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HomeMy WebLinkAbout1998 03-30 CCP Work Session MEMORANDUM TO: Mayor Kragness, Councilmembers Carmody, Hilstrom, Lasman, and Peppe FROM: Michael J. McCauley, City Manager DATE: March 26, 1998 SUBJECT: March 30 Work Session i Attached please find some materials as background for the March 30th meeting. The situation g g occurring at the Shingle Creek Towers is similar to that occurring throughout the country. Roughly 25 years ago, the federal government made monies available through reduced cost financing for the construction of low and moderate income housing. This is the 236 Program. As the program has matured, the properties are being released from the requirements that in effect controlled rent. Given the current rental climate, there is an obvious pressure for these properties to now become full market rate rental units. The State Legislature and others have been wrestling with the problem of a large number of units that have in effect been rent controlled now having the potential to become market rate units. The current owners of the Shingle Creek Tower are apparently looking into selling the property. Among the options for the current or new owners would be to reposition the P roperty as market rate or to avail themselves of other programs that would provide tax incentives or reduce costs of borrowing. As outlined in the pro forma from the Boisclair Corporation, one proposal for the Shingle Creek Tower would have housing revenue bonds issued and tax credits provided to the new developer. As part of receiving tax exempt financing for the acquisition and renovation, as well as tax credits, roughly 40 percent of the units would be made available at rates for low income persons, and the balance of the units would be made available at rates pegged to low and moderate incomes. To further amplify one of the terms mentioned in Mr. Boisclair's letter, sticky vouchers would have HUD paying the difference between the new market rate rent and the existing rents for those tenants. It is my understanding from the discussion preceding the scheduling of the March 30th work session, that the general format will be one in which the City Council will simply receive input from those persons who are interested in the subject matter generally and with respect to Shingle Creek Tower in particular. t P� f = AZ 4 AV ri DEVELOPING QUALITY INVESTMENTS IN REAL ESTATE March 24, 1998 Mr. Brad Hoffman City of Brooklyn Center 6301 Shingle Creek Parkway Brooklyn Center, Minnesota 55430 RE: Shingle Creek Tower Tax Exempt Bond Inducement Request Dear Brad: Thank you for the opportunity to meet with Mr. Mike McCauley and yourself last week discussing our bond inducement request from the City of Brooklyn Center in behalf of our planned acquisition and rehab of Shingle Creek Tower. Hopefully the following responds satisfactorily to your questions and concerns allowing us therefore to timely proceed with staff support for our tax exempt bond inducement proposal. 1. EXISTING RESIDENTS AFFORDABLE HOUSING PRESERVATION - Although we have not yet conducted a tenant survey, my expectation is virtually all the existing tenants will income qualify for what is called "sticky vouchers" commencing 60 days after the pre- payment by the seller of its FHA insured mortgage. Sticky vouchers is a direct tenant subsidy of the differential between the new market rent and the tenant paid rent portion which is provided by the federal government and administered by the local or county • housing authority. The housing authority shall receive a fee for administering the vouchers. Sticky vouchers are expected to be annually renewed permitting the existing 3005 OTTAWA AVE. • ST. LOUIS PARK, MN 55416 -2206 • PHONE: (612) 922 -3881 • FAX: (612) 922 -3071 t 2 resident to remain in place until he /she voluntarily decides to move. After the purchase closing the initial 60 day gap without sticky voucher subsidies, the tenant rent will not change with the buyer covering the gap cost. With respect to future affordable rents our bond application intends to qualify 40% of the units for IRC Section 42 tax credits. Thirty one (31) one bedroom and eighteen (18) two bedroom rents will be $63 and $137 respectively per month lower than our market rents for similar units. 2. RATIONALE FOR THE OSTENSIBLE SELLER/BUYER VALUE CONTRADICTION - The seller built'the project in 1973 under the FHA 236 interest rate reduction subsidy program when the primary investment incentive was accelerated depreciation deductions from income unrelated from the project that was permitted prior to the 1986 Tax Reform Act. There is no remaining economic incentive for the seller to continue owning the property, the tax benefits have been long gone and the Section 236 regulations permit minimal, if any, cash distributions. Enclosed is the seller's 1996 independent financial audit which validates the foregoing. Please note no distribution (see page 13) was authorized in 1996. Capitalizing the $21,000 cash flow by say 8% which is optimistic, results in an insignificant $262,500 equity when added to the existing debt of $1.4 million ® ($1,662,500 total FHA 236 restricted value) the seller is justified in seeking a real estate tax reduction as long as the existing severely regulated FHA 236 program remains in place. The seller must make efforts to minimize project expenses (i.e. real estate taxes, etc.) in order to squeak out the minimal authorizable $2 0 1,000 annual distribution. Alternatively, the buyer sees an opportunity to purchase the property at a price definitely not supportable under the existing FHA 236 regulatory constraints however, is clearly justified if the property is converted to market comparable rents. You will recall at our initial meeting we provided you an Economic Rental Analysis prepared by Kraemer Geisler & Strand, Appraisers that was conducted in behalf of a similar building we own located in your neighboring community, Brooklyn Park. This study's market rents give us the confidence they can also be attained in Brooklyn Center's Shingle Creek Tower especially after the contemplated rehab is finished. Obviously, our preliminary market rent assumptions will be further scrutinized for validity by not only us but also by the intended first mortgage bond financed credit enhancer, FNMA. It is also noteworthy our purchase price ($35,4571d.u.) is substantially below replacement cost (approximately $75,000 /d.u.), which provides assurance new construction competition is remotely in the distant future. Meanwhile, our aging seniors population continues to expand faster than the general market percentage wise which is demonstrated by the acute low 1 % vacancy in senior designed facilities, compared to the general market's 2% vacancy. Apartment Search 4th quarter 1997 reported 1.9% general occupancy vacancy for Brooklyn Center. 3. REHABILITATION WORK PLANNED - Preliminarily, subject to subsequent in depth Y J q P study with respect to need and cost, the following improvements are contemplated: J ' 1 Common Area Expansion - 5,500 p square ft. ($100 /s.f.) $550,000 2) Window Replacement 120,000 3) Boiler Replacement/HVAC Upgrade 95,000 4) Elevator Repair & Upgrade 30,000 5) Corridor Carpet, Lighting & Painting 60,000 6) Roof Replacement 60,000 7) Cabinet Replacement 110,000 8) Carpet Replacement 120,000 9) Electrical Upgrade 30,000 10) Appliances 55,000 11) Parking Lot Resurface 40,000 12) Landscaping 20,000 13) Contingency 40.000 Total Rehabilitation ($10,902/d.u.) $1,330,000 60 Stall Heated Garage 600,000 Total Construction ($15,820/d.u.) $1,930,000 You will note we increased the rehab budget by $330,000 since our original submission based on subsequent need discovery. Relative to residents quiet use of their apartments and facilities during construction be assured all proper 0 easures (temporary walls, vinyl taped enclosures, etc.) will be taken to isolate construction areas from 1 . 1pacting as close to normal functioning of the building as possible. Temporary relocation if needed will be provided at our cost within the building in purposely held vacant units to accommodate the time when workers need full and unimpeded access to the apartment under renovation. You will note we have an operating deficit reserve set aside in our pro forma expressly for this purpose. With respect to time to complete the construction work we estimate 12 months. 4. ASSISTED LIVING SERVICES - It is our intent to initiate assisted living services gradually as demand warrants for the listed services detailed in the questionnaire attached. Initially we would begin with an outside health care provider and integrate additional services as they are required by the existing residents who are assumed to afford only what Medicare, Medicaid and County Assistance will cover. Future residents presumably with more disposable income will require additional services not covered by Medicare and the physical facilities will be in place to provide them. Meanwhile, the on -site manager shall also function as services coordinator of community based outreach, social, recreational programs (i.e. meals on wheels, etc.) to raise the living enjoyment for the existing tenants who otherwise could not afford it. Our mission for providing assisted living services is to enhance our senior residents lives and extend their stay and perhaps avoid altogether their need to go to substantially more expensive nursing home. Consisting of fully equipped commercial kitchen, library, social activities and exercise room, green house, nurses station, billiard room and beauty shop including furniture and fbdums for the foregoing. A feasibility study will determine whether to delete t st floor residential units to create the expansion space or build the expansion as a free standing budding (perhaps one level atop the above grade 60 stall garage) internally linked to the apartment building. 4 5 - DEFAULTED MORTGAGES DESCRIPTION - Galtier Plaza. 175 East Fifth Street. St. Paul. Minnesota. is a mixed use project consisting of approximately 320 apartment units, 110 condominiums, 130,000 square feet retail, 100,000 square feet office and an 800 stall underground parking ramp. Development work began in 1981 when urged by the City of St. Paul to undertake the project to preserve a $5 million UDAG grant that was about to be lost. This was a time of extremely high inflation (12% - 15% in the building trades) and high interest rates (prime at 21% in 1982). In addition to the UDAG, the St. Paul Port Authority provided approximately $40 million of tax exempt bonds (14.5% rate) to build the parking ramp, retail and office. Subsequently, Chemical Bank provided approximately $55 million for the apartments and condominiums. An initial equity of $14 million was secured from limited partners structured under the 15 year accelerated tax write off available to commercial properties. Chemical Bank in 1984 -85 refinanced the Port Authority bonds resulting in lowering the rate from 14.5% to low floating rates of 4% to 5 %. During the spring of 1985, just one month prior to our going back to the equity markets to place the final $16 million tax advantaged equity offer, Senator Robert Packwood (Oregon) announced his plans to author legislation repealing the 15 year write off capability which ultimately led to • the 1986 Tax Reform Act. Packwood's announcement irrevocably eliminated the tax advantaged equity markets and thus became the principal cause of our eventual default, lacking sufficient funds to complete the project. In 1987, we entered into a deed -in -lieu of foreclosure with Chemical Bank. The City of Saint Paul lost the UDAG and $2 million Lowertown Redevelopment grant as a result of the larger and prior secured debts however, the project contributes approximately $2 Million annually in property taxes. Despite this adversity and losses experienced, the city has nevertheless deemed our relationship favorably, recognized by the fact it provided a $2.9 million bond allocation in 1997 for our acquisition and rehabilitation plans of Hampden Square Apartments. We invite you to call Mr. Thomas Sanchez, Development Director for St. Paul - 266 -6617. The Glen. located in Minnetonka, is a 110 unit, $12 million condominium built in 1982 and financed by First National Bank of Minneapolis that experienced extremely slow sales in a hostile condominium market over seven years. We entered into a work -out arrangement with the bank that required the sponsors to pay $1 million of a $3 million deficit which represented our capacity to pay at that time. Our relationship with First Bank (now U.S. Bank) has been re- instated recently after a six year • hiatus. It was stated to us notwithstanding the bank's losses it recognized our earnest efforts to stay with the project thru the seven years it took to finally sell the condominiums out when most other sponsors they experienced would have long ago simply turn over the keys to the ` f ..J failing project. U.S. Bank is currently considering a $13.5 million bond related tax credit transaction with us. We invite you to call Mr. Paul Bauer, Vice President - 647 -3509. Riverolace Phase II. 6.5 acres_ Fast Henneoin. Minneaoolis. MN. In 1984, we borrowed $2 million from the International Brotherhood of Electrical Workers, Local 292 {IBEW} to purchase land in anticipation of building a Riverplace Phase If mixed use project. The project never proceeded due to the same negative market conditions precipitated by the 1986 Tax Reform Act. Not able to perform pursuant to our development contract, we entered into a settlement agreement with the City of Minneapolis that required us to deed over the property to the city in exchange for relinquishment of performance letters of credit it held. The city agreement precipitated the need for a work -out agreement with IBEW that has been timely paid resulting in total pay off on September 30, 1997. For a reference, please call Mr. Glen Wehr, IBEW 292, Financial Advisor - 841 -3950. We have enclosed also for your review the revised Pro Forma reflecting the additional $330,000 rehab work. Hopefully, the foregoing is responsive to your questions and concerns expressed at our meeting permitting the City of Brooklyn Center to support our bond inducement proposal, however; If there are any other questions please do not hesitate to call. • Sincerely, Robe J. Boisclair _ President RJB:lh cc: Mike McCauley, City Manager Encl: 1996 Audit Questionnaire Pro Forma . t' Svau °.'� �� \����•k��ua@ � y'�}�•y�y.� ..,,,�. ., ��'..:,.•,;,.�.,x�.�,,,a. \\ � . �*" Fi�w #.?GJ.�i + .$ •:«�,- i*�`�, Z Y3 , a:.. , `� ai;,:.•�, �� �ilx S�, `,<i`,..�"`:�:w`.l'�,,'G"..�N. Zi \' x;� •> ,�wR� .. : � ,. » 'a� ;ar.�. ��`�::r`. '�•�3cHn �\� , ��,.' a Q in' ��a��.,H,^.o� ���. , ,H.,. #<' r.,`„ �� : c °?g'• <.;5,�^rr�: >�..: Z a< \� \.>��.�.,.,a \.�`a���,,. ;: \:��`�`\ ` \` .�� � u �. _ u���' o`A'"�%w •r.:c��;,. .U�;.iS <'at ai:e�:ie "v',HeY' � \. -. �, � . � - -i. ' �< � ,rY?i'`,'m�.i..,u�; ka� ».. x� v:, ;:�.., ,���h `:�:.�a�a \V:,. �.�'C �. •�a.� 1� ;�+.: y:� � - „..:...,cam; ,,w . +' «.. , Fdc \9rt+e i:,itv.lenS98tro1w�BCtM° R—m D91t OV20'98 �.8 :.:; :14Tnzfiattrsfts�e kriief:\ �'. j % Total Monthly of Median Number of Average Unit Rent/ Contract Monthly Utility Income Unit Tvne So. Ft. Tvnes Baths Sq. Ft. Rent/Nlonth Rent .allowance Gross Rents 31 575..' 1 BR 1.00 .. 0.99... ;<: .::. 5567 $17,464 S16 52._3 0 0 18 300 2BR' -. 1.00 0.83 5666 $11,988 $23 50.73 ° .0 46 575 1 BR 1.00 1.10 5630 S29.106 S16 56.67 ° o 27 300 2 BR 1.00 0.93 S740 519.980 S23 55.77 1 ' - -= 578,538 1998 Area ?Median Gross Income Rents Type 50.00°'0 60.00 0 o I BR 570 683 Utility allowances: source - Minneapolis PHA 2BR 684 820 Parking - 60 stalls S40 90% occupancy= 52,160 � __ El'�8C&• +. v.�. � � �� k� Z\��,� a \ ���c�.s. ` .,�:a ,.a <�::.... >.. ., .. a:c,:3?t#?: RE Taxes 593,273 5765 R E. Taxes: , (;alas pnca - 5A00 p:DC Insurance & Misc Taxes 525,000 5205 local ta.N capac:ry•) — utilities 592,000 S 7 54 (sales pnce • ;,000 pIDt' ^_ ' t Operating & Maintenace Expenses 570,000 5574 local tax capacity' 1_0 °tl Management Fee - °,° 547,123 5386 Locai tax capacity u 13_251 Administrative 550,000 5410 ',eplacement Reserve 524,400 5200 otal Expenses 5401,796 53,293 Total Operating Expenses Less RE Taxes Per D/U S2.529 Expense Ratio 4263°'0 :;” e,..�,�..,.,.,.,. „ ............. ....... gym... x��m.�::ca c .. .,a .��,w..,a �.�'C V,..z.,,wa �+ �. \a -... ....�•, i ezvwa,,,w vv �u\ �s�. a��: X�i+ Y\' �' s�.». `...:: >:,.�e<�;.�`�....3.�.+. .. . �C�:.; �: �,.,..,._,... i:,. ,..........L` <...._....:....... ,,�.,.,...,, ,..,....,,.._....,. ProForma Total Potential Rent Revenue 5942,451 Mortgage Amount 55.225.573 Less: Vacancy g1 5.00% ($47,123) Value per dwelling unit 542.833 Add: Other Income 58,600 Parldny 525,920 Interest Rate 3.50000 0 o Net Effective Income: 5929,849 FNNLa Facility fees 1.23750 0 0 Less: CAP rate 2.00000 0 o Operating Expenses (5308,523) 6.73M Real Estate Taxes (593.273) Term (years) 30 Total Expenses (5401,796) Debt Service Constant 7.77321 ° o NOI - Net Operating Income: 5528,053 Max. avail. Debt Service 5406,195 Per Unit Purchase Price S4.325.000 535.451 Debt Service Coverage 1.3 Repairs 51,930,000 515.820 Eligible Cosu'a7 5108.125 2_50 Net Operating Income - -_ S 523.053 I Total Eligible Costs S6. 36 3.1 25 552.157 Cap. Rate - Based on DUS Underwriting 9.00 01 0 Eligible Loan -to -Cost Ratio 85.00 ° 0 Estimated Value (Income -approach) 55,867,256 Maximum Supportable Loan 55.408.656 .actual Loan -to -Cost Ratio 85.00 ° o Maximum Valuation Mortzaee .amount aR) 85.00 ° 0 Value Per Dwelling Unit S44.3?? Value Per Dwelling Unit 530.8'8 Rate 6.73750o •<i ertn vents) . 30 ��a1>u� 8�' �. �s' �:` �• v��: :fyk���"`�����s:::��i��`�x"%` ?a 41 "� " Ybt Service Constant 7.77321''0 X75 - < ". ,. .• . Debt Service 5387,663 tf3t#'js{;Ar?ctaQ' Cash Flow 5140,390 - � c >,` " ?:_' > : <.;>. >.•< Pagc ...w..o, r.;:5 a::�,c' :�.�,r :.:`�, xn���', \�„.•.�:;.:... x. \• �' -. ,�w.'�,a<v'. "v".: \. \�� u\„ . a \�' ..tha.��.a: O.1UM �j4�+� .r{u.W �� ,.�: ,,:.`. \. . �.,, ,_�`,,: . �` v J.LLl7c):6[i.rl1+L`etlii:`1,�a . •�. .,, „ ,,, . aF,. i a :�l :' 'ate s ' �u .:sa., :s "a C..;..:s.`� \? �r3 "'A ` .�,. ^. �,.... .„`�A��,,,.�:: \ `� �+tt:.,•a 3�U?\'.,\ .. \ ., x ,, ....�., ��., :.; \,�;�.;�� , ,. ��..,. uF�� :•; ��`:��.:.,. n<,,..��!x :�..' ..���,. £e lk ; $ ,::�c ,.w. �`<.., ., .,. ...,.. ,..:...,,.x'.. . ;.... • ...., °�a ..,,.. > „ rr . :.. , .:�� .:.:x'F*^ �,S �a `iti'�, wa Rmnon Dic 03::0/W =.Ic v� �oM1om98AonaBCU60 1st Mtg Other SOURCE OF FUNDS (Cash): (UnRated) Sources Total First Mortgage Loan Proceeds $4,987,168 $0 $4.987.168 B Bond Proceeds - Junior Debt SO 51,121.436 $1.121.436 Equity 50 $527.131 $627.131 TOTAL SOURCES: $4,987,168 51,748.867 56,736.035 APPLICATION OF FUNDS: uV�t�2u \��n�:?11\"A. Acquisition Cost $4,325,000 Initial Deposit to Reserves $750 $91.500 Garages - 10,000 per stall $600,000 Rehab Requirement/Rehab Escrow $1,330.000 Operating Deficit Reserve 51,000 $122.000 Mortgage Broker Fee 1.50 °% $74.808 DUS Application Fee (_appraisal & Eng.) $20.000 FNMA Fees 545.000 FNMA Interest Reserve Escrow 524.594 Lender Legal Fee 520,000 Marketing Fee - A Bond (Incl. Park Bond Fee) 1.50 0 ,'D $74.808 Marketing Fee - B Bond 5.00 $56.0,'2 "ap Fee 2.00 S99,743 T itle sue Servicing fee 0.50°0 524,936 51.75 51,000 58.7_8 Survey 52.500 Issuer Application Fee 55.000 Bond Counsel (55,000 initially) $20,000 Underwriter Counsel _ $20.000 Trustee $6,500 Printing 56.000 Piper Jaffrav Interest & Misc $5,000 Partner Legal (Tax Credits) 515,000 Tax Credit fees ( application /carryover /allocation) $9.000 Tax Advice 57.500 Total Financing Costs: 57.013.688 Cash Required at Closing: $277.653 Developer's Fee paid at Closing: $0 Cash Flow Analysis (first year): Net Operating Income u 95% Occupancy 5528,053 Debt Service - First Mortgage 5284.936 , Cap Fee Reserve 51-1.930 Debt Service - B Bond 594.095 Developer's fee 5114,790 Cash Flow Slg 302 Page ova. a 1999 2000 2001 :002 2003 2004 2005 Year I Year 2 Year 3 year 4 Year 5 Year 6 Year 7 6 0&% RENTS: Annual Growth) 3 00' 5942,451 5970.7^) S999,346 si.329,842 51.060.737 51,09:,559 S1, 125.3 36 1: vacancy 5 GO`. (547,123) (548,536) '5 151,49:) (553,037) (S54.6-1S) "S i , -6,267) d: Other I—int 58,600 58,853 S9,1:4 59,397 S9,i79 59,970 510- add: Parking 5:5,9:0 526,698 527.499 528,3:3 5:9,173 5321)•48 530.950 Scheduled Rental Revenue S929,8-49 5957.744 59196176 51 016,071 51,046,-;53 S 1.0 77 9.19 S1, I I GROSS RENTAL COLLECTION 5929,849 5957,744 5996.476 51,016.071 51,046J53 51,077949 S1.110. -88 EXPENSES: (3-. Annual crown) 3.00 °L 1 RE Taxes 593,273 596,071 598.953 $101.9:2 5104,980 Siols, 1- 5111,373 Insurance & Nlhc Tun 525,000 5Z5,750 526,523 527,318 528,138 SZS.982 S29,s i I ❑tmu's S92.000 594,760 597,603 5100,331 5103,547 5106.653 S 10 9 , S i ", Operating & Mm040.ce expenses 570,000 572J00 574- 576, 578,786 591,149 583. Nianagernew Fee . :.3 °. 547,123 S48,536 S19,99: 551,492 553,037 S51.6:s 556,267 Adminisirsiuve 550,000 551,500 S53.0-45 554,636 516.275 557964 559.703 5 9,703 Rrpl2cernent Reserve 524,400 S25.132 S25.386 $26,663 527,462 S28.2S6 S29.13 TOTAL OPERATING EXPENSES 5401.796 5413.849 51 $139 S452.::-, S465.791 5179.76? 7- NET OPERATING :NCOME 55:3.053 S 5 »3.895 S 5577.018 5594.3-'3 5611153 5636,5 -3 DEBT SERVICE Priority I: La. Floater 4.7375% (5284,930) (SZS6,:21) (S:S7,597) (5289,()69) (5290.645) (3:9:,33 1) (S294,137) Priority:: Cap Fee Escrow Reserve - , . GO% (514,930) (514,930) (SI4930) (SI•1,930) (513,930) ($14,930) (514,930) Priority 3: B Bond (594,095) (S94,095) (594,095) (594,095) (594.095) (594.099) (594,095) Priority 4: Developer's Fee (S11 »,790) (SI 14.790) iS111,7 I (S 114.790) (5114,7 (SI 14.790) (SI 14.790) PROJECTED CASH FLOW 519,302 533,858 S48.800 564.131 S79. M9 596,012 51 12.571 ' .Add: Principal Senn A & 8 558,657 56 567,305 57 577,229 S82.7:7 588,617 (5229.i79) (S:29, 179) 6) (S:?0,8Z6) S:ql)•826) (5178.993) Deduct: Deprecation K 12903 Currew Year Unused Deprecation (513 (S 174,',:2) (SD4,596) (SI 33,7:9) (511:,083) SO Carry Forward lin—d Depr,ciauan so (S (5 (5613,027) (5746.756) (Slig.S14) Current Year Offset s( Carry Forward Depreciation so so 1 10 so so $o S: 2 _,19> T- Liability 39 30% so so so so SO so SO otter Tax Cash Flaw 519302 S33.S58 548.800 S64.134 579.36? S96.012 S1 1 2 -571 9 ,112-R 2006 2007 2008 2009 2010 2011 2012 2013 Year 8 Year 9 Year 10 Year 11 Year 12 Year 13 Year 14 Year 1; GROSS RENTS: (3•v Annual Growth) 3.00• 31, 51,193.869 31,229,685 51,266,576 S1,3C1,573 S13 43.710 51.384. 51. Less; V.c..cv 500% (557,955) ( (56 (563,329) (565,229) (S67,186) ($69- (S71- Add: Other income 510.577 510,894 S1 i.2_! 51 1,558 S1 i.904 512 ,26 2 _ 512,629 S I 3,CO-N' S34,334 S35,S S36.956 S' Add: ?2rian-, 531,878 S3:335 S33,81-0 38,064 S39- Scheduled Rental Revenue 51,143.597 51.177,904 51,213.'-42 51.2I9,639 51365.514 51.406.479 - GROSS RENTAL COLLECTION 51.11I $1,177.904 si.- 1 49.639 S1._97, 129 S1.32:5,7- 51,36 51.406.47 EXPENSES: M. Atin-I Growth) 3 00% RE Taxes 3114,714 311 1j5 5121,700 S125,351 S1Z9.1 S13- 5136.97 S I . 1, 0 91 Insurance &.%lhc Tun 530,747 531,669 532.619 533, 531,606 53 536,713 S3 7, S 15 Utilities 5 5116,543 51 5123.6- S1:7350 5 S 5139.158 Operaung & %1..t ... cc Expenses 586,091 SS8,674 591,33 S94,074 596,396 599,303 S10- S1 Oi,ssi NI .... enn-t Fee- 56 557,955 559,693 361,484 563,329 365- 567,186 569,201 S71.:77 Administrative 561, 563339 S65. 567. 369.Z 2 S", 1-M 573, 57 Rept."—"t Reserve 532009 530,909 531.836 531792 533, 53-1.799 535.53 536.907 TOTAL OPERATING M-ENSES 5494,158 5508,993 5539980 5556A?9 3 S59o.05O 5607.75- -, NET OPERATING INCOME 5649.439 5668,922 S6839S9 5709 .654 S730.9 S752377 5775.46 _ S799,72, DEBT SER%ICF. Priority 1: L— Floater 4 7 375'5 (5296,069) (5298,138) (5300.35:) 53017:2) ( 5305,:59) (530797 (5310.88Z) (S313,993) Priority:: Cap Fee Escrow Reserve 10 ( 59,514) (59,514) (sg, (59.514) (,-9 .1) i (S95 Pri.ri,v 3: 3 Bond (594,095) (S94,095) (594,C95) 594,095) (S94.095) (394.09 ( 59 4 .095) i' Pnoruy 4: Developer's Fee 1114,790) (511 »,790) (5111,7901 I SI',4,790) (S1 ;5111.790) (511 S I 7Q 77 PROJEC CASH FLOW 5134970 51 5 2.385 3 17C 238 5188-;38 S:0 S::5.5f)1 S'--6.: S ASTIM CAMt FLOW Add: Principal Senes A& 3 S94,9:6 5101,585 S108.9: 3116,683 S1 S133.S93 51 53.643 Deduct: Depreciation (5178,993) 1178,993) ($175.9 5 (5178,393) (5178,993) (5178.993) 5178.993) 0 ,real Year L;n.i,d D,pr,—Udn so so so so SO so SO So !7 Forward Unused Depreciation (5836,649) (5785,745) ($710.668) -S610,4 5384,259) (S330.979) (51 49, 6) So , urr-rit Year Offset of Carry Forward Depreciation 550,904 575,077 5100 5126. S ;3,-'S9 S181,03 S! .9. 576 So Tax Lability 39 50` $o so so so so so 521.:1 569.519 After Tax C ash Flow 3134,970 51 S1",).:33 S S SZ26.504 S:2 I S i 1 1 1. 9: rlu- Revision Date: 03/20/98 A ;First Mortgage $4,987,168 Credit Enhancement Fee 0.5040% :Interest Rate 4.7375% Servicinc Fee 0. ) 960% In 'Term 30.00 !Remarketing Fee 0.1500% Trustee Fee 0.0375% 'Liquidity Fee 0.1500 % ' �Est. Weekly PSA 3 3.5000% " Scheduled Principal Reserve (based on ".040% amortization schedule) Anitial Interest Rate 4.7375% MORTGAGE FACILITY YEAR END YEAR A M 0 UN T INTEREST FEES PRLN-CIPAL BALANCE I $4,987,168 $174,551 $61,716 $48,669 $=1,938,499 8,499 2 $4,938,499 $172,847 $61,278 $52,096 $4,886,403 3 $4,886,403 $171,024 $60,809 $55,763 $4,830,640 4 $4,830,640 $169,072 $60,307 559,689 54,770,951 5 $4,770,951 5166,98- $59,770 563,891 $4,707,059 6 $4,707,059 5164,747 $59,195 $68,389 54,638,670 7 $4,638,670 5162,353 $58,580 $73,20 S4,565,467 8 54,565,467 $159,79 $57,921 $78,357 $4,487,110 9 54,487,110 5157,049 $57,216 583,874 $4,403,236 i $4,403,236 $154,113 $56,461 589,778 54,3 1 3,45 8 11 S4, 13,458 $150,971 355,653 596,099 $4,217,359 12 54,217,359 $147,608 $54,788 $102,864 54,114,495 13 54,114,495 $144,007 $53,862 5110,106 $4,004,390 14 $4,004,390 $140,154 $52,871 5117,857 $3,886 15 53,886,533 $136,029 $51,810 5126,154 $3,760,379 Paae - `.h':; :SC' .. a'�t '\� .S jj��y�r t}• y`.� 't!�'� t• "�'�.w:��'::av " - . Via. \�ia�., �TVC'isit M :\.�:K , •`.'.�'' ��.`: �. v,.,s ,'�:.° ;'.r c'.. ,. \.': ie\ Ova =• >: \S. ?��33`��v.: l:�Caw..i ., x. ,.. ��• . ...»• „ yis,.v..:a • cro \.a, �•�'�,:�F \ <: � �... . ,�, ,�ou,.�. ...:- r c �* \a , 'k..' ' gin:° r:: .,y �. \\ . � a�oc:' �� mow. � � a Yaw . . ' \�. «3 .•°`•�, . � b3;�S,, "• ~\`• `��a,.,.. ;,:. ,.. <,:• Z ^, ::a� ii,: �. •, �. �'.`. ���av :� <;S��:�'� \�.��4xu��.: ,`v\`4a:1 ,.� <��.�\\ \.. ...��t�:. �'H �e.� �� .*,R:'•``v •`^:_ -.< v,: uw:.; v..,. a,. ��w.., ..,.���a...v:S��o,..•,w.ay.'..: :. ,•:. ., .:,m��t:yS.� i..�., lal,S.���c [a - ... Revision Date: 03%20'98 I -mount S 1,121,136 Interest 7.50 Term 301 Debt Service Constant 8.39057% :annual Principal & Interest S94.095! Year End Year B Bond Interest Principal Balance I S1,121,436 584,108 S9.987 S 1.11 1.449 2 51,111,149 583.359 510,736 S1.100.712 3 S 1.100.712 S82,553 $11,541 S 1.089.171 4 S 1.089,17 1 581,688 S12,407 S 1.076.761 5 S1,076,764 S80,757 S13,338 S 1.063.126 5 $1,063,426 579,757 511.338 S1.049.088 7 S1,049,088 578,682 S15,413 S1.033.673 8 51,033,675 577,526 516,569 51.017.106 9 51,017,106 576,283 517,812 S999.294 10 5999,294 574,947 S19,149 5980,146 11 5980,146 573,511 520,581 S959.562 12 5959,562 571,967 522,128 S937.434 13 5937,434 570,308 523,787 S913,647 14 5913,647 568,524 525,571 S888.075 15 5888.075 566,606 527,489 5860.586 I'he following sets forth expected debt service coverage of the Subordinate Bonds and the Senior Bonds based on net operating income assumptions, and assuming interest on the Senior Bonds at the Cap Rate of: 3.50 4.30% 5.80 0 0 + \et Operating Income 5552,453 5:52.453 S552.453 ss: Deposits to Reserves (524.400) (524.400) (524.400) et Income after Deposits to Capital Reserves 5528.053 5528,053 5528.053 Plus: Property Management Fee 547,123 34 7.123 S- 47.123 Cash Flow available for Debt Service 5575,176 5575,176 5575.176 First Mortgage Debt Senice (Year 1) 518,669 548,669 S - Mortgage interest 5174.551 5214,448 5289.256 Fannie Mae Credit/Servicing Fees 544,885 544,885 514.885 Fannie Mae Liquidity Fees 57,181 57,481 57.481 Interest Rate Cap Escrow S14,249 S14.249 S14.249 Remarketing 57,181 57,481 57.181 Trustee S1.870 S i.870 S1.870 Total First Mortgage Debt Service 5299,186 5339,083 5413.890 Cash Flow available for Subordinate Debt Service 5275,990 5236,093 S161.285 ,average Attttual Subordinate Debt Service 591,095 594,095 591.095 Assuming interest on the Senior Bonds at: 3.50 which is the approximate one year average of tax- exempt weekly variable rates, coverage is as follows: Coverage Ratio of Senior Bonds & Subordinate Bonds 1.46 Coverage Ratio of Senior Bonds & Subordinate Bonds after payment of management fee 1.34 Assuming interest on the Senior Bonds at: 4.30% which is the approximate ten year average of tax- exempt weekly variable rates, coverage is as follows: Coverage Ratio of Senior Bonds & Subordinate Bonds 1.33 Coverage Ratio of Senior Bonds & Subordinate Bonds 1.22 after payment of management fee Ov sliming interest on the Senior Bonds at: - Strike Race/Underwriting Guidelines erage of tax- exempt weekly variable rates, coverage is as follows: Coverage Ratio of Senior Bonds & Subordinate Bonds 1.13 Coverage Ratio of Senior Bonds & Subordinate Bonds after payment of mgmt. fee I.04 P"CC u,.�..: `.? �`*3•.,.4 �s �x:�i -t. .���'A �''' ..., .��..`��:. �.`�' : \:: a+a -':: w `.\ .,,a�•.��' #';; 3. .��w b� c: \1... � `??s`. L,.. `a a a�T�:' :SS„ ,��•' ���Z�v�\o�:si,:. ,�`a`,. . \.. >:; \. `' u . �.a e. `�` � h. sec, ` .�. •Y `\�.. , . .`t:v\."�. � , l �.,;:,:r " �o. ......,` \3:.`...... ,`\�C". 4.. \\J,":a, ,..,,. .. i R47eR•ni�'r.� iJ - I �,.�^.�.:�SC.:Y,z, „:w1lt.�Jo3� z `v`.. a' .ei::> ?aJ�..:;.,.:.v.,,, File Name: I: der.Iori�98bond\BC4060 Revision Date 0; 20 i Cash Flow Value Mortgage $140,390 Cap Escrow 2.00% ($14,930) $125,460 Coverage 75.00% Debt Service on B Bonds $94,095 Rate 7.50% Term 30 Loan Constant 8.39057 Maximum B Bond Issuance $1.121,436 • Pa, --- �.. •: � .>.a..,. \e ,.,.s ?`.,,�"\�.:. :`L\\fi,�: ..,:., Q ;QG.lE� t?>3.�P.�tTltiClt�i �'.L.: •x'mm'�.'a' µ +,>zs,.,,. �,`�` v -� <4\ `::fin: ���\ `k <: . \_< ":',': Revision Date: 03/20/98 !:Developer's Fee $943,127 .'Developer's Fee - Paid at Closing $0! :Deferred Developer's Fee $943,127! :Interest Rate 9.00% Term 15 ':Debt Service Constant 12.17120% 'Principal & Interest Pavrnent $1 14.7901 Year Interest Principal Balance I $943,127 $84,881 $29,908 S913,219 $913,219 $82,190 $32,600 $880,619 3 $880,619 $79,256 $35,534 S845,085 4 $845,085 $76,058 $38,732 $806,352 5 $806,352 $72,572 $42,218 $764,134 6 $764,134 $68,772 $46,018 $718,116 7 $718,116 $64,6 S50:1 59 $667,937 8 $667,957 $60,116 $54,674 $613,283 9 $613,283 $55,195 $59,594 $551,688 10 $553,688 $49,83 $6-1,958 $488,730 11 $488,730 $43,986 $70,804 $417,926 I $417,926 $37,613 $77,177 $340,750 13 $340,750 $30,667 S84,122 $256,627 14 $256,627 $2 $91,693 $ 164,934 15 $164,934 $14,844 $164,934 $0 First Mortga $4,987,168 Acquisition B Bond $1,121,436 Transaction/Rehab Developer's Fee $943,127 Developers Fee S7,051.731 `Recision Date: \ `03 , 20 98 , EC - ell ON . ie LE PRICE 54,325,000 Price: S4.325.000 Sale Reconciliation Mortgage S4.987.168 B Bond S1.121.436 Tax Credit Proceeds 5627.431 Cash Required at Closing 5277.653 Financing Costs (52.688.688) S4.325.000, W\�& MOMORnE - L, ,Acquisition Cost - Series1998A S4.987.168! , Less. Land, per DX 53,500 (S-127.006 S4.560.168! !BOND Rehab Requirement - 15% of Acquisition Cost 15.00 3684.025 TAX CREDIT Rehab Requirement — S5,000 per Dwelling Unit 55,000 5610.000 or 'Adjusted Basis 53.898.000 i ,10% of Adjusted Basis 10.00 5389.900 ReliabLhrationaxpcme intistbe die greater of 55.000 per low income unit or 10%of adjusted bass, tri order toqualify for rehabilitation credit Proposed Rehab 51.930.000 (Purchase Price 54.325.000 Less: Land 1a) per DIU S3.1 (S427.000)! 53.898.000 Add: Acquisition Costs so Rehab costs S1.930.000 I Developer's Fee S672.927 Contracter's Profit 5270 S Less: Ineligible Basis - Garages (S600.000 !Elizible Basis S6.171.127: ,Applicable Fraction 40.00 Qualified Basis 52.468.451 Credit(Appliciable Percentage 3.58 588.371 Eauit from Sale of Credit 50.71 10 -Years 5627,431 Sales Price S4,325.000 Rehab Requirement S1,930,000 Financing Costs - Bond/Tax Credits 5667.188 Eligible Basis 56.922.188 Qualified Basis 100.00 S6.922.188 Qualifying Basis S6.922.188 : 1 Step One: Divide Qualifying Basis by'- of units 30 units * 15% S2 Step One: Di-vide Qualifying Basis by#ofunits 92 units - 8% S417,601 Develper's Fee S672.927 Q 2, Contractor's Profit: 6.00 S1 Contractor's Overhead: 1 .00 01 0 538.600 O neral Requirement: 6.00% S115.800 tal Contractor's Profit/General Requirements/Overhead: S27 Develover/Contractor Total Fee - Not to exceed 20 1 ' .62 t P '7' o NMI,- • Lam Den Revved: 20-MM-48 He Name: 1,NdcViw')8boit&BC40b0 Plrutt Date- Purchase Price $4,325,000 Less: Land - Per Dwelling Unit $3,500 ($427,000) FF&E - Per Dwellina Unit $5,500 ($671,000) Z5 Improvement Basis $3,227,000 Straight Line - 27.3 Years $117,345 Improvement Basis after addition of rehab (yr. 3) $4,922, Straight Line - 27.5 Years $178,993 FF&E - 6 Years Stl 1,833 Current Accumulated Depreciation Year Balance Provisions Retirements Balance , T and Improvements $o so so so uilding & Fixtures 1 $3,227,000 $117,345 $3,109,655 FF&E 1 $671,000 $111,833 $559,167 2 $3,109,655 $117,345 $2,992,309 2 $559,167 $111,833 $447,333 Rehab Completed Year 3 ) 3 $4,922,309 $178,993 $4,743,316 $447,333 $111,833 $335,500 4 $4,743,316 16 $178,993 $4,564,323 4 $3 35,500 $111,833 $223,667 5 $4,564,323 $1 $4,385,330 5 $223,667 $111,833 $111,833 6 $4,385,330 $178,993 $4,206,337 6 S111,833 $111,833 (SO) 7 54,2 $178,993 54,027,344 8 $4,027,344 5178,993 $3,848,351 51 9 53,848,351 $178,99' ) $3,669,358 10 53,669,358 $178,993 53,490,36 11 53,490,365 $178,993 S3,31 1,372 12 53,311,372 5178,993 $3,132,379 13 S3,132,379 S178,993 $2,953,385 14 S2,953,385 $178,993 $2,774,392 15 $2,774,392 S178,993 $2,595,399 • Pat-,e Will v our future needs he mPt with one of these vouchers? *The vouchers may only be good for one year because there is no guarantee there will be funding in the future to provide for them. *The owner DOES NOT have to accept the voucher after one year and you may have to move. *If you have to move you will have a difficult time finding housing because there is a very low vacancy rate right now throughout the metro area. *Section 8 has limits on how much your rent can be. You will have a difficult time finding housing that has rent amounts that fit within your Section 8 voucher limits. *The majority of landlords do not accept Section 8. You will have a difficult time finding a landlord willing to accept you with your Section 8 voucher. The biaaer picture *The vouchers will pay the higher rents for one year. This will put a lot of money toward rents for a limited number of people and quickly drain funds from the Section 8 budget. •As the use of enhanced vouchers increases with more and more prepayments and opt -outs throughout the state it will bring growing pressure on the overall Section 8 budget, resulting in fewer households served. *After one year, the unit will be lost forever as affordable housing. "Sticky" or "Enhanced" Vouchers When the mortgage is prenaid and the rents go up to market rate you mav_ aet whet, is celled e, "sticky" or "enhanced" voucher. *Not everyone will get a "sticky" or "enhanced" voucher. *If the new rents are more than 30% of your income, you will get a voucher. If you get one of these vouchers... •You would pay 30% of your income toward rent. *If your income goes down you are still responsible for paying the amount of rent that was set at the time of certification. *If your medical expenses go up you are still responsible for paying the amount of rent that was set at the time of certification. *If your income increases, the amount of rent that you are responsible for will also increase. *Because there won't be any vacancies and the owner will be making more money with the higher rents, there is no interruption of the owner's cash flow. If the owner chooses to spend this additional money on upgrading the building in anticipation of the up- market tenants who will move in after existing residents have been displaced, you will be subjected to inconveniences and disruptions of life while renovations are undertaken. (This is what is happening right now at Oak Grove Tower in Mpls., another building that was built under the same special mortgage program.). Background When Shingle Creek Tower was built, it was financed with a special low interest rate, 40 -year mortgage through the department of HUD (Housing and Urban Development.) In exchange for the low interest rate, the owner agreed to keep the building affordable for 20 years. With this special mortgage, after the 20 -year anniversary date, the owner is eligible to prepay the balance of the mortgage and raise the rents to market rate. Shingle Creek Tower has passed it's 20 -year anniversary date. The owner gave everyone notice on February 11 th, 1998 that he is going to prepay the mortgage. Once the mortgage is prepaid the owner will no longer be obligated to keep the rents affordable. It will be in the owner's best interest to increase the rents to make more money and to remain competitive with other properties in the area. To make the rents comparable with other rents in the area the owner would have to increase the rents by $100 to $200 per month for everyone at Shingle Creek _Towe The people who live at Shingle Creek Tower are elderly, disabled, and low income. Most of us are living on fixed incomes. We cannot afford higher rents. Some of us have been members of this community for a long time. All of us wish to remain here. We have organized and are working to keep our homes affordable to us. We want the owner to sell the building to a non profit because a non profit will keep our rents low. We are currently working to set up a meeting with the owner and research some non profits. Senator Scheid's and Representative Carruthers's office have agreed to help us through this process. We would like to know if you, the Brooklyn Center City Council, will supoort and help us through this. i March 28, 1998 Tom Kouri Chair, Riverwood Neighborhood Association 6416 Willow Lane North Brooklyn Center, MN 55430 Ms. Myrna Kragness Mayor, City of Brooklyn Center 6301 Shingle Creek Parkway Brooklyn Center, MN 55430 Re: Riverwood Neighborhood Association position regarding Skyline Enterprises' senior cooperative housing development proposal at 66th and Willow Lane. Dear Mayor Kragness: I am writing this letter to you as spokesperson for the Riverwood Neighborhood Association and ask that this letter be shared with councilmembers at the March 30 council work session. We are requesting joint meetings with council and staff to ensure that city planning efforts are compatible with our Association's goal to improve the quality of life of our residents and the city's Comprehensive Plan. Upon learning of Skyline Enterprise's desire to construct senior cooperative housing at 66th and Willow Lane, our leadership worked with city staff to arrange a special informational meeting on March 19 for residents to hear the plan and ask questions of developer Mr. Stinski and city staff. Following this meeting, we conducted a telephonic survey of residents attending the meeting and have identified several issues that require response in order for us to support this proposal. Our specific issues are: 1. We are concerned that current city development priorities may not favor the strengthening of our neighborhoods which is essential to the foundation of our city. In particular, we question the potential use of the city's $2.5 million in development funds for a Brooklyn Boulevard strip mall instead of residential housing. 2. Level of city commitment to follow through on the city's previously stated desire to redevelop the area occupied by the Lyn -River apartments. This situation is further aggravated by Skyline Enterprise's desire for four -year exclusive development rights and TIF district time limits that are less than four years. 3. Unanswered questions about the proposed developer, Mr. Stinski, who is perceived as a developer with a rental rather than ownership track record. Controls to minimize the risk of not selling the units or conversion to non -owner occupied status are of great concern. 4. Forty-year HUD financing for senior cooperative housing. Riverwood Neighborhood Association Criteria March 28, 1998 ,g Page 2 5. Request by Mr. Stinski to exceed Mississippi River Corridor building height limits of 45 feet, especially immediately adjacent to single family residential housing. These rules are in place to protect our valuable river resource and promote compatibility with the surrounding environment. I believe that we can jointly work together to address these issues. For this reason, I am requesting ongoing joint meetings with council, city staff, Riverwood leadership, and our city liaisons. The April 14 council work session is suggested for the first meeting. I can be reached at 936 -7236 (work) or 560 -0621 (home) to answer any questions. We have made significant progress working together to improve our resident's quality of life. I look forward to our continued joint efforts. Thank you. Sincerely, Tom Kouri Chair, Riverwood Neighborhood Association cc: Ms. Kathleen Carmody, Councilmember Ms. Debra F ilstrom, Councilmember Ms. Kay Lasman, Councilmember Mr. Bob Peppe, Councilmember Mr. Michael McCauley, City Manager Mr. Brad Hoffman, Director of Community Development City of Brooklyn Center A great place to start. A great place to stay. To: Mayor Kragness and Council Members Carmody, Hilstrom, Lasman and Peppe From: Michael J. McCauley ; City Manager Date: January 28, 1998 Re: Shingle Creek Towers To follow -up on the recent discussion of the proposed use of housing revenue bonds, I am enclosing copies of correspondence between the developer and Brad Hoffman. The letter from Mr. Hoffman outlines the staff concerns on the proposed structuring of bonds at this time. Mr. Boisclair requested that the application be withdrawn, rather than present it at this time with a negative staff recommendation. Mr. Boisclair and Mr. Hoffman will be meeting to further discuss the concerns about the structure of a deal using housing revenue bonds and the request for tax credit approval. 6301 Shingle Creek Pkwy, Brooklyn Center, MN 55430 -2199 • City Hall & TDD Number (612) 569 -3300 Recreation and Community Center Phone &; TDD Number (612) 569 -3400 • FAX (612) 569 -3494 An Affirmative Action /Equal Opportunities Employer January 13, 1998 T F; Mr. Robert Boisclair Boisclair Corporation 3005 Ottawa Avenue St. Louis Park, MN 55416 Dear Mr Boisclair: This letter is to inform you that I have received your application fee for a housing revenue bond. In addition, I am also in receipt of the required documents including a resolution giving preliminary approval, a public hearing notice and a housing program. At this time I have all of the necessary documents to put this request before the council on January 26, at 7:00 P.M. Before I process your application, I thought I would provide you with some of my observations about your request. First, you are asking for $6,880,000 in revenue bonds in addition to $750,000 in tax credits. Assuming a loan to value ratio of 75 percent, your request suggests that the implied value of this building is approximately $62,000 per unit. It is interesting that the current owner has an April court hearing scheduled contesting a per unit value of $24,570 for payable 1997. Given the recent sales of other apartment (senior) complexes in Brooklyn Center your request seems to be excessive. Second, it would appear that you have no equity position in this project. The request for tax credits under these circumstances seems to be totally unwarranted. Third, over the years Brooklyn Center has issued a number of industrial revenue bonds and housing revenue bonds that have defaulted. While the City of Brooklyn Center has no fiscal responsibility for the bonds, they do carry our name. Past defaults have spurred numerous calls to my office based solely upon the fact that this City's name was on the bond. Your application reveals three (3) rather high profile defaults. Given my concern with the bond amount requested, I feel there is a significant risk of default with this issue also. Again, these are my brief observations about your request. I am prepared to submit your application for Council consideration. Staff would not be able to recommend your request. I don't want to prejudge the actions of the Council or suggest to you that I am speaking for them but short of that recommmendation, approval in my opinion is unlikely. I would offer to you that if you would like to withdraw your application, I will return your materials and check (which I am holding). I will hold this option open to you until 1:00 P.M. Friday the 16th of January. If I have not heard from you by that time I will proceed with the processing of your application and as I have stated it will be before the Council on January 26th. I hope this letter will assist you in your decision making process. Please advise me as to your desire. Sincerely, Brad Hoffman Community Development Director CITY OF BROOKLYN CENTER BH:bb i .a �a A7o AV DEVELOPING QUALITY INVESTMENTS IN REAL ESTATE January 15, 1998 Brad Hoffman Community Development Director City of Brooklyn Center 6301 Shingle Creek Pa,'kway Brooklyn Center, MN 55430 Re: Shingle Creek Bond Application Dear Brad: Following up on the message I left on your voice mail, please rescind my $6.88 Million Tax Exempt Bond Inducement request in light of your January 13, 1998 letter stating the unlikelihood of City Council passage in its present form. I will call you on Monday, January 19th to establish a time that's suitable to your schedule to discuss revamping our application in a form more acceptable to the City Council at its next scheduled hearing on February 9, 1998. Sincerely, BOISCLAIR CORPORATION W Ro . Boisclair President RJB /jgo M. Joe Strauss 3005 OTTAWA AVE. • ST. LOUIS PARK, MN 55416 -2206 • PHONE: (612) 922 -3881 • FAX: (612) 922 -3071