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HomeMy WebLinkAbout1997 04-23 CCP Work Session AGENDA CITY COUNCIL WORK SESSION APRIL 23, 1997 7:00 P.M. CONFERENCE ROOM B I Council Items: 1. Council Member Carmody: 1. EDA loan program. II STAFF ITEMS 1. Discussion of Police /Fire design/options /meetings III MISCELLANEOUS IV ADJOURN To: Mayor Kragness Council Member Debra Hilstrom Council Member Robert Peppe Council Member Kay Lasman From: Council Member Kathleen Carmody Date: March 6, 1997 Re: The EDA Home Rehabilitation Program I am interested in discussing the use of the Home Rehab Program ( Deferred Loan Program). The program has been in existence since 1978 and has rehabbed over 200 homes in that time. The grant was for $10,000 until 1993, when it was increased to $15,000 and the loan deferral was extended from five years to ten years. There was a priority placed on grants to attempt to do exterior work, if possible, along with the life and safety issues, which are still afforded the highest priority. I have been compiling some statistical information on the grants for the last ten years. While doing this, I realized that we as a council need to decide if the purpose of this program is to maintain housing values and the housing stock (such as the purpose of the 53rd Ave. Project). Or is the purpose of the program to keep people in their homes and, therefore, is more of a social service program on a par with the assessment stabilization program. Before we refer this topic to the Housing Commission, I was hoping to discuss this at a work session or regular session. I believe the Housing Commission needs to know this prior to making any recommendations. Using the statistics, they would then be able to judge how effective the program truly is. The statistics I have compiled are based on the non - subjective areas of the grant recipients. They include: • age of the homeowner at the time of the grant. • in which of the six "neighborhoods" the property is located. • the type of work done with the grant money, i.e. roof, furnace. • was the house sold prior to the expiration of the grant term. • in what year was the grant given and the work performed. • some minor demographical information including gender and marital status. I will ask Mike to schedule this on an agenda as soon as time is available. Notes on Deferred Loan Statistics First Column is the list of grants processed by the city since 1988. These are not the numbers assigned to the cases. The actually grants are in random order. Second Column is the age of the homeowner. This to make demographic comparisons as to the number of seniors versus the number of non - senior homeowner grants. Third Column identifies in which of the six established neighborhoods the projects were done. The abbreviations are as follows: SE - Southeast Neighborhood SW - Southwest Neighborhood C- Central WC - West Central NE - Northeast NW - Northwest Fourth Column indicates what type of work was performed using the grant money. The two that were one of a kind are listed in the column. The remainder are as follows: a - roof b - furnace /air conditioning c - electrical d - plumbing e - windows f - exterior (includes siding, doors and scraping/painting) Fifth Column shows whether any of the grant was repaid. Sixth Column is the year the grant money was spent and the work was done. Seventh Column is more demographical information as to whether the non - senior homeowners are fM* /male, single or married. It does not differentiate between singles with children and those-without. I would estimate that 80 to 90 % of the single women had minor children living g v* them. The codes for this column are sw - single women or me - married couple. The I Trainder that are not seniors are single men. Statistics from the Data Deferred Loan Program The statistics used covered the years from 1988 until 1996. During this time the period of time the loan covered was extended from five years to ten years. Also, the amount of the grant was increased from $10,000 to $15,000. There was only one grant that was partially repaid. According to our records, no other grant has been repaid either in part of fully. The sample size was 75 grant applications during this time. Only 73 of the files could be found. For statistical purposes, it was assumed that these two would not significantly alter the findings or that they were not approved. Of the remaining 73, seven were either not approved or were approved but never begun. So the sample size used for calculations was based on the approved and completed 66 projects documented here. 28 (42 %) - senior homeowners (62 or older) 38 (58 %) - non - senior homeowners Non - senior Homeowners 23 (35 %) were single mothers /single women 12 (18 %) were married couples 3 ( 5 %) were single men Number of Grants per year (based on the year home improvement occurred) `88 - 3 `89 - 7 `90 - 8 `91 - 6 `92 - 14 `93 - 8 `94 -4 `95 - 13 `96 - 3 Neighborhood were grant occurred SE - 33 (50 %) SW -1(1 %) C - 8 (12 %) WC - 8 (12 %) NE - 5 ( 8 %) NW - 11 (17 %) Three of the grants used only a portion of the total grant money because they were emergency grants for two furnaces that quit working in winter and one handicapped ramp. All the remaining grants used the entire allowable amount of either $10,000 or $15,000. Use of Grants a - roof 20(30%) b - furnace 35(53%) c - electrical 26(39%) d - plumbing 43 (65 %) e - windows 35(53%) f - exterior 22(33%) No. Age Area Improvement Repay Year Demo. 1 63 We a,b,d e 95 2 68 SE garage 90 3 34 SE c,d 94 sw 4 39 NW b,c,d 90 sw 5 41 SE b,c,d f 95 sw 6 76 c c ,d e 93 , 7 26 SE none sw 8 68 SE a,d,e,f 92 9 82 SE f 92 10 34 SE a,f 93 sw 11 35 SE a,d,e,f 92 12 84 SE c,d,e 93 13 62 c d f 94 14 67 NW c,d e 90 15 28 SE b,c,e 91 me 16 31 SE de 91 sw 17 65 SE b,c,d 92 18 71 SE b,d e 90 19 36 c a,b,d e 95 20 41 SE b ,d e 92 , 21 41 SE a,c,d a 95 me 22 81 SE c,e,f 91 23 69 SE b,d f 90 24 69 SE b* 95 25 75 SE a,d e 93 26 47 NE b,e,f 95 me 27 34 We b,d a 92 me 28 36 We ramp* 94 sw 29 49 NW b* 91 me 30 39 SE c,d,e 94 sw 31 30 SE a,b,d 92 me 32 56 SE b,c,e 93 sw 33 52 SE be 90 me 34 42 SE none 35 32 c a,e,f 95 sw 36 38 NE d f 90 sw 37 30 We none sw 38 71 SE a,d 92 39 27 SE a,c,d 95 sw 40 23 NW b,d, partial 88 sw 41 43 We b,c,d 92 sw 42 40 SE a,b,d 93 sw 43 85 SW c,d 93 44 47 NW b,c,d 92 sw 45 35 NE a,e,f 95 sw 46 64 SE b,d e 89 47 43 c he 91 sw 48 66 NW b,c,d 93 49 69 SE b* 92 50 35 SE a,b,c 95 sw 51 ? We none 52 65 NW b,c,d e 95 53 65 c a,e,f 88 54 34 SE b,d a 88 me 55 41 NW none sw 56 38 NW none sw 57 62 NW b,d e 89 58 39 NW c,d a 95 sw 59 40 WC a,b,f 92 sw 60 41 C a,b,c,d 96 sw 61 Duplicate 62 45 NW b,c,d a 96 me 63 46 SE d,e,f 95 sw 64 67 NW c,d 96 65 78 C a,b,f 92 66 34 SE a,b,d 92 me 67 66 NE a,c,e,f 89 68 52 WC b,f 89 sw 69 64 SE e,f 89 70 80 WC e,f 89 71 75 WC d f 91 72 31 NE c,d e,f 90 sw 73 30 SE b,c,d a 89 me