulson Current Owner Paulson Occuoant N Owner n Tenant n Vacant Property ri hts a praised i�I Fee Simple I Leasehold Project Type I PUD I_J Condominium (HUDIVA only) HOA S N/A /Mo. Nelahborhood or Project Name N/A Mao) Reference 78. C4 Census Tract 202 Sale Price S N/A Date of Sale N/A Descrindon and S amount of loan charnes/concesslons to be oald by seller N/A Lender/Client TCF National Bank Address 2950 Counts Road 10. Brooklvn Center. MN 55430 ADDralser William J. Smith, Jr Address 1120 East 80th Street, Suite 103, Bloomington. MN 55420 Location U Urban A Suburban U Rural Predominant S le family h�� Present land use Land use change Built up Over 75% 25.75% Under 25% occupancy E( One family 80. Not likely Likely Growth rate Rapid Stable Slow Owns 150 Low 5 24 family 10 In process Property values increasing Stable Declining Tenant 400+ HI h 65+ Multi- family 5 To: Demand/supply F1 Shortage in balance El over supply Vacant (0.5X) Predominant Commercial 5 Marketing time n Under 3 mos. R 3 -6 mos. I Over 6 mos. I Vac.faver 5%) 225 35 I Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The market area is generally defined as that area along the Mississippi river lying north of Interstate 694 and south of 85th Avenue. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): Subject is located In Brooklyn Center. a northern suburb of the Twin CIN metropolitan area. SUBJECT IS A RIVERFRONT PROPERTY. Sho schools, parks, and other recreational facilities are located within a one mile radius. Area envoys typical suburban amenities. Average commuter time to employment is 15 minutes. Main freewav access Is by Interstate 694. located lust south of the subject Droperty. Market conditions in the subject neighborhood (including support for the above conclusions related to the Vend of property values, demand/supply, and marketing time such as data on competitive properties for sale In the neighborhood, description of the prevalence of sales and financing concessions, etc.): Employment levels in the area have been stable over the oast few veers. Well maintained RIVER FRONTAGE properties that are competkiveh priced usually sell at or near the asking price within 0-6 months. Interest rates have recently stabilized, being near the 40 year lows experienced In June of 2003. Financing is readtiv available at attractive Interest rates, and no seller concessions are needed. Housing supply and demand are in balance. Project Information for PUDs of applicable) Is the developer/builder in control of the Home Owners' Association (HOA)9 U Yes U No N/A Approximate total number of units in the subject project N/A Approximate total number of units for sale in the subject project N/A Describe common elements and recreational facilities: N/A Dimensions 100 x 415 x 100 x 405 Topography Slopes down to river Site area 41.000 SF Comet' Lot E] Yes No Size Typical of river frontage Specific zoning classification and description R 1. Sinale Family Residential Shape Typical of market area Zoning compliance Legal El Legal nonconforming (Grandfathered use) E) Illegal No zoning Drainage Appears adeauate H t d best use as knoraved: S Present use [l Other use ex)lain l View Good /River Utilities Public Dow Off-ske Improvements Type Public Private Landscaping Average Electricity Street Asphalt Driveway Surface Snow covered Gas Curb/gutter None noted Apparent easementsj(picai drainage /utility Water Sidewalk No E] FEMA Special Flood Hazard Area Yes No Sanitary sewer 0 Street lights Yes E] FEMA Zone C.B. Al Map Date 2 -17 -1982 Storm sewer R Alley None n n FEMA MaD No. 270151- 0002 -B Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning use, etc.): Site conforms to current zoning regulations. Site adjoins R -5 Zoning (Multiple Family Residence) across the street. Site Is river frontaae less than 1/4 mile north of Interstate 694. Traffic noise has been taken Into consideration. GENERAL DESCRIPTION D(TERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units One Foundation Concrete Block Slab No Area Sq. R. 1.472 Roof No. of Stories One Exterior Walls All Brick Crawl Space No Finished 70 Ceiling Conc. Type (Det /Att) Detached Roof Surface AsohattShin Ill a Basement Full Ceiling DW Walls Conc. Design (Style) Rambler (Gutters Dwnspts. YES/YES Sunup Pump YES Walls DW.Panelhng Floor Existing/Proposed ExlsUno Window Type Double Huno Dampness None noted Floor Carpet None Age (Yrs.) 47 Storm/Screens Yes/Yes Settlement None noted Outside Entry Yes Unknown Conc. Effective Aoe rs.) 15 Manufactured House No Infestation None noted also egress BR window Concealed ROOMS Fover I Livino I Dinlno I Kitchen I Den r Rm. I Rec. Rm. IBedroomsl Baths Laundry I Other I Area So. FL Basement I I I I I 1 1 I I 2 1 0.75 x I 1.472 Level) I I 1 1 1 1 I I 1 I 2 I 1 I 1,472 Level Finished area above Grade contains: 5 Rooms: 2 Bedroom(s): 1 Bath(s): 1.472 Square feet of Gross Livina Area INTERIOR Materials /Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: Floors Caraet.Hdwd /Good Type FHA Refrigerator None Fireplace(s) Two None Walls Plaster /Good Fuel Gas Range/Oven Stairs Patio Concrete Garage of cars TdrrVRnlsh Wood /Good Condition Good Disposal Drop Stair Deck Wood Attached 2 SDancrt Bath Floor Ceramic Tile/Avg+ COOLING Dishwasher Scuttle Porch Gazebo Detached Bath Wainscot Ceramic Tile /Avg+ Central Yes Fan/Hood Floor Fence No Built -In Doors Hollow Core /Ava Other N/A Microwave Heated Pod No Carport No Condition Good Washer/Diver iP Finished n None n Driveway Ample Additional features (special energy efficient Items, etc.): 1) Deck .2)Gazebo.3)Patio.4)SDancrete 2 car detached garage with lower level walkway from basement to a storage area beneath the oaraae.5)Budt In bookshelves and buffet. Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction, renwdelingtadditions, etc.: Subject is In Good condition. Physical deoreclation and condition are reflected In the effective age. No functional obsolescence was observed during the Inspection. Subject Is a river front property. and Is less than 1/4 mile north of Interstate 694. causing freeway noise and views of traffic over the river. Location near the Interstate has been taken Into account. Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the Immediate vicinity of the subject property.: No adverse environmental condltlons that affect the sublect's marketablilty were observed during the inspection. See attached Statement of Limitlno Conditions. Freddie Mac Form 70 6/93 PAGE 1 OF 2 Fannie Mae Form 1004 6/93 Form UA2 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800- ALAMODE 70 -01668652 vet ation Se UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 050041 ESTIMATED SITE VALUE 125.000 Comments on Cost Approach (such as, source of cost estimate, site value, ESTIMATED REPRODUCTION COST- NEW -OF IMPROVEMENTS: square toot calculation and for HUD, VA and FmFA, the estimated remaining Dwelling 1.472 Sq. FL 120.00 176,640 economic life of the property): Cost approach fiqures were obtained 1.028 Sq. FL 40.00 41.120 from the Marshall Swift valuation service, local builders. and Two Fireplaces, Deck, Gazebo 20,000 office files. The extraction method was used to determine the Garage/Carport 528 Sq. FL 40.00 21.120 estimated site value. Land to value ratio's of up to 40% are Total Estimated Cost New 258.880 typical for riverfront properties in this market area. No functional Less Physical Functional External obsolescence was noted or observed during the Inspection. Depreciation 55.478 1 1 12,944 68.422 External obsolescence taken for close oroxlmity to freeway. The Depreciated Value of Improvements 190.458 estimated remaininq economic life of the property is 55 years. "As is' Vane of Site Improvements 15.0001 INDICATED VALUE BY COST APPROACH _f 330,4581 ITEM I SUBJECT I COMPARABLE NO.1 i COMPARABLE NO.2 i COMPARABLE NO.3 6408 Willow Lane North 169 Hartman Circle 6704 West River Road 185 Hartman Circle Address Brooklyn Center Fridley Brooklyn Center Fridley Proximity to Subiect 1.45 miles 0.27 miles 11.40 miles Sales Price I N/A 1 376,000 318,500 290,000 Pdce/Gross Llvina Area q 1S 245.75 05 S 204.69 S 185.90 Data and/or Inspection MLS(DOM )-105 MLS(DOM)40 CDOM: 114 MLS(DOM) -73 Verification Source MLS /County MLS /County Data MILS /County Data MILS /County Data VALUE ADJUSTMENTS DESCRIPTION I DESCRIPTION +l- S Adjust. N DESCRIPTION +f Adjust. DESCRIPTION 1 -1 Adjust Sales or Financing Conventional CASH Conventional Concessions None noted None noted None noted Date of SalaMme 10 -27 -2004 18-6 -2004 i 4 -16 -2004 +13.100 Location I Suburban/Avq+ I SuburbardAvq+ I Suburban/Avq+ Suburban/Avo+ Leasehold/Fee Simple I Fee Simple i Fee Simple I Fee SlmDle Fee Simple Site 141.000 SF 143.000 SF 1 39.560 SF f i 22.800 SF +5.000 View I Good /River I VGood /River 13,000 1 Good /River t 1 Ayq +Nlew only +25,000 Design and ADDeal I Rambler /Good I Rambler /Good I Rambler /Good Rambler /Good Quality of Construction Very Good I Very Good I Very Good Very Good Aae 147 148 149 136 Condition I Good I Very Good 20,000 1 Good 1 Good Above Grade I Total Bdrms: Baths i Total :Bdrms Baths Total:Bdrms: Baths Total ;Bdrrns; Baths Room Court 5 2 1 I 6: 3: 1 7: 3 1 6. 2 1.75 -3,000 Gross Livine Area 1.472 So. Ft. I 1.530 So. Ft 1.556 So. Ft 1.560 So. Ft Basement Finished Full/Walkout Full/Walkout FuIVWalkout Full/Walkout Rooms Below Grade FR.2BR's.3 /4Bt FR.AM.FullBath +3,000 FR.AM.BR.3 /48t FR,3BR.FullBt -5.000 Functional Utlllty I Average I Average I Average I Average Heating/Cooling I FHA/C -Air I FHA/C -Air I FHA/C -Air I FHA/C Air Enerov Efficient items I Typical I Typical I Typical 1 Typical GaraodCamort 2 Car SDancrete 12 Car 1 2 Car i 2 Car Porch, Patio, Deck, Dk,Pat,Gazebo Dk,Pat,Gazebo Deck +5,000 Deck,Patto +5,000 AreDiace(s). etc. Two Fireplaces Two Fireplaces Three Fireplaces -2.500 Two Fireplaces Fence. Pool, etc. I Extras I Similar Extras 1 Similar Extras I Similar Extras Special Features I Eoual I Egual Equal Net Adi. total) 30.000 2,500 40,100 Adjusted Sales Price of Comparable 348,000 321.000 t) x 330.100 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc.): See attached addenda. ITEM j SUBJECT 1 COMPARABLE NO.1 j COMPARABLE NO.2 j COMPARABLE NO.3 Date, Price and Data Close 7 -28 -2000 No prior sales or No prior sales or No prior sales or Source, for prior sales $242,000 listings In 3 yrs listings in 3 yrs listings in 3 yrs within vear of appraisal MLS /County MLS /County Data MLS /County Data MLS /County Data Analysis of any current agreement of sale, option, or listing of subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal: The sublect was not listed or under contract at the time of inspection. Increase in value since purchase In July of 2000 Is due to Increasinq values In this market area. INDICATED VALUE BY SALES COMPARISON APPROACH 330.000 INDICATED VALUE BY INCOME APPROACH (11 ADDlicablel Estimated Market Rent S N/A /Mo. x Gross Rent MulliDlier N/A This appraisal Is made as is U subject to the rep airs, alterations Inspections or conditions listed below U sub ject to com p er Ian j p p I mp p p lan s &specifications. Conditions of Appralsai: This is a Complete Appraisal Summary Report which compiles with LISPAP guldeiines. Final Reconciliation: The Market Approach was given Drfmary consideration In determinlna estimated market value. with the Cost Approach supporting the final value estimate. The Income Approach is generaliv not utilized in determining estimated market value for single family homes In this market due primarily to a lack of relevant data. Structures of this tvoe are tvDically used for owner occuoled single family use. The purpose of this appraisal is to estimate the market value of the real property that Is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/FNMA form 1004B (Revised 6/1993 I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF January 19. 2005 (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE 330,000 APPRAISER: SUPERVISORY APPRAISER (ONLY IF REQUIRED): Signature Signature ❑Did F] Did Not Name William�h�� Name Inspect Property Date Reoort Signed January 1 005 Date Report Sloned State Certification 20141803 State MN State Certification State Or State License State Or State License State Freddie Mac Form 70 6/93 PAGE 2 OF 2 Fannie Mae Form 1004 6 -93 Form UA2 'TOTAL for Windows" appraisal software by a la mode, Inc. —1- 800- ALAMODE UNIFORM RESIDENTIAL APPRAISAL REPORT MARKET DATA ANALYSIS These recent sales of prouewes aree mmoost similar and p roximate to subject and have been consideredTn the market an y T7ne descript on Includes do liar adjustment, reelecting market reaction to those items of significant variation between the subject and comparable properties. if a sign icantwem In the cort�ara le pro superior to, or more favorable than, the subject property, a minus Q adjustment Is made, thus reducing the Indicated value of the subject. If a signircant item In tfie comparable Is Inferior to, or less favorable than, the subject property, a plus adjustment is made, thus Increasing the indicated value of the subject. ITEM I SUBJECT I COMPARABLE NO. 4 1 COMPARABLE NO. 5 I COMPARABLE NO. 6 6408 Willow Lane North 7948 Mississippi Lane 5225 Twin Lake Blvd. East 7866 Alden Way Address Brooklvn Center Brooklvn Park Brookivn Center Fridlev Pro)dmkv to Subject 1.90 miles 2.80 miles 2.65 miles Sales Price is N/A 350,000 ININ1 s 318 000 316 000 Pdce/Gross Living Area 1$ S 312.50W S 190.88 d� 200.00 Data and/or Inspection MLS(DOM)48 CDOM: 96 MLS(DOM) -142 MLS(DOM) -39 CDOM:77 Verification Sources MLS /County MLS /County Data MLS /County Data MLS /County Data VALUE ADJUSTMENTS I DESCRIPTION DESCRIPTION -)S Ad st I DESCRIPTION S Ad st DESCRIPTION -1S Adjust Sales or Financing FHA Conventional Conventional Concessions None noted None noted None noted Date of Sale/Time 7 -27 -2004 14 -23 -2004 +14,300111-29-2004 Location 1 SuburbanlAva+ Suburban/Ava+ I Suburban/Ava+ Suburban/Avo+ Leasehold/Fee Simple I Fee Simple 1 Fee Simple Fee SlmDle 1 Fee Simple Site 141.000 SF 1 1.4 Acres -5.000 25.000 SF +5.000121.000 SF +5.000 Vlew I Good /River I VGood /River 13.0001 Good /LAKE Frt t I VGood /River 13,000 Deslan and ADDeal 1 Ranhbler /Good I Rambler /Good I Rambler /Good i I Rambler /Good Quality of Construction I Very Good I Very Good I Very Good I Very Good Aae 147 145 154 148 Condition I Good I Good I Good I Above Average +20,000 Above Grade Total ;Bdrms: Baths 1 Total ;Bdrms Baths Total ;Bdrms; Baths Total ;Bdrms; Baths Room Count 5 2 1 1 4 4 1 6: 3: 1 6 3 1 Gross Livina Area 1,472 So. Ft 1 1.120 So. Ft: +12.300 1.666 SD. R. -6,800 1.580 SD. FL -3,800 Basement Finished Full/Walkout FUIVWalkout Full/Walkout Full/Walkout Rooms Below Grade FR,2BR's.3 /4Bt LR,DR,KR.Full -1.000 FR.2BR.AM.Bt -4,000 FR,2BR's,3 /4Bt Functional Willy 1 Average I Average 1 Average 1 Averaoe Heatina /Cooilno 1 FHA/C -Air 1 FHA/C -AIr 1 FHA/C -Ak 1 FHA/C -Air Enerav Efficient Items I Tvoical I Tvalcal I T VDic al 1 Typical Garaae/Camort 12 Car Soancrete 12 Car 12 Car 12 Car Porch, Patio, Deck, Dk,Pat,Gazebo Dk,Pat,Gaz,3Sea -7,500 Deck +5,000 Dk,Pt,HTub,Saun Fireoiace(s). etc. Two Fireplaces One Fireplace +2.500 Two FlreDlaces Two Fireplaces Fence. Pool. etc. Extras 1 Similar Extras I Similar Extras I Similar Extras Soecial Features 1 Equal I Equal 6&1 Net Adl. total) S 11.700 -is 13.500 S 8.200 Adjusted Sales Price of Comparable S 338.300 S 331 5, 00 324,200 Date, Price and Data Close 7 -28 -2000 No prior sales or No prior sales or No prior sales or Source for prior sales $242,000 listings in 3 yrs listings in 3 yrs listings In 3 yrs within year of appraisal MLS /County MLS /County Data MLS /County Data MLS /County Data Comments: See attached addendum for comments on the Sales Comparison Approach. Market Data Analysis 6 -93 Form UA2.(AC) 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800 ALAMODE i Supplemental Addendum File No. 050041 Borrower /Client Paulson PrODerty Address 6408 Willow Lane North City Brooklvn Center Countv Henneoin State MN Zlo Code 55430 Lender TCF National Bank LEGAL DESCRIPTION: Part of unpiatted Section 36, Township 119, Range 21 com at a pt 536ft sly par with the center line of West River Road from a point in the N line of Govt lot 3 dist 542.5 ft east along same from the center line of said road thence sly 1 00f par with said center line thence east par with said north line of lot 3 to river thence niy along river to a point in a line running est par with said north line from point of beg thence west to beg. URAR: Sales Comparison Comments The comparables used were the best available homes of similar style, size, age, appeal, and amenities to the subject property, and were superior to all other comparables; analyzed. All comparables are river frontage, lake frontage, or river view. P P Yz P 9 9 Comparables #1, #3, and #6 are located across the river in the adjoining community of Fridley, and are influenced by similar market forces. Comparables #2 and #5 are both from Brooklyn Center. Comparable #4 is located in the adjoining community of Brooklyn Park, and provides an additional west side of the river comparable. Brooklyn Park is influenced by similar market forces to those experienced by the subject property. Due to river frontage, there are few available comparables within a one mile radius, with comparable #2 being the only comparable within a one mile radius. Comparable #3 was used In order to have a 2 bedroom above grade comparable, even though it closed over six months prior to this inspection. Comparable #5 gives an additional comparable from Brooklyn Center, even though it closed more than six months prior to this Inspection, and Is located more than one mile from the subject property. Comparables #3 and #5 are both adjusted at 1/2% per month (4.5 due to age of the sales. Comparables #3, #4, #5, and #6 are all adjusted for site size differences. The subject has what is considered good river frontage with close proximity to Interstate 694 slightly diminishing the sites value. Subject's site is considered equal to comparable #2, which has the same Interstate 694 Influence. Comparable #5 is lake frontage and considered to be of equal view. Comparables( #1, #4, and #6 are considered to be superior river frontage locations. Comparable #3 has a river view only, and is not river frontage, and Is adjusted for accordingly. Comparable #1 is listed as fabulous, and is adjusted accordingly for superior condition. Comparable #6 lacks the condition of the subject, and is adjusted for accordingly for condition. All other adjustments are considered to be self explanatory. These sales are considered to be reliable Indicators of the subject's market value, when adjusted for Items of variation. All comparables are closed sales. DIGITAL IMAGES: It is hereby certified that the digital images contained in this report are original and have not been significantly manipulated or altered. The digital signatures are computer generated images of the appralser's original signature. These digital signatures are encrypted and password protected, thus ensuring authenticity. THIS APPRAISAL REPORT IS INTENDED FOR USE IN A MORTGAGE FINANCE TRANSACTION ONLY. THIS REPORT IS NOT INTENDED FOR ANY OTHER USE. Form TADD 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800- ALAMODE Supplemental Addendum File No. 050041 Borrower /Client Paulson Prooefir Address 6408 Wifiow Lane North City Brooklyn Center County Henneoln State MN An Code 55430 Lender TCF National Bank APPRAISING *WAS'A N a State df Wtili+iiip4ta pe�rgnent of S`yolnmerr�aE L,icsnnsin.� dPuisicitt peR.eri�mtotcn�±„us.; r:�ahoe+y` roKa3 t!'�es tib�nn"riw�r�a�;�swq.'�6o0 �w_.ddre.� >�um�na��'�mayr r�.eewr.�t?asi6iatas w�+.r�.r«: eommidd�apy4liiy.� I k 8�1C#158f. °88) PTOoE3a�E1t��ryt�"rrr.rt.. LepeaN>'� }ct "i i; fir: c'. f9ers�t+rduetiadddlor► qp .141803" wpunarro «rinfra y+eiii aiieaorer�IPipe* c�ee+i4.Ebnbi!a �t12f)06 i�oaN*�wrsre4�'►Sr Leniliuiog 6duw1(o>K `fiddd0i durtylieinii'eao& dr1k: j Form TADD 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800- ALAMODE DEFINITION OF MARKET VALUE: The most probable price which a properly should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price Is not affected by undue stimulus. Implicit In this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are wel informed or well advised, and each acting In what he considers his own best Interest; (3) a reasonable Ume Is allowed for exposure in the open market (4) payment is made In terms of cash In U.S. dollars or In terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily Identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party Institutional lender that Is not already Involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears In the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the tide to iL The appraiser assumes that the title is good and marketable and, therefore, wig not render arty opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the Improvements and the sketch Is included only to assist the reader of the report In visualizing the property and understanding the appraiser's determination of Its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted In the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or Implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property In question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land In the cost approach at its highest and best use and the Improvements at their contributory value. These separate valuations of the land and improvements must not be used In conjunction with amr other appraisal and are Invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the normal research Involved In pertorr ing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (Including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser wig not be responsible for any such conditions that do exist or for arty engineering or testing that might be required to discover whether such conditions exist Because the appraiser Is not an expert In the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed In the appraisal report from sources that he or she considers to be reliable and believes them to be he and correct. The appraiser does not assume responsibility for the accuracy of such Items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for In the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that Is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed In a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified In the appraisal report can distribute the appraisal report (Including conclusions about the property value, the appraiser's Identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or Its successors and assigns; the mortgage Insurer, consultants; professional appraisal organizations; any state or federally approved financial Instittion; or arty department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender /client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent The appraiser's written consent and approval rust also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6 -93 Page 1 of 2 Fannie Mae Form 10048 6 -93 GJS Appraising (651)287 -0606 Form ACR `TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800 ALAMODE APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that 1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those hems of significant variation. 9 a significant ftem in a comparable property Is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, If a significant Item In a comparable property Is inferior to, or less favorable than the subject property, i have made a positive adjustment to Increase the adjusted sales price of the comparable. 2. 1 have taken Into consideration the factors that have an Impact on value in my development of the estimate of market value In the appraisal report I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. 1 stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and timlting conditions specified in this form. 4. 1 have no present or prospective Interest in the property that Is the subject to this report, and I have no present or prospective personal Interest or bias with respect to the participants In the transaction. I did not base, either partially or completely, ny analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, famiial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. 1 have no present or contemplated future Interest In the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the vakie estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. l did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage ban. 7. 1 performed this appraisal In conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted In the neighborhood section of this report, untess 1 have otherwise stated in the reconciliation section. 8. 1 have personally Inspected the Interior and exterior areas of the subject property and the exterior of all properties listed as comparables In the appraisal report I further certify that I have noted any apparent or known adverse conditions in the subject Improvements, on the subject she, or on any site within the Immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report 9 1 relied on significant professional assistance from any individual or individuals In the performance of the appraisal or the preparation of the appraisal report, I have named such individuals) and disclosed the specific tasks performed by them In the reconciliation section of this appraisal report I certify that any Individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item In the report; therefore, if an unauthorized change Is made to the appraisal report, I will take no responsibility for IL SUPERVISORY APPRAISER'S CERTIFICATION: it a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appralser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report ADDRESS OF PROPERTY APPRAISED: 6408 Willow Lane North, Brooklyn Center, MN 55430 APPRAISER: SUPERVISORY APPRAISER (only if required): Signature: &&ZYZ 4 Signature: Name: Wltilam Smith, Jr Name: Date Signed: January 19, 2005 Date Signed: State Certification 20141803 State Certification or State License or State License State: MN State: Expiration Date of Certification or License: 8/31/2005 Expiration Date of Certification or License: Did Did Not Inspect Property Freddie Mac Form 439 6 -93 Page 2 of 2 Fannie Mae Form 1004B 6 -93 Form ACR 'TOTAL for Windows" appraisal software by a la mode, Inc. —1- 800- ALAMODE I MULTI- PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS GJS Appraising (651)287 -0606 Borrower /Ghent Paulson Property Address 6408 Willow Lane North CRY Brookivn Center County HenneDin State MN Do Code 55430 Lender TCF National Bank This Multi- Purpose Supplemental Addendum for Federally Related Transactions was designed to provide the appraiser with a convenient way to comply with the current appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of Currency (OCC), The Office of Thrift Supervision (OTS), the Resolution Trust Corporation (RTC), and the Federal Reserve. This Multi- Purpose Supplemental Addendum Is for use with any appraisal. Only those statements which have been chocked by the appraiser apply to the property being appraised. PURPOSE FUNCTION OF APPRAISAL The purpose of the appraisal is to estimate the market value of the subject property as defined herein. The function of the appraisal Is to assist the above -named Lender In evaluating the subject property for lending purposes. This Is a federally related transaction. EXTENT OF APPRAISAL PROCESS The appraisal is based on the information gathered by the appraiser from public records, other identified sources, Inspection of the subject property and neighborhood, and selection of comparable sales within the subject market area. The original source of the comparables is shown in the Data Source section of the market grid along with the source of confirmation; If available. The original source is presented first. The sources and data are considered reliable. When conflicting Information was provided, the source deemed most reliable has been used. Data believed to be unreliable was not Included in the report nor used as a basis for the value conclusion. The Reproduction Cost is based on Marshall Swift Cost Guide. local builders/contractors. and office files. supplemented by the appraiser's knowledge of the local market Physical depreciation is based on the estimated effective age of the subject property. Functional and/or external depreciation, N present, is specifically addressed In the appraisal report or other addenda. In estimating the site value, the appraiser has retied on personal knowledge of the local market. This knowledge is based on prior and/or current analysis of site sales and/or abstraction of site values from sales of Improved properties. The subject property Is located in an area of primarily owner occupied single family residences and the Income Approach is not considered to be meaningful. For this reason, the Income Approach was not used. The Estimated Market Rent and Gross Rent Multiplier utilized In the Income Approach are based on the appraiser's knowledge of the subject market area. The rental knowledge is based on prior and/or current rental rate surveys of residential properties. The Gross Rent Multiplier is based on prior and/or current analysis of prices and market rates for residential properties. For income producing properties, actual rents, vacancies and expenses have been reported and analyzed. They have been used to project future rents, vacancies and expenses. SUBJECT PROPERTY OFFERING INFORMATION According to MLS Listings, Owner, and Countv Records the subject property: has not been offered for sale In the past: 30 days 1 year 3 years. Is Curren ly offered for sale for was offered for sale within the past: 30 days 1 year 3 years for Offering information was considered in the final reconciliation of value. Offering information was not considered In the final reconciliation of value. Offering information was not available The reasons for unavailability and the steps taken by the appraiser are explained later in this addendum. SALES HISTORY OF SUBJECT PROPERTY According to MLS Listino service. Owner. and Countv Records the subject property: Has not transferred In the past twelve months. in the past thirty -six months. in the past 5 years. Has transferred in the past twelve months. In the past thirty -six months. in the past 5 years. AD prior sales which have occurred in the past 5 yrs are listed below and reconciled to the appraised value, either in the body of the report or In the addenda. Date Sales Price Document Seller Buyer 7 -28 -2000 242.000 MLS /County N/A Paulson FEMA FLOOD HAZARD DATA Subject property is not located in a FEMA Special Flood Hazard Area. Subject property is located in a FEMA Special Flood Hazard Area. Zone FEMA Map/Panel Map Date Name of Community C.B. Al2 270151 -0002 -B 2 -17 -1982 Brooklvn Center The community does not participate in the National Flood Insurance Program. The community does particip In the National Flood Insurance Program. It is covered by a regular program. It is covered by an emergency program. Page 1 of 2 Form MPA3 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800 ALAMODE CURRENT SALES CONTRACT The subject property Is currency not under contract The contract and/or escrow instructions were not available for review The unavailability of the contract is explained later In the addenda section. The contract and/or escrow Instructions were reviewed The following summarizes the contract: Contract Date Amendment Date Contract Price Seller The contract Indicated that personal property was not included in the sale. The contract Indicated that personal property was included It consisted of Estimated contributory value is Personal property was not included in the final value estimate. Personal property was Included in the final value estimate. The contract indicated no financing concessions or other Incentives. The contract Indicated the following concessions or incentives: If concessions or Incentives exist, the comparables were checked for similar concessions and appropriate adjustments were made, h applicable, so that the final value conclusion Is in compllance with the Market Value defined herein. MARKET OVERVIEW Include an explanation of current market conditions and trends. 0 -3 months is considered a reasonable marketing period for the subject property based on MLS Statist ADDITIONAL CERTIFICATION The Appraiser certifies and agrees that (1) The analyses, opinions and conclusions were developed, and this report was prepared, In conformity with the Uniform Standards of Professional Appraisal Practice ('USPAPI, except that the Departure Provision of the USPAP does not apply. (2) Their compensation Is not contingent upon the reporting of predetermined value or direction In value that favors the cause of the client, the amount of the value estimate, the attainment of a stipulated resuti, or the occurrence of a subsequent event (3) This appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan. ADDITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS The value estimated Is based on the assumption that the property Is not negatively affected by the existence of hazardous substances or detrimental environmental conditions unless otherwise stated in this report. The appraiser Is not an expert In the identification of hazardous substances or detrimental environmental conditions. The appraiser's routine Inspection of and Inquiries about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental environmental conditions which would affect the property negatively unless otherwise stated In this report. It is possible that tests and inspections made by a qualified hazardous substance and environmental expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value. ADDITIONAL COMMENTS Subiect Is a river front orODerty. with flood zone mao being vacua and determination of flood zone showinq zones Al2. B. and C. Site does slooe down to the river. Aithouah river frontace, the dwelling Is well above the river level. which Is tvolcal for the area. APPRAISER'S SIGNATURE LICENSE/CERTIFICATION �lJt/I►+�. Appraiser's Signatur ffe a e January 19. 2005- Date Prepared January 19, 2005 Appraiser's Name (print) William J. S Jr Phone 651 287 -0606 State MN License Certification 20141803 Tax ID 41- 1877465 CO- SIGNING APPRAISER'S CERTIFICATION The co- signing appraiser has personaly inspected the subject property, both Inside and out, and has made an exterior inspection of all comparable sales listed in the report. The report was prepared by the appraiser under direct supervision of the co- signing appraiser. The co- signing appraiser accepts responsibility for the contents of the report including the value conclusions and the limiting conditions, and confirms that the certifications apply fully to the co- signing appraiser. The co- signing appraiser has not personally Inspected the Interior of the subject property and: has not inspected the exterior of the subject property and all comparable sales listed in the report. has Ins ell cted the exterior of the subject property and all comparable sales listed in the report. The report was prepared by the appraiser under direct supervision of the co- signing appraiser. The co- signing appraiser accepts responsibility for the contents of the report, Including the value contusion and the limiting conditions, and confirms that the certifications apply fully to the co- signing appraiser with the exception of the certification regarding physical Inspections. The above describes the level of inspection performed by the co- signing appraiser. The co- signing appraiser's level of Inspection, involvement In the appraisal process and certification are covered elsewhere in the addenda section of this appraisal. CO SIGNING APPRAISER'S SIGNATURE LICENSE/CERTIFICATION Co- Signing Appraiser's Signature Effective Date Date Prepared Co- Signing Appraiser's Name (print) Phone State License Cert'ficadon Tax ID Page 2 of 2 Form MPA3 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800- ALAMODE i Building Sketch (Page 1) Borrower /ClIent Paulson Prooertv Address 6408 Willow Lane North Clty Brookivn Center Countv HenneDin State MN Do Code 55430 Lender TCF National Bank Gazebo BR LR DR Deck 2 Car Kitch Spancrete Bath BR Garage 1 SKETCH CALCULATIONS Al At :48.0 x 28.0 1344.0 A2: 32.0 x 4.0 128.0 First Floor 1472.0 Total Living Area 1472.0 A3 A3: 24.0 x 22.0 528.0 Detached Garage 528.0 Total Garage Area 528.0 Form SKT.BidSId 'TOTAL for Windows' appraisal software by a la mode, Inc. —1- 800 ALAMODE r 1 :r r r r rr 1 r a la mo de, Inc. VID pnu I all r n IMP Uri ter` a y i. oi l itt® tri a ,�,k a �e� l i► im�_ •x mar 1' r i ,t l h.� eas� r��i7N� gp Comparable arable p Alden Way t" .,t!��'el;� ca. -�4.. Yom lli ('����"..:►1:+0_:,'!l�iZ'fi_L Ph -t ���iAp as ®eI �6� p Com arable #1 169 Hartman Circle kr Compardble p 7918 Mississippi Comparable #3 t 185 H Circle r, iL' �e�ra� tsTMslisr Nil! ®pp� '1 illb 'r ``'��1���"•`. �Ig 11 Fix x 1] •r. a r i a •n 9� Comparable #2 a 6704 West River Road Y��fl, 6408 Willow o l Le N i° �1� ®�W ®5]���. l'• .fi 1 t ��7. r -l.A• t, r e r v� t 1� -.a r; �I���I��Q I �i •��I� never r._ a 1 V 1'f�'e"4 s ,'[A'��� Comparable #5 1 5 225 s� "s a Twin Lake Blvd. East �w��1r P f. q SvW oee�e a =O. E ,19fm1 F i 'E� xY p �xd4 1 ii�JN9.. 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Checked 2 Un -check all 2. PrI aVior.IS I Next 1 [1] 2 1 Bottom Property Full Display, Single Family Residential, MLS 2215149 17 185 Hartman Circle NE Fridley, Minnesota 55432 -4112 Status: Sold List Price:$290,000 Sold Price: $290,000 Original List Price: $310,000 8. n Plaza M n bark t-Iertman h 105 Yry B rooklyn Park r 34 94tfi Aae N r "d _WaY pl Brooklyn Center F F `(+�sshs�i�ii St "OsM+cro RC �2oodNa1tEQ /orcnT, .l More Dhotos are available for this DfDDe Map Page: 78 Map Coord: D3 SuoDlements are available for this Drooertv. Directions: GEOVISTA Neiahborhood Tour 1 -1/2 MI N OF 694 ON E RIVER RD. (Click icon to add to Watched Listings) HARTMAN CIR IS THE 1ST WEST TURN Total Bed /Bath: 4/ 3 Garage: 2 Year Built: 1969 NORTH OF MANOMIN COUNTY PARK. TAX INFORMATION MLS Area: 768 Fridley Property ID: 153024120060 Style: (SF) One Story Tax Year: 2003 Const Status: Previously Owned Tax Amt: $2,321 Foundation Size: 1,560 Assess Bat: AbvGrdFinSgFt: 1,560 Tax w /assess: $2,321 BelGrdFinSgFt: 1,560 Assess Pend: No Total Fin F Sq t. 3,120 Homestead: Yes Acres: 0 Lot Size: 95X224X94X241 List Date: 12/03/2003 Received By MLS: 12/03/2003 Days On Market: 73 Off Market Date: 02/13/2004 Selling Agent: Lvnn J. Seward Date Closed: 04/16/2004 Selling Office: TheMLSonline.com. Inc. General Property Information Legal Description: LOT 22 BLOCK 2 SANDHURST ADDN County: Anoka School District: 14 Fridley, 763 502 -5000 Complex /Dev /Sub: Common Wall: No Restrictions /Covts: Lot Description: City Bus (w /in 6 biks), Irregular Lot, Tree Coverage Heavy Association Fee: Assoc Fee Frequency: N/A Assoc Fee Includes: N/A Road Frontage: City, Curbs, Paved Streets Zoning: Residential Single Accessibility: None Lake /Waterfront: Creek Lake /WF Name: Remarks Agent Remarks: CREATIVE DESIGN; OUTSTANDING CURB APPEAL; EXCEPTIONAL PARK SIDE LOCATION/ BEAUTIFUL LOT; AND, QUALITY- CUSTOM CONSTRUCTION HIGHLIGHT THIS SPACIOUS HOME. INTERIOR FRESHLY PAINTED. SHOWS WELL; EASY -TO -SHOW! SEE SUPPL FOR ADD'L INFORMATION. Public Remarks: CREATIVE DESIGN; OUTSTANDING CURB APPEAL; EXCEPTIONAL PARK SIDE LOCATION/ BEAUTIFUL LOT; AND, QUALITY- CUSTOM CONSTRUCTION HIGHLIGHT THIS SPACIOUS HOME. INTERIOR FRESHLY PAINTED. SHOWS WELL; EASY -TO -SHOW! SEE SUPPL FOR ADD'L INFORMATION. Structure Information Room Level Dimen Other Rooms Level Dimen Heat: Forced Air Living Rm Main 25X16 Den Main 16X10 Fuel: Electric Dining Rm Main 12X10 Family Room Lower 29X11 Air Cond: Central Family Rm Main 17X14 Computer Room Main 8X6 Water: City Water Connected Kitchen Main 10X10 Foyer Main 12X6 Sewer: City Sewer Connected Bedroom 1 Main 13X12 Garage: 2 Bedroom 2 Lower 21X13 Bathrooms Oth Prkg: Bedroom 3 Lower 12X11 Total: 3 3/4: 1 1/4: 0 Pool: None Bedroom 4 Lower 12X11 Full: 1 1/2: 1 Bath Description: 3/4 Master, Full Basement, Main Floor 1/2 Bath, Private Master, Two Basement Baths Dining Room Desc: Separate /Formal Dining Room Family Room Char: 2 or More, Family Room, Lower Level, Main Level Fireplaces: 2 Fireplace Characteristics: Family Room, Living Room, Master Bedroom, Wood Burning Appliances: Dishwasher, Disposal, Exhaust Fan /Hood, Range, Water Softener Owned Basement: Drain Tiled, Finished (Livable), Full, Sump Pump, Walkout Exterior: Metal /Vinyl, Wood Fencing: None Roof: Asphalt Shingles, Pitched Amenities -Unit: Deck, Kitchen Window, Natural Woodwork, Patio, Washer /Dryer Hookup Parking Char: Attached Garage, Driveway Concrete, Garage Door Opener Special Search: 3 BR on One Level, Main Floor Bedroom Financial Cooperating Broker Compensation Buyer Broker Comp: 2.7 Sub -Agent Comp: 0% Facilitator Comp: 2.7% Variable Rate: N List Type: Exclusive Right To Sell Sale Mortgage Information Sale Financial Terms: Conventional Sale Loan Amount: $275,500 Seller Contribution: Financial Remarks: Sellers Terms: Adj. Rate /Gr Payment, Cash, Conventional Existing Financing: Free and Clear Agent is Owner No Contact Information Listing Agent: June M Stuhr 612- 788 -5322 Appointments: 952 887 -1208 Listing Office: RE /MAX Real Estate Guide Office Phone: 952- 884 -8404 MLS 2215149 Address: 185 Hartman Circle NE Fridley, Minnesota 55432 -4112 Information Deemed Reliable But Not Guaranteed. Copyright Regional MLS of Minn., Inc. All Rights Reserved. P evi tas 1 Next 1 [1] 2 1 ToQ ,III III !Ill fll�lll liil I Change display to Property Full Search Time: 0.08s Search Criteria: This search was narrowed to a specific set of listings. A II ,MU V it t O �V f\ Q��rt. P d r�/'�R,�l ��'O S ti t t if J6 I Ib PN. 9 t04Ssl. It 7� y AI t1j6Myi�t r�wy�•�,�.b� Q f °•'a./ Ir I i y �liP 1 if 9.� s Y3T •n 1 1 7 0 1�•� f r o!i /fvr Is f I .3.1'•"sI'PIl LA I I I S t /,�I` I Q N r 4 ji lam.• If M n 4 Ica `flt� k ?r ra�•l. "n I f fiaT ,.y fill I f. 1,'. Ta�''Y Y✓ l n! Y`I n Pf4'y �'y� t, s (IG� vq!'. Y Cr�l 4 )uzi;Pi ^�M1. .fu.9f.r t i 1, .,sr �O r l� r�R9• t/��� 01V�� "1 Ai/ ��j 2 A• 11 �JJJ vim f hew �f id7 6 k I 'v 7 ti0 a L a 1 M Af.fdd t9 fi 3 `17I f` fPH t ''K•d P 91 rfYlu.P,i �r I<.u. t� .fA, <w._.,. ti -I ol! fi !P a L oPU I 1� C I z /Pl.Sr 'd''a I I INI X41 i r 8 4 R I n In1 t 41 1 y y ,•a I m1 d WA 1'AWAW' I' Property Full Display, Single Family Residential, MLS 2312718 F 7866 Alden Way NE Fridley, Minnesota 55432 -2406 Status: Sold List Price:$319,900 Sold Price: $316,000 Original List Price: $329,900 Map V A 7 79(h Wo ME �..�..�il... 7$66 Alden 83rd -A V2 Iq Brooklyn Park Itivar p ark More Dhotos are available for this Drooerty. Map Page: 78 Map Coord: C2 Supplements are available for this pro perty. Directions: GEOVISTA Neiahborhood Tour EAST RIVER RD TO OSBORNE RD, WEST (Click icon to add to Watched Listings) ONE BLOCK ROAD CURVES AND Total Bed /Bath: 3/ 3 Garage: 2 Year Built: 1966 BECOMES ALDEN WAY TAX INFORMATION MLS Area: 768 Fridley Property ID: 033024340042 Style: (SF) One Story Tax Year: 2004 Const Status: Previously Owned Tax Amt: $2,301 Foundation Size: 1,580 Assess Bal: AbvGrdFinSgFt: 1,580 Tax w /assess: $2,301 BeIGrdFinSgFt: 1,480 Assess Pend: No Total Fin SgFt: 3,060 Homestead: Yes Acres: O Lot Size: 9OX30X20OX10OX210 List Date: 08/13/2004 Received By MLS: 08/13/2004 Days On Market: 39 Off Market Date: 09/19/2004 Selling Agent: Eric M. Hood Date Closed: 11/29/2004 Selling Office: RE /MAX Associates Plus General Property Information Legal Description: LOT 1, BLK 5, PEARSONS CRAIGWAY ESTATES 2ND ADD SUBJ TO EASE OF RECORD County: Anoka School District: 14 Fridley, 763 502 -5000 Complex /Dev /Sub: Common Wall: No Restrictions /Covts: Lot Description: Tree Coverage Heavy Association Fee: Assoc Fee Frequency: N/A Assoc Fee Includes: N/A 'Road Frontage: City Zoning: Residential Single Accessibility: None Remarks Agent Remarks: A GREAT HOME IN A GREAT LOCATION! THIS HOME HAS BEEN METICULOUSLY MAINTAINED, PRIDE OF OWNERSHIP SHOWS THROUGHOUT THIS WONDERFUL HOME. BACKS TO MISSISSIPPI RIVER PARK WITH MILES OF TRAILS. AGENTS TO VERIFY ALL MEASURMENTS. MOTIVATED SELLERS! BRING OFFERS! Public Remarks: WOW! WHAT A GREAT HOME IN A GREAT LOCATION! HOME BACKS TO MISSISSIPPI RIVER PARK WITH MILES OF TRAILS. HOME FEATURES A SAUNA, SPA TUB, NEW CARPETING, LARGE DECK, AND A HUGE MASTER SUITE. MOTIVATED SELLERS, QUICK CLOSE POSSIBLE, MOVE IN AND ENJOY! Structure Information Room Level Dimen Other Rooms Level Dimen Heat: Forced Air Living Rm Main 19X12 Guest Room Lower 27X15 Fuel: Natural Gas Dining Rm Main 12X10 Spa or Sauna Room Lower Air Cond: Central Family Rm Lower 19X12 Water: City Water Connected Kitchen Main 15X12 Bathrooms Sewer: City Sewer Connected Bedroom 1 Main 18X15 Total: 3 3/4: 2 1/4: 0 Garage: 2 Bedroom 2 Main 13X10 Full: 1 1/2: 0 0th Prkg: Bedroom 3 Main 12X11 Pool: Bedroom 4 Lower 17X11 Bath Description: 3/4 Basement, 3/4 Master, Main Floor Full Bath Dining Room Desc: Informal Dining Room Family Room Char: Fireplaces: 2 Fireplace Characteristics: Family Room, Gas Burning, Living Room, Wood Burning Appliances: Dishwasher, Dryer, Exhaust Fan /Hood, Range, Refrigerator, Washer Basement: Full, Walkout Exterior: Brick /Stone, Wood Fencing: Roof: Age 8 Years or Less, Asphalt Shingles Amenities -Unit: Deck, Hot Tub, Kitchen Window, Patio, Sauna, Skylight Parking Char: Attached Garage Special Search: 3 BR on One Level Second Unit: Existing In -Law w /Kitchen Financial Cooperating Broker Compensation Buyer Broker Comp: 2.7% Sub -Agent Comp: 0% Facilitator Comp: 0 0 /0 Variable Rate: N List Type: Exclusive Right To Sell Sale Mortgage Information Sale Financial Terms: Conventional Sale Loan Amount: $252,800 Seller Contribution: Financial Remarks: Sellers Terms: Cash, Conventional Existing Financing: Agent is Owner No Contact Information Listing Agent: Eric M. Hooper 651- 484 -8800 Appointments: 651 415 -3242 Listing Office: RE/ MAX Associates Plus Office Phone: 651 -484 -8800 MLS 2312718 Address: 7866 Alden Way NE, Fridley, Minnesota 55432 -2406 Information Deemed Reliable But Not Guaranteed. Copyright Regional MLS of Minn., Inc. All Rights Reserved. Previous I Next 11 [2] 1 Top Change display to jPrope rty Full .Search Time: 0.09s Search Criteria: This search was narrowed to a specific set of listings. Ordered by Status, Area, List Price All information contained herein is for the exclusive use of authorized MLS subscribers; Copyright (c) 2001 -2004 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. For help or to submit suggestions, email rnatrixhelp @northstarmis.com or call 651 251 -5456. Tarasoft MAI RIX, build 1.01.3..1.1, compiled March 25, 2005. Copyright 2005 Tarasoft Corporation. Review Of 6 500 Willow La "ID# 36- 119 -21 -14 -0005 For Robert Hildreth 2005 Board of Appeal and Equalization 3 '^3,i fir..- ��F" nF sa R s ity of Brooklyn Center A Millennium, CommunitY TO: 2005 Brooklyn Center Board of Appeal and Equalization RE: Robert Hildreth 6500 Willow Lane PID# 36-119-21-14-0005 Mr, Brett Hildreth, as a representative for Robert Hildreth, contacted our office April 21 st, 2005, regarding the 2005 valuation notice on the property listed above. He was told that the deadline was April 15'' for informal appeals, and an appeal would need to be made in person or by letter, at the Board of Appeal and Equalization on May 2 `d in order to appeal the value on the property located at 6500 Willow La. Following Mr, Hildreth's appearance at the Board, Mr. Hildreth was directed to set up an appointment with an appraiser to review the property. Mr. Hildreth was informed that he should also have a market analysis completed by a local realtor and forward a copy to the Assessor's office for inclusion with the packets to be presented at the re-convene of the board. To date, the assessing staff has not received any supporting documentation from Mr. Hildreth. The subject property is located along the Mississippi River, in a neighborhood of similar properties along the river, and detached townhomes across the street. There is an apartment complex located across the street, and south of W h Ave N. The subject property is currently receiving a 4% negative influence adjustment for the proximity of the apartment complex to the subject property. The subject property has an irregularly shaped lot with 123.86 feet of river frontage and 54 feet of road frontage. The property is a split entry home in overall average condition with a full rear walkout toward the river. The property is currently receiving non-homestead classification and is used as a rental property. Owner indicated a rent of $1,650 per month on this property. Properties located along the river are typically not used as rental, so comparable rental sales of riverfront properties were not found. An appraiser from the Assessor's office reviewed the exterior and interior of the property on May 3, 2005. No changes to property characteristics were noted however, an adjustment was made to the basement calculation of the entryway. The appraisal indicated a total market value of $330,600, as of that date. This market value is within the indicated value range of adjusted comparable sales of $329,900 to $422,500. As the completed appraisal indicated a valuation change of an additional 1.28% it is staffs recommendation to sustain the 2005 estimated market value at $326,400. Mr, Hildreth was informed that the assessing staff would recommend to the board that his 2005 estimated market value of $326,400 be sustained. It is staffs recommendation to sustain the 2005 estimated market value of $326,400 for taxes payable in 2006. Mr. Hildreth's taxable market value will remain at $265,900. Respectfully, Nancy Wojeik, SAt City Assessor 6,301 Shbi Creek Parkwav Recreation and Commutzift Center Phone TDD Number Brookl (A.--tite MAT55430-2199 (763) 569-340(J Cit Hall 'IDD Number TAX (763) 569-3434 FAX (76 3') 569-3494 wwti,,.cit,y(jfbrooklyn(,,eii,ter,org n CITY OF BROOKLYN CENTER LOCAL BOARD OF APPEAL AND EQUALIZATION 2005 Assessment Walk4n APPLICATION FOR APPEAL to be placed on the Agenda fear the Local bard of Appeal and Equalization May 2, 2005, 7.00 P.M. Name {s *fit l t4 Daytime Contact Number. 6 3 Property Addresaj <w r y Property Identification Number IM 2005 Esttimated Market Value 2005 Limed Market Value 2005 Taxable Market Value �f What is the reas for your 2005 assessment appeal? r a'Me rice. 10- Ns r''.a* t,0$ Avt- 44 �l 4 W A 4 f �s M AY t i F fnd17 avt ki'+ t C* 4 4A4 When did you purchase your home? Date of Purchase-- av o q Purchase Price tll Have you changed your property since the purchase? (maintenance, upgrades, remodeling or structural damage) Please list a brief description below with an estimated cost. i Have you had a recent appraisal for refinancing, purchase or a market analysis by a real estate agent completed within the last year' Yes or No If so, whatwas the determination of value? Please provide any documentation mention supporting your claim of overvaluation or erroneous classification. In order to appeal your valuation an appointment to view the property will be required. Marc SUBJECT PROPERTY 6500 Willow La Robert Hildreth PIN 36 =119 -21 -14 -0005 IJ v.. F Land Characteristics Land Area 18,660 sq. ft. River Frontage 123.88 ft. Irregularly Shaped 2045 Land Value $160,000 2006 Building Value 166.400 TOTAL. 2006 EMV $328 Building Characteristics Style: Split Entry 1,192 sq. ft* Main Level Room Count: 5 12 11 Full 1 Bath Below Grade Room Count: 41211 Bath Garage. 2 Car Attached Fireplace: 1 Porches /Decks/Misc.. Deck and Fall Back Walkout Central Air Conditioning: {CAC SUBJECT PROPERTY PHOTOS 6500 Willow Lane PID# 3$119 2114 00 06 SUBJECT PROPERTY REAR vP z SUBJECT PROPERTY VIEW own a t Hennepin County M. Click on map to view information can adjoining; properties Scroll down. to see property- address, value tax inib Wt kk 6 1031 lq; 188 -40 429J2 AM 1 Last update: Sf31M5 at 1:00 P READ IMPORTANT DISCLAIMER INFORMATION BELOW Property I D Ap proximate Approximat Property Perimeter Property Area 36- 116 -21 14 -0005 627 ft. 18,660 sq.ft. 0.428 acres Property Address 6500 WILLOW Lh N BRWXLYN CENTER, Ma 55430 Click on Property Information Button below to view main tax information page for the property you have selected The data contained on this page is derived from a co mpilati on of rec ords and ma ps and may contain discrepancies that can only be disclosed by an accurate survey performed by a licensed land surv eyor. The perimeter an area (square footage and acres) are approximates and may contain discrepancies. The information on this page should be used for reference purposes truly. Hennepin County does not guarantee the accuracy of material herein contained and is not responsible for any misuse or misrepresentation of this information or its derivatives.. Please report any map discrepancies to Bob Moulder (Hennepin County Survey Division) at (612) 346 -26118 or via e-mail at Scab. Nloulder0co. henneoin. mn. us The quality of the display may be influenced by your screen size and resolution setting and is best viewed at 800x6134 screen resolution, This application requires Internet Explorer 3.42 or Netscape 2.01 or later version far proper operation, Copyright C 2004 Hennepin County PROPERTY DATA SYSTEM TAXPAYER INQUIRY CURB 319 PROPERTY ID NEXT 36-119 -21 -14 -0005 Pt.Con: Mt.Adr: HOUSE# FRACTION STREET NAME UNIT ZIP +4 Front. 75 Back: 6500 11_ WILLOW LA N 55430+ Right: Left: Ownerl: HILDRETH ROBERT J Owner3: Ower2: Owner4: Zoning: R1 Prim/sec: Yr.blt: 1980 Area: 20250 Acres: .46 Sch.Dst: 2€36 Ishd: 00 Gr/Os /Ex: Subrecs: 01 Width: Depth: 202 Mkt -Land Mkt -Bldg Mkt -Mach Mkt -Tot Tx Capacity Hd PT %Own 2005: 160000 166400 326400 2659 RL 0 2004: 160000 109900 269900 2313 RL 0 2003; 99000 170900 269900 2012 H RL 100 Legal Description: LOT 5 BLOCK 1 WILLOW BLUFF _T De PID or ADDRESS: press ENTER: or F1. F2. FS PROPERTY DATA SYSTEM LIMITED MARKET VALUE UPDATE CURB 118 NEXT PID 36- 119 -21 -14- 0105_ ASSESSMENT YEAR 2005 SUB -SEC 01 HOUSE# 6500 F/A 1/_ STREET WILLOW LA N UNIT CALCULATE LMV (YIN) PROPERTY TYPE RL HMSTD CODE PART CONST GR/OS /EX REL HMSTD IND CONTIG IND MARKET LAND VALUE 160000 MARKET BUILDING VALUE 166400 MACHINERY VALUE TOTAL MARKET VALUE 326400 IMPROVEMENT AMOUNT LIMITED MARKET VALUE 265900 QUALIFYING IMPROVEMENT AMOUNT MARKET VALUE SUBJECT TO TAXATION 265900 TAXABLE MARKET VALUE TAX CAPACITY 2659 Make chances: cress ENTER: or F1. F2. F4. F5. F8 PROPERTY DATA SYSTEM COMPUTER AIDED APPRAISAL INQUIRY 04{26105 CURR 436 NEXT PROPERTY ILA: 36- 119 -21 -14 -.0005 YEAR: 2005 ADDRESS 6500 WILLOW LA N CLASS: 606 DT: S STYLE SE 1 SF MANUAL: NO GSA 1192 (SQ FT.) AGE: 20 YRS ZONED: R1 BASIC RATE 90.01 ADJ. RATE 94.06 EXT. WALL: 2.5% SHAPE: 2.0% ADJ.RATE *GBA: 112119 ADD BSMT 13728 1144 SgFt $12.00 Rate ADJUSTED TOT: 125842 DED UNF.CBA: SgFt $50.00 Rate ADDITIVE AMT: 56044 GARAGE 8896 DORMERS: PAT.00ORS: 2000 WALKOUT: 6500 AIRCOND: 1500 DECKS 2400 PATIOS PORCHES: 864 POOLS BATHS 18500 FIREPLC: 2000 FIN.BSMT.: 13384 TOTAL COST 181891 ADJUSTMENTS 91.5% DEPRECIATION: 95.5% INFLUENCES: «4 FUNCTIONAL ECONOMIC BLDG VALUE 166400 BLDG MARKET VALUE 166400 FLAT CHGS LAND MARKET VALUE 160000 TOTAL MARKET VALUE: 326400 Tvoe PID. Press ENTER: or F1. F2. F8 PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART1 05/03/05 CURR 209 PROPERTY ID Address NEXT 36- 119 -21 -14 -0005 6500 11 WILLOW LA N ZONING R1 MODEL: DWELLING TYPE SF AREA RATING 2 SITE RATING 1 ADJ PROP INFL 2 VIEW 3 ARCH /APPEAL 2 QUALITY BOB SHAPE i STYLE 2 DORMER LENGTH DORMER QUAL CONSTRUCTION 1 MAIN EXT WALL 3 TRIM EXT WALL 1 ROOF TYPE 1 ROOF COVER WINDOW TYPE1 1 WINDOW TYPE2 PATIO DOORS 2 WALKOUT 1 AIR COND 1 DECK AREA 240 DECK QUAL 3 PATIO AREA PATIO DUAL GLAZED AREA GLAZED QUAL SCREEN AREA SCREEN QUAL OPEN AREA 144 OPEN DUAL 3 GAR1 AREA 528 GAR1 EXT WALL 3 GAR1 CARS 2 GAR1 COND 3 GAR1 PLACEMENT i GAR2 AREA GAR2 EXT WALL GAR2 CARS GAR2 COND GAR2 PLACEMNT POOL AREA POOL DUAL BSMT AREA 1144 BSMT TYPE BSMT FINISH% 075 BSMT DUAL 3 BSMT BATH SPA BSMT BATH DLX BSMT BATH FULL BSMT BATH 3/4 1 BSMT BATH 1/2 BSMT BATH QL 2 BSMT FPLC NBR 1 BSMT FPLC DUAL 3 NO BSMT FPLC ELECT SVC 1 HEATING 21 BSMT TOT RMS 4 BSMT BEDROOMS 2 BSMT FAM ROOMS t BSMT KITCHENS BSMT OTH RMS 1 Mahe than es: cress ENTER, or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART2 05/03/05 CURB 209 PROPERTY ID NEXT 36-119-21-14-0006 MANUAL CONDITION 2 1 KIT QUAL 2 1st INTERIOR 2 1st TRIM 1 1st FLOOR 1 1st BATH SPA 1st BATH DLX 1st BATH FULL 1 1st BATH 314 1 1st BATH 1/2 1st BATH QUAL 2 1st FPLC NBA 0 1st FPLC QUAL NO 1st FPLC 1ST TOT ROOMS 5 1st BEDROOMS 2 1st FAM ROOMS 1st LIV RMS 1 1st DINE ROOMS i 1st KITCHENS 1 1st OTH ROOMS 2nd INTERIOR 2nd TRIM 2nd FLOOR 2nd BATH SPA 2nd BATH DLX 2nd BATH FULL 2nd BATH 3/4 2nd BATH 112 2nd BATH DUAL 2nd FPLC NBA 0 2nd FPLC QUAL NO 2nd FPLC 1 2nd TOT ROOMS 2nd BEDROOMS 2nd OTH ROOMS INT. LAYOUT 1 ACT YR BLT 1980 EFF YR BLT 1985 FUNCTIONAL ECONOMIC TOT BEDROOMS 04 TOT FAM ROOMS 1 TOT LIV ROOMS 1 TOT DIN ROOMS �1 TOT KITCHENS 1 TOT OTH ROOMS 1 TOT BATHROOMS 3 TOTAL ROOMS 9 1st FL UNF AREA 2nd FL UNF AREA TOTAL UNF GBA DIM1 44.0x 26.0 1144.0 DIM2 8.0x 6.0= 48.0 DIM3 x DIM4 x DIM5 x DIM6 x DIM7 x 1st FL AREA 1192 2nd FL AREA TOTAL GBA 1192 PART /COMP INT. INSP 1 FLAT CHARGE ADD. SUBTRACT: Make chancaes: press ENTER: or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART3 05/03105 CURR 209 NEXT PROPERTY ID 35- 119 -21 -14 -0005 N O T E S Line 1: f= ianitral SEC SY Line 2: brinks security system Line 3: large triple Datio door Line 4: ct floor kitchen area Line 5: 1st flr bath. WETBAR Line S: off FR in bsmt. Line 7: LRG YD/TREES RIVER VIEW Line 8: view or rivertaradual Line 9: she /DEF MAIN WINDOWS LinelO: BSMT HEAT VENTS /CEILING Make chances: cress ENTER: or anv valid function kev PROPERTY DATA SYSTEM LAND CHARACTERISTICS UPDATE PART 1 CURB 210 PROPERTY ID NEXT 36-119-21-14-0005 6500 1I WILLOW LA N Zoning: Al Area Rating: 2 Site Rating: Appraiser: 21 Appr Date: 04/(1212004 Interior Insp. Y Permit Date: 0010 Last Int. Insp. Date: 041022/2004 Frontage: 75 Left: Rear: Right: Eff Width: Eff Dearth: 202 Sqft: 20250 Acres: .46 Irreg Shape: N On Lake: Lake Rating: Landscape: A Paved Street: 1 Curbs: Sidewalk: Sewer Avail.: 1 Water Avail.: 1 Gas: 1 Buried Elec: Alley: On River: 1 River Rating: 3 Wooded: Influences: 02 NON RESIDENTIAL Allow Units: Trackage: Soil Correct: TXpe PID: press ENTER. or anv valid function kev RESIDENTIAL SALES COMPARABLE ADJUSTMENT GRID APPRAISAL OF 6500 Willow La N RrooWyn Center P ier# 36 1 19.21.14.0tT05 a"& rags it 2 is: stdQ aasnua{}y SV IECT COMP. #I COMP. #2 COMP. COUP, #4 RAW RO RT "ILMETH 6704 W RIVER RD $02 MISSISSIPPI BLVD 169 HARTMAN CIR 6230 RIVERVIEW TERRACE NAW sours 5500 WILLOW LA N BROOKLYN CENTER COON RAPIDS FRIDLEY FRIDLEY mss I m 36 il5 2i 140"$ 36 119 21 12 0418 04 30 24 11 4032 16 30 2412 0035 15 30 24 41006 PM SALE Met $318,500 $339,900 $376,000 $450,004 SM E P* Wt Sale Prlcs $318,500 $339,900 $376,000 $460,000 Sate Price S Adfotod Ru Fkranest BALE DATE Aug -04 $7,400 Nov -04 $2,000 tact -04 $4,400 Aug -04 $10,500 t)Art Sale Price $325,900 $341,41(0 $380,400 $480,500 Sale Price )Adtuaatea ter Thmel 14W Timw LOCATOR VERY Clow SIMILAR SiMItAR „SIMILAR SIMILAR ;AtArltMr SITE 1 FRONTAGE 14,86* S,FJAPX 124 FRT +IOR43 S.f, rAPX" APX 2,5.200 S.PFAPX 13 frt1 APx MOM ILTJ APX iM Fin APX 2b,264 &FJAPX 7s For tea aaz€ STYLE SPLIT ENTRY RAMBLER RAMBLER RAMBLER RAMBLER saYZ� ,525E it E) Ab w r»xde 1,162 S,F, 1,124 S.FJ 813 122* 8 F.1 612 1,53* S. F. X r3 (613,600) 1,176 S,PJ 4 t 2 ,5x&25 F■ rI At e sews ?Boom Cawntl BR AdtTVE 090 aAtNa FULL t 1314 BATH„ 1 FULL BATH $5,044.: 1 FULL BATH (5,408 1 FULL BATH $S,00 1 FULL, 3 1142 BATH ASOW Oft eAtM YEAR BUILT 1954 1868 1953 1967 1973 YEAR expta f 1CONO AVERAGE SIMILAR SIMILAR SIM (S1.t#ta) SUPERIOR 151 0 MP RIOR (!14.400) QUAUir�or�Ny rw Ifs�444I 2,.. IS1,*44j HEAT I N�Pr,ACeII AIR G FAXAC BSMT% Cv FULLJIMALIt>SUT FtiLVII ELSTVli GRADE 124,008 FULL�ELOW GRAOE $19 ftltUBELCARt raRAt1E 318234*„ FUL ABC 0.0 W tl AT1 AM AtCAC HWINOCAC $262HI GFAtCA1 GF AtlKOUT Baler FINMMSIRATHS TB t 41 314 BATN t 11112 BATH {ffi 400 I 1 i nn FOR eATif $8,000 34x 12 r rULL M AT" $2.5,30 76% FULL BATH ,5,5,5,51 x, rvi t r mans GARAG aa� CAR (644441 GL/ E CH ($1fl4*1t1} OEGK PATI GAR 2 CAUR ATT 2 CA I ATT AG 8wclrmrsr t+ca*s} xa a )?$CK GLAZEO PORCH DECK, SAUNA REMODELING TES GENERAL UPDATES {52000} AieEtaxrlEa ._2i14,OG?I a RE31tdilELEO t #X8,1 �etnsry OTHER SOW DAM BELONI DAwF- AsemENT BELtFA+*SAM BELOW t3AM BELOW DAM oax2a NetA*aUnent $4,000 $24,500 $9,M ($36,00) ate {�szm.n Indicated Value I $329,900 $396,400 $399,400 $422,5001 VaCuat #on Recorfc #t #ego {!a #tie range $329. 900 to 942 1,NL t,Pdica#ed Sublect EAfy V30.6t;'fJ COMMENTS; Subject property is located eking the Mississippi River in a ria4ghborhood of simiter properties al the river, and detached t€swnhomea across the street, There is an apartment complex heel across the street, and south of 65th Ave N. The subject Property is currently receiving a 4% negative influence for the proximity of the apartment complex to the subject property, The subject property has an irregularly shaped kit with 12386 feet of river frontage and 54 feet of road frontage. The property is a split entry home with A full boa waftut of overall average condition, The property is currently non- homestead and used as a rental property. Owner indicated a rent of $1,650 per month on this property. An interior review was completed on May 3 2005 and would indicate a total,, value of $330,600, as of that date. This market value is within the indicated range of adjusted sales of $329,900 and $422,500. As the appraisal Indicated a valuation change of 1.28% it Is stafrs recommendation to sustain the 2005 estimated market value at $326,400. The taxable market value will remain at $266,900. [CL��TN £rid 4 wdr.i. .7tL AIIYO a�ttl512st COMPARABLE SALES PHOTOS Comparable 1 6704 'Feat River Rd Brooklyn Center I IQ# 36 119 21 12 0018 vF AIM a Land Characteristics Land Area: 40,483 sq. ft River Frontage: Approximately 80 ft. Permanent Frontage Easement Sold: August, 2004 Sale Price: $318,500 Building Characteristics Style: Rambler 1,124 sq. fL Blain Level Room Count: C 311 Full Bath Below Grade Room Count: 1 I Bath Garage: 2 Car Attached Fireplace: 3 Porches /Deeks/Misc: Glazed Porch Central Air Conditioning: CAC COMPARABLE SALES PHOTOS Comparable 2 8402 Mississippi Blvd Coon Rapids PID# 04 38 24 110032 e M• a I 7 Land Characteristics Land Area: Approximately 26,200 sq. ft. River Frontage. Approximately 100 ft. Sold: November, 2004 Sale Price. $339,900 Building Characteristics Style. Rambler 1,220 sq. ft. Main Level Room Count: 5 211 Full Bath Below Grade Room Count. 1 Rough In For Bath Garage: 1 Car Attached Fireplace: 2 Porches/Decks/Misc.: Glazed Porch Central Air Conditioning: None COMPARABLE SALES PHOTOS Comparable 3 169 Hartman Circle Fridley PID# 15 30 24 12 0055 Land Characteristics Land Area: Approximately 13,000 sq. ft. River Frontage: Approximately 100 ft. Sold: October, 2004 Sale Price: $376,000 Building Characteristics Style: Rambler 1,530 sq. ft. Main Level Room Count: 5 l 3 11 Full Bath Below Grade Room Count: 2 I 1 Full Bath Garage: 2 Car Attached Fireplace: 2 Porches /Decks/Misc.: deck and Patio Central Air Conditioning: CAC COMPARABLE SALES PHOT Comparable 4 6230 Riverview Terrace Fridley P1D# 15 30 24 43 0016 e 9 Land Ch aracteristics Land Area. Approximately 20,254 sq. ft. River Frontage. Approximately 79 ft. View of Island Sold: August, 2004 Sale Price: $450,000 Building Characteristics Style. Rambler Main Level Room Count: 4 12 11 Full "I Bath Below Grade Room Count: Walkout 13121 1 Full Bath Garage: 2 Gar Attached Fireplace, 2 Porches/Decks/Misc.: Beck and Sauna FF I Wednesday, May 04, 2 005 Horne earch My Matrix' ...F a w Finance Rosier Tax Open House History Home Base (Help I Logout Map Size IN wow i fi... i 1 p n ft A* 14 fth Am i 6 NE 97th Ave N Cc F s N AAO w= Ave MW 8402 Mississippi iil x r t S f Bbl Ave Et"zl fit Ila K wh AA_ jIU mod► R Aft: ON iL �r", Aye N 65 Aw 169 .Hartman n Aw -�W 73rd Mee N 72W *9th Aft N MA AwA 6704 Riveir W W 3 6tt Aw: 14 952 Or it 3 3SC *W 36 ,i 54* AW 61st p Legere Click Zooms I Click Recenters Mai Construction Cost Estimate This is an estimate for a singles f amily residence built under competitive conditions in or near Minneap Minnesota in May 2005. This st ima:,e? incl udes a foundation as required for normal soil conditions, excavation foi founda;ion and piers on a prepared building pod, f loor a,a «1 inverior and exte r for i ni.wshes, roof cover, i nterior partitions, doors, windows, trim, eiectTi.c wiring and fixtures, rough gh an finish plumbing, i It in appliances, ?uper 'iS;L n. desig .ee«`^"., permits, utility hook-u the contractor's markup, ove rhead an.d,pr.atit.,. Highl d starkly o g Z.a.�... or exceptionally wel residences w ill `st. IT.,,re. _sCl.d the cost of the land, government-mandated site to d... fEi;-*.s and the C "ost of bringing utility lines to the site. Number Of Corners 8 T otal living area 1192 F oundation ual i t y class 2 Exte walls quality ciass {trFood or light a` eoa 2 Exterior f i ni sh quz1.1,..i.ty class 2 Windows doors quality class 3 Roofing, s offit, fascia quality 1.ity c 3 interio fi quality ty rass Flooring quality class 2 Bathroom qual class 2 Kitchen quality c las s 2 Plumbing qual glass 2 Balcony area, good frame 240 Finished basement area 1112] A ttached garage. unfinished interior. area 528 Porch area, no ceilWj 144 Forced air cen ducatEa'.,t` heating and cooling Tru s tory 8 base m i it e raise hea h I Typical Cost Breakdown 1fi.em Material labor Equipment Total Excavation 0 1,682 432 2,114 Foundatio Piers, Fl atwor k 3,0 5,699 E78 10,15 Rough Hardware 350 557 86 99 Rou Carper 11,582 17, r, 28, 877 insulation 2,1 1 0 3, 66. Exterior F .,a, slh C m 3, 454 10,345 Exterior 'Trim 438 x,65 1 03 1 166 Doors 966 820 6 i,786 Wind 1 6 64 1 ,1 4 5 0 2&09 Finish Har'dwar:4, 16 1:37 Q 293 Garage Door 456 i86 0 644 Roofing, Flashing, Fascia 4,421 3,751 0 8,172 Finish Carpentry 643 3,275 0 3,918 i n t er i o r W all Finish 3,085 85 4, 81 0 7 ,904 P ainting 1,843 4.354 0 6,197 Wiring 1,B72 3,574 '4 0 5,446 Lighting Fixtures 1, 403 446 Q 1,849 Flooring 1, 379 1, 979 r, 3,358 Car 2,7 990 0 3,73 B ath Accessories 680 423 0 1,103 Shower Tub E nclosure 434 368 0 802 Countertops 1,312 1,132 C 2.424 Cabinets 4,313 1,372 0 5 Built in Appliances 2,099 296 0 2,395 Flushing Rcugh-in and Connection i,969 4,84 284 1 091 Flushing Fixtuies 4,001 !,M 0 5,283 Heating and Cooling Systems 2,6 4,048 0 6,747 Fir"plac; and Chimney 1 2,938 0 4,896 Subtotal Direct Job Costs 64,366 13,270 2,237 139,SS3 Final Cleanup 0 588 0 58S insurance 4 a 0 4,115 Permits Utilitiws 2,498 0 0 2,498 Ilans Specs 588 0 0 W Subtotal indirect Job Costs 7,201 50 0 7,709 Contractor Markup, 10,369 0 0 18,369 Total Cost 04,930 73.S66 2.237 166,04-1 Maple Grove Office 13700 Reimer Dr. N., Ste. 100 Maple Grove, MN 55311 763 420 -6300 Fax 763- 420 -9704 BUR �I LT www.cbburnet.com May 12, 2005 Brett Hildreth Dear Brett, I am writing in regards to your request for a market price analysis of your property at 6500 Willow Lane in Brooklyn Center. I reviewed the MLS and found one comparable listing that has sold in the past 18 months. This property is located at 6704 West River Road, and sold for $318,500 in August of 2004 (see attached copy of MLS listing). This home spent over 100 days on the market, and was originally listed at 339, 000. There are two adjustments that affect the value of your property compared to this comparable sale. First, 6704 West River Road has a bigger lot (almost 1 acre) than your Willow Lane home does. Secondly, the West River Road property is located farther away from the freeway and multifamily rental property than your home is. Based on these adjustments here is how I would price your property: $318,500 comparable sale price at 6704 West River Road $23,000 smaller lot at Willow Lane home $10,000 location of your property vs. 6704 West River Road location 8.000 aooreciation since August 2004 sale of 6704 West River Road $293,500 Recommended Sale Price for 6500 Willow Lane You asked during our meeting if the homes on the Fridley side of the Mississippi River would be comparably priced to your river home in Brooklyn Center. While it is true that those homes are located on the same river, based on the research I did my opinion is that the Fridley properties are valued much differently than your home in Brooklyn Center. The homes in Fridley are not only located in a different city, they are also in a different county and different school district, and each of these variables affects value. In addition, the 6 MLS riverfront home sales in Fridley over the past year are all located much further north of the freeway than your house is located, which provides a quieter and more residential setting. While I would like to list your home at the higher price of the Fridley homes, the reality is that the Brooklyn Center riverfront homes in your neighborhood have had long marketing times and are not valued at the same rate by the marketplace. I would be pleased to proceed with listing your home if you decide to sell it. If you have any questions, please call me at 763 -232 -1758. Jv— Hubert Realtor Owned And Operated By NRT Incorporated. Q IR L http: /matrix.northstarmis.com/ Matrix/Public/Email.aspx ?ID= 473597520 Sent By Agent Result 1 of 2. Previous I Next 1 [1] 2 1 Bottom Property Full Display, Single Family Residential, MLS 2285502 6704 W River Road, Brooklyn Center, Minnesota 55430 -1324 Status Sold List Pricl Sold PriCt$318 ,500 0 riginal List Price: $324,900 S• Evergreen MapPoinr Perk Fm`s` z 64th Ave p 6704 River WW Brooklyn Brooklyn Center 1 -C2s2 VS! �4 to o t 65th Ave N .i. zoos :.R Cup ®zooawo �aprmru��� ,Fridley More ohotos are available for this orooerty. Map Page: 78 Map Coord: C4 Directions: Total Bed /Bath: 4/ 2 Garage: 2 Year Built: 1956 252 N TO 66TH AVE E TO W RIVER RD N TO HOME MLS Area: 363 Brooklyn Center TAX INFORMATION Style: (SF) One Story Property ID: 3611921120018 Const Status: Previously Owned Tax Year: 2004 Foundation Size: 1,268 Tax Amt: $3,119 AbvGrdFinSgFt: 1,556 Assess Bal: BelGrdFlnSgFt: 628 Tax w /assess: $3,119 Total Fin SgFt: 2,184 Assess Pend: No Acres: 0.910 Homestead: Yes Lot Size: 86X460 List Date: 06/10/2004 Received By MLS: 06/14/2004 Days On Market: 40 Off Market Date: 07/19/2004 Selling Agent: Seth H Johnson Projected Close Date: 08/06/2004 Date Closed: 08/06/2004 Selling Office: Coldwell Banker Burnet General Property Information Legal Description: AUDITORS SUBD NO 310 LOT 008 County: Hennepin School District: 11 -Anoka /Hennepin, 763 506 -1000 Complex /Dev /Sub: Common Wall: No Restrictions/Covts: Lot Description: Tree Coverage Medium Association Fee: 8 Assoc Fee Frequency: N/A Assoc Fee Includes: N/A Road Frontage: County, Paved Streets Zoning: Residential- Single Accessibility: None Lake /Waterfront: River Front Lake /WF Name: Mississippi Remarks Public Remarks: LARGE LOT ON THE MISSISSIPPI! THIS HOME BOASTS A CUSTOM BUILT 4 SEASON PORCH OVERLOOKING THE RIVER. NEW FURNACE AND CA IN 2000. COMPLETELY REMODELED IN 1998. CONVENIENT LOCATION TO DOWNTOWN MPLS. MOVE IN ENJOY! Structure Information Room Level Dimen Other Rooms Level Dimen Heat: Forced Air Living Rm Main 18X13 Amusement Room Lower 34X13 Fuel: Natural Gas Dining Rm Main 11X10 Sun Room Main 16X18 Air Cond: Central Family Rm Dining Room Main 14X11 Water: City Water Connected Kitchen Main 16X10 Work Shop Lower 10X12 Sewer: City Sewer Connected Bedroom 1 Main 13X10 Garage: 2 1 of 2 5/12/2005 9:04 AM http: matrix. northstannls. com /Maftix/Public/Email.aspx ?ID= 473597520 Bedroom 2 Main 13X10 Oth Prkg: Bedroom 3 Main 13X10 Bathrooms Pool: Bedroom 4 Lower 14X9 Total: 2 3/4: 1 1/4: 0 Full: 1 1/2: 0 Bath Description: 3/4 Basement, Main Floor Full Bath Dining Room Desc: Eat In Kitchen, Separate /Formal Dining Room Family Room Char: Family Room, Lower Level Fireplaces: 3 Fireplace Characteristics: Amusement Room, Family Room, Gas Burning, Living Room, Wood Burning Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Softener Owned Basement: Daylight /Lookout Windows, Full Exterior: Metal /Vinyl Fencing: Roof: Age 8 Years or Less, Asphalt Shingles, Pitched Amenities -Unit: Deck, Hardwood Floors, Tiled Floors, Vaulted Ceiling(s), Washer /Dryer Hookup Parking Char: Attached Garage Special Search: 3 BR on One Level, Main Floor Bedroom Financial Cooperating Broker Compensation Buyer Broker Comp: 2.7% Sub -Agent Comp: 0% Facilitator Comp: 2.7% Variable Rate: N List Type: Exclusive Right To Sell Sale Mortgage Information Sale Financial Terms: Cash Sale Loan Amount: Seller Contribution: Financial Remarks: Sellers Terms: Cash, Conventional Existing Financing: Agent is Owner No Contact Information Listing Agent: Bruce J. McAlnin 612/669 -6324 Appointments: 763 295 -3456 Listing Office: Edina Realtv. Inc Office Phone: 763 295 -3456 MLS 2285502 Address: 6704 W River Road, Brooklyn Center, Minnesota 55430 -1324 Information Deemed Reliable But Not Guaranteed. Copyright Regional MLS of Minn., Inc. All Rights Reserved. Previous Next 1 [1] 2 Toe 2 of 2 5/12/2005 9:04 AM Review Of 501 Beltvue La PtD# q1 -118-2143-0108 For Brett Zoe Hildreth 2005 Board of Appeal and Equalization q A it of Brooklyn Center A Alillennium, Communit TO: 2005 Brooklyn Center Board of Appeal and Equalization RE: Brett Zoe Hildreth 501 Bellvue La PID# 01-118 -21-43 -0108 Mr. Hildreth was directed to provide a copy of this appraisal should he want it included with the board packets. Mr. Brett Hildreth contacted our office April 21 2005 regarding the 2005 valuation notice. He was told that he had missed the deadline of April 1 5 th for informal appeals, and would need to appeal in person or by letter at the Board of Appeal and Equalization on May 2 "d in order to appeal the value on the property located at 501 Bellvue La. Following Mr. Hildreth's appearance at the Board, Mr. Hildreth was directed to set up an appointment with an appraiser to review the property. Mr. Hildreth was informed that he should also have a market analysis completed by a local realtor and forward a copy to the Assessor's office for inclusion With the packets to be presented at the re-convene of the board. To date, the assessing staff has not received any supporting documentation from Mr. Hildreth. The subject property is located on Bellvue La, a two block street running parallel and directly north of 53` Ave N, our border with Minneapolis, just east of interstate 94. Bellvue Lane has both two story and rambler homes primarily constructed in 1999. These homes are typically larger and of a higher quality than those of the surrounding neighborhoods, both in Brooklyn Center and Minneapolis. Subject property is a two story home in overall good condition with an attached garage. The property is currently receiving the non-homestead classification and is used as a rental property. The owner indicated a rent of $1995 per month on this property. The assessing staff has taken comparable sales from the Humboldt Greenway development in Minneapolis, as well as newly constructed two story homes in both Brooklyn Center and Minneapolis. An appraiser from the Assessor's office reviewed the exterior and interior of the property on May 3, 2005. Several changes to property characteristics were noted including a change to bathroom quality, and a reduction of 2 "d floor finished square footage. The appraisal indicated a total market value of $339,600, as of the appraisal date, May 3, 2005, This market value is within the indicated value range of adjusted comparable sales of $332,300 to $369,500. 6�' ,?Of Shingle (,reek Parluvqy Recreation and Con Center Phone TDD Number Brookhn Center, MN55430-2199 (763) 569-3406) ity Hall TDI) Number (763) 569-3300 TAX (763) 569-3434 F.AX (763) 569-3494 i.il,ii,,i.t�,t,ity(,fbrookI..vfi(,enter.oiyc,, As the completed appraisal indicated a valuation reduction of $11,600, it is staff's recommendation to reduce the 2005 estimated market value on this property from $351,200 to $339,600. The taxable market value would remain at $320,100. Respectfully, Nancy Wojcik, SAMA City Assessor TIC OF BROOKLYN CENTER LOCAL BOARD OF APPEAL AND EQUALIZATION ATION 2005 Assessment Walk4n APPLICATION FOR APPEAL to be planed on the Agenda for the Local Board of Appeal and Equalization May 2, 2005, 7:00 P.M. Name(s) t Daytime Contact Number. Property ,Address_ Property Identification Number 6 l 2005 Estimated Market value's 2005 Limited Market Value 2005 Taxable Market Value What i s the reason for your 2005 assessment appeal? are When did you purchase your home? Cate of Purchaser,, 4 Purchase Price Have you changed your property since the purchase? (maintenance, upgrades, remodeling or structural damage) Pease list a brief description below with an estimated rest. Have you had a recent appraisal for refinancing, purchase or a market analysis by a real estate agent completed within the last year? Yes or No If so, what -was the determination of value? Phase provide any documentation supporting your claim of overvaluation or erroneous classification. In order to appeal your valuation an appointment to view the property will be required. Marc SUBJECT PROPERTY 501 Befivue La Bret# i& Zoe H ldreth Pty# 01-118-21-43-0108 s F s v 3 R Z l Land Characteristics Land Area 12,155 sq. f#. 2005 Land Value 51,400 2005 Building Value 299.800 TOTAL 2005 E $351,200 Building Characteristics Style: 2 Story 1,936 sq. ft, Above Grade Room Count: 51312 Full 1 112 Batty Below Grade Room Count: 211 11 Bath Garage: 2 Car Attached Fireplace: 1 Porches/Decks /Mist.: Front Open Porch and Wet Bar in Berm Central Air Conditioning: CAC SUBJECT PROPERTY PHOTOS 501 B livue Lane PICA# 01118 2143 0108 SUBJECT PROPERTY REAR VIEW r rn Sao m x3uwv5VM+ S m wx is Hennepin CountV., MN Click on map to view information on adjoining properties Scroll down to see property address. value lax info ZO" WAX J u. a V lm 1 [Nag LAN ADO z $0.02 U. era Last update: 5r3J W3 at 1.00 PM READ IMPORTANT DISCLAIMER INFORMATION BELOW Property lid Approximate Approximat Property Perimeter Prra arty Area 01-118-2143-0108 464 ft. 12,166 sq.ft. 0.279 acres Property Add— BZLLVU& LA BROOKLYN MMR, 55430 Click on Property Information Button below to view main tax information page for the property you have selected it rwtw.o-r+vwnwrrs��mw ++nwxrwaWmhxJ rrew«anwn a «.w a ..ww<em6w.ww.m.r«r.we...a✓ raven +!.4ymamJrw.hrva....- rro.rwve The data contained on this page is derived from a compilation of records and maps and may contain discrepancies that can only be disclosed by an accurate survey performed by a licensed land surveyor. The perimeter and area (square footage and acres) are approximates and may contain discrepancies. The information on this page should be used for reference purposes only. Hennepin County does not guarantee the accuracy of material herein contained and is not responsible for any misuse or misrepresentation of this information or its derivatives. Please report any map discrepancies to Bob boulder (Hennepin County Survey Division) at (612) 348 -26118 or via e-mail at Bob. boulder(aco.hennep*n.M pins The quality of the display may be influenced by your screen size and resolution setting and is best viewed at 806x600 screen resolution. This application requires Internet Explorer 3.02 or Netscape 2.01 or later version for proper operation. Copyright 0 2004 Hennepin County PROPERTY DATA SYSTEM TAXPAYER INQUIRY CURB 319 PROPERTY ID NEXT 01- 118 -21 -43 -0108 Pt.Con: Mt.Adr: HOUSE# FRACTION STREET NAME UNIT ZIP +4 Front. 80 Back: 80 501 1/_ BELLVUE LA 55430+ Right: 152 Left: 152 Onerl: HANSON HILDRETH ZOE M Owner3: Owner2: HILDRETH BRETT Owner4. Zoning: R2 Prim /sec: Yr.blt: 1999 Area: 12150 Acres: .28 ch.Dst: 286 Wshd: 00 Gr /Os /Ex: Subrecs: 01 Width: Death: Mkt -Land Mkt -Bldg Mkt -Mach Mkt -Tat Tx Capacity Hd PT %Own 2005: 51400 299800 351200 3201 R 0 2044: 41400 253600 295400 2784 R 0 2003: 31400 263600 295000 2421 H R 100 Legal. Description: LOT 5 BLOCK 2 SELLVUE LA ADON ._.jyoe_PTO or ADDRESS: dress ENTER: or Fl. F2. F8 PROPERTY DATA SYSTEM LIMITED MARKET VALUE INQUIRY CURB 318 NEXT PID 01- 118 -21 -4 -0108 ASSESSMENT YEAR 2005 SUB -REC 01 HOUSE## 501 F/A 1/ STREET BELLVUE LA UNIT CALCULATE LMV (Y /N) PROPERTY TYPE R HMSTD CODE PART CONST GR /OS /X REL HMSTD IND CONTIG IND MARKET LAND VALUE 51400 MARKET BUILDING VALUE 299800 MACHINERY VALUE TOTAL MARKET VALUE 351200 IMPROVEMENT AMOUNT LIMITED MARKET VALUE 320100 QUALIFYING IMPROVEMENT AMOUNT MARKET VALUE SUBJECT TO TAXATION 324100 TAXABLE MARKET VALUE TAX CAPACITY 3201 Make chances: press ENTER:. or Fl. F2_ F4. F5_ F8 PROPERTY DATA SYSTEM COMPUTER AIDED APPRAISAL INQUIRY 05/05/05 GURR 4365 NEXT PROPERTY ID: 01 118 21 43 0108 YEAR: 2005 ADDRESS 501 BELLVUE LA CLASS: A04 DT: SF STYLE TWO STORY MANUAL: NO GBA 1936 fSO.FT. AGE: 5 YRS ZONED: R2 BASIC RATE $103.65 ADJ. RATE $107.79 EXT. MALL: SHAPE: 4.0 ADJ.RATE*CUBA: 208681 ADD BSMT 12384 1032 SgFt 0 $12.00 Rate DED UNF.GBA: SgFt $65.00 Rate ADJUSTED TOT: 221065 ADDITIVE AMT: 66219 GARAGE 11311 DORMERS: 8000 PAT.DOORS: WALKOUT: AIRCOND: 2323 DECKS PATIOS PORCHES: 1152 POOLS BATHS 20000 FIREPLC: 3000 FIN.BSMT.: 20433 TOTAL COST 287284 ADJUSTMENTS 99.3% DEPRECIATION: 99.3% INFLUENCES: FUNCTIONAL ECONOMIC BLDG VALUE 285200 BLDG MARKET VALUE 288200 FLAT CHGS 3004 LAND MARKET VALUE 51400 TOTAL MARKET VALUE: 339600 _j Ape PID. Press ENTER: or F1. F2� FS PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART1 05/05/05 CURB 209 PROPERTY ID Address V-------------- NEXT 01- 118- -21 -43 -0108 501 1/ BELLVUE LA ZONING R2 MODEL: DWELLING TYPE SF AREA RATING 2 SITE RATING 2 ADJ PROP INFL 2 VIEW ARCH /APPEAL 2 QUALITY A04 SHAPE !I STYLE 7 DORMER LENGTH 110 DORMER QUAL 2 CONSTRUCTION 1 MAIN EXT WALL TRIM EXT WALL ROOF TYPE 1 ROOF COVER 1 WINDOW TYPE1 2 WINDOW TYPE2 1 PATIO DOORS WALKOUT AIR COND 1 DECK AREA DECK DUAL PATIO AREA PATIO QUAL GLAZED AREA GLEE• lUAL SCREEN AREA SCREEN tIUAL OPEN AREA 144 OPEN QUAL 2 GAR1 AREA 720 GAR1 EXT WALL GAR1 CARS 2 GAR1 COND 2 GAR1 PLACEMENT 1 GAR2 AREA GAR2 EXT WALL GAR2 CARS GAR2 COND GAR2 PLACEMNT v POOL AREA POOL QUAL BSMT AREA 1082 BSMT TYPE BSMT FINISH 090 BSMT QUAL BSMT BATH SPA BSMT BATH OLX BSMT BATH FULL BSMT BATH /4 BSMT BATH 1/2 BSMT BATH OL 2 BSMT FPLC NBR 1 BSMT FPLC QUAL 2 NO BSMT FPLC ELECT SVC 1 HEATING 21 BSMT TOT RMS 2 BSMT BEDROOMS 1 BSMT FAM ROOMS 1 BSMT KITCHENS T BSMT OTH RMS Make chances: cress ENTER: or anv valid functio ke v PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART2 05/05/05 CURB 209 PROPERTY ID NEXT 01- 118 -21 -43 -0108 MANUAL CONDITION 1 1st KIT QUAL 1 1st INTERIOR 2 1st TRIM 1 1st FLOOR 1 1st BATH SPA 1st BATH DLX 1st BATH FULL 1st BATH 3/4 1st BATH 1/2 1st BATH QUAL 1St FPLC NBR 1st FPLC QUAL NO 1st FPLC 1 1ST TOT ROOMS 5 1st BEDROOMS 1st FAM ROOMS 1st LIV RMS I 1st DINE ROOMS 1 1st KITCHENS 1 1st OTH ROOMS 2 2nd INTERIOR 2nd TRIM 1 2nd FLOOR 2 2nd BATH SPA 2nd BATH DLX 2nd BATH FULL 2 2nd BATH 3/4 2nd BATH 112 2nd BATH QUAL 3 2nd FPLC NBR 2nd FPLC QUAL NO 2nd FPLC 1 2nd TUT ROOMS 3 2nd BEDROOMS 2 2nd OTH ROOM, INT. LAYOUT 1 ACT YR BLT 1999 EFF YR 8LT 2000 FUNCTIONAL ECONOMIC TOT BEDROOMS 04 TOT FAM ROOMS i TOT LIV ROOMS 1 TOT DIN ROOMS 1 TOT KITCHENS 1 TOT OTH ROOMS 2 TOT BATHROOMS 4 TOTAL ROOMS 10 1st FL UNF AREA 2nd FL UNF AREA TOTAL UNF GBA DIM1 1 .Ox 31.0= 372.0 DIM2 24.Ox 27.0 548.0 DIMS 4.Ox 15.0= 60 >O DIM4 x DIMS x DIM6 x DIM7 x 1st FL AREA 1080 2nd FL AREA 856 TOTAL GBA 1936 PART /COMP INT. INSP 1 FLAT CHARGE ADD: 3000 SUBTRACT: Make chanaes: press ENTER' or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART3 05/05105 CURB 209 NEXT PROPERTY ID 01- 118 -21 -43 -0108 N O T E S Line 1: 3 EGRESS WINDOWS f11000 Line 2: EA) 05asmt /assume no restl Line 3: Line 4: F =PAYNE Litre 5: WALK IN CLOSET IN MSTR Line 6: BDRM Line 7: CARPET ONLY IN LS AREA Line 8: 02 LL FINISHED W /FAM W Line 9: WET BAR FPL. BR W /HUGE Line10: WIG Make channe stress ENTER: or anv valid function kev PROPERTY DATA SYSTEM LAND CHARACTERISTICS UPDATE PART 1 CURB 210 PROPERTY ID NEXT 01- 118 -21 -43 -0103 5 501 11 BELLVUE LA Zoning: A2 Area Rating: 2 Site Rating: Appraiser: 21 Appr Date: 05/g3/2005 Interior Insp. Y Permit Date: 1102 Last Int. Insp. Date: PI/03/2005 Frontage: 80 Left: 152 Rear: 80 Right: 152 Eff Width: Eff Depth: Sqft: 12160 Acres: .28 Irreg Shaper. On Labe: Lake Rating: Landscape: Paved Street: i Curbs: i Sidewalk: i Sewer Avail: 1 Water Avail: 1 Gas: 1 Buried Elea: 1 Alley: On River: River Rating: Wooded: Influences: NON- RESIDENTIAL Allow Units: Trackage: Sail Correct: T;y.De PID: cress ENTER: or anv valid function kev RESIDENTIAL SALES COMPARABLE ADJUSTMENT GRID APPRAISAL Of 51 1 Belivue Lane Brooklyn Center lID# 01 118 -21-43 -01 71i< grovcet#+fram u, 811 ECT COMP„ *1 COMP. #2 COMP. #3 comp #r4 a e aratt H4dreer $030 France Ave N 8201 Humboldt Ave N 5231 Humboldt Ave N 611 Dowling Ave N NA ADDRESS sat 00 we Larne Brooklyn Center Minneapolis Minneapolis Minneapol at.tta t�taa 10 119 21 13 0070 11 118 21 11 10243 11 118 21110237 03 029 24 33 0620 PID SALE r $269,900 5343 $310,000 $287000 SALE E Fwtaneirta AtBnratotent Financing Ad}ustntent are Price $269,900 $343,000 $310,000 $287,000 sate Ptxca �d nor Ftrnattea} fAa tat Poiarrt i SA LE DATE Apr-04 $12,600 Nov-04 $2,000 Apr -05 Jun *04 $10,000 SALE DAB t Sale Price $282,500 SUS,000 $310,000 "$297,000 sate Price, Adiustad for Tknet (A4-Ud for r-) LOCAT Average 3ltrt8tar S ittaar Similar Similar LOCATION 3 STYLE Two Stacy Two Starr Two Story Two Story Two Story ta,400 SdTE sit ITF SIZE 12,166 S.F. 9,$38 S F. 4,370 S F= -t0 teals 4 s. P. 90,000 4,3 ROOM SST Abe" Grado 31312A 31312,5 81312.5 61311.5 91512 ROOM COUNT Abo" tow 4W 1 fu#is tirade TepI ASR! Baths iIE €s.t.j 1,933 sq. ft 1,742 sq, ft. $7, 1,933 sq. tL 1,500 sq. R 117,400 1,876 sq. ft. age (45.) Year Built 1999 2003 2043 2002 2003 YEAR BUILT QUALITY iCtNNNTION Very G0ox1 tnforl ._116,000 Simitar Similar fnfar(ortModuiar S1SAW QUAUTYACOKUTiON FIREPLACES m 1 82 1,_- 0 0 m $2,000 eFIREPLACES HEAT f AIR C. GFA 1 CAC GFA t CAC GFA I CAC OFA CAC ELBC SSSD8 HE NO CAC $2,500 AT f Am C OSMTI FIN, X51 OR S A 12111 FULL a 01010 $96, FULL 12 11 t 1 FULL i o 0 f 0 $28 000 NO 1010 f 0 $36,000 BSMT t F'� RM0 t SR t BA CaARA 2 Car Att None e. C'E Sara} 3 Car Attactiad 2 C f?eL 2 Cat 000 GARAGE 4°fta,,.. rttEhNTtES [(pen, Pweb 79 S.F, ctpmtt Fsrtach 24 B.F. None _02 040 OPea Porch AMENT8E8 MODELING ttEMtiQ> LIMt3 R Barn(veA»t bar Net Adjustment $49,860 $10,00 $56,400 $72,00 NoAaiustowni Indicated Value $332,300 $356,000 $366,400 $369,600 bnditratedVarua Valuation Reconciliation: Value Pange $332.300 to $369.x. Indicated Subtect EAfV of $339.6(70 COMMENT& Subject is located along Bel#vue La„ a 2 block area of homes Constnicted in 1999, backing to 53rd .Ave Id, on Brookty4n Center's border with Mpls, and near interstate 94. Subject is a 2 story home of above average quality, in good condition- The comparables in the grid above are all 2 story homes. Comp 1 is located in Brooklyn Center Wthin 3 miles of the subject property. Comps 2 3 are in the Humboldt Creenwayr addition to Minneapolis and within 9 blocks of the subject property- Comp 4 is also located in Minneapolis, and has a similar location to the subject property based on proximity to the freeway. Comps 1 and 4 are modular homes of an inferior quality to the subject property. Comp 4 has no basement and no garage. A review of the subject property on May 3rd, 2005 indicated several oranges to characteristics reflecting a revised value of $339,600 for the 2045 assessmen This value falls within the indicated range of adjusted values in the above grid. Staff recommendation, reduce 200SEW on $01 Belivue tram from $351,200 to $339,600, 2006 Limited and Taxable market value would remain at 5320,100. :uTt'DA a#ioaaih Grit i si th 05 COMPARABLE SALES PHOTOS Comparable 1 5030 France Ave N Brooklyn Center PlD# 10 118 2113 0070 4o u Land Characteristics Land Area. 9,838 sq. ft. Sold: April, 2004 Sale Price: $269,900 Building Characteristics Style: 2 Story Above trade Room Count: 81312.8 Baths Below Grade Room Count: 0 1 D 14 Garage: 2 Car [detached Fireplace: 0 Porches/Decks/Misc.: Open Porch COMPARABLE SALES PHOTOS Comparable 2 5201 Humboldt Ave N Minneapolis PlD# 11 118 21 11 0243 k S d E. Land Characteristics Land Area: 4,370 sq. ft. Sold: November, 2004 Sale Price: $343,000 Building Characteristics Style. 2 Story Above Grade Room Count: 81312.5 Baths Below Grade Room Count. 211 11 Garage: 2 Car Attached Fireplace: 1 Porches /Decks /Misc.; Open Porch COMPARABLE SALES PHOTOS Comparable 5231 Humboldt Ave N Minneapolis PIQ# 11 118 21110237 R b qq 4.A Land Characteristics Land Area. 4,550 seq. ft. Sold: April, 2005 Sale Price: 310,000 Building Characteristics Style. 2 Story Above Grade Room Count: 5 311.5 Baths Below Grade Roam Count: Q 1010 Garage: 2 Car Attached Fireplace: a Porches/Decks/Misc.: None COMPARABLE SALES PHOTOS Comparable 4 611 Dowling Ave N Minneapolis PICT# 03 029 24 33 0020 u Land Characteristics Land Area: 4,318 sq. ft. Sold: June, 2004 Sale Price: 297,000 Building Characteristics Style: 2 Story Above Grade Room Count: 91512 Baths Below Grade Room Count: No Bsmt 0 1 0 10 Garage: None Fireplace: a Porches /Decks /Misc.: Open Porch W elcome fancy Wojcik y Thursday, May 05, 2005 Home Iearch hey Matrix Finance Roster flax Open House History I Home Base e Help Logout Single-Family 1 General Detail Address i ML S# Today New Listings gs I C r e ate Your Own Search map size nmiirto B B r ooklyn Cmde d 1 Hur 6cldt a Zr 52W 8....... 5� 1 Hurclt 5030 Frat" "c8 Silt Ave B' I t 5*Jkv4 1`4 5 R It Ave W w410 AW Pt 47% Aae B e A r 40h Ave lt N O Ate 14 P� It 44th Avt:. ,:x 44th- Age N 44 �..�Ave I 4g Me fist VE y Al Ave N' Avt s.' ,LY z ayt a. Avi It Ao ft4l 2 i 11 Dowling PV Ave DwiK ;J-t' 3 i4 Ave N TM Ave­K­ 36W Aye III I Legend W 0 Click Zooms In r Glick Recenters lea r APPRAISAL REPORT OF t z 501 Bellvue Lane Brooklyn Center, MN 55430 PREPARED FOR First Residential Mortgage 511 East Travelers Trail Burnsville, MN 55337 AS OF April 30, 2004 PREPARED BY Bowler Appraisals, Inc. PO Box 158 Jordan, MN 55352 Bowler Appraisals, Inc,Milt Haddock PO Box 158 Jordan. MN 55352 May 3, 2004 First Residential Mortgage 511 East Travelers Trail Burnsville, MN 55337 RE: Brett Zoe Hildreth 501 Bellvue Lane Brooklyn Center, MN 55430 File No. 20276(1)MH Case No. Dear Krista in accordance with your request, I have personally inspected and prepared an appraisal report or the real property located at: 501 Bellvue Lane, Brooklyn Center, Minnesota 55430 The purpose of this appraisal is to estimate the market value of the property described in the body of this appraisal report. Enclosed, please rind the appraisal report which describes certain data gathered during our investigation of the property. The methods of approach and reasoning in the valuation of the various physical and economic factors of the subject property are contained in this report. An inspection of the property and a study of pertinent factors, including valuation trends and an analysis of neighborhood data, led the appraiser to the conclusion that the market value, as of April 30, 2004 is: 295,000 The opinion of value expressed in this report is contingent upon the limiting conditions attached to this report. It has been a pleasure to assist you. If I may be of further service to you in the future, please let me know. Respectfully submitted, f r Signature s' Milt Haddock Bowler Appraisals, Inc APPRAISAL AND REPORT IDENTIFICATION File No, 20276(1)MH Case No. Borrower Brett Zoe Hildreth Property Address 501 Befivue Lane City Brooklyn Center County Henneuin State_ MN Zia Code 55430 LenderlClient First Residential Mortoacie Address 511 East Travelers Trail Burnsville. MN 55337 This Appraisal conforms to one of the following. definitions: Efl Complete Appraisal The act or process of estimating value, or an opinion of value, performed without invoking the Departure rule. Limited Appraisal The act or process of estimating value, or an opinion of value, performed under and resulting from invoking the Departure Rule. This Report is one of the following types: Self Contained A written report prepared under Standards. Rule 2 -2(A) of a Complete or Limited Appraisal performed under Standard 1, C I Summary A written report prepared under Standards Rule 2 -2(B) of a Complete or Limited Appraisal performed under Standard 1. Restricted A written report prepared under Standards Rule 2 -2(C) of a Complete or Limited Appraisal performed under Standard 1 for client use only. Comments on Standards Rule 2 -3 f certify that to the best of my knowledge and belief: The statements of fact contained in this report are true and correct. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions and conclusions. I have no (or the specified) present or prospective interest in the property that is the subject of this report, and no (or the specified) personal interest with respect to the parties involved. I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. My engagement in this assignment was not contingent upon developing or reporting predetermined results. My compensation for completing this assignments is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. My analyses, opinion and conclusions were developed and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. 1 have (or have not) made a personal inspection of the property that is the subject of this report. No one provided significant real property appraisal assistance to the person signing this certification. (if there are exceptions, the name of each individual providing significant real property appraisal assistance must be stated.) Comments on Appraisal and Report Identification Note any departures from Standards Rules 1- 3,1-4, plus any USPAP- related issues requiring disclosure: This is Summary ADnraisal Reoort which is intended to comoly with the retwrtino reouirements set forth under (Standards Rule 2 -20 of the Uniform Standards of Professional A ooraisal Practice for a Summary Aooraisal Reoort. I As such. it presents only summary discussions of the data reaspninn, and analysis t hat w ere used in the appraisal process to develoD the aooraiser:s oomion of value. Suprmrtrnn documen ined to tation is reta the aooraiser's file. IThe depth of discussion contained in this reoort is specific to the needs of the client and for the intended use stated in this reoort. The aooraiser is not resoonsible for unauthorized use of this reoort. ITo develop the opinion of value, the aooraiser oerformed a comolete appraisal process, as defined by the Uniform 1 Standards of Professional Aooraisal Practice. This means that no deoarturec from Ctandard 1 were invoked I I I SUPERVISORY APPRAISER it required) APPRAISER;--' Signature: Signature: Name: Mitt Haddock Name: EdMund C. Bowler Date Signed: May 3. 2004 Date Signed: May 13. 2004 State Certification 400975 State Certification 4002505 or State License or State License State: MN State: MN Expiration Date of Certification or License: 08 31 05 Expiration Date of Certification or License: 8/3112004 Did FX_J Did Not Inspect Property ClickFORMS Appraisal Software 800- 622 -8727 Page 1 of 16 Bowler Appraisals, Inc SUMMARY OF SALIENT FEATURES File No. 20276 (1)MH Case No. SU9JECT "FORMATION Subject Address 501 Bellvue Lane Legal Description Lot 5, Block 2, Bellevue Lane Add. City Brooklvn Center State MN Zip Code 55430 Census Tract 203.03 Map Reference 92 -C1 SALES PRICE Sale Price Refinance Date of Sale N/A CLIENT Borrower /Client Brett Zoe Hildreth Lender First Resident Morwaae DESCRIPTION OF IMPROVEMENT Size (Square Feet) 2,028 Price per Square Foot 0.00 Location Averaqe Age 5a/3e Condition Avq -Good Total Rooms 8 Bedrooms 4 Baths 2.50 APPRAISER Appraiser Mill Haddock Date of Appraised Value April 30, 2004 VALUE Final Estimate of Value 295,000 C1ickFORMS Appraisal Software 800 -622 -8727 Page 2 of 16 Bowler Appraisals, Inc File No. 20276(1)MH Property Description UNIFORM RESIDENTIAL APPRAISAL REPORT Case No. Property Address 501 Belivue Lane City Brooklvn Center State MN he Code 55430 Least Description Lot 5, Block 2. Belle Lane Add. Count Henneoin Assessor's Parcel No. 0111821430108 Tax Year 2003 R.E. Taxes R 3.954.00 Special Assessments 0 13nnower Brett Zoe Hildreth Current Owner Same Occupant F_ IOwner IX ITenant I IVacant Property nahts appraised I X I Fee Simale 1 1 Leasehold Protect Tvoe 1 I PUD I I Condominium 1 HUDNA onlvl HOA$ N/A /Mo. Neighborhood or Pmiect Name N/A Mao Reference 92 -C1 Census Tract 203.03 I Sale Price Refinance Date of Sale N/A Descripion and S amount of ban chamesleon—,„ to be paid by seller NIA 1 Lender/Client First Residential Mortaaae Address 511 East Travelers Trail, Burnsville, MN 55337 I Aooraser Milt Haddock Address PO Box 158, Jordan. MN 55352 Location Urban X Suburban Rural Predominant Singe family housV Preset tlad use% I Land use than Built up X Over 25 -75% Under 25% occupancy U.) One family 100 BNotlikely Likely Growth rate Rapid X Stable Slow qX Owner 150 Low New 2-0 family I In process Property values Increasing X Stable Declining Tenant 1 375 HIM 60 1 Multi- family To Demand/supply Shortage X In balance Over supply acant (0-5%)l Predonanant I I Commerc al I Marketino time X Under 3 mos. 3-6 mos Over 6 mos. 200 1 30 1 1 Note: race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: Hiqhwav 100 is 1114 mile W. Hiowav 94 is 114 mile E. Minneapolis is 2 blocks S. Highway 100 is 1 mite N -NW. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): "Subject is located in a residential area that consists mainly of existino sinale familv residences with a few "soot lots" available for developinq. Most of the homes are similar to the subiect in desion. and duality of construction. There were no adverse conditions observed. Freeway access and all su000rt. facilities are within a reasonably close oroximity. The subject is the 1 st of 3 homes constructed on this block. There were no other homes that were new that could be used as comp data, therefore, the comps used were the very best available. There is are resturants and a sh000 mail within 1 Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): I have considered relevant competitive listings and /or contract offerings in the Performance of this appraisal and in the trending information reported in this section. If a trend is indicated_. I have attached an addendum orovidino relevant competitive listinq /contract offerinq data. Marketino time is relatively stable at 90 120 days. Listino /Sale ratio is aonroximateW: 98% in the I past 12 month period per MLS statistical data. Indicated aonreciation rate is .5% ner month. No financino concessions are evident. E] Yes Information for PUDs (It applicable --Is the developer/builder in control of the Home Owner' u s Association (HOA)? Yes U No Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe elements and recreational facilities Dimensions 80.02x152.04 I Topography Level I Site area 12,166 Soft Comer Lot "Yes U No Size Typical for area Specific zoning classification and description Residential Shape Rectanoular Zoning compliance ❑X Legal Legal nonconforming (Grandfathered use) "I llegal UNo Zoning I Drainage Adequate to lot line Hiahest best use as improved: X Presernt use F use fexolainl View Typical for the area Utilities Public Other Off-site Improvements Type Public Private Landscaping Typical for area Electricity n Street Asphalt X Driveway Surface Asphalt Gas I X I 1 Curb/gufler Concrete X Apparent easements Utility. Typical for the area Water X I Sidewalk None FEMA Special Flood Hazard Area Yes U No Sanitary sewer I X 1 I Street lights Mercury Vapor X FEMA Zone C Map Date 02 -17 -82 Sloan sewer I X I I Allev None FEMA Mao No, 270151 00038 Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning use, etc.): No encroach- menu or adverse conditions were observed. Easements are tvoical for the neig hborhood and do not adversehr e ffect the value of the property. No. o ERAL DESCRIPTION 1 Foundation DESCRIPTION Bfk. I FODUNDATION No Area MEN 794 I INSULATION No. of Stories 2 Exterior Walls Vinyl I Crawl Space No I %Finished 80% 1 Ceiling Type (Det. /Ad.) Detached I Roof Surfaces Comp Sh t Basement Full 1 Ceiling Drywall I Walls Design (Style) 2 Storv/Avg Gutters Dwnspts. None Sump Pump No I Walls Drywall 1 Floor Existing/Proposed Existinq Window Type Casement Dampness No 1 Fluor Carpet 1 None Age (Yrs.) 5 I Storm/Screens Yes I Settlement No Outside Entry No I Unknown Ix Effective Me (Yrs.) 3 1 Manufactured House No I Infestation No I ROOMS Fover I Livino I Dinmo I Kitchen I Den I Fmngv Rm. I Rec. Rm. I Bedroom I Baths I Laundry I Other I Area Sa. Ft ment I I I 1 I 1 1 1 1.00 I I I 794 Level t I 1 1 I 1 I 1 I 1 I I I I 0.5 I 1 I I 992 Level 1 1 I I I 4 1 2.00 i 4 1.036 Finished area above grade contains: 8 Rooms; 4 Bedroomfsl 2.50 Bathfsl 2.028 S mare Feet of Gross Living Area INTERIOR Materials/Condition i HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE Floors Carpet/Good Type F.A. l Retrgerabr P None Fireplace(s) 1 X None Walk Drywall/Good I Fuel Gas 1 Re P Stairs Patio None Garage 2 of cars Trim /Finish Wood /Good I Condition Good I Disposal X Drop Stair Deck Wood X Attached 2 Bath Floor VinvVGood I COOLING j Dishwasher X Scuttle X Porch Open X Detached Bath Wainscot Fiberqlass /Good 1 Central CAC i Fan/Hood X Floor Fence None Built -in Doors Hallow Core Other NIA I Microwave I Heated Pool None Carport Condition Good I Washer/Dwer P Finished Whrlol None Drvewav Additional features (special energy efficient items, etc.): Closet storage space is adequate tvoical for this tvoe of dwelling__ The kitchen has adequate cabinets and counter space. The lower level finish is comp arable to the main level. Condition of the improvements, depreciation (physical, tunclfonsl, and external), repairs needed, quality of consWdion, remodelirgiaddi ions. etc.: The subject has less than average depreciation for its aoe (well maintained) -see interior ohotooranhs- The roof condition appears adequate no siqns of leakinq observed. Accrued depreciation lane -life method) is based on the su biect's observed condition. I Adverse environmental conditions (such as, but not limited to, hazardous wades, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property.: No adverse environmental conditions were observed. Freddie Mac Form 70 6.93 ClickFORMS Appraisal Software 800 -622 -8727 Fannie Mae Form 1004 (6 -93) Page 3 of 16 Bowler Appraisals, Inc File No. 20276MMH Valuation Section UNIFORM RESIDENTIAL APPRAISAL REPORT Case No. ESTIMATED SITE VALUE 65,00d Comments on Cost Approach (such as, source of cost estimate, site value, ESTIMATED REPRODUCTION COST -NEW-OF IMPROVEMENTS: square fool calculation and for HUD, VA and FmHA, the estimated remaining Dwelling 2,028 Sq. Ft 85.00 172,380 economic Iffe of the property): The calculated S. F. of G.L -A. is Bsmt. 794 Sq. Ft. 35.00 27,790 considered an approximation, with minor variations in Porch,FpI,CAC,Misc. 10,000 lacteal S.F. beino insianificant as to the subject value. Garage/Carport 720 Sq. Ft 30.00 21,600 IAII cost figures are based on the Marshall Swift cost Total Estimated Cost New 231,770 Iservice, modified for local conditions then rounded. Less Physical 3 Functional External !The ratio of estimated land to value falls within the 1 Depreciation 6,953 1 0 0 6,953Itvoicat ranoe for the competing or substitute orooerties Depreciated Value of Improvements 224,8015within this submarket of aopeal. I 'As is' Value of Site Improvements 6,50q 1 INDICATED VALUE BY COST APPROACH s 296.= Est. Remainino Ecm. Life: 100 vrs 1 ITEM I SUBJECT COMPARABLE NO.1 I COMPARABLE NO. 2 COMPARABLE NO. 3 501 Bellvue Lane 5418 Bryant Ave N 5135 Humbofl Ave N 5127 Humboft Ave N Address Brookivn Center, MN 554301 Brooklyn Center, MN 55430 Minneapol MN 55430 Minneapolis, MN 55430 Proximity to Subject I I I I I I 1 0.18 miles I 0.67 miles 0.67 miles Sales Price S Refinance 1 235,000 1 k 325,000 1 1S 266,935 Price/Gross Liv. Area 0.00 S 102.17 I I 168.92 .1 IS 148.30 1' Data andlor Inspection Realtor I MLS /Realtor I MLS /Realtor Verification Source Pinpoint County Pinpoint Pinpoint VALUE ADJUSTMENTS DESCRIPTION I DESCRIPTION olds Adiustment I OFSCRtPTION (-IS Adjustment I DESCRIPTION -.0S Adjustment Sales or Financing I Conventional I Conventional Conventional Commissions I None None I None Date ofSaleRme 1 I 08 -04 -03 +6,80d 07 -11 -03 +10,4001 12 -30 -03 I +4,0001 lTnfion I Averaae 1 Average I Average I Averaoe 1 Leasehold; Fee Simple Fee Simple I Fee Simole 1 1 Fee Simple 1 I Fee Simple I I Site 12,166 Soft 1 13,244 I t 5.950 i +7,00d 5,950 1 +7,000 View River I Average 1 I Average I Average l Desinn and Aweal I 2 Storv/Avg I 2 Storv/Avg I 2 StorvlAvo I 2 Storv/Avq I I Quality of Construction I Average -Good I Averaoe -Good I I Superior I 25,00d Averaoe -Good Aae New I 5a /3e I 76a /10e +14,00d New 1 -6.00d New I 6,0001 Condition I Avq -Good 1 Totaav Renovated Avo -Good 1 1 Ava -Good I I Above Grade I Total IBdrmsl Baths I TotallBdms Baths ll 1 Total Baths I I TptaliBdrmsl Baths I I Room Count 1 8 1 4 1 2.501 7 1 4 1 2.50 I 1 6 3 1 2.50 16 I 3 1 2.50 I I Gross Livino Area I 2,028 So. Ft.1 2,300 So, Ft. I -6,8001 1.924 So. Ft.1 +2,6001 1,800 So. Ft. l +5,700 Basement Finished Full/794 sf Full, 0 Finished +12,9 Full, 800 Fin I Full, 0 Finished +12,900 Rooms Below Grade 2 -1 -1 I None 2 -1 -1 I i None Functional Utility Averaoe I Averaoe I Average I I Averaoe Heatina /Cooling FA/CAC I FA/CAC I FA/CAC I 1 FA/CAC I I Enemy Efficient Items I None I None 1 None I I None i Garage/Carport 1 2 cars I 5 cars 2 cars I 2 cars I Porch, Patio, Deck, Deck,Porch Deck +2, None +4,001 None FireDlace(s), etc. 1 None +2, 1 I I 1 Fence, Pool, etc. I None I None 1 None I None I I I I I I Net Adi. (total) 1 I 1X1+ l- s 30,900 1 I7+ (X1- -7,000 1 1 X I+ I I- S 27,600 1 Adjusted Sales Price Net =13% `Net -2% Net =10% of Comm ratNe I Gross =19% 265,900 lfross =17% S 318,000 �ross =15% S 294,535 Comments on Sales Comparison (including the subject propertys compatibility to the neighborhood, etc): The MLS was searched for comparable sales. All I similar sales were studied and 10 were singled out for further analvsis. Eight comoarables were viewed and analvzed by the I appraiser. Of the comparable sales viewed, three were considered the most appropriate. Net dross adjustments fell within accepted guidelines. The sales bracketed the subiect's appraised value. Drovidino a balanced analvsis of the subiect's value.The comps chosen were newer than 10 Years. The subject is a soot lot construction. Which means that the subject is a i newer construction in the midst of older homes.The comps used were the best in this market ar ea. I ITEM I SUBJECT I COMPARABI F NO.1 I r,OMPARABL E NO.2 1 COMPARABLE NO.3 Date, Price and Data No previous sale it No previous sale in the past No previous sale in the past No previous sale in the past Source, for prior sales the past 3 years. year. year. year. within Year of aDorajsal Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior saw of subject and oor parables within one year of the date of appraisal The subject is under a purchase agreement. Recent oast sales history for the subject and comoarables was examined and is included above. INDICATED VALUE BY SALES COMPARISON APPROACH 295,000 INDICATED VALUE BY INCOME APPROACH (if Aodicable) Estimated Market Rent s 2,100 lMo.x Gross Rent Multiplier 140.00 as 294.000 This appraisal is made U'as is" u subject the repairs, alterations, inspections or conditions listed below 1J subject to completion per plans and specifications. Conditions of Appraisal: The subject is in good marketable condition. The "as is" value of the subject oroperty is the same a the appraised value. Most weiqht was oiven to the Market Anoroach. I Final Reconciliation: Anv financing concessions were oiven consideration and Anorconate adjustments made. The cost aooroach I supports the value indicated by the sales comoarison aooroach. A lack of similar rentals in the area pre vented the I formulation of a GRM and an income aooroach. Personal oro oertv was not inch,ded in the final value estimate. I The purpose of this appraisal is to estimate the market value of the real property that is subject to this report, based on the above conditions and the certification, contingent and limiting conditions, and market value defiri Ioate stated in the attached Freddie Mac Form 4391Fannie Mae Form 10D46 (Revised 6193 1. 1(WE) ESTIMATE THE MARKET VALUEA D YANED, OF THE f;EAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF April 30, 2004 (WHICH IS TjiE'DATE OFPSPE6T10N ID-THE E.FFWrivE OF THIS REPORT) TO BE 295,000 APPRAISER,' SUPERVIS RAfSER f IF IRE Signature Signature n Did [X Did Not Name ,1' Milt Haddock Name Edm nd C. Bowler Inspect Property Date ReDoft Soned May 3, 2004 Date Report Stoned Mav 13, 2004 State Certification 9 400975 State MN State Certification k 4002505 State MN I Or State License It State Or State License it State I Freddie Mac Form 70 6 -93 ClickFORMS Appraisal Software 800 622 -8727 Fannie Mae Form 1004 (6 -93) Page 4 of 16 Bowler Appraisals, Inc SINGLE FAMILY COMPARABLE RENT SCHEDULE File No. 20276(1)MH Case No. This form is intended to provide the appraiser with a familiar format to estimate the market rent of the subject property. Adjustments should be made only for hems of significant difference between the comparables and the subject property I ITEM I SUBJECT i (`(WPARABLF NO. i I COMPARABLE NO. 2 1 COMPARABLE NO. 3 Address 501 Bellvue Lane 5505 Lyndale Ave N 3916 Orchard Ave N 6389 Xenium Ln i Brooklyn Center, MN 55430 Brooklyn Center Robbinsdale Maole Grove Proximity to Subject I 1(8 Mile SW 2 1/2 Miles SW 8 Mites NW Date Lease Begins I Ongoing 04 -01-04 I 04 -15 -04 Date Lease Exoires Onooino 04 -01 -05 04 -15 -05 MonthlyRenial If Currently Rented 1,675 1,600 l$ 2,399 1,995 Less: Utilities 0 p Furniture S, 0 i s 0 0 1 D Adjusted MonihlvRent 1,995 1,675 1,600 I$ 2,399 Data Source Inspection Inspection i Home Rent Search I Home Rent Pinpoint I I RENT ADJUSTMENTS] DESCRIPTION I DESCRIPTION i +l -1 A Wmentl DFSCRIPTI(NJ 1 +!-1 s Adiustmentl DES Rent +f-1$ Adiustmen° Rent 1 0 0 l I 0 Concessions 0 0 0 Location Average Average Average I Superior -200 view River Residential/Rive -100. Residential I Residential Design I 2 Story/Avg I Rambler l I 2 Story I 12 Story /Avg Aooeal Average Aver-- I Averane Averaoe Age 5a /3e 51 a120 +170 84a/20e +1701 New -100 Condition Ava -Good Ava -Good I Avn -Good 1 Ava -Good Above Grade Total Bdrm Baths] Total) BdmhJ Baths 1 Totals Bdrms I Baths 1 Total Bdrm1 Bethel Room Count 8 4 250 5 T1 1.00 1 1 7 1 4 1 2.00 1 10.1 6 1 3 2.501 Gross Livinq Area 2,028 Sa. Ft.1 1,248 So FL I +390 1,6 So, Ft. l +186 2.050 So. Ft. .11 Other (e.g., basement, i Full, 794 1 Full, 1,040 Fin. I -49 Full +15 Full, 700 +19 etc.) i FR.BR.Bth I FR,BR,Bth 1 None FR,Dn,Bth Other: I I _I -I I I �Net Adj. (total) 1 it X 1+ B 411 Ir�X I 1 I.$ 505 11 I+ I X 1 -292 I Indicated Monthly �et= 25% et =32% t fi let= 712% Market Rent ross= 42% 2,086 ross= 33% 2,105 Ih ross 14% 1$ 2,107 Comments on market data, including the range of rents for single family properties, an estimate of vacancy for single family rental properties, the general trend of rents and vacancy, and support for the above adjustments. (Rent concessions should be adjusted to the market, not to the subject property.) Propertv management companies typically m anage rental oronerties in the Minneapolis /St. Paul metro area, therefore, due to confidentiality. it is very difficult to verify rental data. The data and figures provided were the best available. All three of the comparables are iudoed to be similar to the subject. They are similar in size, oualtty, type of neiqhborhood, and functional utility. The above rents stionort the rents indicated below and accurately represent the rental market. The approximate averaoe rent for orooerties in this market is nooroximateiv $1.00 Der scuare feet above grade and $33 below grade. To be conservative I used $.5 fo r the adisutment for the m ain level and $.20 for the lower level. There are very few available rentals in this market, therefore, the ones used were the very best available. Final Reconciliation of Market Rent: All three of the comoarables are judged to be the most reliable to compared to the subiect. They are similar in tvoe of neighborhood, and functional utility. The a bove rents su000n the rents indicated below and accurately represent the rental market. Very Limited Data available. In the Brooklvn Center Minneapolis metro almost all sinale family rental homes are managed through a management comoanv and dee it cofidential information. Therefore, since there are very few sources to access needed info rmation, the rentals used were all the aocraiser could find. 1(WE) ESTIMATE THE MONTHLY MARKET gNT (�FP'fHE SUBJECT P OF April 30, 2004 TO BE 2.095 l >F Appraisers) ,as Review Appraiser SIGNATURE "v SIGNATURE 9L NAMVMilt Haddock (If applicable) NAME Edmund C. Bowlbr Date Property inspected 04 -30 -04 Report Signed 05 -10 -04 Date Property inspected Report Signed 511312004 State Certification or License 4000975 State MN Stale Certification or License 4002505 State MN Expiration Date of License or Certification 08 -31 -05 Expiration Date of License or Cerffieation 8/31/2004 Freddie Mac Form 1000 (8/88) Fannie Mae Form 1007 (8188) ClickFORMS Appraisal Software 800- 622 -8727 Page 5 of 16 Bowler Appraisals, Inc COMMENT ADDENDUM File No. 20276(1)MH Case No. Borrower Brett Zoe Hildreth ProDertv Address 501 Bellvue Lane City Brooklyn Center Countv Henneoin state MN Zio Code 55430 Lender /Client First Residential Mortaaae Address 511 East Travelers Trail. Burnsville, MN 55337 APPRAISAL PURPOSE: The purpose of the appraisal is to estimate the market value of the subject property as defined herein. The function of the appraisal is to assist the above -named lender in evaluating the subject property for lending purposes. This is a federally related transaction. APPRAISAL DEVELOPMENT AND REPORTING PROCESS: At the request of the client, I conducted a Complete Appraisal intended to comply with standard 1 of the Uniform Standards of Professional Appraisal Practice USPAP). No departures from Standard 1 were invoked. The report itself is intended to meet the requirements of a Complete Summary Appraisal Report as outlined in Standards 2 -2(b) of USPAP that became effective as of July 1, 1994. This appraisal report still meets all prior guidelines normally required for a FNMA/FHLMC appraisal. The report presents summary discussions of the data, reasoning, and analyses that were used in the appraisal process to develop the appraisers opinion of value. Supporting documentation that is not provided with the report concerning the data, reasoning and discussion contained in this report is specific to the needs of the client and for the intended use as stated in this report. The appraiser is not responsible for unauthorized use of this report. DATA SOURCES: The appraisal is based on the information gathered by the appraiser from public records, other identified sources, inspection of the subject property and neighborhood, and selection of comparable sales within the subject market area. The original source of the comparable is shown in the data source section of the market edit along with the source of confirmation, if available. The original source is presented first. The sources and data are considered reliable. When conflicting information was provided, the source deemed most reliable has been used. Data believed to be unreliable was not included in the report nor used as a basis for the value conclusion. Site values indicated were derived from one of the following methods: comparable land sales, allocation, or market extraction. The reproduction cost is based on the Marshall Swift Cost Handbook supplemented by the appraiser's knowledge of the local market. SCOPE OF THE APPRAISAL: The purpose of this report is to estimate market value, as defined, for use in a federally related mortgage loan. This scope of the appraisal is intended to summarize the extent of the process used to collect, confirm, and communicate data that is the basis of my value estimate. I personally inspected the subject property on the effective date indicated on the appraisal report. Market data on comparable sales were taken from the MLS unless otherwise noted in the report. All appropriate valuation methods were considered, analyzed and reconciled, and are the basis for my final opinion of value. Exceptions, if any, are discussed in this supplement. 1 believe may analysis of the subject's value was thorough and complete, but this appraisal is by no means an exhaustive market study of the property. As previously noted this Complete Appraisal /Summary Report is intended to meet FNMA appraisal guidelines as well as the requirements of USPAP. Comments on the inspection process My interior and exterior inspection of a typical residence takes about 112 to 1 hour to complete. My inspection is for valuation purposes only and is not intended for code compliance. Please be aware that 1 did not inspect unfinished attic areas nor any foundation crawl space, if such areas required access through scuttle doors or were otherwise not readily accessible. My inspection was limited to areas which would be considered part of the gross building area (GBA). In regards to insulation, please be aware that I did not verify the presence, or the amount of insulation in the ceiling or walls unless the insulation was readily visible from the gross building area. My inspection and comments on various components such as the roof shingle, furnace, and so forth, should not preclude the opinion of an expert building inspector if so desired. The Income Approach was considered, Nonetheless, the lack of reliable rental data in the subject's market area made the income approach inappropriate for this appraisal. Single Family homes are typically not purchased for investment purposes in the subject's market area. ClickFORMS Appraisal Software 800- 622 -8727 Page 6 of 16 Bowler Appraisals, Inc COMMENT ADDENDUM File No. 20276(1)MH Case No. 3orrower Brett Zoe Hildreth ProoertvAddress 501 BellvueLane Citv Brooklvn Center County Henneai Stag MN bir Code 55430 LenderlClient First Residential Morlaaae Address 511 East Travelers Trail, Burnsville. MN 55337 The purpose of this report is solely valuation. Given this narrow scope, the appraiser is neither qualified nor attempting to provide information beyond what is required for ascertaining a value. Any decision incorporating the use of this report must understand the following limitations and assumptions. The appraiser is not qualified to perform a survey of this property and accepts no responsibility in connection with such matters. Maps, plats, Flood zone determinations, or drawings, are reliable but are not guaranteed to be correct. A surveyor should be consulted on concerns of boundaries, setbacks, encroachments, lot dimensions, elevations, or Flood zone determinations. Physical condition comments result from a casual inspection and are only intended as a broad general guide in ascertaining value. Such items as foundation and roofing materials, insulation, heating, cooling, plumbing, and electrical systems were not carefully examined for deficiencies. The appraiser is not qualified to render a detailed professional opinion on the adequacy, safety, or condition of these items. A professional specializing in these areas should be consulted for thorough inspections of these items. Additionally, the appraiser is not offering an opinion on conformance to building codes or compliance with the Americans with Disabilities Act, as those issues fall outside the purview of this report. Items not exposed to casual view (e.g., attics, locked closets, furnace interior) were not examined. No engineering or percolation tests were conducted and water /septic systems are assumed to be in adequate condition and capacity. The appraiser's lack of expertise in environmental hazards detection limits statements in this area to obvious, public knowledge issues. Physical and economic constraints (the fee for this appraisal does not allow for unlimited investigation) confine the investigative stage of the appraisal. Before relying on any statement in this report, interested parties should contact the appraiser for details on the extent of the data collection. Comparables sales information is taken from such sources as: MLS listings, tax records, builders, and Realtors. These sources are considered reliable but not guaranteed. No responsibility for the accuracy of these information sources is accepted. If new, more correct information is made available, the value indicated in this report is subject to change without notice. Further, the appraiser has not inspected the interior or rear of the Comparables unless otherwise stated. It is assumed that the quality and condition of the home's interior is congruent with the exterior and appropriate adjustments made. In the event that a comparable property has been destroyed, or the appraiser's photograph is severely limited (e.g., due to poor weather conditions, profuse vegetation, camera malfunction) a Moore data digital image is provided. No party other than the indicated client has the right to use this report for any purpose. The liability of Haddock and Associates, its employees and /or agents is limited to the client stipulated in this report and to the amount of the fee received by Haddock and Associates. The appraiser will not appear in court or pretrial proceedings, unless adequate preparation notice is given and additional fees are paid by the client ($200 per hour US) for travel, preparation, and appearance, as well as concomitant expenses. Further, this report is not to be used in the valuation of other properties by inclusion in databases or artificial intelligence programs without the additional written consent of the appraiser. The appraisal is good for a one time usage unless approved by the appraiser. The property title is assumed to be marketable and no opinion of title is rendered. A comprehensive examination of applicable zoning and environmental laws was not conducted and it is assumed that the property is in compliance unless noted in this report. DIGITAL TRANSMISSION OF APPRAISAL REPORTS: All electronic signatures on this report have a security feature maintained by individual passwords for each signing appraiser. No person can alter the appraisal with the exception of the original signing appraiser(s). BATHROOM NUMBERING ADJUSTMENTS: This market appears to place a similar value on three quarter full bathrooms. Additionally, there seems to be a slight market preference for a shower as opposed to a tub only regardless of installation costs. The bathroom numbering found in this report reflects the the similar value the market places on full 3/4 bathrooms. Therefore a home with a full bathroom and a half bath is shown as "l -1" not "1.5 A home with a 3/4 bathroom and a half bathroom is also indicated as 1 1-1 Additionally this avoids the awkward bathroom numbering system that is often seen, e.g., a 3/4 bathroom and a half bath .75 .5 "1.25 but then is totaled as "1.5 APPLIANCES: Appliances were included in the purchase agreement and therefore addressed as per required FIRREA USPAP supplemental addendum. Appliances, which are considered to be personal property, is a typical inclusion for this market. Since no market value was given for appliances, the value of the included CtickFORMS Appraisal Software 800- 622 -8727 Page 7 of 16 Bowler Appraisals. Inc COMMENT ADDENDUM File No. 20276(1)MH Case No. Borrower Brett Zoe Hildreth Prooertv Address 501 Bellvue Lane Citv Brooklyn Center Cwnty Henneoin State MN Zip Code 55430 Lendericlient First Residential Mortoaae Addmcs 511 East Travelers Trail. Burnsville, MN 55337 MECHANICAL SYSTEMS ASSUMPTION: Unless stated to the contrary all mechanical and electrical systems are assumed to be in proper working order. The subject was inspected by observation as far as possible. No warranties are made or implied. HAZARDOUS SUBSTANCE DISCLAIMER: In this appraisal assignment the presence of hazardous substances such as (but not limited to) Urea Formaldehyde foam insulation, Asbestos, Radon gas, and /or Toxic Waste has not been considered; nor suspected. The appraiser has no knowledge of the existence of such substances on or in the subject property. Furthermore, the appraiser is not qualified to detect such substances. Therefore, it is assumed that no hazardous material or detrimental environmental conditions exist that would negatively affect the subject property's value. The appraiser reserves the right to revise the Final Estimate of Value if evidence of such a negative influence is later made known. The lender /client is advised to consult experts on hazardous substances if desired. INSULATION ASSUMPTION: The insulation quality of the subject property is assumed to be adequate and typical for its submarket unless stated to the contrary. The insulation was not observed directly because it is concealed behind walls or ceiling coverings. The source of any specific R -Value factors in this report were provided by the home owner, or other sources so stated, and are assumed to be accurate and reliable enough for the intended purpose of this appraisal report. There were also no observed conditions, relating to insulation, which would negatively impact marketability. It was determined that the value of the sites varied with size, therefore, it was necessary to make an a predetermined adjustment to reflect the market reaction to the differences in lot size. There was a wide chronological age range, however, due to updating and routine maintenance the effective ranges were very close. The market does not recognize a significant difference between the chronological age and therefore responds to the effective age. Due to the market reaction, little or no value adjustment was made for the chronological age difference. An age adjustment was made to the comp(s). This adjustment was made at $2,000 per effective year to reflect the market reaction to the differences in age. Also an adjustment was made for condition to reflect the market reaction to the differences in structural condition apart from the effective age. There are variations between 2 story and Split Level homes, however, the market does not recognize a significant difference between the styles which are similar in demand and utility for this sub market. A thorough search was made of the subject area and the comps used were the very best available. The subject area is very stable and there have been a limited number of sales over the past 6 months which were similar enough to be considered. It was therefore necessary to use comps from competing areas over 112 mile and/or dated sales over 6 months old, being the very best available to the appraiser. However, the subject market has not changed significantly over the past year. Therefore dated sales are considered reliable indicators of value for the subject. All sales would effectively compete with the subject within the same submarket The Subject is a very unique home in that it is a newer construction on a 2 block long newer development.The only Home that has sold from this development in the last couple of years is a rambler. Due to it being much smaller over 50 is couldn't be used because it wouldn't properly relect the market. Comps 2 and 3 are new construction about 7 blocks from the subject and were the only comps found that were near the actual age of the subject. Though they are located in Minneapolis they are within a mile and have similar market appeal to the homes in Brooklyn Center. They too support the Final Estimate of Value. ClickFORMS Appraisal Software 800 -622 -8727 Page 8 of 16 Bowler Appraisals, Inc MULTI PURPOSE SUPPLEMENTAL ADDENDUM FOR FEDERALLY RELATED TRANSACTIONS File No. 20276(1)MH Case No. Bonower/Client Brett Zoe Hild Property Address 501 Bellvue Lane City Brookhm Center County Henneotn State MN 7m Code 55430 Lender First Residential Mortaaae Addres< 511 Fast Travelers Trail Burnsville. MN 55337 This Multi- Purpose Supplemental Addendum for Federally Related Transactions was designed to provide the appraiser with a con- venient way to comply with the current appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Controller of Currency (OCC), The Office of Thrift Supervision (OTS), the Resolution Trust C,,, (RTC) and the Federal Reserve. This Multi- Purpose Supplement Addendum is for use with any appraisal. Only those statements which have been checked by the appraiser apply to the proper" being appraised. IPURPOSE FUNCTION OF APPRAISAL The purpose of the appraisal is to estimate the market value of the subject property as defined herein. The function of the appraisal is to assist the above -named Lender in evaluating the subject property for lending purposes. This is a Federally related transaction. 01EXTENT OF ❑X The appraisal is based on the information gathered by the appraiser from public records, other identified sources. inspection of the subject property and neighborhood, and selection of comparable sales within the subject market area. The original source of the com- parables is shown in the Data Source section of the market grid along with the source of confirmation, if available. The original source is present first. The sources and data are considered reliable. When conflicting information was provided, the source deemed mos reliable has been used. Data believed to be unreliable was not included in the report nor used as a basis for the value conclusion. ,7X The Reproduction Cost is based on Marshall and Swift Valuation Services and Indeoendent studies supplemented by the appraisers knowledge of the local market. X Physical depreciation is based on the estimated effective age of the subject property. Functional andlor external depreciation, if present, is specifically addressed in the appraisal report or other addenda. In estimating the site value, the appraiser has relied on personal knowledge of the local market. The knowledge is based on prior /or current analysis of site sales and /or abstractions of site values from sales of improved properties. I X u The subject property is located in an area of primarily owner occupied single family residences and the Income Approach is not consi- dered to be meaningful. For this reason, the Income Approach was not used. ❑X The Estimated Market Rent and Gross Rent Multiplier utilized in the Income Approach are based on the appraiser's knowledge of the subject market area. The rental knowledge is based on prior and/or current rate surveys of residential properties. The Gross Rent Multiplier is based on prior and /or current analysis of prices and market rates for residential properties. For income producing properties, actual rents, vacancies and expenses have been reponed and analyzed. They have been used to pro- ject future rents, vacancies and expenses. X OPERTY OFFERING INFORMATIO According to the subject property: X has not been offered for sale in the past 30 days. is currently offered for sale for was offered for sale within the past 30 days for Offering information was consideredin the final reconciliation of value. Offering information was not considered in the final reconciliation of value. Offering information was not available. The reasons for unavailability and the steps taken by the appraiser are explained later in this addendum. 7 7 1SALE HISTORY OF SUBJECT PROPERTY According to Henepin Countv Records the subject property: has not transferred in the past twelve months. X8 has not transferred in the past 36 months. has transferred in the past twelve months. has transferred in the past 36 months, All prior sales which have occurred in the past months are listed below and reconciled to the appraised value, either in the body of the report or in the addenda. I Date Sales Price Document# Seller Buver I I E 3 1FEMA FLOOD HAZARD DA �X Subject property is not located in a FEMA Special Flood Hazard Area. Subiect Drooertv is located in a FEMA Special Flood Hazard Area._ Zone FEMA Mao /Panel# Mao Date Name of Communav i C 270151 0003B 02 -17 -82 Brookivn Center I The community does not participate in the National Flood Insurance Program. X The community does participate in the National Flood Insurance Program. X It is covered by a regular program. It is covered by an emerciencv orooram. Fw 70NI Nm•ember 1991 ClickFORMS Appraisal Software B00 -622 -8727 Page 9 of 16 ;Wh -Pixp a s.ppl.. i rddnW-, P� I ore Bowler Appraisals, Inc File No. 20276(1)MH Case No. XICURRENT SALES CO NTRACT The subject property is currently not under contract I F_ i l The contract and/or escrow instructions were not available for review. The unavailability of the contract is explained later in the addenda section. The contract and /or escrow instructions were reviewed. The following summarizes the contract: 1 Contract Date Amendment Date Contract Price Seller The contract indicated that personal property was not included in the sale. The contract indicated that personal property was included. it consisted of Estimated contributory value is Personal property was not included in the final value estimate. Personal property was included in the final value estimate. The contract indicated no financing concessions or other incentives. The c.,....—indicated the following concessions or incentwes: U If concessions or incentives exist, the comparables were checked for similar c--: -as and appropriate adjustments were made, if applicable, so that the final value conclusion is in compliance with the Market Value defined herein. .1 31MARKET O VERVIEW 1 -4 month(s) is considered a reasonable marketing period for the subject property based on Multiple Listino Service Sold Market Reports W ADDITIONAL The Appraiser certifies and agrees that: (1) Their analyses, opinions and conclusions were developed, and this report was prepared, in conformity with the Uniform Standards of Profressional Appraisal Practice "USPAP and in accordance with the regulations developed by the Lender's Federal Regulatory Agency as required by FIRREA, except that the Department Provisions of the USPAP do not apply. (2) Their compensation is not contingent upon the reporting of predetermined value or direction in value that favors the cause of the client, the amount of the value estimate, the attainment of a stipulated result, or the occurence of a subsequent event. (3) This appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan. X NMENTAL) LIMITING CONDITIO The value estimated is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental environmental conditions unless otherwise stated in this report. The appraiser is not an expert in the identification of hazardous substances or detrimental environmental conditions. The appraiser's routine inspection of and inquires about the subject property did not develop any information that indicated any apparent significant hazardous substances or detrimental environmental conditions which would affect the property negatively unless otherwise stated in this report. It is possible that tests and inspections made by a qualified hazardous substance and envi..,,.,,. —ai expert would reveal the existence of hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value. _1 31ADDITIO NAL Values for properties similar to the subiect have been shown historical increases. This trend is oroiected to continue. E X :EI IAPPRAISEFUS Appraiser's Signature Efivbate,. April 30, 2004 Date Prepared May 3, 2004 Appraiser's Name (print) Milt Haddock Phone 952 894 -3735 State MN LJLicense LXJCertification 4000975 Tax ID 509 -56 -3032 7"CO APPRAISER'S CERTIFICATION The co- signing appraiser ttas personally inspected the %9*a property, bah inside and out, and has made an exterior inspection of all comparable sales listed in the report The report was prepared by the appraiser under direct supervision of the co- signing appraiser. The co- signing appraiser accepts responsibility for the contents of the report including the value conclusion and the limiting condi- tions, and confirms that the certifications apply fully to the co-signing appraiser. X the co- signing appraiser has not personally inspected the interior of the subject property and: X has not inspectedthe exterior of the subject property and all comparable sales listed in the report has inspectedihe exterior of the subject property and all comparable sales listed in the report. The report was prepared by the appraiser under direct supervision of the co- signing appraiser. The co- Signing appraiser accepts responsibility for the contents of the report, including the value conclusions and the limiting conditions, and confirms that the certifications apply fully to the co- signing appraiser with the exception of the certification regarding physical inspections. The above describes the level of inspection performed by the co- sigining appraiser. FI The co- signing appraiser's level of inspection, involvement in the appraisal process and certification are covered elsewhere in the addenda section of this appraisal. LICENSE/CERTIFIC Co- Signing //(J ipr Appraiser's Signature �a01�a•A l 1 e Date April 30, 2004 Date Prepared May 13, 2004 Co- Signing Appraisers Name (print) E mund C. Bowler phone 952 492 -2000 State MN 7License n Certification 4002505 Trainee Tax ID 41- 1616909 Fly 70M November 1991 ClickFORMS Appraisal Software 800- 622 -8727 Page 10 of 16 Multi Propose Supple -1 Add mku N., 2 of 2 Bowler Appraisals, Inc File No. 20276(1)MH Case No. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. 'Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF LIMITING CONDITIONS CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid it they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazard wastes, toxic substances, etc.) observed during the inspection of the subject properly or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expen in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or tier prior written consent before the lender /client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgage or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender /client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Farm 439 (6 -93) ClickFORMS Appraisal Software 800- 622 -8727 Fannie We Form 10048 (6 -93) Page 11 of 16 Bowler Appraisals, Inc USPAP COMPLIANCE ADDENDUM Fite No. 20276(1)MH Case No. APPRAISER'S CERTIFICATION: The following Certification statements are in addition to and may supercede the signed Appraiser's Certification attached to this appraisal report. This Appraiser's Certification is compliant with the current edition of the Uniform Standards of Professional Appraisal Practice. I certify that, to the best of my knowledge and belief: The statements of fact contained in this report are true and correct. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involvec 1 have no bias with respect to the property that is the subject of this repon or to the patties imroved with this assignment. My engagement in this assignment was not contingent upon developing or reporting predetermined results. My compensation for completing this assignement is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. 1 ❑X have have not made a personal inspection of the property that is the subject of this report. (If more than one person signs this certification the certification must clearly specify which individuals did and which individuals did not make a personal inspection of the appraised property.) No one provided significant real property appraisal assistance to the person signing this certification. (if there are exceptions, the name of eacl individual providing significant real property appraisal assistance must be stated.) PURPOSE, INTENDED USE, AND INTENDED USER OF THE APPRAISAL: The purpose of the appraisal is to estimate the market value of the subject property, as defined in this report, as of the effective date of this report. The intended use of the appraisal is to assist the client and any other intended users in the underwriting, approval, and funding of the mortgage loan. The intended users of this report are the stated client and any other institutions involved in the underwriting. approval, and funding of the mortgage loan. No one else, including the purchaser and seller, should rely on the estimate of value or any other conclusions contained in this appraisal report. ANALYSIS AND REPORT FORM: The appraisal is based on the information gathered by the appraiser from public records, other identified sources, inspection of the subject property and neighborhood, and selection of comparable sales, listings, andfor rerrtals within the subject market area.. The original source of the comparable data described in the Data Source section of the market grid along with the source of confirmation provided, where available, the original source is presented first. The sources and data are considered reliable. When conflicting information was provided, source deemed most reliable has been used. Data believed to be unreliable was not included in the report or used as a basis for the value conclusion. The extent of the analysis to this assignment is stated in the Appraiser's Certification included above and attached to this report. DEFINITION OF INSPECTION: The term "Inspection as used in this report, is not the same level of inspection that is required for a "Professional Home Inspection The appraise: does not fully inspect the electrical system, plumbing systems, mechanical systems, foundation system, floor structure, or subfloor. The appraiser i not an expert in construction materials and the purpose of the appraisal is to make an economic evaluation of the subject property. If the client needs a more detailed inspection of the property, a home inspection, by a Professional Home Inspector, is suggested. DIGITAL SIGNATURES: The signature(s) affixed to this report, and certification, were applied by the original appraiser(s) or supervisory appraiser and represent their acknowledgements of the facts, opinions and conclusions found in the report. Each appraiser(s) applied his or her signature electronically using a password encrypted method. Hence these signatures have more safeguards and carry the same validity as the individual's hand applied signature. If the report has a hand applied signature, this comment does not apply. OPINION OF MARKET VALUE VS ESTIMATE OF MARKET VALUE: The current Uniform Standards of Professional Appraisal Practice defines the market value conclusion as an opinion of market value and not an estimate of market value. THREE YEAR SALES HISTORY FOR THE SUBJECT PROPERTY: The appraiser has complied with Standards Rule 1 -5b and 2 -2b (ix) requiring the appraiser to analyze and report all sales of the subject property that occurred within the three (3) ears prior the effective y to e e e date of the appraisal. If this information was available to the appraiser(s), it is re Pr oiled PP PP P in the subject column of Safes Comparison Analysis section of the appraisal report. EXPOSURE PERIOD: By studying the sales of similar compara41 $sidentiai properties with value ranges as identified in the Neighborhood section of this report and discussions with individuals knowledgeable al current nei hborhood trends in the subject area, the appraiser feels that the exposure time for the subject p ropertyis equal to (%Jmdr�ated'M rketi Ti identified in the Neighborhood section of this appraisal report. Sionatur '°''r Signature �X Did Not Name,` Milt Haddock Name Edm nd C. Bowler Inspect Property Date Renort Sinned Mav 3, 2004 Date Report Signed May 13, 2004 State Certification 400975 State MN State Certification 4002505 State MN Or State License fi State Or State License State ClickFORMS Appraisal Software 800- 622 -8727 Page 12 of 16 Bowler App Inc SKETCH ADDENDUM File No. 20276(1)MH Case No. Borrower Brett Zoe Hildreth Property Addtm 501 Bettvue Lane City Brookivn Center County Henneoin State MN 7ro Code 55430 Lender /Client First Residential Monuaoe Address 511 East Travelers Trail, Burnsville, MN 55337 i i I I A t1 j I e i I 11 t 1 u f ouP.nr P,eessc[tteul,P, I 1 I ClickFORMS Appraisal Software 800- 622 -8727 Page 13 of 16 Bowler Appraisals, Inc LOCATION MAP ADDENDUM File No. 20276(1)MH Case No. 3ormer Brett Zoe Hildreth Property Address 501 Belivue Lane Citv BrooklvnCenter Countv Henneoin State MN Zan Code 55430 Lender /Client First Residential Mortaaae Add ess 511 East Travelers Trail, Burnsville, MN 55337 4 1 tu James Qr N I J 6 Ave_ N E Al 44 W 61 st Ave N 7 m 9th Ave N Way NE too 58th Ave N n.r w r Q• 1f STfh Av4e N 1i LLJ v 36th �.v$ N Zr. i 551h Aye N Y 54th Avc_N t 51d1F. EJECT i 4 m; 53rd "e W 1 SA 2;ALE3 51' Ave N to m 4 u F 50th. C3 j Aae N 4 4 47th Alva 46th Awa; N V C: L c v: i '.42nd 152 Y j f Sf Im y It ;4k i ClickFORMS Appraisal Software 800- 622 -8727 Page 14 of 16 Bowler Appraisals, Inc SUBJECT PHOTO ADDENDUM File No. 20276(1)MH Case No. Borrower Brett Zoe Hildreth PfoDerty Address 501 Belivue Lane City Brooklvn Center Countv Henneoin Ffate MN Zio Code 55430 Lender /Dent First Residential Mortoaae Address 511 East Travelers Trail, Burnsville. MN 55337 FRONT OF SUBJECT PROPERTY 501 Beiivue Lane Brooklyn Center e�C� aa� w��' 1, x i �S X REAR OF SUBJECT PROPERTY t STREET SCENE n "y 9 Ve k J F� CkckFORMS Appraisal Software 800 -622 -8727 Page 15 of 16 Bowles Appraisals. inz COMPARABLES 1 -2 -3 File No. 20276(1)MH Case No. sonower Brett Zoe Hildreth ?rooerty Address 501 Bellvue Lane City Brookivn Center County Henneoin slate MN bo Code 55430 enderlGient First Residential Mortaaae Address 511 East Travelers Trail, Burnsville, MN 55337 COMPARABLE SALE 1 5418 Bryant Ave N x Brooklyn Center, MN 55430 COMPARABLE SALE 2 r i ii i i d t i 5135 Humbolt Ave N Minneapolis, MN 55430 li t. o", i III l COMPARABLE SALE 3 5127 Humbolt Ave N ;r> Minneapolis, MN 55430 Lk mod• 9. 4 's,} .;r CkkFORMS Appraisal Software 800- 622 -8727 Page 16 of 16 w Maple Grove Office 13700 Reimer Dr. N., Ste. 100 Maple Grove, MN 55311 763- 420 -6300 Fax 763 -420 -9704 BURT ww w6burnet.com May 12, 2005 Brett Hildreth Dear Brett, I am writing in regards to your request for a market price analysis of your property at 501 Bellvue Lane in Brooklyn Center. I reviewed both comparable MLS listings and the copy of the appraisal from April 30 1 2004 that you provided to me. As you know, the appraiser valued your property at $295,000. I found one comparable MLS sale in your neighborhood at 711 Bellvue Lane, which sold for $242,050 in April of 2004 (see attached). Since your home has a finished basement and the 711 Bellvue home had an unfinished basement family room I would recommend adding $30,000 to the value of your home. I would also add 10% appreciation for the one year of time that has passed since that sale ($25,000). To summarize, here is how I would value your property: $242,050 comparable sale price at 711 Bellvue $30,000 added value of your finished basement compared to unfinished 711 Bellvue $25.000 appreciation since April 2004 sale of 711 Bellvue $297,050 Recommended Sale Price for 501 Bellvue I would be pleased to proceed with listing your home if you decide to sell it. If you have any questions, please call me at 763 232 -1758. Jim Hubert Realtor Owned And Operated By NRT Incorporated. Q http: /matrix.northstarmis.com/ Matrix /Public/Email.aspx ?c= AAE... Sent By Agent Result 2 of 2. Previous I Next 1 [2] 1 Bottom Property Full Display, Single Family Residential, MLS 2264044 711 Bellvue Lane, Brooklyn Center, Minnesota 55430 -3593 Status Sold List Prio$244,900 Sold Prici$242,050original List Price: $244,900 'Maoftnr 56th Ave N k a� w 55th Ave N BFODk1yn A4� i k s� 54th Ave n cent8F Ad lu I 711 Bellvue i 53rd Ave N q r g 52nd Ave N i z F 4C 51st Ave N ag s` -c j 50th Ave N $0th Ave N ®2005 MNewsoRCwp 02oDeN6v1EQ,awOprQDT,Me More Dhotos are available for this orooertv. Map Page: 92 Map Coord: C2 Directions: Total Bed /Bath: 4/ 2 Garage: 2 Year Built: 1999 I -94 -53RD AVE N. WEST CAMDEN RIGHT ON CAMDEN, LEFT ON BELLVUE LN- PROPERTY MLS Area: 363 Brooklyn Center TAX INFORMATION Style: (SF) One Story Property ID: 0111821340139 Const Status: Previously Owned Tax Year: 2004 Foundation Size: 1,305 Tax Amt: $2,985 AbvGrdFinSgFt: 1 Assess Bai: BelGrdFinSgFt: 1,225 Tax w /assess: $2,985 Total Fin SgFt: 2,530 Assess Pend: No Acres: 0.260 Homestead: Yes Lot Size: 75X150 List Date: 04/28/2004 Received By MLS: 04/28/2004 Days On Market: 22 Off Market Date: 05/28/2004 Selling Agent: Michael R. Hunstad Projected Close Date: 07/16/2004 Selling Office: Counselor Realt Inc. Date Closed: 08/16/2004 General Property Information Legal Description: BELLVUE LANE ADDN BELLVUE LANE ADON LOT 007 BLOCK 001 County: Hennepin School District: 286 Brooklyn Center, 763 561 -2120 Complex /Dev /Sub: Common Wall: No Restrictions /Covts: Lot Description: Association Fee: Assoc Fee Frequency: N/A Assoc Fee Includes: N/A Road Frontage: City Zoning: Residential Single Accessibility: None Remarks Agent Remarks: BEAUTIFUL 4 BEDROOM 2 BATH RAMBLER STYLE HOME LOCATED IN THE BELLVUE NEIGHBORHOOD OF BROOKLYN CENTER. FEATURES 2 BED, 2 BATH ON MAIN LVL AS WELL AS LAUNDRY. 2 MORE BEDS IN LL. FAM. RM CAN BE EASILY FINISHED FOR INSTANT EQUITY. BSMT HAS 3/4 BATH ROUGH IN. Public Remarks: BEAUTIFUL 4 BEDROOM 2 BATH RAMBLER STYLE HOME LOCATED IN THE BELLVUE NEIGHBORHOOD OF BROOKLYN CENTER. FEATURES 2 BED, 2 BATH ON MAIN LVL AS WELL AS LAUNDRY. 2 MORE BEDS IN LL. FAM. RM CAN BE EASILY FINISHED FOR INSTANT EQUITY. BSMT HAS 3/4 BATH ROUGH IN. Structure Information 1 of 2 5/12/2005 8:21 AM http: /matrix.northstarmis.com/ Matrix /public/Email.aspx ?c= AAE... Room Level Dimen Other Rooms Level Dimen Heat: Forced Air Living Rm Main 15X13 Fuel: Natural Gas Dining Rm Main 14X11 Bathrooms Air Cond: Central Family Rm Lower 28X19 Total: 2 3/4: 0 1/4: 0 Water: City Water Connected Kitchen Main 14X12 Full: 1 1/2: 1 Sewer: City Sewer Connected Bedroom 1 Main 14X12 Garage: 2 Bedroom 2 Main 13X11 Oth Prkg: Bedroom 3 Lower 16X11 Pool: Bedroom 4 Lower 13X12 Bath Description: Main Floor 1/2 Bath, Master Walk -Thru, Rough In Dining Room Desc: Living /Dining Room Family Room Char: Lower Level Fireplaces: 1 Fireplace Characteristics: Living Room Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned Basement: Full Exterior: Metal /Vinyl Fencing: Roof: Asphalt Shingles Amenities -Unit: Porch, Tiled Floors, Vaulted Ceiling(s) Parking Char: Attached Garage, Driveway Asphalt, Garage Door Opener Special Search: Main Floor Laundry Financial Cooperating Broker Compensation Buyer Broker Comp: 2.7% Sub -Agent Comp: 2.7% Facilitator Comp: O% Variable Rate: N List Type: Exclusive Right To Sell Sale Mortgage Information Sale Financial Terms: Conventional Sale Loan Amount: ;193,640 Seller Contribution: $7,050 Financial Remarks: Sellers Terms: Cash, Conventional Existing Financing: Agent is Owner No Contact Information Listing Agent: Michael R. Hunstad 763 427 -8850 Appointments: 763 427 -8850 Listing Office: Counselor Realtv. Inc. Office Phone: 763 -427 -8850 MLS 2264044 Address: 711 Bellvue Lane, Brooklyn Center, Minnesota 55430 -3593 Information Deemed Reliable But Not Guaranteed. Copyright Regional MLS of Minn., Inc. All Rights Reserved. Previous I Next 1 [2] 1 Top 2 of 2 5/12/2005 8:21 AM i y v a. r f' y, F �,4r} f r nil +R" Y n *j IV a+i asp';.,+ f x y3�Fc`�s� =.x City of Brooklyn Center A Millennium Community TO: 2005 Brooklyn Center Board of Appeal and Equalization RE: Steven Cooper and Lisa McNaughton 6632 West River Road PID 36- 119 -21 -13 -0004 r Mr. Cooper contacted our office on April 11, 2005 regarding the 2005 valuation notice. His concern was the valuation of his land, based on a court proceeding regarding an eminent domain acquisition that took a permanent easement on their river frontage. Mr. Cooper indicated that the city removed all trees, flowering shrubs, bushes, plant life, deck, stairs and other items on or near the riverbank, and also dumped hundreds of tons of rock on the riverbank. His contention is that the riverbank has been destroyed along with his ability to use it, and his privacy. In previous conversations with Mr. Cooper, the Assessor's office indicated that an adjustment would be made regarding all properties included in this area, when condemnation proceedings were completed. The 2005 valuation included an equitable adjustment for seven properties involved in the river project. As indicated at the meeting on May 2, 2005, the Local Board of Appeal and Equalization addresses estimated market value only, and not the separation of land and building. Mr. Cooper was informed that if he disagreed with the 2005 estimated market value that we would need to set up an interior review to complete a new appraisal of the property. Mr. Cooper contacted our office Wednesday, May 11 cn., and requested an appointment for Monday, May 16` Mr. Cooper was notified May 12 th that an interior review after Thursday would not allow time for documentation to be presented to the board in advance. No documentation of an estimated market value by appraisal or market analysis has been provided. Following the Local Board of Appeal and Equalization meeting, the Assessor's office contacted Corrine Thomson, from Kennedy Graven, Chartered, regarding the perpetual and temporary easement total award described in the Final Certificate for Court File No. CD -2717. This document was provided by Mr. Cooper at the first meeting of the board. Mr. Cooper contended that the $97,000 award was representative of the value of the land usage lost, and felt that his valued should be adjusted by this amount. The court document provided by Mr. Cooper identifies the $97,000 as damages. Ms. Thompson responded to the Assessor's concerns with a memo identifying key facts from a letter brief that Mr. Cooper provided to the court commissioners and comments regarding testimony during the case. As stated by Ms. Thomson, Mr. Cooper provided a letter brief to the commissioners in which he suggested that the value of the temporary easement was $20,000, loss of market value for deck and stairs, $20,000 and loss of trees and privacy $15,000. Documentation Mr. Cooper provided (Exhibit A) indicates that the temporary easement expired December 31, 2004. Ms. Thomson also indicated that Mr. Cooper offered no appraisal evidence of a before or after value of his property. However, Ms. Thomson indicated that a realtor testified on Mr. Cooper's behalf that he would have listed the property in the mid to high $600,000 range before the taking and $450,000 after. No one testified to land value vs. building value. Ms. Thomson 6301 Shin amag�5re�e a phone TDD Number Brooklyn Center, MN 55430 -2199 (763) 569 -3400 City Hall TDD Number (763) 569 -3300 FAX (763) 569 -3434 FAX 763) 569 -3494 www.cityolbrooklyncenter.org including the value of the permanent easement, value of the temporary easement, and damages to remainder due to the permanent easement. The original adjustment to all river lots located within the river stabilization project was based on the copies of appraisal reports provided to the Assessor's office. The city's appraisal of Mr. Coopers easement, prior to the commissioners hearing estimated a total damage of $17,200 of which $2,943 was attributed to the temporary easement and $5,750 for replacing a dock. At the time of assessment, January 2, 2005, the temporary easement had expired. As Mr. Cooper's property has not had an interior review completed at the time of this writing, Mr. Cooper's property characteristics for the structure are based on the last review on April 12, 2004, which was a full review for an appeal. The subject property is a two plus story home, of above average quality, with 3,050 sq. ft. above grade, situated on approximately 1.27 acres, fronting the Mississippi River. The property was constructed in 1940 but has had extensive remodeling and has an effective age of 1985. The property has a partial basement of 1,092 sq. ft. with no finishing. Property amenities include two fireplaces, deck, porch and a two car detached garage. A sales grid identifying properties that have sold on the river, located both above and below the dam, in Brooklyn Center and surrounding communities is included for informational purposes. These sales include properties that have large lots and structure square footage similar to Mr. Cooper's property. The sales comparables include properties with easements and negative influences. Comparable six is a sale that occurred on a property that had an existing easement across the center of the lot extending the entire width. The six comparable sales, as adjusted to the subject property, indicate a value range from $409,900 to $569,000. Mr. Cooper's estimated market value of $459,800 falls within the value indicated range, as does Mr. Coopers realtors testimony of an after easement market value of $450,000. Mr. Coopers' valuation growth of 3.3% is less than the average 4.26% for river properties. As Mr. Cooper's interior review has not been completed as of today, May 12` it is staffs recommendation to sustain the 2005 estimated market value of $459,800 for taxes payable in 2006. Mr. Cooper's taxable market value will remain at $434,800. Respectfully, Nancy Wojcik, SAMA City Assessor Ffl X Crra-33 ��3�RCl FECD APR 1 5 2005 CITY OF BROOKLYN CENTER LOCAL BOARD OF APPEAL AND EQUALIZATION 2005 Assessment APPLICATION FOR APPEAL March 25, 2005 through April 15,2005 You must return this armlicafion by April 15. 2005 to be placed on the Agenda for the Local Board of Appeal and Equalization May 2, 2005, 7:00 P.M. Name(s) Stenhen Coo per and Lisa McNauehton Daytime Contact Number: (612) 338 -3533 Property Address 6632 West River Road Property Identification Number 36 119 21 13 0004 2005 Estimated Market Value %:r9, 'Yoo 2005 Limited Market Valued 9. 8`O 2005 Taxable Market Value S'�3y, 8'00 What is the reason for your 2005 assessment appeal? The City, using eminent domain, took a permanent easement over our land. The City then removed all trees, flowering bushes, shrubs, plant life, decks, stairs and any other items on or near the river bank and dumped hundreds of tons of rock on the bank. This completely destroyed the sand beach that we previously enjoyed as i well as the natural landscape, which provided bird and animal habitat. This also caused a significant loss of privacy. It also cut -off access to the-river. We are now separated from the river by the wall of loose rock. The City also removed several other mature trees from our property, which had provided privacy for our yard from the street and neighbors. The City claimed the damage done to our property was about $16,000.00. We contested this. A hearing was held and the three court appointed commissioners, who heard two days of testimony, concluded the damage was approximately $90,000.00. 4 This conclusion was based on testimony from a realtor, two appraisers, city officials, DNR representatives, landowners, various market comparisons, and other data presented by both sides. The City did not appeal and thus, this determination is binding on the City for all purposes. Prior to this hearing, at the time of last year's property tax increase, we contested the portion that had to do with the land. The City Appraiser's office indicated in that the matter was already being contested and was set for a hearing, we should both await the hearing outcome and that number would be used for the taxes increase or decrease. We agreed to this. Our next door neighbor, who had experienced similar harm, contested the City's figure with the County and obtained a substantial reduction from the County Appraiser. When the hearing panel subsequently concluded that the property had lost approximately $90,000.00 in value as a result of the City's action, I called the City Assessor. I was told it was too late to change last year's tax, only an abatement could be used. I assumed that the City, as agreed, would thus, reduce the taxable value of the land by $90,000.00 on this year's tax. They did not, but, instead used the same approximate value they had used last year that had been rejected by the District Court Commissioners, who determined the loss of value to the property was approximately $90,000.00, not $17,000.00. I called the City Appraiser's Office, assuming this was an oversight, but, was told it was intentional. Despite losing at the hearing, I was told the City was again using its discredited number as the basis for the loss in property value. I was also told, "You didn't expect us to pay you that money and reduce your taxes." I reminded them that was not only our agreement, but, the determination of the loss in value of the land was binding on the City and based on ample evidence. I was told the City would do nothing, so I am filing this Appeal. I also contest the dramatic increase in value to the structure. Other houses that have actually sold on this section of West River Road have not experienced the hypothesized dramatic market value the City claims. This number is not supported by actual in market value. When did you purchase your home? Date of Purchase November of 1994 Purchase Price $135.500.00 Have you changed your property since the purchase? (maintenance, upgrades, remodeling or structural damage) Please list a brief description below with an estimated cost. Several improvements of significance since initially vurchased. none in 2004. Have you had a recent appraisal for refinancing, purr or a market analysis b a real estate agent completed within the last Y 8 p year? or No If so, what was the determination of value? In 2004 there was a fullv contested hearing. in which it was determined the land had lost $90.000.00 in value due to the Citv's actions. Please bring all documentation supporting your claim of overvaluation or erroneous classification with you to the Local Board of Appeal and Equalization. We will need to make an appointment to view your property with you. RespectfulA submitted, Stephen W. C oper r ra j` of Brooklyn Center A Millennium Community April 19, 2004 Mr. Steven Cooper 6632 West River Rd Brooklyn Center, MN 55430 RE: 2004 Valuation Dear Mr. Cooper. Thank you for your cooperation during my inspection of your property on April 12, 2004. As mentioned in our phone conversatio y estimated market v n, I have determined a reduction in our 2004 alue from 8 $4 2 Z 00 to $444900. remain at $380,200. An amended value notice has been included for your arket dsue will Brooklyn Center will wait to adjust your lot values until the condemnation proceedings currently working their way through the court system are finalized. At that point, we will review findings to arrive upon an equitable value for all the lots affected by the corps of engineers project. It is typical in condemnation proceedings to appeal land valuation by the abatement process after condemnation hearings are complete. Lot values for the 2004 assessment can be changed via abatement through December 31, 2005. We will contact all parties involved as soon as we are able to proceed with the abatement application process. Should you wish to continue your appeal, your petition rights are still open with the Local Board of Appeal and Equalization. Should you wish to make an appearance with the board on Monday, May 3rd, please call our office to schedule yourself on the agenda as soon as possible. If you have any further questions regarding you property please contact our office a 7 63 569 -3310 for further assistance. t Sincerely, Jill Brenna C MA Appraiser Nancy jcik SAMA City Assessor 6301 Shingle Creek Parkway Brooklyn Center, MN 55430 -2199 Recreation and Community Center Phone TDD Number City Hall TDD Number (763) 569 -3300 (763) 569 -3400 FAX (763) 569 -3494 FAX (763) 569 -3434 wwra cityo fbrooklyncenterorg Case Type: Condemnation STATE OF MINNESOTA IN DISTRICT COURT COUNTY OF HENNEPIN FOURTH JUDICIAL DISTRICT City of Brooklyn Center, a municipal Court File No. CD -2717 corporation under Minnesota Law, Petitioner, FINAL CERTIFICATE AS TO PARCEL 4 vs. Brendan J. McCarthy and Tara L. McCarthy, husband and wife; et al., Respondents. This is to certify that: I A petition was filed by the City of Brooklyn Center, a Minnesota municipal corporation, with the Hennepin County District Court on May 5, 2003, which stated the necessity of acquiring perpetual and temporary easements to certain lands as further described in the attached Exhibit A in order to implement a riverbank stabilization project of the Mississippi River bank for the purpose of protecting an existing sanitary sewer line. The riverbank stabilization project is commonly known as the City Project No. 1999 -11 (the "Project 2. The Hennepin County District Court issued Findings of Fact, Conclusions of Law and Order Transferring Title and Possession dated August 6, 2003 (the "Order Pursuant to the Order and Minnesota Statutes, Section 117.042, the Petitioner acquired title to and possession of the easements affecting Parcel 4 as of August 7, 2003. 3. An Award of Commissioners as to Parcel 4 was filed with the Hennepin County District Court on August 4, 2004, as follows: CAH- 254687v1 BR291 -231 1 t TO: Stephen W. Cooper, a single person Damages $97,000 Lisa K. McNaughton, a single verson Appraisal fees 1,500 TO: City of Brooklyn Center NONE County of Hennepin All other parties unknown, together with unknown heirs or devisees and spouses, if any, of the above -named respondents TOTAL AWARD $98,500 4. The appeal period has expired and no appeals have been taken. 5. Petitioner has paid the damage award made by the commissioners and has settled and compromised the appraisal fee award. The amounts so paid represent the full amount due and owing as damages or otherwise to be paid to any interested parties as a result of the taking herein as to Parcel 4. 6. The real estate interest acquired by the Petitioner through this proceeding is a perpetual easement and temporary easement as to Parcel 4 as described in the attached Exhibit A. The perpetual easement includes the right of the petitioner, its contractors, agents, and employees to clear, cut, fell, remove and dispose of any and all timber, trees, underbrush, buildings, improvements and/or other obstructions there from; to excavate, dredge, cut away, and remove any or all of said land and to place thereon dredge or spoil material; and for such other purposes as may be required in connection with said work of improvement; reserving however, to the owners, their heirs and assigns, all such rights and privileges as may be used without interfering with or abridging the rights and easement hereby acquired; subject, however, to existing easements for public roads and highways, public utilities, railroads and pipelines. The temporary construction easement includes the right of the petitioner, its contractors, agents, and employees to move, store and remove equipment and supplies, and erect and remove temporary structures on the land and to perform any CAH- 254687v1 BP291 -231 2 other work necessary and incident to the construction of City Project No. 1999 -11, together with the right to trim, cut, fell and remove there from all trees, underbrush, obstructions, and any other vegetation, structures, or obstacles within the limits of the right -of -way; reserving, however, to the landowners their heirs and assigns, ll such rights and privileges as may be used without interfering �s P g Y g with or abridging the rights and easement hereby acquired; subject, however, to existing easements for public roads and highways, public utilities, railroads and pipelines incident to the construction of City Project No. 1999 -11. No state deed tax is due the State of Minnesota on this instrument. Dated: October C2,1' 2004. KENNEDY GRAVEN, CHARTERED By: 44 Corrine H. Thomson (149743) 200 South Sixth Street, Suite 470 Minneapolis, MN 55402 (612) 337 -9300 ATTORNEYS FOR PETITIONER STATE OF MINNESOTA ss. COUNTY OF HENNEPIN The foregoing instrument was acknowledged before me this 4j�day of October, 2004, by Corrine H. Thomson, attorney for the petitioner the City of Brooklyn Center, a Minnesota municipal corporation. Notary Public This instrument drafted by: KENNEDY GRAVEN, CHARTERED 200 South Sixth Street, Suite 470 i a JEAN M. SHORT Minneapolis, MN 55402 NOTARY PUBLIC MINNESOTA (612) 337 -9300 My Commission Expires Jan. 31, 20053 CAH- 254687v1 BR291 -231 3 ORDER The foregoing Final Certificate is hereby approved, and the court administrator is hereby directed to enter judgment as to Parcel 4 and the parties respondent identified in the attached Exhibit A. BY THE COURT: Dated: October 2004. LaJune T. Lange Judge of District Court CAH- 254687A BR291 -231 4 EXHMIT A Parcel 4 (P.I.D. No. 36- 119 -21 -13 -0004) (Abstract) Property Address: 6632 West River Road, Brooklyn Center, Minnesota. Description of Subiect Property: Lot 13, AUDITOR'S SUBDIVISION NO. 310, Hennepin County, Minnesota, according to the recorded plat thereof. Easements to be acquired: A permanent easement for channel purposes over, under and across that part of the Property which lies easterly of a line 10.00 feet easterly of and parallel with a line that connects a point on the south line of said Lot 13, a distance of 475.00 feet east of the southwest corner thereof, to a point on the north line of said Lot 13, a distance of 459.00 feet east of the northwest corner thereof. A temporary easement for construction purposes over, under and across that part of the Property, being a 20.00 foot wide strip of land, the easterly line of which is described as being a line 10.00 feet westerly of and parallel with a line that connects a point on the south line of said Lot 13, a distance of 475.00 feet east of the southwest corner thereof, to a point on the north line of said Lot 13, a distance of 459.00 feet east of the northwest corner thereof. Together with: A temporary easement for construction purposes over, under and across that part of said Lot 13, being a 30.00 foot wide strip of land, which lies westerly of the westerly line of the aforementioned strip and which the northwesterly and northerly line and its easterly extension is described as commencing at the southwest corner of said Lot 13; thence easterly, along the south line of said Lot 13, a distance of 305.00 feet to the point of beginning of the line to be described; thence northeasterly, deflecting to the left, 57 degrees 30 minutes 00 seconds, a distance of 43.00 feet; thence easterly, deflecting to the right, 50 degrees 30 minutes 00 seconds, a distance of 110.00 feet and said line there terminating. Except: Those parts of the aforementioned strips being within that part of the southerly 10.00 feet of the easterly 162.00 feet of the westerly 475.00 feet of said Lot 13. Said temporary easements expire on December 31, 2004. CAB- 254687A BR291 -231 A -1 Subject to easements of record. Also subject to rights of the public and of the State in and to that part of the premises lying below the natural high water mark of the Mississippi River. Names and Description of Interests to be Acquired Name Nature of Interest Stephen W. Cooper, a single person Fee Owner Lisa K. McNaughton, a single person Fee Owner City of Brooklyn Center Special assessments County of Hennepin Real estate taxes All other parties unknown, together with Any right, title or interest in the Subject Property unknown heirs or devisees and spouses, if any, of the above -named respondents Notwithstanding the foregoing attempt to identify all interests held by a party named herein, it is Petitioner's intention herein to encumber all interests owned by the named respondents in the above described real estate. CAH- 254687v1 BR291 -231 A -2 111 x r s 9 A-Z 1 A M t 9� y 4 I `_�i•' x.:.*t wL c �„���r� M LL B, ��e ,•.i A Yr r a as g�E 'f' r� .vet v �Y""y f s i t s T u r- J- Y Y K x r AY'`, dU z Hennepin County Map Server Page 1 of 1 H enne pi n County, Mtn Click on map to view information on adjoining properties Scroll down to see property address, value tax info ZOOM LEVEL PAN S� Last update: 4[52005 at 9:00 AM READ IMPORTANT DISCLAIMER INFORMATION BELOW Property ID Ap �pr0x _Iaata Approximate Property Per:imater Property Area 36- 119 -21 -13 -0004 1,151 55,465 sq.ft. =1.273 acres Property Address 6632 WEST RIVER RD BROOKLYN CENTER, MN 55430 Click on Property Information Button below to view main tax information page for the property you have selected The data contained on this page is derived from a compilation of records and maps and may contain discrepancies that can only be disclosed by an accurate survey performed by a licensed land surveyor. The perimeter and area (square footage and acres) are approximates and may contain discrepancies. The information on this page should be used for reference purposes only. Hennepin County does not guarantee the accuracy of material herein contained and is not responsible for any misuse or misrepresentation of this information or its derivatives. Please report any map discrepancies to Bob Moulder (Hennepin County Survey Division) at (612) 348-2618 or via e-mail at Bob. Moulder@co_hennepin.mmus The quality of the display may be influenced by your screen size and resolution setting and is best viewed at 800x600 screen resolution. This application requires Internet Explorer 3.02 or Netscape2.01 or later version for proper operation. Copyright 2004 Hennepin County PROPERTY DATA SYSTEM TAXPAYER INQUIRY CURR 319 PROPERTY ID NEXT 36- 119 -21 -13 -0004 Pt.Con: Mt.Adr: HOUSE# FRACTION STREET NAME UNIT ZIP +4 Front: Back: 6632 1/_ WEST RIVER RD 55430+ Right: Left: Ownerl: COOPER STEVEN W Owner3: Owner2: MCNAUGHTON LISA K Owner4: Zoning: R1 Prim /sec: Yr.blt: 1940 Area: 55444 Acres: .00 Sch.Dst: 11 Wshd: 00 Gr /Os /Ex: Subrecs: 01 Width: 121 Depth: 460 Mkt -Land Mkt -Bldg Mkt -Mach Mkt -Tot Tx Capacity Hd PT %Own 2005: 190000 269800 459800 4348 H RL 100 2004: 207000 237900 444900 3802 H RL 100 2003: 120000 204400 324400 2983 H RL 100 Legal Description: LOT 13 BLOCK AUDITOR'S SUBDIVISION NO. 310 HENNEPIN COUNTY, MINN SUBJECT TO ROAD TVDe PID or ADDRESS: oress ENTER: or F1. F2� F8 PROPERTY DATA SYSTEM LIMITED MARKET VALUE UPDATE CURB 118 NEXT 'PID 36- 119 -21 -13 -0004 ASSESSMENT YEAR 2005 SUB -REC 01 HOUSE# 6632 F/A 1/_ STREET WEST RIVER RD UNIT CALCULATE LMV (Y /N) PROPERTY TYPE RL HMSTD CODE H PART CONST GR /OS /EX REL HMSTD IND CONTIG IND MARKET LAND VALUE 190000 MARKET BUILDING VALUE 269800 MACHINERY VALUE TOTAL MARKET VALUE 459800 IMPROVEMENT AMOUNT LIMITED MARKET VALUE 459800 QUALIFYING IMPROVEMENT AMOUNT 25000 MARKET VALUE SUBJECT TO TAXATION 434800 TAXABLE MARKET VALUE TAX CAPACITY 4348 Make chanoes: Dress ENTER: or F1. F2. F4. F5. F8 PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART1 04/25/05 CURR 209 PROPERTY ID Address NEXT 36- 119 -21 -13 -0004 6632 1/ WEST RIVER RD ZONING R1 MODEL: DWELLING TYPE SF AREA RATING 1 SITE RATING 1 ADJ PROP INFL 2 VIEW 3 ARCH /APPEAL 4 QUALITY A04 SHAPE 4 STYLE 7 DORMER LENGTH 8 DORMER QUAL 1 CONSTRUCTION 1 MAIN EXT WALL 8 TRIM EXT WALL ROOF TYPE 1 ROOF COVER 1 WINDOW TYPE1 2 WINDOW TYPE2 PATIO DOORS 6 WALKOUT AIR COND 1 DECK AREA 392 DECK QUAL 2 PATIO AREA PATIO QUAL GLAZED AREA GLAZED QUAL SCREEN AREA SCREEN QUAL OPEN AREA OPEN QUAL GAR1 AREA 576 GAR1 EXT WALL 8 GAR1 CARS 2 GAR1 COND 1 GAR1 PLACEMENT 2 GAR2 AREA GAR2 EXT WALL GAR2 CARS GAR2 COND GAR2 PLACEMNT POOL AREA POOL QUAL BSMT AREA 1092 BSMT TYPE BSMT FINISH% 000 BSMT QUAL BSMT BATH SPA BSMT BATH DLX BSMT BATH FULL BSMT BATH 3/4 BSMT BATH 1/2 BSMT BATH QL BSMT FPLC NBR 0 BSMT FPLC QUAL NO BSMT FPLC 1 ELECT SVC 1 HEATING 21 BSMT TOT RMS BSMT BEDROOMS BSMT FAM ROOMS BSMT KITCHENS BSMT 0TH RMS Make chanaes: press ENTER: or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART2 04/25/05 CURR 209 PROPERTY ID NEXT 36- 119 -21 -13 -0004 MANUAL CONDITION 2 1st KIT QUAL 2 1st INTERIOR 2 1st TRIM 1 1st FLOOR 1 1st BATH SPA 1st BATH DLX 1st BATH FULL 1st BATH 3/4 1st BATH 1/2 1 1st BATH QUAL 3 1st FPLC NBR 3 1st FPLC QUAL 2 NO 1st FPLC 1ST TOT ROOMS 4 1st BEDROOMS 1st FAM ROOMS 1 1st LIV RMS 1 ist DINE ROOMS 1 1st KITCHENS 1 1st 0TH ROOMS 2nd INTERIOR 2° 2nd'TRIM 1 2nd FLOOR 1 2nd BATH SPA 1 2nd BATH DLX 2nd BATH FULL 1 2nd BATH 374 2nd BATH 1/2 2nd BATH QUAL 2 2nd FPLC NBR 0 2nd FPLC QUAL NO 2nd FPLC 1 2nd TOT ROOMS 4 2nd BEDROOMS 3 2nd 0TH ROOMS 1 INT. LAYOUT 1 ACT YR BLT 1940 EFF YR BLT 1985 FUNCTIONAL ECONOMIC TOT BEDROOMS 03 TOT FAM ROOMS 1 TOT LIV ROOMS 1 TOT DIN ROOMS 1 TOT KITCHENS 1 TOT 0TH ROOMS 1 TOT BATHROOMS 3 TOTAL ROOMS 8 1st FL UNF AREA 2nd FL UNF AREA TOTAL UNF GBA DIM1 26.Ox 30.0= 780.0 DIM2 12.Ox 26.0= 312.0 DIMS 18.Ox 18.0= 324.0 DIM4 3.Ox 10.0= 30.0 DIM5 17.Ox 34.0= 578.0 DIME x DIM7 x 1st FL AREA 2024 2nd FL AREA 1026 TOTAL GBA 3050 PART /COMP INT. INSP 2 FLAT CHARGE ADD: 500 SUBTRACT: Make chanaes: press ENTER: or anv valid function kev PROPERTY DATA SYSTEM RESIDENTIAL CHARACTERISTICS PART3 04/25/05 CURR 209 NEXT PROPERTY ID 36- 119 -21 -13 -0004 N 0 T E S Line 1: 2 FRONT 4FT DORMERS Line 2: EGRESS IN BSMT =F /NO FIN Line 3: 1ST FLR FPLS 11GAS &1WOOD Line 4: MBR W /LOFTf168SF1 &DLX BAT Line 5: 03oerm /17x34 ADDN W /FLOOR Line 6: HEAT /SEP AC /6PATIO DOORS Line 7: GAS FPL. SLATE FLOOR Line 8: CALL 1st floor area Line 9: DECK 12X30 &4x8 unr flr Line10: REROOF 2002 Make chanoes: oress ENTER: or anv valid function kev PROPERTY'DATA SYSTEM LAND CHARACTERISTICS UPDATE PART 1 CURR 210 PROPERTY ID NEXT 36- 119 -21 -13 -0004 6632 1/ WEST RIVER RD Zoning: R1 Area Rating: 1 Site Rating: 1 Appraiser: 21 Appr Date: 04/15/2005 Interior Insp. N Permit Date: 0095 Last Int. Insp. Date: 04/12/2004 Frontage: Left: Rear: Right: Eff Width: 121 Eff Depth: 460 Sgft: 55444 Acres: Irreg Shape: N On Lake: Lake Rating: Landscape Paved Street: 1 Curbs: 1 Sidewalk: Sewer Avail: 1 Water Avail: 1 Gas: 1 Buried Elec: Alley: On River: River Rating: Wooded: Influences: 01 NON- RESIDENTIAL Allow Units: Trackage: Soil Correct: Tvoe PID: press ENTER: or anv valid function kev Y. RESIDENTIAL SALES COMPARABLE ADJUSTMEN' APPRAISAL OF 6632 WEST RIVER RD Brooklyn Center PID# 36- 119 -21 -13 -0004 7%ararth from IOW to 2006 mmWN SUBJECT COMP. 61 COMP. #2 COMP. #3 NAME Sawn Cooper 6704 W RIVER RD 10818 MISSISSIPPI BLVD NW 6230 RIVERVIEW TERRACE eoeMEaa 0032 West Rim Rd BROOKLYN CENTER BROOKLYN PARK FRIDLEY Pro 04 t19 21 a 0004 36119 2112 0018 03119 21 21 0064 15 30 24 43 0016 MLLE PRICE $318,600 $460,000 $460,000 Ad)t,.Mmeat sale Price $318,500 $460,000 $450,000 SALE DATE Aug-04 $7,400 Mar -06 Aug-04 $10,500 N Sale Price $325,900 [Adjusted for Tina 5460,000 $460,600 LOCATION I SUPERIOR I SIMILAR I I SIMILAR I INFERIOR I St SITE FRONTAGE 166.406 S.FJAD2121 FRONT 1 40.4-7 S.FJAPX 00 FKT i 1 40,760 e.FJAPX 123 FRT I I APx 20,264 S.FJAPx» Par I lAP1t IA S.F. STYLE I Z+ STORY f RAMBLER I I RAMBLER I I RAMBLER I 1 2+ E (.A) Above Grad. 2,060 S.FJ 012 1,124 S.FJ 013 $77,000 1,640 S.F.1612 600,000 1.1711 SFJ 412 674,00 2.2M cowu eR Above Grads Bodw I 1 SPA.1 FULL a 11/2 BATH 1 1 FULL BATH I 618.000 1 2 FULL a 1 112 BATH I I 1 FILL a 1 112 BATH I $8.0001 2 FULL r Built EFF Aae I Ismael; I 1956H 950 1 1 1940/1900 I I 1973H906 I I 10: OUALITY/CONO I ABOVE AVERAGE I INFERIOR I 60.000 1 SIMILAR i I SIMILAR I 1 Sul 9 FIREPLACES 1 2 f 3 I (51.00011 2 I I 2 I 1 HEAT 1 AIR C. I GFAICAC I GFAICAC I I GFAINO CAC 1 6200 I GFAICAC I I GFA BSAIrr I PARTIAL 1.092 S.F. I FULL 1.124 S.F. I I FULL WALKOUT 1640 S.F. I ($21-00011 FULL WALKOUT 1.176 S.F. 1 (217.000)1 PARTiA IWRMSIBATHS 0 %1010 I 50% 11/ 112 BATH 1 ($10.00011 90%1611/ 3/4 BATH I 1$2 ;0001[ 75 %131 FULL BATH I ($16.0ooll 40%1' GARAGE (ftars) I 2 CAR DET 1 2 CAR ATT I 1 1 CAR ATT a 3 CAR DET 1 (60.004)1 2 CAR ATT I 1 2Q MEamES OEM PORCH R RNERUNK I PORCH I I DECK. PATIO I aa04ml DECK, SAUNA 1 ($6.00011 POR( MODELING I REMODELED GENERAL UPDATES I I GENERAL UPDATES I I REMODELED I I FAML) OTHER I BELOW DAM/EASEMENT 1 BELOW DAMIEASEMENT I f ABOVE DAM I I BELOW DAM I I ABC Not Adjusbris d 1 564,000 I 53,600 I $41,00G Indicated Valuei I $409,900 I $463,500 I $501,500 I Valuation Reconciliation: Value Ranoe 5409.900 to 5569.000. Sustain E COMMENTS: Subject property is located along the Mississippi River on a 1.27 acre lot with a permanent easement consisting of a strip of la property One of the subject property containing 2,273 a.f. No permanent building structures can be constructed within the permanent sesame with a sound wall across West River Road creating a buffer between the homes and Hwy 252. Subject property has had substantial remodelli Value $459,800. 2005 Limited Market Value $459,800. 2005 Taxable Market Value $434,800 3:180ARD1 NkfCoep.r ors TO MAY Wm(06. UMN COOPER COMPARABLE SALES PHOTOS Comparable 1 6704 West River Rd Brooklyn Center PlD# 36 119 21 12 0018 3 Land Characteristics Land Area: 40,483 sq. ft. River Frontage: Approximately 90 ft. Permanent Frontage Easement Sold: August, 2004 Sale Price: $318,500 Building Characteristics Style: Rambler 1,124 sq. ft. Main Level Room Count: 6 13 11 Full Bath Below Grade Room Count: 1 Bath Garage: 2 Car Attached Fireplace: 3 Porches /Decks /Misc: Glazed Porch Central Air Conditioning: CAC COMPARABLE SALES PHOTOS Comparable 2 10818 Mississippi Blvd NW Brooklyn Park PID# 03 119 21 210054 rr Land Characteristics Land Area: 46,759 sq. ft. River Frontage: Approximately 123 ft. Sold: March, 2005 Sale Price: $460,000 Building Characteristics Style: Rambler 1,540 sq. ft. Main Level Room Count 512 2 Baths Below Grade Room Count: Walkout 611 /1 Bath Garage: 1 Car Attached 3 Car Detached Fireplace: 2 Porches /Decks /Misc.: Deck and Patio COMPARABLE SALES PHOTOS Comparable 3 6230 Riverview Terrace Fridley PID# 15 30 24 43 0016 r :S is y Land Characteristics Land Area: Approximately 20,254 sq. ft. River Frontage: Approximately 79 ft. View of Island Sold: August, 2004 Sale Price: $450,000 Building Characteristics Style: Rambler 1,176 sq. ft. Main Level Room Count: 4 2 1 Full 1 Bath Below Grade Room Count: Walkout 3 2 1 Full Bath Garage: 2 Car Attached Fireplace: 2 Porches /Decks /Misc.: Deck and Sauna COMPARABLE SALES PHOTOS Comparable 4 450 Rice St Anoka PID# 12 31 25 12 0047 Land Characteristics Land Area: Approximately 44,741 sq. ft. River Frontage: Approximately 105 ft. Sold: November 2004 Sale Price: $550,000 Building Characteristics Style: 2+ Story 2,385 sq. ft. Above Grade Room Count 9 3 2 Full 1 Bath Below Grade Room Count: 1 0 0 Bath Garage: 2 Car Attached Fireplace: 3 Porches /Decks /Misc.: Porch and Patio Current improvements is n p of reflected in sale pace. Refer to attached listing at time of sale. Property Full Display, Single Family Residential, MLS 2334126 F 450 Rice Street,. Anoka, Minnesota 55303 -2128 Status: Sold List Price:$579,900 Sold Price: $550,000 Original List Price $579,900 Park 3t Anoka cf Fremont Benton 450 Rice St k 5 R►ce Sl M A 12 21 Champlin ..,r ,,n� �oosr�wesoacv��2aoatu�� 'majarcDTwae r More .otos are _available for_thi "gip rty. Map Page: 49 Map Coord: C4 Directions: GEOVISTA Naighjj9rhood Tour Ferry st (169) to Benton St W to Green t% (Click icon to add to Watched Listings) Ave S one bik to Rice left to home Total Bed /Bath: 3/ 3 Garage: 2 Year Built: 1933 TAX INFORMATION MLS Area: 769 Anoka Property ID: 13125120047 Style: (SF) More Than Two Stories Tax Year: 2004 Const Status: Previously Owned Tax Amt: $3,889 Foundation Size: 1,120 Assess Bal: $3,400 AbvGrdFinSgFt: 2,385 Tax w /assess: $3,889 BelGrdFinSgFt: 425 Assess Pend: Yes Total Fin SgFt: 2,810 Homestead: Yes Acres: 1.000 Lot Size: 100 x 455 x 105 x 418 List Date: 10/01/2004 Received By MLS: 10/01/2004 Days On Market: 20 Off Market Date: 10/20/2004 Selling Agent: -Martiin E Campio►� Date Closed: 11/30/2004 Selling Office: Martin E Campion General Property Information Legal Description: LOT 3 AUD SUB 44 SUBJECT TO 15' SEWER AND WATER EASEMENT OVER N 255' County: Anoka School District: It Anoka /Hennepin, 763- 506 -1000 Complex /Dev /Sub: Common Wall: No Restrictions /Covts: Lot Description: City Bus (w /in 6 biks), Irregular Lot, Tree Coverage Heavy Association Fee: Assoc Fee Frequency: N/A Assoc Fee Includes: N/A Road Frontage: City, Curbs, Paved Streets Zoning: Residential Single Accessibility: None Lake /Waterfront: River Front Lake/WF Name: Mississippi Remarks Agent Remarks: A rare opportunity! Home has had 2 owners in 71 yrs. Charm character are captured in its original design then enhanced with 1st floor faro room addition that offers 'old world' architecture panoramic views of the Miss nestled on a premier river lot. Public Remarks: A rare opportunity! Home has had 2 owners in 71 yrs. Charm character are captured in its original design then enhanced with 1st floor fam room addition that offers 'old world' architecture panoramic views of the Miss nestled on a premier river lot. Structure Information Room Level D"emen Other Rooms Level Dimen Heat: Forced Air Living Rm Main 17x25 Office Main 10x12 Fuel: Natural Gas Dining Rm Main 14x15 Informal Dining Rm Main 8x10 Air Cond: Wall Family Rm Main 15x25 Porch Main 12x14 Water: City Water Connected Kitchen Main 11x14 Amusement Room Lower 17x25 Sewer: City Sewer Connected Bedroom 1 Upper 13x20 Garage: 2 Bedroom 2 Upper 13x13 Bathrooms Oth Prkg: Bedroom 3 Upper 11x13 Total: 3 3/4: 1 1/4: 0 Pool: Bedroom 4 Full: 2 1/2: 0 Bath Description: 3/4 Master, Main Floor Full Bath, Upper Level Bath Dining Room Desc: Eat In Kitchen, Separate /Formal Dining Room Family Room Char: Main Level Fireplaces: 3 Fireplace Characteristics: Family Room, Gas Burning, Living Room, Master Bedroom Appliances: Basement: Finished (Livable), Partial Exterior: Brick /Stone, Stucco, Wood Fencing: None Roof: Age Over 8 Years, Slate Amenities -Unit: Hardwood Floors, Natural Woodwork, Patio, Security System, Tiled Floors, Washer /Dryer Hookup Parking Char: Attached Garage, Garage Door Opener Financial Cooperating Broker Compensation Buyer Broker Comp: 2.7% Sub -Agent Comp: 0% Facilitator Comp: 2.7% Variable Rate: N List Type: Exclusive Right To Sell Sale Mortgage Information Sale Financial Terms: Conventional Sale Loan Amount: $440,000 Seller Contribution: Financial Remarks: Sellers Terms: Cash, Conventional, DVA, FHA Existing Financing: Free and Clear Agent is Owner No Contact Information Listing Agent: S Your=ui�53- 792_ 0-3—. Appointments: 763 792 -6483 Listing Office: Coldwell BaRke Burnet Office Phone: 763 -754 -5400 MLS 2334126 Address: 450 Rice Street, Anoka, Minnesota 55303 -2128 Information Deemed Reliable But Not Guaranteed. Copyright Regional MLS of Minn., Inc. All Rights Reserved. Previous I Next 1 12 3 4 6 6 7 8 [9} I Top Change display to jProperty Full Search Time: 0.16s Search Criteria: This search was narrowed to a specific set of listings. Ordered by Status, Area, List Price All information contained herein is for the exclusive use of authorized MLS subscribers; Copyright (c) 2001 -2004 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. u r For help or to submit suggestions, email matrixhelp @northstarmis.com or call 651 -251 -5456. i Tarasoft MATRIX, build 1013.11, compiled March 25, 2005. Copyright 2005 Tarasoft Corporation. COMPARABLE SALES PHOTOS Comparable 5 7712 Mississippi Lane Brooklyn Park PID# 24 119 21 44 0011 z E A t 4 .r 3 1 a 1 Land Characteristics Land Area: 54,204 sq. ft. River Frontage: Approximately '150 ft. Sold: October, 2003 Sale Price: 638,000 Building Characteristics Style: 2 Story 4,648 sq. ft. Above Grade Room Count: 10 513 Full Baths Below Grade Room Count: Walkout 1 0 1 Bath Garage: 3 Car Attached Fireplace: 3 Porches /Decks /Misc.: Porch and Deck COMPARABLE SALES PHOTOS Comparable 6 11215 Dakotah St NW Coon Rapids PID# 18 3124 11 0019 Ty r `x 1 4 1y I Land Characteristics Land Area: Approximately 73,790 sq. ft. River Frontage: Approximately 115 ft. Permanent Sewer Easement see attached map Sold: January, 2005 Sale Price: $575,000 Building Characteristics Style: 2 Story 2,800 sq. ft. Above Grade Room Count: 9 3 2 and 1 f2 Bath Below Grade Room Count: 211 /1 Bath Garage: 2 Car Built In Fireplace: 3 Porches /Decks /Misc.: Porch and Patio r. J .f�f'r6MJG£. xar ''R' f :rs r_'�``� Y I w s p �m�' .�of- .�r.rr >'�3' r NINTH AV E, C tow Q Co �1 A t-i tr •f J !4 t 9 8 T 6 S i 4 r. JAC 4' AI d aa. r E LDO R ADO r ACT B N TR r df 2,11D A /"'D i,s* 6 T saf 8 t S `(,,/Qf �.,.N CP f a tA i z :r ryr -cn., :sir .xcs rrsr ,ter,: �f j $`moo c s$ ,as,rs f 1° DAKCITAN rz ST r AMA t ti Q, k •a1' r"°i's� I vk d�� 1j t NA y� n Welcome Nancy Wojcik Wednesday, April 20, 2005 Home ASearcht My Matrix Finance Roster Tax I Open House History I Home Base I Help Logout Map Size .fir -m SC _N4r1 fYtam St NW _w t z4z' �O aw n f Ma M o f �1- Z y 450 Rice x t t r 18 121st. "+due 11215 Dakotah 417fh Ave. NE son 8ry$ 47': 1 f�im r 5 n Am oi park harnlsiin sort 11 i Oak G1 '�b Riverview+ Park I 112th Aire R� 6 TErrarB n r Blaine LL114th Aire N 103 Rapids 108iB Mississippi o F .109th AVe 1V f i 14 A y i 99t1`1 AVe NE dY L K Doi gt.AVe N IL I P 101it Ave k- ti J 5 z 5 4 97th Acre x f f g Q TTIEI 93rd Ave=1 Osseo 3 91rd Ave k_ of 4132 Y Avt Pi h Ave-ft �w Maple Grove �a spring_ r Lake Park Dt g 85th Ave 851 Ave N 85th Ave i %rookiyn Park Rd t �s Ave M Mis siss 3 ippi 78rd Asst PIE to3 4 g t AaEi N �a+kk� 77ttr Ave N 130 ark 151 f 28 6230 Riveraiew Fruiley r 69th Ave Ave y, River W �SOOS M icro39R Cv p tNiYIEQ;sM ferGDT N1C Subj ect 04 w Legend 6 Click Zooms In l" Click Recenters Ma Construction Cost Estimate This is an estimate for a single family residence built under competitive conditions in or near Minneapolis, Minnesota in April 2005. This estimate includes a foundation as required for normal soil conditions, excavation for foundation and piers on a prepared building pad, floor, wall, interior and exterior finishes, roof cover, interior partitions, doors, windows, trim, electric wiring and fixtures, rough and finish plumbing, built -in appliances, supervision, design fees, permits, utility hook -ups, the contractor's markup, overhead and profit. Highly decorative, starkly original or exceptionally well- appointed residences will cost more. Add the cost of the land, government- mandated site development fees and the cost of bringing utility lines to the site. Number Of Corners 10 Total living area 2882 Foundation quality class 2 Exterior walls quality class (wood or light metal) 2 Exterior finish quality class 2 Windows doors quality class 2 Roofing, soffit, fascia quality class 2 Interior finish quality class 1 Flooring quality class 2 Bathroom quality class 1 Kitchen quality class 1 Plumbing quality class 2 Living area above the second floor 168 Balcony area, wood frame 392 Unfinished basement area 1092 Detached garage, area 576 Forced air central ducated heating and cooling True 2 story prefab metal fireplace, brick face 1 2 story 6 base masonry fireplace, decorative 1 Single room wall furnace 1 Typical Cost Breakdown Item Material Labor Equipment Total Excavation 0 2,636 676 3,312 Foundation, Piers, Flatwork 5,614 8,932 1,376 15,922 Rough Hardware 548 873 135 1,556 Rough Carpentry 18,152 27,107 0 45,259 Insulation 3,399 2,351 0 5,750 Exterior Finish 9,664 5,838 711 16,213 Exterior Trim 655 1,042 161 1,858 Doors 1,659 1,408 0 3,067 F Windows 2,857 1,965 0 4,822 Finish Hardware 276 235 0 511 Garage Door 783 323 0 1,106 Roofing, Flashing, Fascia 7,590 6,440 0 14,030 Finish Carpentry 1,174 5,980 0 7,154 Interior Wall Finish 5,633 8,800 0 14,433 Painting 3,366 .7,949 0 11,315 Wiring 3,417 6,526 0 9,943 Lighting Fixtures 2,562 815 0 3,377 Flooring 2,161 3,101 0 5,262 Carpeting 4,299 1,551 0 5,850 Bath Accessories 1,241 773 0 2,014 Shower Tub Enclosure 792 672 0 1,464 Countertops 2,395 2,031 0 4,426 Cabinets 7,876 2,505 0 10,381 Built In Appliances 3,832 541 0 4,373 Plumbing Rough -in and Connection 3,087 7,583 445 11,115 Plumbing Fixtures 6,270 2,009 0 8,279 Heating and Cooling Systems 5,546 8,319 0 13,865 Unit Heating and Cooling 303 454 0 757 Fireplace and Chimney 2,342 3,514 0 5,856 Subtotal Direct Job Costs 107,493 122,273 3,504 233,270 Final Cleanup 0 975 0 975 Insurance 6,828 0 0 6,828 Permits Utilities 4,145 0 0 4,145 Plans Specs 975 0 0 975 Subtotal Indirect Job Costs 11,948 975 0 12,923 Contractor Markup 30,481 0 0 30,481 Total Cost 149,922 123,248 3,504 276,674 Brooklyn Peace Center 5637 Brooklyn Boulevard PID 02- 118 -21 -42 -0028 Zoning: Cl Land Area: 46,613 Sq. Ft. Year Built: 1980 GBA: 14,973 Sq. Ft. IM Jill iii; r r $*P H East Side of Building Inspection 05/06/2005 Nancy Wojcik City of Brooklyn Center A Millennium Community TO: 2005 Brooklyn Center Board of Appeal and Equalization RE: Mark Klinker Brooklyn Peace Center 5637 Brooklyn Boulevard PID 02- 118 -21-42 -0028 Per the direction of the board, Mr. Klinkner contacted the Assessor's office regarding the physical review of the Brooklyn Peace Center. Mr. Klinkner set up an appointment for a review on May 6, 2005. At the time of inspection Mr. Klinkner provided the Assessor's office with a list documenting the items requiring repair and /or replacement. The inspection was completed on Mr. Klinkner's property on May 6, 2005. The appraisal of the office building indicated a first floor area of 4,973 sq. ft. and a total gross building area of 14,973. The structure is a three story building with rear level walkout, concrete block construction with brick and wood exterior finish. The structure has a flat roof with pitch and gravel finish. Property includes typical plumbing, heating and electrical service. Property is considered in average condition with some signs of deferred maintenance. Areas in need of general maintenance include ceramic tile entry, carpeting, wall coverings and counter in shared office area. The exterior of the building has an egress area supported by wood timbers that have deteriorated and show signs of dry rot. The cedar exterior of the building has begun to warp and separate from the building. The effective age of the structure remains at 1980, as there have been no improvements to the structure since construction. After review of the physical characteristics of the Brooklyn Peace Center, the property would be considered inferior to the three comparable sales that are representative of office properties of that size. In reviewing Mr. Klinkner's income and expense data a reconstructed income approach was completed. Mr. Klinkner was informed that mass appraisal of income producing properties does not include depreciation, debt service, income taxes, personal expenses and property taxes as an operating expense. The income approach to valuation is the analysis of typical expenses, therefore, actual expenses are used, with some items not considered applicable. This is typical appraisal practice statewide. For this reason, Mr. Klinkners expense ratio and the expense ratio used in the income approach by the Assessor's office will not be identical. As the office property is a multi- tenant building, more weight has been placed on the income approach to valuation. The information enclosed indicates a 2005 estimated market value of $689,000, by income approach. 6301 Shingle Creek Parkway Recreation and Community Center Phone TDD Number Brooklyn Center, MN 55430 -2199 (763) 569 -3400 City Hall TDD Number (763) 569 -3300 FAX (763) 569 -3434 FAX (763) 569 -3494 www. cityo fbrooklyncenter. org It is staffs recommendation that the 2005 estimated market value for taxes payable in 2006 be reduced from $822,100 to $689,000. Respectfully, Nancy Wojci SAMA City Assessor CITY OF BROOKLYN CENTER LOCAL BOARD OF APPEAL AND EQUALIZATION 2005 Assessment Wa APPLICATION FOR APPEAL to be placed on the Agenda for the Local Board of Appeal and Equalization qy� M ay 2, 2005, 7:00 P.M. Name(s) 0 t a4-q Daytime Contact Number. 76 3 0 O Property Address Property Identification Number 3 i Z o o ;k? 2005 Estimated Market Value C. o x�� Ion 2005 Limited Market Value 7 e 7 1 2005 Taxable Market Value r a a o c) What is the reason for your 2005 assessment appeal? U A 5L F 7 r Soo D "o� When did you purchase your home? Date of Purchase Ci G Purchase Price ��S- o Have you changed your property since the purchase? (maintenance, upgrades, remodeling or structural a dams Please list a brief description below with 9) p an estimated cost. Have you had a recent appraisal for refinancing, purchase or a market analysis by a real estate agent completed within the last year? Yes or No If so, what-was the determination of value? Please provide any documentation supporting your claim of overvaluation or erroneous classification. In order to appeal your valuation an appointment to view the property will be required. Marc PROPERTY DATA SYSTEM TAXPAYER INQUIRY CURB 319 PROPERTY ID NEXT 03- 118 -21 -42 -0028 Pt.Con: Mt.Adr: HOUSE# FRACTION STREET NAME UNIT ZIP +4 Front: 166 Back: 5637 1/_ BROOKLYN BLVD 55429+ Right: Left: Ownerl: KLINKNER MARK D Owner3: Owner2: Owner4: Zoning: C1 Prim /sec: Yr.blt: 1980 Area: 46613 Acres: 1.07 Sch.Dst: 281 Wshd: 00 Gr /Os /Ex: Subrecs: 01 Width: Depth: 262 Mkt -Land Mkt -Bldg Mkt -Mach Mkt -Tot Tx Capacity Hd PT %Own 2005: 280000 542100 822100 15692 C 0 2004: 256500 417300 673800 12726 C 0 2003: 245000 520800 765800 14566 C 0 Legal Description: LOT 1 BLOCK 1 LAWYERS ADDITION Tvge PID or ADDRESS: press ENTER: or F1. F2. F8 PROPERTY DATA SYSTEM *PUBLIC DISPLAY COMMERCIAL CHARACTERISTICS PART 1 CURR 311 PROPERTY ID BLDG NEXT 03- 118 -21 -42 -0028 A ADDRESS: 5637 1/ BROOKLYN BLVD PROP NAME Brooklyn Peace Center DIST 14 NBRHOOD 0011 FRONTAGE 166 DEPTH 262 AREA 46613 IRREG SHAPE YES ZONING C1 AREA RATING GOOD SITE RATING GOOD ALL.UNITS TRACKAGE NO SEWER YES WATER YES STREET YES EXCESS LAND NO SOIL CORRECT NO CONSTR QUAL GOOD USE CODE1 344 C USE PCT1 100 USE CODE2 USE PCT2 USE CODE3 USE PCT3 USE CODE4 USE PCT4 ARCH APPEAL AVER FUNC DEPR PC ECON DEPR PCT P DEPR PCT CONST YEAR 1980 EFFECT YEAR 1980 CONDITION AVG CONST. CONC BLK EXT. WALLS BRICK ROOF STR. STEEL ROOF COVER PIT &GRVL HEAT1 TYPE PKG U HEAT1 PCT 100 HEAT2 TYPE HEAT2 PCT HEATS TYPE HEAT3 PCT FF AREA 4973 GB AREA 14973 NR AREA MEZZ AREA PERIM AREA 331 TF AREA 009946 AIR1 TYPE PKG AIR2 TYPE AIR3 TYPE AIR PCT 100 BSM PCT 100 BSM USE 121 PLUMBING AVG ELECTRICAL AVG AVG /STORY 10.0 STORIES 2.0 CLEAR HGHT 9.0 ELEVATOR NONE SECURITY SYSTEM Press F1. F4. or F8 Oi k N PW z r t W z' 46. r. w, y� e '[,gyp x i, f,,., w I 7 lei rry tt 'f r s Interior Main Entry F ty r A Ty Stairwell off entry to 1 St and P floors r� �s qtr z l� sus r Interior finish —1 floor Interior finish 1 floor, common utility room L f b i p S i 2 st,W.¢ fir+ mww o I i c °1� t 4» T t te r. o'. k a Al $s f 4-s a 11 1 1 no To I e jle edit 'View fools ASrplicatiors hjelp Fo Connection Comments i Owner I Assess/Sales I Property I Zoning 1 Land Use Permits Parcel ID 0311821420028 Address 5637 1 BROOKLYN BLVD Owner 1 KLINKNER MARK D 1 14092 DEARBORN PATH k ROSEMOUNT, MN 55068 ar y y 0 2 I Owner u Owner 3 4� >t a; M Owner 4 �.�s try i r 3 1 e� Q0.. H t�...�� Eye t Search PID 0311821420028' I Search House Start41 J l +i f no Assessing Inbox 19Property data syste... X Microsoft Excel City of Brooklyn C... ►�(�J;1��1�1�('i 11:39 AM INCOME WORKSHEET 2005 PAY 2006 PID 03- 118 -21-42 -0028 PROJECT NAME Brooklyn Peace Center ADDRESS 5637 Brooklyn Blvd Reconstructed Income based on Actuals ZONING C1 OWNER Mark Klinker 612- 531 -9269 Sale 12/1998 $625,000. PROPERTY TYPE Office GROSS LEASES C YEAR BUILT 1980 INCOME ANALYSIS GROSS BUILDING AREA 14,973 OFFICE INCOME $172,550 NET RENTABLE AREA 11,900 MISC. INCOME $650 OFFICE AREA 11,900 PGI $173,200 0 LESS: VACANCY $43,138 OFFICE RENTAL RATE $14.50 Note: no vacancy allowance to misc. income. EGI (before concessions) $130,063 Miscellaneous income $0.00 LESS: RENT CONCESSIONS $0 VACANCY ALLOWANCE 25.00 FREE RENT $0 SQUARE FEET VACANT 2,975 SQUARE FEET OCC. 8,925 EGI $130,063 OF EGI RENT CONCESSIONS 0.00% LESS: EXPENSES $45,815 35.23% FREE RENT 0.00% LEASING $5,950 4.57% TURNOVER RATE 40.00% TENANT IMPROVEMENTS $8,568 6.59% TENANTS REMAINING 60.00% RESERVES $2,601 2.00% AV. LEASING PERIOD 3 MANAGEMENT $6,503 5.00% TOTAL EXPENSES 69,437 53.39% EXPENSES /SQ.FT. $3.85 NOI $60,625 MANAGEMENT 5.00% TENANT IMP. COST NEW $12.00 11CAPITALIZED VALUE $689,000 RENEWAL $8.00 EXPENDABLE VAL. OF TI 30.00% PER SQ.FT. GBA $46.02 PER SQ.FT. NRA $57.90 RES. FOR REPLACEMENT 2.00% EXPENSE RATIO 53.39% LEASE COMMISSIONS -NE" $2.75 SQ FT LAND AREA 46,613 RENEWAL $1.50 SQ FT EFFECTIVE TAX RATE 2.8000% 2004 EMV 673,800 45.00 CAP RATE 6.00% PERCENTAGE CHANGE 2.26% 56.62 TAX RATE 2.80% land value 280,000 6.01 OVERALL RATE 8.80% building value 409,000 34.37 G: ISPREDSH7L4ssessor12o05ciaVOFFSMALL .XLSJBrooklyn Peace Revised LAND TO BUILDING RATIO 3.11 1 05/06/2005 PROPERTY USE: Office Building MUNICIPALITY: BROOKLYN CENTER CODE 344 C RC 00 PROJECT NAME: COUNTY: HENNEPIN GBA 12008 WD ADDRESS: 5930 Shingle Creek Parkway PIN 02- 118 -21 -21 -0002 Seq 1 RATIO Y COMP Y AUDITOR ID: 867371 MULTIPLE PID: N COMMUNITY: NBRHOOD: O 0 A PROPERTY DESCRIPTION MARKET DATA Year Built/ Effective Year Built: 1970 1990 Buyer. 5930 Shingle Creek Parkway MN, L.L.C. Const Quality/ Condition: AVERAGE GOOD Seger: State Farm Mutual Automotive Insurance Const Class/ No. of Bldgs: Masonry Bearing wan 1 Sale Data: Date of Sale: 7/23/04 Exterior Type Roof Type: Brick Flat Total Purchase Price: $850,000 2nd Exterior Type Roof Cvr. Buift-Up Membrane Terms S Set 1 Assume Ind: DN PMT $850,000 I First Floor Area /GBA: 12,008 SF 12,008 SF Z Total Floor Area: 12,008 SF E PMT- INT- PMTS E Bldg Perim. Shape No. Rms: 516 Ft L Shape BALLOON DATE U Mezzanine Area Use: SF Set 2 Assume Ind: S E Bsmt Area %Fin W SF 0% 0% GBA PMT- INT- PMTS S Bsmt Use: BALLOON DATE Bsmt Fin W SF 0% GBA First Floor Use: 344 First Floor SF 12,008 SF 100% GBA Cash Equivalent Price: 6.48% $850,000 2nd+ Floor Use: Cash Equivalent Adj: 2nd+ Floor SF SF 0% GBA LESS: Personal Property: $0 Tot Off Area: 9,990 SF 83% GBA PLUS: Special Assessments: Ind: Y $0 Cash Equivalent of Real Estate: $850,000 Primary Heating Pct: Forced Air 90 Sale Price Per Sq. Ft. TFA: $70.79 Secondary Heating/ Pct: Space Heaters 10 Sale Analysis: Safe Price Per Sq. Ft. GBA: $70.79 Air Conditioning Pct: 90 Sprinklers /Elevators: 100 Safe Price Per Sq. Ft. Nf2A: Safe Price Per Sq. Ft. Land Area: $10.62 Garage Ramp Spaces: 3 Surface Parking Space: 83 Sale Price Per Room: Parking Surface Type: Asphalt Multiple Tenancy: N Income Data: PRIVATE DATA Bldg Ht /Avg Clear Ht: 12.0 FT 9.0 FT Stories: 1.0 Avg. Finished Ceiling Ht: 9.0 FT Total Land Area Topography: 80,067 SF level Useable Land Area: 80,067 Zoning Land Def Cd: c2 F Trackage Utilities: N all Land BlgRatio Excess Land: 6.67 to One N Rent Schedule: PRIVATE DATA Environmental Concern Ind: N Other Amenities: Summary Comments: Property was actively marketed through CRESA Partners. Property is currently vacant. Had been a State Farm Insurance claims office with office and garage area. Assumed to be become a local Jani -King Franchise office. No response from buyer or agent, main Jani -King offices in TX unaware of purchase. Page 2 o PIN #:02- 118 -21 -21 -0002 Seq 1 MD C 4 d; r PROPERTY USE: Office Building MUNICIPALITY: CRYSTAL CODE 344 C RC 00 PROJECT NAME: COUNTY: HENNEPIN GBA 15748 WD ADDRESS: 7000 North 57th Avenue PIN 05- 118 -21-42 -0063 Seq 2 RATIO Y COMP Y AUDITOR ID: 878552 MULTIPLE PID: N COMMUNITY: NBRHOOD: PROPERTY DESCRIPTION MARKET DATA Year Built/ Effective Year Built: 1976 1980 Buyer. Don McCarville Dana McCarville Const Quality/ Condition: AVERAGE AVERAGE Seller: Barry Krelitz Const Class/ No. of Bldgs: Masonry Bearing wan 1 Sale Data: Date of Sale: 1017/04 Exterior Type Roof Type: Brick Flat Total Purchase Price: $1,028,000 2nd Exterior Type Roof Cvr. Tar and Gravel Terms S First Floor Area /GBA: 15,748 SF 15,748 SF Set 1 Assume Ind: DN PMT -$0 1 Z Total Floor Area: 15,748 SF PMT- INT- PMTS E E Bldg Perim. Shape No. Rms: Ft Rectangle BALLOON DATE U Mezzanine Area Use: SF Set 2 Assume Ind: S Bsmt Area %Fin W SF 0% 0% GBA E PMT- INT- PMTS S Bsmt Use: BALLOON DATE Bsmt Fin W SF 0% GBA First Floor Use: office First Floor SF 15,748 SF 100% GBA Cash Equivalent Price: 0% $1,028,000 2nd+ Floor Use: Cash Equivalent Adj: 2nd+ Floor SF SF 0% GBA LESS: Personal Property: $0 Tot Off Area: 13,484 SF 86% GBA PLUS: Special Assessments: Ind: Y $0 Cash Equivalent of Real Estate: $1,028,000 Primary Heating Pct: Package Unit 100 Sale Price Per Sq. Ft. TFA: $65.28 Secondary Heating/ Pct: Sad Analysis: Sale Price Per Sq. Ft. GBA: $65.28 Air Conditioning Pd: 100 Sale Price Per Sq. Ft. NRA: Sprinklers Elevators: 0 Sale Price Per Sq. Ft. Land Area: $17.25 Garage Ramp Spaces: Surface Parking Space: 70 Sale Price Per Room: Parking Surface Type: Asphalt Multiple Tenancy: Y Income Data: PRIVATE DATA Bldg Ht /Avg Clear Ht: 12.0 FT 9.0 FT Stories: 1.0 Avg. Finished Ceiling Ht: 9.0 FT Total Land Area Topography: 59,584 SF Level Useable Land Area: 59,584 Zoning Land Def Cd: C -2 F Trackage Utilities: N All Public Land BlgRatio Excess Land: 3.78 to One N Rent Schedule: PRIVATE DATA Environmental Concern Ind: N Other Amenities: Summary Comments: j S�q y r ry�y 1 f f. i v RIk F w'.� PROPERTY USE: Office Building MUNICIPALITY: ST. LOUIS PARK CODE 344 RC 00 PROJECT NAME: Beltline Bldg COUNTY: HENNEPIN GBA 17400 WD ADDRESS: 4915 West 35th Street PIN 06- 028 -24 -31 -0014 Seq 1 RATIO Y COMP Y AUDITOR ID: 858531 MULTIPLE PID: N COMMUNITY: NBRHOOD: Lai WIA M PROPERTY DESCRIPTION MARKET DATa Year Built/ Effective Year Built: 1950 1980 Buyer. Sela Investments Ltd, L.L.P. Const Quality/ Condition: AVERAGE AVERAGE Seller. 4915 West 35th Street, L.L.C. Const Class/ No. of Bldgs: RF concrete Frame 1 Sale Data: Date of Sale: 4130/04 Exterior Type Roof Type: Brick Flat Total Purchase Price: $1,205,000 2nd Exterior Type Roof Cvr Tar and Gravel Terms S Set 1 Assume Ind: DN PMT $205,000 I First Floor Area !GBA: 8,700 SF 17,400 SF Z Total Floor Area: 17,400 SF PMT- INT- PMTS E BALLOON DATE Bldg Perim. /Shape No. Rms: Ft U Mezzanine Area Use: 0 SF Set 2 Assume Ind: S E Bsmt Area %Fin W 0 SF 0% 0% GBA PMT- INT- PMTS S Bsmt Use: BALLOON DATE Bsmt Fin W SF 0% GBA First Floor Use: First Floor SF W 8,700 SF 50% GBA Cash Equivalent Price: 5.77% $1,205,000 2nd+ Floor Use: Cash Equivalent Adj: 2nd+ Floor SF W 8,700 SF 50% GBA LESS: Personal Property: $0 Tot Off Area: 17,400 SF 100% GBA PLUS: Special Assessments: Ind: Y $0 Cash Equivalent of Real Estate: $1,205,000 Primary Heating Pct: Forced Air 100 Sale Price Per Sq. Ft. TFA: $69.25 Secondary Heating/ Pct: Sale Analysis: Sale Price Per Sq. Ft. GBA: $69.25 Air Conditioning Pct: 100 Sprinklers! Elevators: Sale Price Per Sq. Ft. NRA: Garage Ramp Spaces: 0 0 Sale Price Per Sq. Ft. Land Area: $27.49 Surface Parking Space: 61 Sale Price Per Room: Parking Surface Type: Asphalt Multiple Tenancy: Y Income Bldg Ht /Avg Clear Ht: 10.0 FT 8.0 FT Data: PRIVATE DATA Stories: 2.0 Avg. Finished Ceiling Ht: 8.0 FT Total Land Area Topography: 43,834 SF level Useable Land Area: 43,834 Zoning Land Def Cd: IP F Trackage Utilities: N all Land BlgRatio Excess Land: 2.52 to One N Rent Environmental Concern Ind: Schedule: PRIVATE DATA Other Amenities: Summary Comments: Buyer, P.Sela owns a building at 4100 Excelsior Blvd., he needed more office space and this building "was the only one available Financed by Wells Fargo his banker- no appraisal and the banker indicated this office probably would not appraise for $1,205,000. Sold 2/99 for $850,000.50% vacant at time of sale (buyer).M. Amundson's (appraiser) value conclusion $680,000. Sale to owner -user as distinct from a sale to an "investor". Owner -user sale price higher.Property marketed by broker -who set price Welsh Co. Page 1 of 1 Al E Fh:h y 7 i d x ..,m https: /www2.co.hennepin.mn.us/ ace /main ?next= pimages &munic= 2746 &prop_id 060282431001... 05/06/2005 PROPERTY USE: OFFICE BUILDING MUNICIPALITY: Brooklyn Center CODE 0344 RC PROJECT NAME: Brooklyn Peace Center COUNTY: Hennepin GBA 15,144 CD i ADDRESS: n 5637 Brooklyn Blvd. PIN 03- 118 -21-42 -0028 RATIO Y COMP Y i gl t f CUt3 x r. ..ur OnJ 4'G� R� v- 4PORT 110:111111 Illliillll�:lmio M Year Built Effective Age: 19801 1980 Buyer: Mark D. Klinker Family Trust, Mark Klink er trustee Const Quality Condition: C AVG. Good Seller: Dan Enterprises Const Type No. of Bidgs: Steel Masonry One Sale Data: Date of Sale: 12/30/98 Exterior Type Roof Type: Brick/ Con Bik Flat Total Purchase Price: 625,000 S First Floor Area GBA: 5,048 SF 15,144 SF Terms: 150,000 DN PMT- 475,000 CD- 3075.93 I Total Floor Area NRA: 10,096 SF 11,204 SF PMT- 9.875 8.0% INT- 36 PMTS- BALLOON 3/11200 Z Bldg Perimeter /No Rms: 331 FT I 9.875% on $350,000.8% on $125,000 E Mezzanine Area /Use: SF i None Cash Equivalent Price: 0.00% 625,000 Basement Area %Fin 5,048 SF 69 33% GBA LESS: Personal Property: 0 U, Basement Use SF Office and Storage /3,468 SF /23 %GBA PLUS: Special Assessments: 0 S 1st Floor Use SF Office /5,048 SF /33 %GBA Cash Equivalent of Real Estate: 625,000 E 2nd+ Floor Use SF Office /5,048 SF /33 %oGBA Sale Sale Price Per Sq. Ft. TFA: 61.91 S Tot Off Area /Bldg Eff 9,615 SF 174% /63 %,GBA Analysis: Sale Price Per Sq. Ft. GBA: 41,27 Heating Air Conditioning: Package 1100% Sale Price Per Sq. Ft. NRA: 55.78 Sprinklers Elevators: 100% None Sale Price Per Sq. Ft. Land Area: 13.41 Ramp or Garage Stalls: None Sale Price Per Room: Parking Surface /Area: Blacktop Income Potential Gross Income: Interior Wails Floors: Drywall Carpet Data: Vacancy Baths Fixtures: 6/ Other Income: Stories Bldg Ht Clear Ht: 2 10 FT 8 FT Effective Gross Income: Extra Features: Expenses: Land Area Topography: 46,613 SF Slope to rear Reserves: Zoning Neighborhood: C1 Stable Net Operating Income: Trackage Utilities: None All Capitalization Rate: Land BlgRatio /Excess Land: 3.08 TO ONE None Rent Schedule: This property was listed by Greg Maltby at Griffin Companies for $795,000. The basement level is at grade to the rear. Seller occupying 1,000 sq. ft but is planning to move. Previous sale to the seller was 8/1992 for $300,000. Ratio Study Comments: CD terms slated to be short term bridge 1 a financing only. Interest Purchased: Lesed Fee .-.I Info Source: CRV I Towle Sec: 10 Map Code: 50 -5A Assmt Year: 1999 I Land MV: 209,800 Submitted By: Stephen Baker I Date: 06107199 Title: City Assessor 1 1 Phone: 612 569 -3355 Bldg MV: 284,400 Verified With: Dean Nvauist (seller) I Date: 06/07/99 1 Title: Seller I Phone: 612 531 -9269 i Total MV: 494,200 Colliers Turley Martin Tucker Market Rnapol't Minn performance gap between Office Mar <et Gains S ow the downtown and suburban markets, with suburban markets doing much better. Introduction Much of the space needed to U.S. office markets are experiencing their homes, they like the quality interio accommodate employment slow improvement, hindered by finishes, garages, private bathrooms, growth in recent years has disproportionately low employment growth. kitchenettes and the pride of ownership come from sublease and This is described as the "jobless" economic Low interest rates have made the cost o shadow space. recovery. The Twin Cities office market occupancy comparable to traditional offs mirrored this national trend with a slight space. Most office condominiums have b Asking rates were more vacancy decline of .4 2004 ended with constructed in the inner -ring suburbs. In aggressive on average in an overall vacancy rate of 18.2 There 2004, office condominiums became avail all sectors when compared was a wide performance gap between the in the St. Paul CBD, with developments to last year, but that will downtown and suburban markets, which planned for completion in 2005 for the reverse course in 2005. had overall vacancy rates of 22% and 14.5 Minneapolis CBD as well. respectively. The Minneapolis and St. Paul In 2004, office condominiums Central Business Districts (CBD) have 1 o wntown and Suburban became available in historically lagged behind suburban markets s= t acancy Rates he St. Paul CBD, with during periods of recovery. developments planned for R completion ,1 completion in 2005 for the Much of the space needed to accommodate Minneapolis CBD as well. employment growth in recent years has �o- s come from sublease and shadow space. Downtowry Market �•+tSuburban Market. Decreasing vacancy indicates that this H W excess space is beginning to run dry. The s amount of sublease vacancy throughout the metro saw a decline as well, failing rom 1.6� g million sq. ft. in 2003, to I million sq. ft. in x €i 2004. Asking rates were more aggressive on average in all sectors when compared to %17 last year. Competition for tenants remains i strong and concessions high, but those landlords with strong occupancy are reigning in the concessions. f y 4?; w 9 Office condominiums continue to be x z} COLLIERS popular in the suburbs, with developments TURLEY completed or underway in several INTERNATI TUCKER sectors. Small business owners buy office condominiums not only as a real estate s`� Zpp3 Q2 2004 investment, but because they can control 4 <3 Q42004 their own HVAC, they are located close to Commercial Real Estate Services �tk� Source: Col iers Turley Mortin 1 6 We know Novo M\ January 2005 4 Northwest Sector 20.9 a 3.7% increase over last year. The This small sector, consisting of only 15 Despite the fact that vacancies remain high majority of the class B vacancy is located in buildings, improved slightly over the year, in the area, there is development taking the Spectrum Commerce Center in Eagan. but remained in poor condition. Filling a place. OPUS Northwest is constructing Without Spectrum, the class B vacancy small amount of space, it ended the year a total of 290,000 sq. ft. of office space rating would be 9.1 with 28,000 sq. ft. of positive absorption in Maple Grove in the form of the Arbor and a vacancy rate of 25 one of the Lakes Corporate Center (230,000 sq. ft.) The area has a number of developments highest in our study. With a 27% vacancy in and the Arbor Lakes Office Center (60,000 planned and under construction. Projects class B buildings, which comprises I I out sq. ft.). LandCor, Inc. is engaged in the under construction include the Inver Grove of the 17 properties in the area, this sector construction of the Bell Tower West office Professional Building (44,000 sq. ft.) in Inver has significant ground to cover before Grove Heights and Manley Plaza (46,000 sq. returning to a healthy market climate. contain 54 0 q. ft. of office space, a s in ft.) in Eagan, which is approximately 75% pre- leased. Proposed projects include the Maple Grove. Blue Gentian Corporate Center (381,000 hogN Office Vacancy and Absorption By Class sq. ft.) in Eagan and the Gateway Office Y Plaza II (94,800 sq. ft.) in Burnsville. s Northeast Sector Market End of of Total Sublease Total i 6 Month Direct Total onditions in this sector, which covers all o Penod' Buildin s Rentable z Vacanc Vacanc i 8 Area Vacant Vacancy Absorption Y Y tamsey County, remained fairly level with t" ��Tki a s r Rate Rate 1 small increase in vacancy from 16.4% last 4 SOU "e ssMetros A���,x¢� ear to 16.9% and 15,000 sq. ft. of negative S y Q4 2003 30 6 364 380 1 1 062 838 1 12 9%:f` F Class P lbsorption. This resulted from small tenant z b' t� =F`� f A ,Q2 z30�6 3�4 380 99(92270 916' 11% y az osses in class B and C buildings. However, Q4 2004 3 T p 0 6,364,3 80 92 562 534 3 265 G n ass A saw an improvement, moving down Y i :k Y .y.,, =T °r•.RRB Js."t�.ib'� rom 8.1 vacancy last year to 4.2 r F1�,�Q4 2003 d<...'w :3Rpr 9T 8 907535 39t 003 t� f Class tip �`.:`,'c.�. t...., x.`, '�F'.c. �r �'.i�'. z3Tdp�"" s` stB Q2 2004 97 8 907 535 1 r 1400948 9945 'j 145 %i evelopments proposed for this sector k4 I� \elude Interstate Crossing a 1 000 000 Q4 004 w 97 90 X 78 87 4 5 14 27, 462 g x Q4 2003 t 127 15,271 915 453 2 841 4 13 7% q. ft. facility on the Northeast corner WE f Interstates 694 and 35W in Arden p ace, t I Q2 2004 x27 15 271 915 2,392 8704 X 1 9 r lilts. With a completed master plan i Q4 2004 127 15 271 915 171437 2 154,944 237926 I2 6% a 14 I% nd development approvals in p lace, ffi Wef o z oa a,us s,zq�r�,x� Nom to will be able to accommodate office, ,m it achnology, medical and retail use. Also G a ;Q4 2003 14 r 2 983 728 'class 596 072 15 2% e r �Q2� 4 0U�a 14� lanned is the Northwest Quadrant Urban illage Redevelopment, which is a mixed i Q4 2004 14 2 983 728 z ',592 1 290 440 r b3 902 3 6 9% i 9 7% se development with a 525,000 sq, ft. 42001 4 222 447 742 558 Mice component located on the corner of Class rt terstates 694 and 35W in New Brighton. Q22004;; 57 4222447 571,432 171 126 99% -ws,.4-k r3 r y F. as r.d ,�.°f yam. ,r?..y m',�y„ F 4l 2004 n 574 2,22 44T f- 97,849 760 81b f89 384 15.M Q4 2003 71 7206 175 1 338 630 15 8 Subt is s Q2 2004 x 7,206 175 r 412 856 Q42004 71 7206175' 18244{ .1,051,256 125482 11.3% 14.6% Source: Colliers Turley Martin Tucker We know the State of Real EstateTM 9 COWL DENTIAL s F� 1 J. S- 6 7 3. 8 aoS O t a I o o n2L Ir��3 i 604, loo 73 3 974' If so IL 6, Est L c l 1-5 g �o�, 1 QQ a 1 \il i 1 1.. �L I -Lf' Q+1f� 1 C 1 1�t�t ti y nLtr� P- v y C ?���_C .�'✓�.f'.•�s f .nn rr l�'.� �;.�1 P �Q� CiC...�?,J�„p 15.. j 7, 9 b 0 -4�° r^ n/ I P 5� I Y I Y .w�,y� Cf'� U Le 1 I 1 �S 41 y� t 1 C �'3� S 9 6 1 -5 .5 _5 �t f f A. CT M Ru t1' A O Irl -77-� 7 L otr "Y C"h°O i �y.�• ��r' ^y V.,�,.�.. '°•,ri7"'YJ��`"��("(i^" S A i t l 1, 1 G 1 �"...,fi"°'�. �.v' +.r"►�, V 'i�if,"''y y(wa""i.'3• V- •"Q"`"°'C+� ,,.�..x y •I� V y y .�sy a Ln T.�:.�..9,,1. =b'1 4'� v-7j G"� 1j1f"ljl �'^y -f i�� <`11k1t� +il+ +E +��1Y�+ +t a .�ti�r I i.a -testy o�ry;� -0'1�{ i U Y 1 C 4 ��,..y�.+��...�� �y y��qy,�� gyp{}'_+ I A i P1.✓ l 9 y 3 NUIE. GA14NUT BE AC(:EllIEU Al fflu al Huper Uperating uaw UNLESS COMPLETELY FILLED OUT Date Price i a a 0 q l n Loans i 3 5 go Purpose 4 V [i X.u-e Faulty i 6- 4:{ o Name Location CS, FINANCING Type of Property 1 7 5.F tr (�y�.! Existing Balance Payment N PymGYr. Interest DuelDats AssessedlApp►alsed Values lot i Land i 2nd i Improvement i 3rd i P'°raonal Property i Potential Total s too lot Adjusted Basis as of i 2nd i 2 3 Comments 1 SCHEDULED RENTAL INCOME II9 9 2 Lou: Vacancy and Credit Losses Q rg s•s,c rt, ,SY 3 EFFECTIVE RENTAL INCOME 4 4 Plus: Other Income I 5 GROSS OPERATING INCOME 6 i Leas: Operating Expenses 7 Accounting and Legal I I i�tm 6 Advertising, Licenses and Permits 9 Property Insurance 10 Property Management 11 Payroll- Resident Management 12 Other 13 Taxes- Worker's Compensation 14 Personal Property Taxes I I 15 Real Estate Taxes 16 Repairs and Maintenance 17 Services- Elevator f is Janitorial I 7 L 19 Lawn Q S n,n,.� 1 {LeQ 20 Pool 21 Rubbish I 1771 22 Other L I I`7 1 23 Supplies t 24 tltillties- Electricity i I_3 r'SL 25 Gas and Oil I 26 Sewer and Water 15P 27 Telephone i 1 kxl ?8 Other 'g Miscellaneous K y 31 TOTAL OPERATIN6 EXPENSES 92 I NET OPERATING INCOME Ll 5" a M Less: Annual Debt Service .5.2� NOf vJ 34 CASH FLOW BEFORE TAXES I 7 y 4ATIONAL ASSOCIATION OF REALTORSO In cooppeerration "II he afNllata the The alatemente and Itpuns prasn»d >r RIVELTORS NATIONAL MARxETINO II�STITIJTfs hen +n, while not pp wranteed, are Ncured I975. 3l�f�t hom sources r.@ wthorhaitw. Prepared by KLINKNER RENTAL Profrt Loss by Class Jnnaary through December 2004 5637 BROOKLYN BLVD 814.10 0.00 2,066.42 1553,087.99 t �53.968.51 0.00 5.980.00 i 1,171.30 0.00 i 908.71 908.71 26,379,28 26, 379.28 0.00 3,716.37 8,200.00 4,800.00 0.00 579.28 4,500.00 395.00 4,895.00 I 4,588.40 135.00 699.57 5,422.97 I 1 152.00 3,961.29 i 4,113.29 i r KUNKNER RENTAL 2003 12 PFA Profit Loss by Class t 01113105 January through December 2004 6637 BROOKLYN BLVD 2,142.03 1,721.98 0.00 3,864.01 28,505.68 28,505.58 0 8,067.87 15,210.14 0.00 77255 1,557.49 73 17,540.18' 76 124,143.94 .61 31,824.57 81 31,824.51 i 1 1 1 t 7 1 1 1 y 2:25 PM KLiNKNER RENTAL 2003 01/19/04 Profit Loss by Class Accrual Basis January through December 2003 5637 BROOKLYN BLVD Ordinary Income/Expense Income Fee Income RENTAL INCOME r173,375.li" Total Fee Income 173,375.14 Total Income 173,375.14 Expense ADVERTISING 31.95 Bank Service Charges 548.50 CONTRACTED SERVICES 5,520.00 Equipment Rental 234.25 Insurance Liability insurance 4,627.73 Total Insurance 4,627.73 Interest Expense 30,137.81 LATE FEES 0.00 LAWN SNOW MAINTENANCE 6,528.30 Licenses and Permits 104.00 MAINTENANCE FEES 6,900.00 Management Fees 5,600.00 Payroll Expenses 25.40 Postage and Delivery 3,446.54 Professional Fees Accounting 8,500.00 FINDERS FEE 750.00 Legal Fees 562.50 Total Professional Fees 9,812.50 Repairs Building Repairs 12,700.58 MAINTENANCEIUPKEEP 1,102.41 Total Repairs 13,802.99 Security SERVICE BACKGROUND CHECKS 0.00 Security SERVICE Other 4,296.35 Total Security SERVICE 4,296.35 Supplies Office 4,097.94 Total Supplies 4,097.94 Page 1 2.25 PM KLINKNER RENTAL 2003 0 1119104 Profit Loss by Class Accrual Bans January through December 2003 5837 BROOKLYN BLVD Taxes Property 21,359.07 Total Taxes 21,359.07 Telephone 7,495.57 Utilities Gas and Electric 13,014.47 SANITATION 854.97 Water 2,077.32 Total Utilities 15,946.76 Total Expense 140,515:, Net Ordinary Income (.32,859.48 Other Income/Expense Other Expense Other Expenses 0.00 Total Other Expense OAO Net Other Income r Net Income 32,859.48 Page 2 TWIN CITIE ktltJNtStJT. CB RICHARD ELLIS INVESTMENT PROPERTIES PRIVATE CLIENT GROUP NEWSLETTER 1 ST QUARTER 2045 WHO'S YOUR SWAMI$ 2004 Real Estate Value Gains Bob Burke, Senior Managing Director Po` i G "Fundamental Shift,' "A Permanent New Pricing Structure for Real 30% Estate," 'The Weight of Capital Demand for Real Estate Will Not Chang I start to get worried when I hear the market try to justify 26% record cap rates and unprecedented demand in the marketplace as a permanent shift. We heard some of this some jargon in the "new 20% paradigm' technology stock run up in the late 90's. As Disraeli said, "Beware of the man of one book," or in this case, one 15% opinion. Am I suggesfing that the current real estate market is equivalent to 10% the tech wreck or that we ore on the verge of a significant 5 downfurn$ Absolutely not. However, cycles have been a natural phenomenon of the real estate market for as long as most of us can 0% remember and I don't see anything to change that trend. MURI- lousing Oltica Retail Industrfel Real estate investors have always tended to travel in a herd. In soama: goal Capital Sefruo+rwall Simi Journal some cycles where we have had rapid change in economic conditions or a dysfunctional real estate finance market, the herd regional, and local level becomes of paramount important shifts have been rapid with the herd running quickly in the opposite Historic demand and downwardly moving cap rates have cause direction. My belief is that there is a strong sense of a change in investors to, in many cases, overlook these key metrics the market. There is a growing, articulated perception thot we've underwriting over the post several years. This will change. Loc reached a peak in valuations, both in the private equity market and market advice again becomes extremely important. in the institutional market. As a recent example, Colpers, the largest pension fund in the U.S., sold $6.5 billion in real estate 'Transparency of cap ital. Both buyers and sellers of commercial re citing a "frothy" market. The herd is clearly moving but will move estate need to quickly and efficiently view capital markets across tl more slowly and more cautiously than in the past. All indications United States. In particular, full exposure to motivated buye at this time are that the shift in demand and pricing will be becomes much more importont in a moderated or transition moderate. environment. The Private Client Group, throuz www.pcglistings.corn and our national shared investor dotabas What factors will be Important to watch over the next 18 month., shows that between 40% and 50% of the inquiries on our liste assets come from outside that particular state. As we know, mo Over the post several years, private equity has clearly driven value. demand, and in particular more motivated demand, equates to Institutional capital has followed reluctantly as high net worth greater sales price and a more surety of close. individuals, T.I.C. funds, etc., have made use of favorable financing to drive cop rates to new lows. As interest rotes continue A recent example is cited by our Northwest Team: The team listed to migrate upward, I believe we will see a movement to a more property that had been marketed locally by a competitor for a for traditional bifurcation of Institutional and private capital, period of time. After receiving 13 offers, none of which were fro the Northwest, through ex osure from the Hydra database, the ass The private equity Investor Is not going awayl The average was acquired by on out- of -stote investor who had not invested in if allocafion of high net worth individuals in real estate is 15 percent, Northwest for over 10 years. Identifying the most motivated capit according to the World Wealth Report. Private Investors have made at the time, we exceeded both the seller's price expectations or a permanent decision to make commercial real estate part of their timetable. Capital transparency, speed to market, and deep buy investment portfolios, treated with the some or more respect as penetration will become more and more important in this market stocks and bonds. Additionally, I believe we will see a new class of maximize value. "Catch the market trends as they develop not whc private investors from Asia enter the U.S. market. This fact is they are reported." brought home by the fact that Asia has 1.8 million high net worth individuals representing 25% of the world's total and growing). The C8 Richard Ellie Private Client Group advantage Value Stabilization. There has been a lot of focus in the last Maximum pricing through dramatically enhanced buyer demands several years on cap rates. in fact, most appreciation has come through cap race movement and very little through rent growth. As Speed to market via standardized electronic distribution cap rates stabilize, and in some cases moderate, investors will need thousands of qualified and targeted investors, to focus on rent growth as the primary way to maintain and drive Enhanced certainty through effective buyer qualification ihrouf value. our network's knowledge and experience with private investors, So what's Important for the remainder of 200511 Accountability through transparent prospect octivityy reporting Six months ago, we advised our clients if they were planning to owners, real time at any time, credibility guaranteed by CB Richa sell anytime in the next five years, now may be the appropriate Ellis' reputation for professionalism and quality, time. We still believe this. Many investors who hove deemed -Unique access to national 1031 exchange investors. themselves "market timers' have come to us to bring their assets to market in the first quarter of this year. Again, clearly a perception It all combines to empower our people and our clients with if that we are at a market peak. information they need to anticipate market opportunities, sei: Market research is of utmost Importance. If valuations are to be competitive advantages, and execute the best possible real esto strategies for our clients. sustained by rental growth, market research at the national, a l a 4 T' may: t ^s_ Fri r_ e n i.,..s ti'' s .Rp^r. Srsl .may i w a r Y u VV d of a y ce r