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HomeMy WebLinkAbout1992 03-09 EDAP Regular Session EDA AGENDA CITY OF BROOKLYN CENTER MARCH 9, 1992 (following adjournment of City Council meeting) 1. Call to Order 2. Roll Call 3. Approval of Minutes: a. February 24, 1992 - Special Session 4. Resolution: a. Approving Two (2) Brooklyn Center Economic Development Authority Grants (File Nos. H101 [8027] and H102 [8028]) 5. Discussion Item: a. Landlords Seminar Sponsored by the Cities of Brooklyn Center, Brooklyn Park, Crystal, New Hope, and Robbinsdale 6. Adjournment MEETING NOTICE IIC Meeting of the Brooklyn Center Economic Development Authority PURPOSE OF MEETING Work session for the Brooklyn Center Economic Development Authority DATE OF MEETING Wednesday, March 18, 1992 TIME OF MEETING: 7:00 p.m. LOCATION OF MEETING EARLE BROWN FARM HERITAGE CENTER Tack Room 6155 Earle Brown Drive Brooklyn Center, MN 55430 NOTE: The Tack Room is located in the lower level of the Heritage Center, Main Building CITY OF BROOKLYN CENTER council Meeting Date March 9. 1992 Agenda Item Numbe REQUEST FOR COUNCIL CONSIDERATION 40 ITEM DESCRIPTION: RESOLUTION APPROVING TWO (2) BROOKLYN CENTER ECONOMIC DEVELOPMENT AUTHORITY GRANTS (FILE NOS. H101 [8027] AND H102 [8028] DEPT. APPROVAL: Tom Bublitz, Assistant EDA Coordinator MANAGER'S REVIEW/RECONEVIENDATION: No comments to supplement this report Comments below /attached SUMMARY EXPLANATION: (supplemental sheets attached Yes • I have received two (2) applications for rehabilitation grants (File Nos. H101 [8027] and H102 [8028]. Attached are the applications and recommendations for work to be performed on the homes. I recommend approval by the EDA. The information is private and not available to the general public. • RECOMMENDED CITY COUNCIL ACTION Motion to adopt Resolution Approving Two (2) Brooklyn Center Economic Development Authority Grants (File Nos. H101 [8027] and H102 [80281). y� Commissioner introduced the following resolution and moved its adoption: EDA RESOLUTION NO. RESOLUTION APPROVING TWO 2 BROOKLYN CENTER ECONOMIC DEVELOPMENT AUTHORITY GRANTS (FILE NOS. H101 [8027] AND H102 [80281 WHEREAS, the Brooklyn Center Economic Development Authority established a Home Rehabilitation Grant Program to assist low and moderate income individuals in the maintenance and repair of their homes; and WHEREAS, the Brooklyn Center Economic Development Authority has received two (2) applications (file nos. H101 [8027] and H102 [8028]) from eligible individuals to receive grant assistance; and WHEREAS, an inspection by the City of Brooklyn Center has determined that the work is necessary and appropriate under the Brooklyn Center Economic Development Authority Grant Program; and WHEREAS, the estimated cost of the proposed grant applications is estimated at $20,000. NOW, THEREFORE, BE IT RESOLVED by the Brooklyn Center Economic Development Authority that: 1. The Brooklyn Center Economic Development Authority does approve the two (2) housing rehabilitation grant applications (file nos. H101 [8027] and H102 [8028]) as recommended by the staff. 2. That the work be performed as recommended in the request for council consideration form dated March 9, 1992, and that the applicants be directed to obtain the necesary bids for staff review and approval. 3. The ro'ect shall not exceed the rant limit of p J g $10,000 per house. Date Todd Paulson, President The motion for the adoption of the foregoing resolution was duly seconded by Commissioner and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted. k UHC /888 _ URBAN HENNEPIN COUNTY HOUSING REHABILITATION DEFERRED LOAN PROGRAM 7 is HOMEOWNER APPLICATION FOR GRANT HOUSEHOLD INFORMATION -- Please Print First Name Name '��1'�// ,h ' /_ X11=1 of Spouse Address �' e� �� /_cne ITT y/' /�1d Home Phone City Zip Code Work Phone City of residence if other than mailing address Marital Status (check one) married, single, divorced, separated, widowed Race Race (check one) y White, Black, American Indian /Native Alaskan, Hispanic, Asian or Pacific Islander The information concerning Minority Group Categories is requested for statistical purposed only so that Hennepin County may determine the degree to which its programs are utilized by Minority households. INCOME INFORMATION "Income" means any income received from any source by a Resident. List all the people in occupying your house for at least nine months of the year (including yourself). Include ages and incomes. Include any income derived from rent. Total number of residents in the household How many renters ? - OFFICE USE ONLY income of # in household names of ages of residents residents residents per month source of income verified incomes teucelly _ 6.5 7. yo ILI ' , f l � � — � ,' l� ✓c � /� s 9"h�, i� $ %rev 1 s Total Income $ J` per month — $' per year 0 -) C) $ U 0 income per month ���• -�G RETURN APPLICATION TO: Mr. Dale Ruedy (291 -6596) $ �.2 - 1 • VDU Metro HRA income per year Mears Park Centre 230 East 5th Street St. Paul, MN 55101 ASSET INFORMATION List the cash value of assets held by all residents of your household. If money is owed on any item, the value listed should equal the market value of the item minus the amount that is owed. OFFICE USE ONLY verified assets 1. CASH on hand .......... ..............................$ Zv �/ $ 2. CASH in checking accounts ............................ $ $ j x.5.0 3 r; 3. CASH in saving accounts (including those held....... $ 2 YO 3/ in trust) 4. Cash value of Securities or U.S. Savings bonds ...... $ l.5 G v v $ �5r /oG • L r �`' 5. Redemption value of life insurance policies ......... $ $ 6. Current Market Value of real estate, NOT INCLUDING the property to be improved and up to 2 surrounding acres. Include 100% of the outstanding balance owed to you on property sold on Contract for Deed ... $ $ 7. Other personal property (excluding household furnishings, clothing and one personal vehicle) ..... $ $ TOTAL ASSETS .............. ..............................$ 3 C $ ,2 V971- SS PROPERTY INFORMATION Provide the following information about the property to be improved with this deferred loan. I. Is your property: L--" single family house; a duplex 2. How many years have you lived in the house? 21 . 3. What is the approximate age of the house? 4-11 4. Do you have any outstanding mortgage(s) on the house? Yes 4"N If yes, with whom? (use additional sheet if necessary) Amount $ 5. Do you have any outstanding Contract(s) for Deed on the house? Yes If yes, with whom? (use additional sheet if necessary) Amount $ 6. Have you received a Housing Rehabilitation Grant or Loan 'before? Yes 2- No If yes, from whom? Amount $ • Amount $ 2 • MEMORANDUM TO: Tom Bublitz, Assistant EDA Coordinator FROM: Dave Fisher, Building Inspector DATE: February 27, 1992 SUBJECT: Rehabilitation Grant for 5600 Dupont Avenue North Homeowner: Ardelle B. Peka H101 (8027) Subject property is a three bedroom, 1 114 expansion, approximately 43 years old. The major deficiencies noted: Asbestos chimney, leaky water heater and old roof. The following list of rehabilitation items would improve this home greatly: Electrical 1. Provide grounded receptacle for water softener. 2. Provide a separate 20 am rounded receptacle for washer and amp P Y 3. Install cover over open wiring in electrical box. Mechanical 1. Remove existing class "B" asbestos chimney and replace with metal class "B" chimney to code. (For water heater). Plumbing 1. Install a new 40 gallon water heater, AGA or UL listed. 2. Cap existing well properly. 3. Repair or replace inoperable water softener. 4. Install new bathroom water closet complete with seal and shut off valve. 5. Install new bathtub vented to outside air. Memorandum, Page Two 2 -27 -92 Peka 6. Install new bathtub waste trap. 7. Install new laundry tub vented to outside air. 8. Install back flow preventers on outside spigots and laundry tub faucet. Miscellaneous 1. Install grippable handrails to the upper level and the basement. 2. Remove and replace front and rear stoop. 3. Repair ceiling in family room by kitchen. 4. Repair or replace floor covering in kitchen. 5. Replace floor covering in bathroom. 6. Weather seal front door. 7. Replace rear and garage service door. 8. Replace seven exterior storm and screen windows on family room to match house. 9. Replace 3 exterior storm and screen windows to match the house. 10. Weather seal all windows. 11. Replace 3 basement windows. 12. Insulate attic to R -38. 13. Insulate exterior foundation to R -11. 14. Insulate all accessible areas of rim joist to R -19. 15. Provide attic ventilation per Uniform Building Code 16. Tear off existing roof and remove from site. Memorandum, Page Three 2 -27 -92 Peka 17. Install new roof on dwelling only. 18. Install UL listed smoke detectors. 19. a . Add seed or sod as required. Provide grade fill around g of d dwellln 20. Replace crumbled sidewalks. 21. Replace crumbled garage apron. 22. Repair or replace overhead garage door. pekagran. mem URBAN HENNEPIN COUNTY HOUSING REHABILITATION GRANT PROGRAM PROPERTY INSPECTION REQUEST TO COUNCIL: 3 -9 -92 H 101 (8027) APPLICANT INSPECTION Name Ardelle B. Peka Staff Tom Bublitz Address 5600 Dupont Avenue No rth Date 2 -20 -92 Brooklyn Center, MN 554 30 Time 9:30 A.M. Phone 561 -6326 Inspector David Fisher Building Age: 43 years old Garage: Detached URBAN HENNEPIN COUNTY HOUSING REHABILITATION GRANT PROGRAM PROPERTY INSPECTION REPORT APPLICANT INSPECTION Name: Ardelle B. Peka Staff: Tom Bublitz Address: 5600 Dupont Avenue North Date: 2 -20 -92 Brooklyn Center, MN 55430 Time: 9:30 A.M. Phone: 561 -6326 Inspector: David Fisher Building Age 43 years Garage Detached H101 (8027) TABLE OF CONTENTS 9 ART PAG 1 X❑ HANDRAIL - GUARDRAIL $ 1 Where required, Height of, Baluster Spacing and Installation, Specification for 2 ® INTERIOR - EXTERIOR STAIRS $ 1 Repair or Replacement of, Rise and Run and Installation, Specification for 3 ❑ FOUNDATION $ 2 Repair of —Tuck Pointing Insulation Installation and Specification for 14 4 ❑ CRAWL SPACE: $ 2 Insulation of and Vapor Barrier, Installation for 5 ❑ BASEMENT FLOOR $ 2 Repair of 6 ❑ POST AND BEAM: $ 3 Repair of, Replace 7 ❑ ACCESSIBILITY IMPROVEMENT $ 3 For Barrier Free and Handicapped Persons 8 ELECTRICAL $ 3 Upgrade Service, Unprotected Conductor,Washer, Dryer, Hanging Receptacle, Furnace and Kitchen Circuits Wall Receptacle, Ground Fault 4 9 ❑ ELECTRICAL MAST: $ 4 Relocation of 10 ❑X MECHANICAL $ 4 Enclosed Space Ventilation, Replace Furnace Thermostat, Chimney, Registers, Ductwork 1 1 ® PLUMBING: $ 5 Water Heater Replacement, Cold Water Shut -off, Gas Valve T.P.R. Valve, Vent Connector, Dryer Gas Valve, Dryer 6 Ventilation, Open Gas Device,Well Abandonment, Plugged Sewer, Water Softener, Kitchen Sink Vent, Trap, Water Supply, Lavatory Vent, Trap, Water Supply, Water Closet and Sealing Gasket, Bathtub Vent, Trap, Wall Enclosure, Laundry Tub Vent, Trap, Floor Drain Plumbing Fixture Material and Performance Specifications 7 for, Drain Tile, Main Water Line Septic System, City Sewer 8 -1- TABLE OF CONTENTS PART PA �12 [ CEILINGS $ Repair of 13 WALLS: $ _ Repair of 13 Ceiling and Wall Performance and Material Specifications for 9- 14 Q FINISH FLOORS: $ 10- Rep acement of, Performance and Material Specifications for 15 ® EXTERIOR DOORS: $ Repair - Refinish of, Weather Sealing, and Replacement of, Performance Specification for 16 ❑ EXTERIOR STORM DOORS: $ Repair - Replacement of, Material Specification for 17 ❑ INTERIOR DOORS $ Repair - Replacement of, Performance and Material Specifications for 18 ® EXTERIOR STORM AND SCREEN WINDOWS $ Repair - Replacement of, Material Specification for 0 19 FX� HOUSE WINDOWS: $ 13- Repair - Refinish of, Weather Sealing of, Replacement of,. Material and Performance Specification for 20 ❑X INSULATION: $ 14 A ttic, Wall, Foundation, Rim Joist Installation, Material and Performance Specification for, Code Requirement 21 ❑x VENTILATION: $ Provision of Attic, Kitchen, Bathroom, Repair of, Material and Performance Specification for 22 ❑ EXTERIOR SIDING: $ Installation Repair or Replacement of, Soffit and Facia, Window, Door and Cornice Trim, Material and Performance Specification for 23 ❑ EXTERIOR PAINTING: $ 1 Material an Performance Specification for 24 [] GUTTERS AND DOWNSPOUTS: $ 1 Provision for and lacement of, Material and Performance Specification for 1 05 ® ROOFING: $ 1 R ep - Replacement - Removal of, Material and Performance Specification for -2- TABLE OF CONTENTS PART PAGE 26 CHIMNEY Repair - Reline - Replacement of $ 5 -19 27 ❑ KITCHEN & BATHROOM CABINETS $ 19 28 SMOKE DETECTORS: Installation of $ 20 29 GRADING Material and Placement Specification for, Seeding and $ 20 Sodding of 30 Q EXTERIOR CONCRETE WORK Replacement - -Repair of, Sidewalks, Garage Apron, Etc. $ 20 31 E3 MISCELLANEOUS: $ 20 Repair or replace overhead garage door. TOTAL $ Contractor Name: Address: City State Phone: Home Work —� Homeowner Name: nr�PiiP R__pPka Address 5600 Dupont Avenue North, Brooklyn Center, MN 55430 Phone: 561 -6326 H# 101 (8027) Contractor Signature Date -3- 1. INSTPLL HANDRAIL Basemen Stair Front ❑X ❑ Stair [] Rear Stair ® Upper Level Stair One handrail shall be installed on stairways 44" or less in width, except that stairways open on one or both sides shall have handrails provided on the open side or sides. Handrails shall not be less than 30 nor more than 34" in height above stair tread. Unenclosed floor, open landings and ramps at a height of over 30 from floor or grade shall have a guardrail. Guardrail shall not be less than 36" in height and shall have intermediate rails or an ornamental pattern such that a sphere 6 in diameter cannot pass through. Materials and finish shall be specified in the Scope of Improvements and installation shall be in compliance with the State Building Codes. ® Addition: Replace with grippable 2. INTERIOR _ EXTERIOR STAIRS ❑ Repair ❑ Basement ❑ Second Storey [] Front Rear Entrance Stairs ® Replace ❑ Basement ❑ Second Storey ® Front Cx Rear Entrance Stairs Stair riser to be a minimum of 4 to a maximum of 7 " high. Stair tread to be a minimum of 11" wide. Wood stair stringer shall be of 2 x 10 nominal stock. Exterior stairs can be of treated stock or concrete having footings 42" g g minimum below . rade g -- ® Addition: Replace front and rear stoop. Note: If 4 or p P more steps. a handrail is required by code -1- 3. REPAIR FOUNDATION: OK ❑ All joints shall be completely filled with mortar. ❑ Tuck pointing shall be done only after the joints have been raked out to a minimum depth of 112" and wetted. ❑ Addition: 4. CRAWL SPACE: NA ❑ Either insulate perimeter foundation wall to R -11 or floor to a minimum of R -19. A 6 mil. polyethylene plastic vapor barrier shall be installed over dirt area non- wood and be weighted b sand rocks or other n n wo g y o od materials. ❑ Addition: 5. BASEMIT FLOOR: OK ❑ Patch holes and large cracks. Addition: -2- 6. POST AND EEAt pR ❑ Repair or replace as marked. ❑ Addition: 7. ACCESSIBILITY INMROVEMEENTS pR ❑ Refer to Minnesota State Building Code Chapter 55 for accessibility architecture specifications. The type and scope of accessibility improvements shall be at the discretion of the Grant Administrator. ❑ Addition: 8. ELECTRICAL: ❑ Install new U.L. certified 100 amp service panel and circuit breakers. ❑ Relocate unprotected plastic coated conductors to center of wood joist or in metal protective tubing located in F Provide grounded receptacle for: %0 Washer & Dryer on a separate 20 amp circuit. Water Softner. ❑ Other ❑ Replace hanging light or receptacle with porcelain fixture mounted on an approved box and properly grounded. ❑ Provide separate 15 amp circuit to furnace. ❑ Provide separate 20 amp circuit to kitchen countertop work area receptacles. -3- ELECTRICAL CONTINUED ❑ Add wall receptacle in; kitchen; ❑ in dining room; ❑ bedroom bedroom ❑ bedroom ❑ bedroom ❑ living room ❑ bathroom ❑ with ❑ without ground fault. ❑ laundry room Addition: Install cover over open wiring in electrical box. 9. ELECTRICAL MAST; pR ❑ Relocate ❑ Other ❑ Addition: ALL ELECTRICAL WORK SHALL BE IN COMPLIANCE TO THE NATIONAL ELECTRICAL CODE. 10. MECHANICAL: ❑ Provide ventilation of enclosed furnace space. ❑ Provide heat loss calculation of dwelling and install new heating manufacturer's instructions capable to meet the heat loss. The minimum AFUE shall be listed at 80% and shall include damper efficiency. New appliance shall be AGA or UL listed and orsat tested. -4- ❑ Replace gas valve with approved lever handle gas valve or ball valve ❑ Replace vent connector from furnace to chimney with 26 gauge galv. sheet metal vent materials. ❑ Provide combustion air ❑ Provide set back thermostat. ❑ Reline existing Class B Chimney to expel water heater or other gas appliance combustion gases if new heating appliance is vented through the side wall. VVI Remove T1X X existing Class B Asbestos Chimney. ❑ Add warm air register in ❑ Add return air register in ❑ Add Duct work Ri.Addition: Remove existing asbestos chimney. and nd repinrp with metal (For water heater)- ALL MECHANICAL WORK SHALL BE IN COMPLIANCE WITH STATE MECHANICAL CODES. 11. PLUMBING Install new 40 gallon energy miser water heater having AGA or UL listing complete with necessary gas piping tested for leaks, new lever handle gas valve or ball valve, new vent connector sealed and secured at all joints, new temperature pressure relief valve with 3/4" overflow tube extending to 6 11 above finished floor. Water heater shall be warranted for five years. ❑ Install cold water shut off valve on existing water heater. ❑ Install approved gas valve on existing water heater. PLUMBING continued ❑ Install temp., pressure, relief valve on existing water heater. [] Install new vent connector on existing water heater. ❑ Install new approved gas valve on gas dryer. ❑ vent gas dryer to outside air. ❑ Plug or cap open gas valve or fitting located at or near ❑X Disconnect existing well water and reconnect water service to City water with meter and reconnect electrical ground to City side of water meter. Well to be properly abandoned, inspected and approved by the State Health Department or City Sanitarian. ❑ Rout out main house sewer and clear stoppage. Repair or replace inoperable water softener. ❑ Install new kitchen sink vented to outside air. ❑ Install new kitchen sink water supply tubes and valves. ❑ Install new kitchen sink trap. ❑ Install new lavatory sink vented to outside air. ❑ Install new bathroom lavatory water supply tubes and valves. ❑ Install new bathroom lavatory trap. ]] Install new bathroom water closet complete with seat and shut off valve. Insta new w gasket. 11 n.. water closet setting seal a g g g] Install new bathtub vented to outside air. [ Install new bathtub waste trap. ❑ Install new bathtub wall enclosure and shower curtain rod. [% Install new laundry tub vented to outside air. ❑ Install new laundry tub waste trap. ❑ Floor Drain ❑ Inoperable ❑ Install Iff Other Install back flow preventers on outside spigots and laundry tub fancPt_ Note- NP11 mast bP capped by ___a State licensed well driller. -6- PLUMBING continued ❑ New kitchen sink shall be 33" x 22" self - rimming, unless otherwise specified in the Scope of Improvements. Sink shall be stainless steel or cast iron and faucets shall be either single lever or two handle. a. Garbage disposal is only an acceptable work item in these two circumstances. [] 1. reinstallation of existing disposal when installing a new sink. ❑ 2. removing and disposal. New bathtub shall be cast iron, fiberglas or steel. Faucets shall either be single lever or two handle. Color selection shall be limited white unless specified to match existing color. Installation of a fiberglas tub insert is at the discretion of the Grant Administrator. New lavatory shall be wall -hung or with vanity. Trap shall be .17 gauge. Color selection shall be limited to white unless specified to match existing color. Refer to Carpentry section for dabinet specification. ❑ New water closet shall be viterous china with close coupled tank, include seat and anti- siphon ballcock. Color selection shall be limited to white unless specified to match existing color. ❑ New laundry tub shall be fiberglas and securely attached to wall or free standing. Faucet shall be stainless steel or brass type and nonthreaded or with a vacuum breaker. [� Provide basement interior perimeter wall drain tile system and floor sump pump. Sump pump shall discharge to an exterior french drain or City storm sewer. French drain shall be located a minimum of ft. from foundation wall and be filled with a minimum of cubic feet of 3/4" stone. Stone shall be topped with sod or reseeded to match existing landscape. ❑ Addition: Provide Municipal Water - House connection to municipal water line shall entail a bid specifying municipal tap -in fee, total length and cost per foot, location and permit. Connect to house supply lines, patch any unnecessary holes incurred where water line enters house, repair any necessary street damage, back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work shall be at the discretion of the Grant Administrator. (� Addition: -7- PLUMBING continued ❑ Provide Septic Sewaze System -System shall be specified in the bid and include drawing. installation shall include testing and permit costs. Connect t house drainage lines, provide reasonable protection to lawn, driveways, etc. back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work shall be at the discretion of the Grant Administrator. ❑ Addition: ❑ Provide Municipal Sewer - House connection to municipal sewer line shall entail a bid specifying municipal tap -in fee, total length of line and cost per foot, location and permit. Connect to house drainage lines, patch any unnecessary holes incurred where line enters house, repair any necessary street damage, fill existing septic tank(s) with dirt and back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work. [ ALL PLUMBING WORK SHALL BE IN COMPLIANCE WITH THE STATE PLUMBING CODE 12. CEILINGS (See General Specification) Family Repair Ceiling in ❑ Kitchen R»ax room ❑ Livingroom ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Basement Baseme ❑ nt ❑ Closet h 13. WALLS (See General Specification) Repair Wall in ❑ Kitchen ❑ Dining room ❑ Livingroom ❑ Bathroom 7 Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Basement ❑ Closet of -8- WALLS continued wall and Ceiling Repair General Specification: 1. Wherever existing walls or ceilings are to be repaired, the damaged and locse material shall be completely removed and new material shall be sized and installed to match and blend in with the adjoining and surrounding work. All repairs shall be properly prepared to receive the finish application. 2. Plastering - New plastering work shall be installed in compliance with the State Building Codes. 3. Wall Board - shall be installed in compliance with the State Building codes. 4. Perforated Tape Mix - shall comply with the recommendations of the manufacturer. A minimum temperature of 55 degrees Fahrenheit shall be maintained in the room where work is done until the cement is completely dry. 5. Perforated Tape Application - Follow manufacturer's directions. a. Over Joints the tape shall be embedded in cement and covered with a thin layer of cement. A second and third coat shall be applied. Each coat shall be dry before applying the next coat. Each coat shall be featheredged and extended beyond the previous coat (approximately 2 The finish coat shall be sanded lightly and any imperfections filled in prior to any painting and decorating. b. Check to see that all nails have been driven so that their heads are below the surface of the board leaving a dimple in the surface without breaking the paper. Cover the nails dimple with three applications of cement allowing time to dry between each coat. The final coat shall be sanded lightly before application of paint or other decoration. c. Inside corners shall be reinforced with tape embedded in cement finished as specified "Over Joints ". d. Outside corners shall be protected by wood moulding, metal moulding or metal corner reinforcement. Metal corner reinforcement shall be finished with two coats of cement as specified. 6. Waterproof gypsum board shall be used in areas specified in the State Building Code. Install water resistant wall board base in the bath and shower enclosure, and apply wall board with long edge horizontally over the tub, allowing 1/4 space between the board and tub. 7. Adhesive is an acceptable bonding material. Adhesive shall be specified according to usage and location and applied in strict compliance with the manufacturer's specifications. _Q_ WALLS continued 8. Panelinz installation shall be 3/16" prefinished paneling of a medium quality installed as per manufacturer's recommendations. Owner shall have choice of paneling color and style. 9. Furring strips - New ceiling shall be installed over 1" x 3" furring strips, 12} on center. When ceiling butts to wood or paneled walls, 3/4 to 1 1/2 cove moulding shall be installed along edge. New walls shall be installed over 1t x 2 furring strips, 16 on center. Any existing baseboard, window or door trim shall be removed and reinstalled or replaced with new trim over new wall material, unless otherwise specified in the Scope of Improvements. New work shall be level and plumb with adjoining and surrounding work. Addition: 111. FINISH FLOORING Rep_ lacy Floor Covering in Kitchen Diningroom Livingroom Bathroom Bedroom Bedroom Bedroom Bedroom Basement Closet of 1. Existing wood flooring shall be repaired to match existing or blend in with the adjoining and surrounding work. 2. Resilient flooring shall be sheet vinyl or vinyl asbestos tile minimum thickness 1/16 ". Tile shall be medium quality and laid in exact accordance with the manufacturer's specifications. Owner to select color and pattern from readily available selection. 3. Carpet shall be a color and pattern from readily available selection of medium quality and priced carpet. 0 �+. A finished wood, vinyl or metal moulding along edge of flooring shall be installed as part of the finish flooring installation. -10- FLOORING continued 5. Plywood used as subfloor shall be a minimum of 112" thick, nailed to joist spaced 16" on center along intermediate members, installed with outer plies at right angles to the joists and staggered so the end joists in adjacent panels bear on different joists. 6. Underlayment shall be 1/4" structural grade plywood, particle board or untempered hard board placed with smooth side up. ] Addition: RPpa;r or replace floor ove ing in kitchen _Seams are coming up. Note: If it cannot be repaired, you must replace the whole floor covering. 15. EXTERIOR DOORS ❑ Repair and Refinish: ❑ Front Door ❑ Rear Door ❑ Side Door ❑ Garage Door (g Weather Seal: RJ Front Door ❑ Rear Door ❑ Front Storm Door ❑ Rear Storm Door FXX Replace: ❑ Front Door Rear Door ak Garage Door All exterior doors shall be solid core wood or insulated steel and complete with hardware, strike plat and lock set. Installed doors shall be prehung or sized to. fit frame complete with stops, weatherstripping and jambs. After trimming and fitting of door, all edges shall be finished to match existing or blend in with the adjoining and surrounding work. A door bumper and threshold are included on all exterior doors. 16. EXTERIOR STORM DOOR pR ❑ Repair: ❑ Front Storm Door ❑ Side Storm Door ❑ Replace: ❑ Front Storm Door ❑ Side Storm Door Storm doors shall be solid core aluminum or wood with storm and screen inserts and complete with hardware and strike plate. Installed doors shall be sized to fit frame. All edges of wood storm shall be finished to match existing or blend in with the adjoining and surrounding work. -11- 17. INTERIOR DOORS OK ❑ Repair Door to: ❑ Basement ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Closet in Replace Door To: ❑ Basement ❑ Bathroom ❑ Bedroom ❑ Bedroom D Bedroom Bedroom [] Closet in Interior doors shall be hollow core or panel and complete with hardware and strike plate. Installed doors shall be prehung or sized to fit frame complete with stop and jambs. After trimming and fitting of door, all edges shall be finished to match existing or blend in with the adjoining and surrounding work. A door bumper is included on all interior doors. Bathroom door shall be provided with "privacy" lock set. ❑ Addition: -12- 18. EXTERIOR STORM AND SCREE-?v VIi1DOt 7 Family room Repair [ Replace ❑ Basement ❑ Kitchen �i�4��5�r1f ❑ Livingroom ❑ Bathroom ❑ Bedroom ZL-- UTpper Bedr E] Bedroom ❑ Bedroom Storm windows shall be aluminum combinations of medium quality, unless otherwise specified in the Scope of Improvements. 19. HOUSE WINDOW S XCK Repair and Refinish Windows in: ❑ Basement ❑ Kitchen room Dinin a g ❑ Livingroom Q Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom `t ❑ Bedroom See Note: Re p�air of windows or replacements of frames, sills, sash, trim and hardware shall match existing work in wood, design, dimensions and finish, unless otherwise specified in the Scope of Improvements. Where sash counter balances are to be removed, the area must be insulated properly. Friction guides are acceptable as substitutes. Cotton cord replacement is acceptable. A positive locking device shall be installed on all windows. All broken glass shall be replaced with new glass, matching existing in size and design and properly reglazed. All excess material shall be removed and all glass left clean. Family roo Weather Seal Windows in: X Kitchen X� lii3og Livingroom Bathroom X Bedroom ® Bedroom ❑X Upper level Bedroom ❑ Bedroom t--21 Basement Caulk and weatherstrip around all primary door and window frames, window panes or other locations that lead to an unheated space or which calls for a seal and watertight job. Materials shall be of standard brands and application shall be in exact accordance with the manufacturer's specifications. -13- Replace Window in: ❑ Kitchen ❑ Diningroom ❑ Livingroom ❑ Bathroom ❑ Bedroom (❑ Bedroom ❑ Bedroom [] Bedroom Basement Openings of new window units shall be framed to provide a rigid enclosure for the installation of windows. Frames shall be set plumb, level and square within clearance limits. New windows shall match the adjacent windows in design, glass, material and finish, unless otherwise specified in the Scope of Improvements. Installed windows shall be weathers tripped, left clean, tight and weatherproof. ❑ A positive locking device shall be installed on all windows. ❑ Installed below grade bedroom window used as an excape exit shall have a opening size of not less than 5.7 sq. ft. with a minimum of 24" depth and 20" width. The interior sill height shall not be more than 48 from floor. Exterior of window shall be cleared for exit and when an areawell is installed it shall be of treated wood or galvanized metal. ❑ When a bedroom window unit is replaced, the new unit shall be sized to meet the requirements of the State Building Codes. Addition: Note: Check and verify all windows open and close properly and are weather sealed. Reputty all windows that need it. 20. INSULATION ® Insulate attic space to meet a minimum R -38 rating and have a vapor barrier, where accessible. Air chutes shall be installed where there is soffit venting. Provide protection around all recessed lights, junction boxes and chimney. Access opening shall be sized a minimum of 22" x 30 ", framed and insulated. ❑ Insulate exterior walls to a minimum of R -11. Drill holes and blow in insulation between wall studs approximately every 16 on center and below each fire stop. Holes shall be patched to match existing or blend with adjoining and surrounding work. a Insulate exterior foundation with rigid insulation of R -11 to above grade and extend insulation 2' below grade and cover insulation with a non - combustible material. Foundation insulation shall be at the discretion of the Grant� Administrator. -14- INSULATION continued Insulate accessible area rim joist to a minimum of R -19 with vapor barrier facing warm side. ❑ Addition: 21. VENTILATION ® Provide attic ventilation per Uniform Buildin g Code as follows: Ventilation - where determined necessary by the building official due to atmospheric or climatic conditions, enclosed attics and enclosed rafter spaces formed where ceilings are applied direct to the underside of roof rafters shall have cross ventilation for each separate space by ventilating openings protected against the entrance of rain and snow. The net free ventilating area shall be not less than 1/150 of the area of the space ventilated, except that the area may be 1/300, provided at least 50% of the required ventilating area is provided by ventilators located in the upper portion of the space to be ventilated at least three feet above eave or cornice vents with the balance of the required ventilation provided by eave or cornice vents. The openings shall be covered with corrosion- resistant metal mesh with mesh openings of 1/4" in dimension. [] .Provide kitchen ventilation - Exhaust Fan - kitchen without means of natural or below minimum requirements of ventilation shall be equipped with a mechanical exhaust fan. Installation shall include mounting fan on ceiling, venting through the roof or exterior wall with cap, insulating vent in unheated space and wiring on a separate wall switch. Repair kitchen ventilation. [� Provide bathroom ventilation - Exhaust Fan - Bathroom without means of natural or below minimum requirements of ventilation shall be equipped with a mechanical exhaust fan. Installation shall include mouting fan on ceiling, venting through the roof or exterior wall with cap, insulating vent in unheated space and wiring on a separate wall switch. Repair bathroom ventilation. ❑ Addition: -15- 22. EXTERIOR SIDING OK ❑ Repair or replace all rotten boards and nail down all loose boards or shingles prior to receiving new siding. Side walls shall be furred out if necessary to make walls level, plumb and free from waves, buckles and sags. Installation shall be in strict compliance with the manufacturer's specifications. ❑ Existing brick work shall be repaired to match existing or blend in with the adjoining and surrounding work. ❑ Reside exterior with .024 gauge, nominal thickness, insulated type aluminum of medium quality or equal. Color selection by owner. Installation shall include window J channel, door channel, inside and outside corners, starter strip, finish mould and caulking. Backing shall be installed under siding and be of proper thickness. All nails and rivets shall be properly secured. Staples shall not be used for installation. ❑ Cover all window, door trim and sills with baked enamel aluminum, minimum .019 gauge. Color selection by owner. Lap - Siding shall be minimum 7/16" thick x 16 long, smooth, pre - primed masonite panels. Siding shall be installed with corrosion resistant nails and all ends shall be attached together with H- moulding and sealed with exterior caulking. Lap siding shall extend to 6 above finish grade. Novelty - Cover indicated sections of structure with new wood novelt siding, or other specified material. All joints shall be tight and adjacent en joints shall be staggered. Siding shall be installed over vapor barrier, blend and conform with existing structure. All horizontally applied siding shall be staggered with minimum of two stud spaces. ❑ Cover soffit and fascia with .019 gauge baked enamel aluminum using solid or perforated soffit material. Color selection by owner. Soffit panels shall be secured in channels to eliminate looseness and rattling. Materials shall be lapped for proper drainage and applied in full sections. Caulk joints. Staples shall not be used for installation. ❑ Addition: -16- 23. PAINTING pg ❑ Repaint exterior siding, cornice window and door trim includin � � g doors and windows as follows: Wood surfaces to be painted shall be cleaned by best means possible to remove loose and scaley paint and rough spots any any obvious oil and /or grease that may be covering existing wood or paint. Where previous coats have chipped and peeled, the edge shall be feathered to the maximum extent feasible and spot primed with a high quality oil base paint before finish coats are applied. No paint shall be applied until all nail holes have been filled and sanded and all defects in wood work have been eliminated. Paint shall be medium grade and applied according to the manufacturer's specifications and applied to secure full coverage. Use primer where required. Owner to select color from readily available selection. Spray application is not acceptable, unless authorized by the Grant Administrator. 24. GUTTERS AND DO T 7N SPOU pR ❑ Provide gutters and down spouts as follows: a) New gutters shall be minimum 5" wide .032 gauge aluminum with hangers placed under roofing. b) New downspouts shall be minimum 2 x 3 rectangular .020 gauge aluminum. C) Finish of gutters and downspouts shall be a baked on enamel finish. Owner to select color from readily available selection. d) Gutters shall be installed with slight pitch to the downspout. Gutters shall be securely mounted to the roof, 36" or less on center. Downspouts to be installed at one end of gutters and extend 2' at the bottom with extension. Extension or splash block shall be installed when the gutter and downspout system does not directly connect into a drainage system. ❑ Addition: - 17 - 25. RCCFING Provide new roof per City of Brooklyn Center Handout and as follows: New roofing shall be in compliance with the State Building Codes and Manufacturer's installation instructions. Flashing, plumbing jacks and roof vents shall be checked and replaced with new when damaged, rusted or missing. Drip edge shall be installed along eave edge. All damaged or rotted sheathing boards shall be replaced with new. End joints shall be made over a rafter and all sagging portions of roof shall be corrected. Materials - New roofing shall carry the Class C label of wind resistance from the Underwriter's Laboratories and be applied according to the manufacturer's specifications. The type and weight of the materials used for the roofing shall be in compliance with the State Building Codes. Application - Surfaces to which roofing is to be applied shall be even, sound, thoroughly clean, dry and free from all defects that might affect the quality of application. a) Asphalt Shingles - No more than one overlay of asphalt shingles shall be applied over an existing asphalt shingle roof. Shingles shall be fastened with not less than four nails or staples per shingle. Installed shingles shall be 235# - 240# 3 -tab self sealing. Roll roofing shall be installed when the slope is 4 or less. Owner to select color of shingles from readily available selection. b) Built -up - Existing roofing material shall be removed down to bare wood. New roofing shall be 4 -ply built -up tar and slag or gravel roof, including all new flashing of either metal or asphalt mineral roll material. Roof shall be installed in such a way that there is no ponding water. c) Wood Shingles and Shakes - Repair of existing roof shall match existing or blend in with the adjoining and surrounding work and include a contractor warranty for the repair work. d) Fiberglas - is an acceptable roofing material. Tear off existing roof and remove from site. addition: Dwelling only. -18- 26. CHIMNEY ❑ R epair or replace missing brick. ❑ Tuck pointing shall be done only after the joints have been raked out to a minimum depth of 1/2" and wetted. ❑ Provide masonry chimney cap. ❑ Addition: 27. KITCHEN AND BATHROOM CABINETS ❑ Repair damaged kitchen cabinets. ❑ Repair damaged bathroom lavatory cabinet. ❑ Replace or add kitchen cabinets: New cabinets shall be described in complete detail, including design, dimension, installation and location of top or base units, detail of drawers, doors and shelves, type of material and finish in the Scope of Improvements. The contractor shall submit a drawing of the proposed cabinets. ❑ Replace bathroom lavatory cabinet: Vanity - lavatory base cabinet shall _ be medium quality. Top shall be approximately 22" wide with 3" back splash and covered with formica preformed or self edge top. Imitation moulded marble tops can be used as a substitute. ❑ Replace kitchen cabinet top: Kitchen Counter Top - shall be self edge or self forming formica with 4 backsplash. Separate backsplash material shall match formica counter top material. ❑ Replace bathroom lavatory vanity: Vanity - lavatory base cabinet shall be medium quality. Top shall be approximately 22" wide with 3 11 back splash and covered with formica preformed or self edge top. Imitation moulded marble tops can be used as a substitute. ❑ Provide bathroom medicine cabinet: Cabinet - shall be standard size, recessed, or surface mounted, with a minimum of three shelves and mirror. When light fixture is included, fixture shall be wired on separate wall switch. -19- 1 � 28. STOKE DETECTORS Install UL listed battery- operated smoke detector per manufacturer' so instructions without escape light complete with working batteries. 29. GRADING ffY Provide grade fill as follows: [k Grade - Fill material shall be free of debris or other detrimental material. All fill shall be compacted to a density that will avoid damaging settlement to lot improvement. Top soil shall be a minimum of 4" compacted depth and free from stones, debris and other materials detrimental to plants. Slope away from building, 4 11 -6 " over a distance of 3' out from wall. Foundation walls shall extend at least 6 above the finished grade adjacent to the wall at all points. Seeding and Sodding as required. 30. EXTERIOR CONCRETE WORK J Replace crumbled or broken sidewalks. Replace crumbled or broken garage entrance apron. 31. FJSCELLANEOUS Replace or repair overhead garage door UHC /888 RECEIVED URBAN HENNEPIN COUNTY S E P 09 1'331 HOUSING REHABILITATION DEFERRED LOAN PROGRAM HOMEOWNER APPLICATION FOR GRANT METRO H.R.A. HOUSEHOLD INFORMATION Please Print Name ,.A /! I' 7 Zn \� !\ n V✓ 8 U � �' 1/ of A �l� C P r/ Address X l�, Home Phone l - 3, U Y � I City �j_ �� �� K / �/ /I/ C� j�( �C' (� Zip Code s Work Phone City of residence if other than mailing address Marital Status (check one) —L:L�-m arried, single, divorced, separated, widowed Race (check one) t/ White, Black, American Indian /Native Alaskan, Hispanic, Asian or Pacific Islander The information concerning Minority Group Categories is requested for statistical purposed only so that Hennepin County may determine the degree to which its programs are utilized by Minority households. INCOME INFORMATION "Income" means any income received from any source by a Resident. List all the people in occupying your house for at least nine months of the year (including yourself). Include ages and incomes. Include any income derived from rent. Total number of residents in the household -- -How many renters ?�l0 FFICE USE ONLY income of # in household names of ages of residents residents residents per month source of income verified incomes t t �%u A , , / c+ 9P $ .9 0 S Total Income $ per month - $ er year $ � f 7 7 i0677 income per monrk 0 RETURN APPLICATION TO: r Mr. Dale Ruedy (291 - 6596) $ '� 4p� A v Metro HRA inc me per year Mears Park Centre 230 East 5th Street St. Paul, MN 55101 I AECEIVEQ ASSET INFORMATION SEP 09 1`31 List the cash value of assets held by all residents of your household. M ETRO KID If money s owed on an item the value u y y ue listed shou equal the market value of the item minus the amount that is owed. OFFICE USE ONLY verified assets 1. CASH on hand .......... ..............................$ $ 6 .0 2. CASH in checking accoun D0 g ... t ! 3. CASH in saving accounts (including those held ....... $ $ in trust) 4. Cash value of Securities or U.S. Savings bonds ...... $ $ 5. Redemption value of life insurance policies ......... $ $ 6. Current Market Value of real estate, NOT INCLUDING the property to be improved and up to 2 surrounding acres. Include 100% of the outstanding balance �v Q so owed to you on property sold on Contract for Deed ... $• 0 $ 'L 7. Other personal property (excluding household ./ furnishings, clothing and one personal vehicle) ..... $ $ TOTAL ASSETS .............. ..............................$ $ PROPERTY INFORMATION C/ r Provide the following information about the property to be improved with this deferred loan. 1. Is your property: a single family house; a duplex 2. How many years have you lived in the house? 3 What is the approximate age of the house? 19-1 4. Do you have any outstanding mortgage(s) on the house? Yes • L--� No If yes, with whom? (use additional sheet if necessary) Amount $ 5. Do you have any outstanding Contract(s) for Deed on the house? Yes If yes, with whom? (use additional sheet if necessary) Amount $ 6. Have you received a Housing Rehabilitation Grant or Loan before? Yes -� No If yes, from whom? Amount $ Amount $ 2 MEMORANDUM TO: Tom Bublitz, Assistant EDA Coordinator FROM: Dave Fisher, Building Inspector -�� DATE: February 28, 1992 SUBJECT: Rehabilitation Grant for 7225 Halifax Avenue North Homeowner: William and Alice Skowronek H102 (8028) Subject property is a two bedroom rambler, approximately 33 years old: The major deficiencies noted: Old roof, old furnace and peeling paint. The following list of rehabilitation items would improve this home greatly: Electrical 1. Provide separate 15 amp circuit to furnace. 2. Replace missing light fixtures on garage. Mechanical 1. Provide heat loss calculation of dwelling and install new furnace to code. 2. Replace vent connector from furnace to chimney to code. 3. Provide combustion air. 4. Provide setback thermostat. 5. Replace gas valve with approved valve. Plumbing 1. Install new 40 gallon water heater to code. 2. Install new vent connector for new water heater. 3. Install new approved gas valve for water heater and gas dryer. Memorandum, Page Two 2 -28 -92 Skowronek 4. Install new bathroom water closet complete with seal and shut off valve. 5. Install new laundry tub waste trap. i 6. Replace faucet on laundry tub. 7. Provide back flow preventers on outside spigots and laundry tub. Miscellaneous 1. Secure existing handrail to basement. i 2. Replace broken tiles in basement. 3. Repair or replace floor covering in bathroom. 4. Replace floor covering in kitchen. 5. Weather seal front exterior door, front storm door, rear storm door and patio door. 6. Replace rear exterior door. 7. Replace all basement windows. 8. Install one escape window in basement to code. 9. Insulate attic to R -38. 10. Insulate exterior walls to R -11. 11. Insulate foundation to R -11. 12. Insulate accessible rim joist areas to R -19. 13. Provide attic ventilation to code. 14. Reside exterior of dwelling with aluminum siding. 15. Cover soffit and fascia with aluminum. Memorandum, Page Three 2 -28 -92 Skowronek 16. Paint garage to match siding on house. 17. Install gutter around dwelling. 18. Tear off existing roof and remove from site. 19. Install new roof to code. 20. Provide smoke detector in basement sleeping area. skowgran.mem URBAN HENNEPIN COUNTY HOUSING REHABILITATION GRANT PROGRAM PROPERTY INSPECTION REQUEST TO COUNCIL 3 -9 -92 H 102 (8028) APPLICANT INSPECTION Name William /Alice Skowronek Staff Tom Bublitz /Matt Moore Address 7225 Halifax Avenue North Date 2 -25 -92 Brooklyn Center, MN 554 30 Time 9:30 a.m. Phone 561 - 3684 Inspector David Fisher Building Age: 33 years old Garage: Detached �� URBAN HENNEPIN COUNTY HOUSING REHABILITATION GRANT PROGRAM PROPERTY INSPECTION REPORT APPLICANT INSPECTION Name: William /Alice Skowronek Staff: Tom Bublitz /Matt Moore Address: 7225 Halifax Avenue North Date: 2 -25 -92 Brooklyn Center, MN 55430 Time: 9:30 A.M. Phone: 561 -3684 Inspector: David Fisher Building Age 33 years Garage Detached H102 (8028) c ) TABLE OF CONTENTS ART PAGE 1 ® HANDRAIL - GUARDRAIL $ 1 Where required, Height of, Baluster Spacing and Installation, Specification for 2 ❑ INTERIOR - EXTERIOR STAIRS $ 1 Repair or Replacement of, Rise and Run and Installation, Specification for 3 ❑ FOUNDATION $ 2 Repair of —Tuck Pointing Insulation Installation and Specification for 14 4 ❑ CRAWL SPACE: $ 2 insulation of and Vapor Barrier, Installation for 5 ❑ BASEMENT FLOOR $ 2 Repair of 6 ❑ POST AND BEAM: $ 3 Repair of, Replace 7 ❑ ACCESSIBILITY IMPROVEMENT $ 3 For Barrier Free and Handicapped Persons 0 8 ❑ ELECTRICAL 3 Upgrade Service, Unprotected Conductor,Washer, Dryer, Hanging Receptacle, Furnace and Kitchen Circuits Wall Receptacle, Ground Fault 4 9 ❑ ELECTRICAL MAST: $ 4 Relocation of 10 MECHANICAL: $ 4 Enclosed Space Ventilation, Replace Furnace Thermostat, Chimney, Registers, Ductwork 11 Q PLUMBING: $ 5 Water Heater Replacement, Cold Water Shut -off, Gas Valve T.P.R. Valve, Vent Connector, Dryer Gas Valve, Dryer 6 . Ventilation, Open Gas Device,Well Abandonment, Plugged Sewer, Water Softener, Kitchen Sink Vent, Trap, Water Supply, Lavatory Vent, Trap, Water Supply, Water Closet and Sealing Gasket, Bathtub Vent, Trap, Wall Enclosure, Laundry Tub Vent, Trap, Floor Drain Plumbing Fixture Material and Performance Specifications 7 for, Drain Tile, Main Water Line Septic System, City Sewer 8 -1- TABLE OF CONTENTS PART PAC 2 ❑ CEILINGS $ 8 Repair of 13 ❑ WALLS: $ 8 Repair of 13 Ceiling and Wall Performance and Material Specifications for 9 -1 14 FINISH FLOORS: $ 10 -1 Replacement of, Performance and Material Specifications for 15 ❑ EXTERIOR DOORS: $ 1 Repair - Refinish of, Weather Sealing, and Replacement of, Performance Specification for 16 ❑ EXTERIOR STORM DOORS: $ 1 Repair - Rep acement of, Material Specification for 17 ❑ INTERIOR DOORS $ 1 Repair - Replacement p p acement of, Performance and Material Specifications p ations for 18 ❑ EXTERIOR STORM AND SCREEN WINDOWS $ 1: Repair - Replacement of, Material Specification for 109 HOUSE WINDOWS: $ 13 -1= Repair - Refinish of, Weather Sealing of, Replacement of,. Material and Performance Specification for 20 ® INSULATION: $ 14 -1s Attic, Wall, Foundation, Rim Joist Installation, Material and Performance Specification for, Code Requirement 21 ❑ VENTILATION: $ 1! Provision of Attic, Kitchen, Bathroom, Repair of, Material and Performance Specification for 22 [ EXTERIOR SIDING: $ lE Installation, Repair or Replacement of, Soffit and Facia, Window, Door and Cornice Trim, Material and Performance Specification for 23 ❑ EXTERIOR PAINTING: $ ateria an Performance Specification for 24 GUTTERS AND DOWNSPOUTS: $ l" Provision for an Replacement of, Material and Performance Specification for ❑ ROOFING: $ if Repair - Replacement - Removal of, Material and Performance Specification for -2- TABLE OF CONTENTS PART PAGE 26 CHIMNEY Repair - Reline - Replacement of $ 5 -19 27 KITCHEN & BATHROOM CABINETS $ 19 28 ( SMOKE DETECTORS Installation of $ 20 29 GRADING Material and Placement Specification for, Seeding and $ 20 Sodding of 30 Q EXTERIOR CONCRETE WORK Replacement - Repair of, Sidewalks, Garage Apron, Etc. $ 20 31 Q MISCELLANEOUS: $ 20 TOTAL $ Contractor Nave: Address: City State Phone: Home Work Homeowner Name: William /Alice Skowronek Address: 7225 Halifax Avenue North, Brooklyn Center, MN 55430 Phone: 561 -3684 H# 102 (8028) Contractor Signature Date i -3- 1. INSTALL HANDRAIL: ❑ Basement Stair ❑ Front Stair ❑ Rear Stair ❑ Upper Level Stair One handrail shall be installed on stairways 44" or less in width, except that stairways open on one or both sides shall have handrails provided on the open side or sides. Handrails shall not be less than 30 nor more than 34" in height above stair tread. Unenclosed floor, open landings and ramps at a height of over 30" from floor or grade shall have a guardrail. Guardrail shall not be less than 36" in height and shall have intermediate rails or an ornamental pattern such that a sphere 6 in diameter cannot pass through. Materials and finish shall be specified in the Scope of Improvements and installation shall be in compliance with the State Building Codes. Addition: Secure existing handrail to basement. 2. INTERIOR _ EXTERIOR STAIRS oK ❑ Repair ❑ Basement ❑ Second Storey [] Front ❑ Rear Entrance Stairs ❑ Replace ❑ Basement ❑ Second Storey Q Front �J Rear Entrance Stairs Stair riser to be a minimum of 4 to a maximum of 7 ' high. Stair tread to be a minimum of 11" wide. Wood stair stringer shall be of 2 x 10 nominal stock. Exterior stairs can be of treated stock or concrete having footings 42 minimum below grade. ❑ Addition: -1- , 3. REPAIR FOUNDATION: OR ❑ All joints shall be completely filled with mortar. ❑ Tuck pointing shall be done only after the joints have been raked out to a minimum depth of 1/2" and wetted. ❑ Addition: 4. CRAWL SPACE: NA ❑ Either insulate perimeter foundation wall to R -11 or floor to a minimum of R -19. A 6 mil. polyethylene plastic vapor barrier shall be installed over dirt area and be weighted by sand, rocks or other non -wood materials. ❑ Addition: 5. BAM'IENT FLOOR: ❑ Patch holes and large cracks. M Addition: Replace broken tiles in basement. i -2- 6. POST AND BEA14 OK ❑ Repair or replace as marked. ❑ Addition: 7. ACCESSIBILITY IMPROVEMENTS pR ❑ Refer to Minnesota State Building Code Chapter 55 for accessibility architecture specifications. The type and scope of accessibility improvements shall be at the discretion of the Grant Administrator. ❑ Addition: 8. ELECTRICAL: ❑ Install new U.L. certified 100 amp service panel and circuit breakers. ❑ Relocate unprotected plastic coated conductors to center of wood joist or in metal protective tubing located in ❑ Provide grounded receptacle for: ❑ Washer & Dryer on a separate 20 amp circuit. ❑ Water Softner. ❑ Other ❑ Replace hanging light or receptacle with porcelain fixture mounted on an approved box and properly grounded. ® Provide separate 15 amp circuit to furnace. ❑ Provide separate 20 amp circuit to kitchen countertop work area receptacles. -3- ELECTRICAL COUIPJUED ❑ Add wall receptacle in: kitchen; ❑ in dining room; ❑ bedroom ❑ bedroom ❑ bedroom ❑ bedroom ❑ living room ❑ bathroom ❑ with ❑ without ground fault. ❑ laundry room Addition: Replace missing light fixtures on garage 9. ELECTRICAL MAST; ❑ Relocate ❑ Other ❑ Addition: ALL ELECTRICAL WORK SHALL BE IN COMPLIANCE TO THE NATIONAL ELECTRICAL CODE. 10. MECHANICAL: ❑ Provide ventilation of enclosed furnace space. �]g Provide heat loss calculation of dwelling and install new heating manufacturer's instructions capable to meet the heat loss. The minimum AFUE shall be listed at 80% and shall include damper efficiency. New appliance shall be AGA or UL listed and orsat tested. -4- �g Replace gas valve with approved lever handle gas valve or ball valve Replace vent connector from furnace to chimney with 26 gauge galy. sheet metal vent materials. [ Provide combustion air Provide set back thermostat. ❑ Reline existing Class B Chimney to expel water heater or other gas appliance combustion gases if new heating appliance is vented through the side wall. ❑ Remove ❑ Reline existing Class B Asbestos Chimney. ❑ Add warm air re in ❑ Add return air register in ❑ Add Duct work ❑ Addition: ALL MECHANICAL WORK SHALL BE IN COMPLIANCE WITH STATE MECHANICAL CODES. 11. PLUMBING Q Install new 40 gallon energy miser water heater having AGA or UL listing complete with necessary gas piping tested for leaks, new lever handle gas valve or ball valve, new vent connector sealed and secured at all joints, new temperature pressure relief valve with 3/4" overflow tube extending to 6 above finished floor. Water heater shall be warranted for five years. ❑ Install cold water shut off valve on existing water heater. ❑ Install approved gas valve on existing water heater. PLUMBING continued ❑ Install temp., pressure, relief valve on existing water heater. ❑ Install new vent connector on existing water heater. Install new approved gas valve on gas dryer. ❑ Vent gas dryer to outside air. ❑ Plug or cap open gas valve or fitting located at or near ❑ Disconnect existing well water and reconnect water service to City water with meter and reconnect electrical ground to City side of water meter. Well to be properly abandoned, inspected and approved by the State Health Department or City Sanitarian. ❑ Rout out main house sewer and clear stoppage. ❑ Repair or replace inoperable water softener. ❑ Install new kitchen sink vented to outside air. ❑ Install new kitchen sink water supply tubes and valves. ❑ Install new kitchen sink trap. ❑ Install new lavatory sink vented to outside air. ❑ Install new bathroom lavatory water supply tubes and valves. ❑ Install new bathroom lavatory trap. ® Install new bathroom water closet complete with seat and shut off valve. ❑ Install new water closet setting seal gasket. ❑ Install new bathtub vented to outside air. ❑ Install new bathtub waste trap. ❑ Install new bathtub wall enclosure and shower curtain rod. ❑ Install new laundry tub vented to outside air. ® Install new laundry tub waste trap. ❑ Floor Drain ❑ Inoperable ❑ Install ® Other 1) Replace faucet to laundry tub 2) Provide back flow _preventers on outside spigots and laundry tub- -6- PLUMBIPJG continued 4 ❑ lNew kitchen sink shall be 33" x 22" self - rimming, unless otherwise specified in the Scope of Improvements. Sink shall be stainless steel or cast iron and faucets shall be either single lever or two handle. a. Garbage disposal is only an acceptable work item in these two circumstances. 1. reinstallation of existing disposal when installing a new sink. ❑ 2. removing and disposal. New bathtub shall be cast iron, fiberglas or steel. Faucets shall either be single lever or two handle. Color selection shall be limited white unless specified to match existing color. Installation of a fiberglas tub insert is at the discretion of the Grant Administrator. New lavatory shall be wall -hung or with vanity. Trap shall be .17 gauge. Color selection shall be limited to white unless specified to match existing color. Refer to Carpentry section for dabinet specification. New water closet shall be viterous china with close coupled tank, include seat and anti - siphon ballcock. Color selection shall be limited to white unless specified to match existing color. New laundry tub shall be Fiberglas and securely attached to wall or free standing. Faucet shall be stainless steel or brass type and nonthreaded or with a vacuum breaker. (� Provide basement interior perimeter wall drain tile system and floor sump pump. Sump pump shall discharge to an exterior french drain or City storm sewer. French drain shall be located a minimum of ft. from foundation wall and be filled with a minimum of cubic feet of 314 stone. Stone shall be topped with sod or reseeded to match existing landscape. [] Addition: [� Provide Municipal Water - House connection to municipal water line shall entail a bid specifying municipal tap -in fee, total length and cost per foot, location and permit. Connect to house supply lines, patch any unnecessary holes incurred where water line enters house, repair any necessary street damage, back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work shall be at the discretion of the Grant Administrator. ❑ Addition: -7- PLUMBING continued ❑ Provide Septic Sewage System -System shall be specified in the bid and include drawing. Installation shall include testing and permit costs. Connect to house drainage lines, provide reasonable protection to lawn, driveways, etc., back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work shall be at the discretion of the Grant Administrator. ❑ Addition: ❑ Provide Municipal Sewer - House connection to municipal sewer line shall entail a bid specifying municipal tap -in fee, total length of line and cost per foot, location and permit. Connect to house drainage lines, patch any unnecessary holes incurred where line enters house, repair any necessary street damage, fill existing septic tank(s) with dirt and back fill and mound to allow settlement to previous ground level. Seeding or sodding the ground to match existing or blend in with the adjoining and surrounding work. ❑ Addition: ALL PLUMBING WORK SHALL BE IN COMPLIANCE WITH THE STATE PLUMBING CODE 12. CEILINGS (See General Specification) OK ❑ Repair Ceiling in ❑ Kitchen ❑ Dining room ❑ Livingroom ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Basement ❑ Basement ❑ Closet b 13. WALLS (See General Specification) OK Repair Wall in ❑ Kitchen ❑ Dining room ❑ Livingroom ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Basement ❑ Closet of -8- MALLS continued ❑ Wall and Ceiling Repair General Specification: 1. Wherever existing walls or ceilings are to be repaired, the damaged and loose material shall be completely removed and new material shall be sized and installed to match and blend in with.the adjoining and surrounding work. All repairs shall be properly prepared to receive the finish application. 2. Plastering - New plastering work shall be installed in compliance with the State Building Codes. 3. I-1all Board - shall be installed in compliance with the State Building codes. 4. Perforated Tape Mix - shall comply with the recommendations of the manufacturer. A minimum temperature of 55 degrees Fahrenheit shall be maintained in the room where work is done until the cement is completely dry. 5. Perforated Tape Application - Follow manufacturer's directions. a. Over Joints the tape shall be embedded in cement and covered with a thin layer of cement. A second and third coat shall be applied. Each coat shall be dry before applying the next coat. Each coat shall be featheredged and extended beyond the previous coat (approximately 2 The finish coat shall be sanded lightly and any imperfections filled in prior to any painting and decorating. b. Check to see that all nails have been driven so that their heads are below the surface of the board leaving a dimple in the surface without breaking the paper. Cover the nails dimple with three applications of cement allowing time to dry between each coat. The final coat shall be sanded lightly before application of paint or other decoration. C. Inside corners shall be reinforced with tape embedded in cement finished as specified "Over Joints ". d. Outside corners shall be protected by wood moulding, metal moulding or metal corner reinforcement. Metal corner reinforcement shall be finished with two coats of cement as specified. 6. Waterproof gypsum board shall be used in areas specified in the State Building Code. Install water resistant wall board base in the bath and shower enclosure, and apply wall board with long edge horizontally over the tub, allowing 1/4 space between the board and tub. 7. Adhesive is an acceptable bonding material. Adhesive shall be spec -fied according to usage and location and applied in strict compliance with the manufacturer's specifications. -9- WALLS continued 8. Paneling installation shall be 3/16" prefinished paneling of a medium quality installed as per manufacturer's recommendations. Owner shall have choice of paneling color and style. 9• Furring strips - New ceiling shall be installed over 1" x 3" furring strips, 12" on center. When ceiling butts to wood or paneled walls, 3/4 to 1 1/2" cove moulding shall be installed along edge. New walls shall be installed over 1" x 2" furring strips, 16 on center. Any existing baseboard, window or door trim shall be removed and reinstalled or replaced with new trim over new wall material, unless otherwise specified in the Scope of Improvements. New work shall be level and plumb with adjoining and surrounding work. Addition: 14. FINISH FLOORING Replace Floor Covering in XX Kitchen Diningroom Livingroom Bathroom' Bedroom Bedroom Bedroom Bedroom Basement Closet of 1. Existing wood flooring shall be repaired to match existing or blend in with the adjoining and surrounding work. 2. Resilient flooring shall be sheet vinyl or vinyl asbestos tile minimum thickness 1/16 Tile shall be medium quality and laid in exact accordance with the manufacturer's specifications. Owner to select color and pattern from readily available selection. 3• Carpet shall be a color and pattern from readily available selection of medium quality and priced carpet. 4. A finished wood, vinyl or metal moulding along edge of flooring shall be installed as part of the finish flooring installation. -1Q- FLOORING continued 5. Plywood used as subfloor shall be a minimum of 1/2" thick, nailed to joist spaced 16 on center along intermediate members, installed with outer plies at right angles to the joists and staggered so the end joists in adjacent panels bear on different joists. 6. Underlayment shall be 1/4" structural grade plywood, particle board or untempered hard board placed with smooth side up. Addition: 1) Repair or replace floor covering in bathroom 2) Replace floor covering in kitchen 15. EXTERIOR DOORS ❑ Repair and Refinish: ❑ Front Door ❑ Rear Door ❑ Side Door ❑ Garage Door [ Weather Seal: §5J Front Door Rear Door Front Storm Door C Rear Storm Door XX Weather seal patio door Replace: ❑ Front Door Rear Door Fj Garage Door All exterior doors shall be solid core wood or insulated steel and complete with hardware, strike plat and lock set. Installed doors shall be prehung or sized to fit frame complete with stops, weatherstripping and jambs. After trimming and fitting of door, all edges shall be finished to match existing or blend in with the adjoining and surrounding work. A door bumper and threshold are included on all exterior doors. 16. EXTERIOR STORM DOOR pg ❑ Repair: ❑ Front Storm Door ❑ Side Storm Door ❑ Replace: ❑ Front Storm Door ❑ Side Storm Door Storm doors shall be solid core aluminum or wood with storm and screen inserts and complete with hardware and strike plate. Installed doors shall be sized to fit frame. All edges of wood storm shall be finished to match existing or blend in with the adjoining and surrounding work. -11- 17. INTERIOR BOORS OK ❑ Repair Door to: ❑ Basement ❑ Bathroom Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Closet in Replace Door To: OK ❑ Basement ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Closet in Interior doors shall be hollow core or panel and complete with hardware and strike plate. Installed doors shall be prehung or sized to fit frame complete with stops and jambs. After trimming and fitting of door, all edges shall be finished to match existing or blend in with the adjoining and surrounding work. A door bumper is included on all interior doors. Bathroom door shall be provided with "privacy" lock set. [ -12- 18. EXTERIOR STORM AND SCREEN WINDOWS ❑ Repair ❑ Replace ❑ Basement ❑ Kitchen ❑ Diningroom [j Livingroom ❑ Bathroom ❑ Bedroom [] _Bedroom M Bedroom ❑, Bedroom Storm windows shall be aluminum combinations of medium quality, unless otherwise specified in the Scope of Improvements. 19. HOUSE WINDOWS ❑ Repair and Refinish Windows in: ❑ Basement ❑ Kitchen ❑ Diningroom ❑ Livingroom ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑ Bedroom 0 Repair of windows or replacements of frames, sills, sash, trim and hardware shall match existing work in wood, design, dimensions and finish, unless otherwise specified in the Scope of Improvements. Where sash counter balances are to be removed, the area must be insulated properly. Friction guides are acceptable as substitutes. Cotton cord replacement is acceptable. A positive locking device shall be installed on all windows. All broken glass shall be replaced with new glass, matching existing in size and design and properly reglazed. All excess material shall be removed and all glass left clean. Weather Seal Windows in: ❑ Kitchen ❑ Diningroom ❑ Livingroom ❑ Bathroom ❑ Bedroom 0 Bedroom ❑ Bedroom ❑ Bedroom ❑ Basement Caulk and weatherstrip around all primary door and window frames, window panes or other locations that lead to an unheated space or which calls for a seal and watertight job. Materials shall be of standard brands and application shall be in exact accordance with the manufacturer's specifications. -13- Replace Window in: ❑ Kitchen [❑ Diningroom ❑ Livingroom ❑ Bathroom ❑ Bedroom ❑ Bedroom ❑ Bedroom ❑] Bedroom X Basement Openings of new window units shall be framed to provide a rigid enclosure for the installation of windows. Frames shall be set plumb, level and square within clearance limits. New windows shall match the adjacent windows in design, glass, material and finish, unless otherwise specified in the Scope of Improvements. Installed windows shall be weathers tripped, left clean, tight and weatherproof. ® A positive locking device shall be installed on all windows. ® Installed below grade bedroom window used as an excape exit shall have a opening size of not less than 5.7 sq. ft. with a minimum of 24 depth and 20" width. The interior sill height shall not be more than 44 from floor. Exterior of window shall be cleared for exit and when an areawell is installed it shall be of treated wood or galvanized metal. When a bedroom window unit is replaced, the new unit shall be sized to meet the requirements of the State Building Codes. ❑ Addition: 20. INSULATION P Insulate attic space to meet a minimum R -38 rating and have a vapor barrier, where accessible. Air chutes shall be installed where there is soffit venting. Provide protection around all recessed lights, junction boxes and chimney. Access opening shall be sized a minimum of 22" x 30 ", framed and insulated. xn Insulate exterior walls to a minimum of R -11. Drill holes and blow in insulation between wall studs approximately every 16 on center and below each fire stop. Holes shall be patched to match existing or blend with adjoining and surrounding work. Insulate exterior foundation with rigid insulation of R -11 to above grade and extend insulation 2' below grade and cover insulation with a non - combustible material. Foundation insulation shall be at the discretion of the Grant Administrator. -14- INSULATION continued ® Insulate accessible area rim joist to a minimum of R -19 with vao,r barrier facing warm side. Addition: 21. VENTILATION ® Provide attic ventilation per Uniform Building Code as follows: Ventilation - where determined necessary by the building official due to atmospheric or climatic conditions, enclosed attics and enclosed rafter spaces formed where ceilings are applied direct to the underside of roof rafters shall have cross ventilation for each separate space by ventilating openings protected against the entrance of rain and snow. The net free ventilating area shall be not less than 1/150 of the area of the space ventilated, except that the area may be 1/300, provided at least 50% of the required ventilating area is provided by ventilators located in the upper portion of the space to be ventilated at least three feet above eave or cornice vents with the balance of the required ventilation provided by eave or cornice vents. The openings shall be covered with corrosion- resistant metal mesh with mesh openings of 1/4" in dimension. [] .Provide kitchen ventilation - Exhaust Fan - kitchen without means of natural or below - minimum requirements of ventilation shall be equipped with a mechanical exhaust fan. Installation shall include mounting fan on ceiling, venting through the roof or exterior wall with cap, insulating vent in unheated space and wiring on a separate wall switch. Q Repair kitchen ventilation. Provide bathroom ventilation - Exhaust Fan - Bathroom without means of natural or below minimum requirements of ventilation shall be equipped with a mechanical exhaust fan. Installation shall include mouting fan on ceiling, venting through the roof or exterior wall with cap, insulating vent in unheated space and wiring on a separate wall switch. [� Repair bathroom ventilation. Addition: -15- 22. EXTERIOR SIDING ❑X Repair or replace all rotten boards and nail down all loose boards or shingles prior to receiving new siding. Side walls shall be furred out if necessary to make walls level, plumb and free from waves, buckles and sags. Installation shall be in strict compliance with the manufacturer's specifications. ❑ Existing brick work shall be repaired to match existing or blend in with the adjoining and surrounding work. ❑x Reside exterior with .021 gauge, nominal thickness, insulated type aluminum of medium quality or equal. Color selection by owner. Installation shall include window J channel, door channel, inside and outside corners, starter strip, finish mould and caulking. Backing shall be installed under siding and be of proper thickness. All nails and rivets shall be properly secured. Staples shall not be used for installation. ❑ Cover all window, door trim and sills with baked enamel aluminum, minimum .019 gauge. Color selection by owner. Lap - Siding shall be minimum 7/16" thick x 16 long, smooth, pre - primed masonite panels. Siding shall be installed with corrosion resistant nails and all ends shall be attached together with H- moulding and sealed with exterior caulking. Lap siding shall extend to 6 above finish grade. Novelty - Cover indicated sections of structure with new wood novelt siding, or other specified material. All joints shall be tight and adjacent en joints shall be staggered. Siding shall be installed over vapor barrier, blend and conform with existing structure. All horizontally applied siding shall be staggered with minimum of two stud spaces. ® Cover soffit and fascia with .019 gauge baked enamel aluminum using solid or perforated soffit material. Color selection by owner. Soffit panels shall be secured in channels to eliminate looseness and rattling. Materials shall be lapped for proper drainage and applied in full sections. Caulk joints. Staples shall not be used for installation. ® Addition: 1) Cover soffit, fascia and gable with new aluminum per spec. Break down each item with separate amounts on your bid. -16- 23. PAINTING q% Repaint exterior siding, cornice, window and door trim including doors and windows as follows: Wood surfaces to be painted shall be cleaned by best means possible to remove loose and scaley paint and rough spots any any obvious oil and /or grease that may be covering existing wood or paint. Where previous coats have chipped and peeled, the edge shall be feathered to the maximum extent feasible and spot primed with a high quality oil base paint before finish coats are applied. No paint shall be applied until all nail holes have been filled and sanded and all defects in wood work have been eliminated. Paint shall be medium grade and applied according to the manufacturer's specifications and applied to secure full coverage. Use primer where required. Owner to select color from readily available selection. Spray application is not acceptable, unless authorized by the Grant Administrator. (Paint garage to match) 24. GUTTERS AND DOWN SPOUTS Provide gutters and down spouts as follows: a) New gutters shall be minimum 5 wide .032 gauge aluminum with hangers placed under roofing. b) New downspouts shall be minimum 2 x 3 " rectangular .020 gauge aluminum. C) Finish of gutters and downspouts shall be a baked on enamel finish. Owner to select color from readily available selection. d) Gutters shall be installed with slight pitch to the downspout. Gutters shall be securely mounted to the roof, 36" or less on center. Downspouts to be installed at one end of gutters and extend 2' at the bottom with extension. Extension or splash block shall be installed when the gutter and downspout system does not directly connect into a drainage system. ❑X Addition: Add gutter around house -17- 25. ROOFING ® Provide new roof per City of Brooklyn Center Handout and as follows: New roofing shall be in compliance with ith the State Building Codes and Manufacturer's installation instructions. Flashing, plumbing jacks and roof vents shall be checked and replaced with new when damaged, rusted or missing. Drip edge shall be installed along eave edge. All damaged or rotted sheathing boards shall be replaced with new. End joints shall be made over a rafter and all sagging portions of roof shall be corrected. Materials - New roofing shall carry the Class C label of wind resistance from the Underwriter's Laboratories and be applied according to the manufacturer's specifications. The type and weight of the materials used for the roofing shall be in compliance with the State Building Codes. Application - Surfaces to which roofing is to be applied shall be even, sound, thoroughly clean, dry and free from all defects that might affect the quality of application. a) Asphalt Shingles - No more than one overlay of asphalt shingles shall be applied over an existing asphalt shingle roof. Shingles shall be fastened with not less than four nails or staples per shingle. Installed shingles shall be 235# - 240# 3 -tab self sealing. Roll roofing shall be installed when the slope is 4 or less. Owner to select color of shingles from readily available selection. b) Built -up - Existing roofing material shall be removed down to bare wood. New roofing shall be 4 -ply built -up tar and slag or gravel roof, including all new flashing of either metal or asphalt mineral roll material. Roof shall be installed in such a way that there is no ponding water. c) Wood Shingles and Shakes - Repair of existing roof shall match existing or blend in with the adjoining and surrounding work and include a contractor warranty for the repair work. d) Fiberglas - is an acceptable roofing material. QX Tear off existing roof and remove from site. [X Addition: Garage and dwelling -18- 26. CHII OK ❑ Repair or replace missing brick. ❑ Tuck pointing shall be done only after the joints have been raked out to a minimum depth of 1/2" and wetted. ❑ Provide masonry chimney cap. ❑ Addition: 27. KITCHEN AND BATHROOM CABINETS OK ❑ Repair damaged kitchen cabinets. ❑ Repair damaged bathroom lavatory cabinet. ❑ Replace or add kitchen cabinets: New cabinets b nets shall be described in complete detail, including design, dimension, installation and location of top or base units, detail of drawers, doors and shelves, type of material and finish in the Scope of Improvements. The contractor shall submit a drawing of the proposed cabinets. ❑ Replace bathroom lavatory cabinet: Vanity - lavatory base cabinet shall _ be medium quality. Top shall be approximately 22" wide with 3 11 back splash and covered with formica preformed or self edge top. Imitation moulded marble tops can be used as a substitute. ❑ Replace kitchen cabinet top: Kitchen Counter Top - shall be self edge or self forming formica with U backsplash. Separate backsplash material shall match formica counter top material. ❑ Replace bathroom lavatory vanity: Vanity -lavatory base cabinet shall be medium quality. Top shall be approximately 22" wide with 3 back splash and covered with formica preformed or self edge top. Imitation moulded marble tops can be used as a substitute. ❑ Provide bathroom medicine cabinet: Cabinet - shall be standard size, recessed, or surface mounted, with a minimum of three shelves and mirror. When light fixture is included, fixture shall be wired on separate wall switch. -19- 28. SMOKE DETECTORS ` ® Install UL listed battery - operated smoke detector per manufacturer's instructions without escape light complete with working batteries. Provide smoke detector in basement for sleeping area 29. GRADING ❑ Provide grade fill as follows: ❑ Grade - Fill material shall be free of debris or other detrimental material. All fill shall be compacted to a density that will avoid damaging settlement to lot improvement. Top soil shall be a minimum of 4 compacted depth and free from stones, debris and other materials detrimental to plants. Slope away from building, 4 11 -6" over a distance of 3'-4' out from wall. Foundation walls shall extend at least 6 above the finished grade adjacent to the wall at all points. ❑ Seeding and Sodding as required. 30. EXTERIOR CONCRETE WORK ❑ Replace crumbled or broken sidewalks. ❑ Replace crumbled or broken garage entrance apron. 31. MISCELLANEOUS CITY OF BROOKLYN CENTER council Meeting Date March 9. 1992 Agenda Item Number —5 ' CZC REQUEST FOR COUNCIL CONSIDERATION ITEM DESCRIPTION: RENTING IN THE 90s - A SEMINAR FOR LANDLORDS DEPT. APPROVAL: Tom B litz, Assistant EDA Coordina MANAGER'S REVIEW/RECOMMENDATION: No comments to supplement this report Comments below /attached SUMMARY EXPLANATION: (supplemental sheets attached YES As requested by the Brooklyn Center Economic Development Authority, the cities of Brooklyn ® Center, Brooklyn Park, Crystal, New Hope and Robbinsdale will be conducting a seminar for landlords this April. This project has been developed jointly by staff members from all five cities. A copy of the seminar announcement and seminar agenda is included for your information. RECOMMENDED CITY COUNCIL ACTION No EDA action is required. Staff will be present at the meeting to answer any questions the EDA Board may have regarding the seminar. Renting in the 90's ... A Seminar for Landlords Saturday, April 11, 1992 9:00 - 12:30 p.m. Crystal Community Center "Minnesota Room" 4800 Douglas Drive North, Crystal Please call Joanie to pre- register (537 -8421, Extension 148) Registration Fee: $5.00 '. S r, l Sponsored by the Northwest Hennepin Human Services Council and the Cities of Brooklyn Center, Brooklyn Park, Crystal, New Hope and Robbinsdale Rental property owners and managers are invited to attend a workshop designed to provide an update on the laws affecting rental property, strategies to deal with problems, ways to maintain quality. renters, and an opportunity to network with other owners and managers. RENTING IN THE 90's ... A SEMINAR FOR LANDLORDS Saturday, April 11, 1992 CRYSTAL COMMUNITY CENTER "Minnesota Room" 4800 Douglas Drive AGENDA 9:00 Refreshments and Registration 9:30 Welcome ... by sponsoring Cities and Northwest Hennepin Human Services Council 9:35 Legal Issues: Tenant, Leases, Evictions...Ken Corey - Edstrom, Attorney 10:30 Property Management and the Police ... Dan Drake, Crystal Police Officer and Terry Olson, Police Officer, Brooklyn Park 11:00 Mediation Services... Bonnie Lukes, North Hennepin Mediation Project 11:15 Section 8 /Public Housing Programs... Metro HRA 11:45 Code Compliance and Licensing... Joint Presentations by City Inspectors 12:15 Closing Remarks /Questions The Workshop fee is $5.00 per person to cover the costs of printed materials, direct mailings and refreshments. Sponsored by the Northwest Hennepin Human Services Council and the Cities of New hope, Crystal, Brooklyn Center, Brooklyn Park and Robbinsdale. Call Joanie at 537 -8421 ext. 148 to pre- register for the workshop CITY OF BROOKLYN CENTER Council Meeting Date March 19, 1992 Agenda Item Number REQUEST FOR COUNCIL CONSIDERATION ITEM DESCRIPTION: STATUS OF PURCHASE PLUS PROGRAM DEPT. APPROVAL: Tom Bublitz, Assistant tDA Coordinator MANAGER'S RIJVIIJW /RECOMMENDATION: No comments to supplement this report Comments below /attached SUMMARY EXPLANATION: (supplemental sheets attached Yes The City of Brooklyn Center, along with the cities of Richfield, Rochester and Red Wing, have been participating in a test market for the Purchase Plus Program offered through the Minnesota Housing Finance Agency (MHFA). As you may recall, the Purchase Plus Program is a special financing program which provides permanent mortgage financing to combine the cost of remodeling and the cost of the • mortgage for refinancing existing homes or buying a new home. A brochure describing the Purchase Plus Program is included with this memorandum. To date, the program has generated a substantial amount of interest, but based on the information I have, no one in any of the cities has yet completed a Purchase Plus loan. I will be meeting Tuesday, March 17, 1992, with MHFA staff to get their perspective on why the program is not meeting expectations. I will be prepared to discuss this item in more detail at the March 18, 1992 EDA meeting. RECOMMENDATION No EDA action required. Extra funds brighten your budget. The Great Minnesota Home Saving money for a downpayment and closing costs m can be tough, especially when you're trying to put Aft up aside money for remodeling. Our Homeownership Sh Assistance Fund (HAF) can provide entry cost N (downpayment, fees, and closing costs) assistance to eligible borrowers through interest -free second ` ro urchase Plus can finance your home's improve - mortgage loans. Here's how HAF works: o a o tents along with its purchase price, Determine your • HAF can provide up to $2,500 for required c/a p v C i z o come and property eligibility. Then see if you downpayment and closing costs. b o a tali for extra assistance. ro N ty •You must be afirst -time home buyer (not having � had a ownership interest in a principal residence �i v o N lost homes qualify for the past three years). HAF is not eligible for w a ro a 0 Minnesota home that is at least one year old is refinance transactions. A - obably eligible. It must be your primary residence •You must be approved for a MHFA Purchase Plus Z o y o ut can be a single- family house, duplex, triplex, or mortgage. W tur p lex. Mobile homes and condominiums or • HAF loans are not assumable. (First mortgage )wnhomes that share a common wall do not qualify. remains assumable under conditions.) 0 5 8 f addition, the purchase price (if you're buying) or • Apply with your participating lender. ;E o irrent value (if you're refinancing) may not exceed • Repay HAF on a graduated basis. le following price limits before work is done: • Your maximum adjusted income' cannot exceed U► < the amounts listed: o I o x a G Horne Price or Value Limits ° ° A p l° M G u aximum Adjusted U County : Income f HAF' a q .a o : o Twin Olmsted All other Y v Cities' County counties Twin Cities' $2 _ n. 1 family $83,000 $68,000 $ Olmsted $21,0 F E� x v ° N z Benton, Clay, Goodhue, McLeod, ,� sa ° v o v' 2 fami $ 93, 000 $78,000 $ 72,000 Nicollet, Rice, Sherbur Stearns _ $1 _ a v� ro ° 8 E ` 2 c N 11 0 f $10 3,000 $88,000 $ 82,000 All other counties $17,000 w a v ;, o N g o N r ^ y �aG, cln� amily $113,000 $98,000 $92,000 n Call for details, o u C a �^ Check with your participating lender for more V IoW you qualify details. Or call the MHFA. In the Twin Cities, call 7 $ ou may qualify for Purchase Plus by having good 296 -7613. Outside the Twin Cities, call toll free 1 (800) 652 -9747 and ask for "Home" a 0 relit, meeting mortgage underwriting criteria, and a to v N y meeting these adjusted income requirements: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Washington, a v n a and Wright counties. o o v �° Determine approximate "adjusted" income by subcontracting $1,000 from your H v o z a Maximum Adjusted v County ' current gross annual income for each household member who will live in the L o 0 0 0 Income Limits z home. �-' E � � � p �° �. U � Twin Cities' $48,000 [ [ o g z r� v c O p�erjv�. CN�r�, Olmsted County $46,200 0 H a 2 T� ° ,c MINNESOTA HOUSING FINANCE AGENCY a v m Lim i J 3 All other counties $40,100 Q ° ° 8 N ° o EqualHWSU>R Oppalurury ©1991 Minnesota Housing Finance Agency '0 G ,... A reliable home loan program. Shaping up , step -ste o = N Purchase Plus is a mortgage you can trust. p y p ° re about Purchase Plus with our y_ Q Learn more You'll have a fixed market rate, fully- insured comprehensive Shape Up Planner. This kit a R 3' ?� Th e Great FHA mortgage. Choose a loan repayment plan provides everything you'll need to get your z Z z from 15 to 30 years. •Planning your remodeling Purchase Plus remodeling Project in shape: ° � D z Downpayments, underwriting criteria and project. �+ Z N a ���� j o o m Home assumption requirements are the same as any • Finding and working with good contractors. j �,Q C D A Q typical FHA mortgage program. Closing costs, > n however, will be slightly higher. Typical entry costs • Finding remodeling resources. o =: a m down a ment and closing Applying to � �� °° ' _ P Y 9 costs ) are about • for the mortgage e 9 9 and putting 9 9 ether C 3 14, �. }--� z 0 7 to 9% of the completed project's total value. your Purchase Plus budget. 0 C Ask your lender for details. = R - ro Order your Shape Up Planner by calling o Cb Put your plan into action 296 -7613 in the Twin Cities or 1(800)652 -9747 outside of the Twin Cities. Just ask for "Home." Getting your use into shape will follow these key ICU Cb steps: •Check the brochure insert to determine your this brochure is not an over to enter into interest rate or discount porn, ,= agreement. Such an offer may only be made in compliance with the provisions eligibility for Purchase Plus. • You may wish to order a Purchase Plus Shape Up contained in Minnesota Statute 47.206 subd. 3 and 4 (1987 supp.). Planner, astep -by -step guide. • Contact MHFA for participating lenders. • Analyze property to see if it's a good Purchase Note: There is a modest f Plus match, determine extent of remodeling, and ee charged 9 for the Shape Up planner. ' calculate rough costs. Call MHFA for details. - — - • If buying, sign purchase agreement contingent on ' approval of both your contractor and Purchase Plus financing. ( �.;�i { • • Develop final remodeling plans, materials list, and !ll� firm cost estimate. • Apply for Purchase Plus mortgage at participating,G Great lender. L J •FHA reviews remodeling plans, appraises Mkwesota �O� r � � property, establishes maximum mortgage r - -�': amount, and approves schedule of remodeling fund draws. •Your loan is processed. ' - - • Close on your mortgage and begin remodeling. P ul c V Pl us •Request funds following approved schedule of P P d raws. The all -inane mortgage for purchase /refinance and remodeLng. • Schedule final FHA inspection at project comple- tion. Remaining funds are applied to mortgage. MINNESOTA HOUSING FINANCE AGENCY MINNESOTA HOUSING FINANCE AGENCY � tl�uurgO;xrrurvry ©1991 Minnesota Housing finance Agency fitnl l4wY(?m�nry . m11m Upgrade electrical, plumbing Install rain gutters, soffits. caulking, insulating; properly sized new heating New maxnurn roofing, siding. - and air conditioning systems; and installation of y� A. Add garage (in addition to smoke detectors. impact mortgage gets Change to or from single family _ the minimum required basic . Luxur imp rovements or those that are not a . to multiple family dwelling. *; ; <. home improvements) �' p your home in shape ` ` r .`� �� permanent part of the property are not allowed. Add insulation fhe house simply needs work. You'd love to fix it and improve ventilation. Update appliances as part Do Work yourself or hire the pros. )ut costs get in your way. Maybe your current . of remodeling project. Working along side your contractor can hold down some needs attention. Or your heart is set on costs. Your work may total up to $3,000. guying a house that could use some "TLC." Upgrade doors and windows. — Modernize kitchens and Consider the complexity of your project, your If remodeling money is slowing you, think bathrooms. experience and skills, and the amount of time you about Purchase Plus. It's the "Great Minnesota `, can devote. If you wish, a contractor can do it all dome Shape Up," new from the Minnesota v' for you. lousing Finance Agency (MHFA). �t This all -in -one mortgage finances both - v Pa J �j ,�j the bill? )urchase and remodeling costs in one loan. Or if _ fou already own a home, refinance your existing fi = — - Purchase Plus supplies remodeling funds that z make your home improvements possible. Here's nortgage to include remodeling costs. h Result? One manageable monthly payment ow it works: and a home that's in great shape. .,.� - • We provide funds to purchase your new home or pay off your current mortgage. Fix a little. Fix a lot • Remodeling money is held in an interest- bearing -come shape up plans can be modest or massive to escrow account that you can draw upon up to - net your needs. And realistic deadlines allow - - s four times. time to get your work completed. A few Redecorate with paint • A reserve fund will cover unexpected repairs. Make home accessible for wallpaper, permanent I Ines apply: • We can also advance mortgage payments if the Remodeling costs must total at least $5,000 in disabled resident floor coverings. property is not livable during remodeling and you Anoka, Benton, Carver, Chisago, Clay, Dakota; have double rent and mortgage payments. Hennepin, Isanti, Olmsted, Ramsey, Scott, Move home Improve landscaping. Sherburne, Stearns, Washington, or Wright to different property. counties. If you live elsewhere, costs must be the lesser of $5,000 or 15% of your property's value before remodeling. All projects must include basic energy conserva- tion and safety additions: weather stripping, Recondition or replace U The possib heating and -h O �-�- - - - •• - - � air conditioning systems. ' Add weatherstripping are endless, and caulking. Install smoke detectors and fire alarms. CITY OF BROOKLYN CENTER Council Dieeting Date March I.R. 1992 Agenda Item Number REQUEST FOR COUNCIL CONSIDERATION ITEM DESCRIPTION: MINNESOTA CITY PARTICIPATION PROGRAM (MCPP) DEPT. APPROVAL;—, Tom Bublitz, Assistant EDA Coordinator MANAGER'S REVIEW/RECOMMENDATION: No comments to supplement this report Comments below /attached SUMMARY EXPLANATION: (supplemental sheets attached Yes The Minnesota City Participation Program (MCPP) is a mortgage program offered through the Minnesota Housing Finance Agency (MHFA) for first time home buyers. Through the MCPP, the MHFA sells bonds on behalf of cities participating in the program. The interest rates on these mortgages are typically 1 1/2 to 2 percentage points below market mortgage interest rates. e Presently, there are first time home buyer funds available in Brooklyn Center through the MHFA's Minnesota Mortgage Program. This program is offered directly to banks by the MHFA. Currently, Marquette Bank Brookdale participates in the Minnesota Mortgage Program. The advantage of the MCPP is that the City would have a specific set aside of mortgage funds, and would be able to market and promote the program. It would also provide an accessible source of funds for mortgages on lots redeveloped under the City's Scattered Site Program. In order to apply for the program, the City must submit an application identifying local housing needs relative to the program. The City must also submit a proposal deposit equal to one percent (1 %) of its requested allocation. The deposit will be returned on the sale of mortgage revenue bonds. Cities may apply for a maximum set aside in the amount of $4,000,000.00, or twenty percent (20 %) of the bond authority that is available for mortgage revenue bonds after the first Monday in April, whichever is less. Marquette Bank Brookdale has indicated they would be willing to serve as the designated lender for the program. Initially, the program will require a considerable amount of staff time to respond to inquiries and requests for information on the program. The major cost to the City will be in the area of marketing the program. A description of the program, prepared by the MHFA, along with the application form, is enclosed for our information. Staff will be prepared to discuss this item in more detail at the meeting. RECOMMENDATION Motion to authorize staff to prepare application for the Minnesota City Participation Program. MINNESOTA HOUSING FINANCE J.:]AGENCY IMPORTANT NEW PROGRAM ANNOUNCEMENT Date: February 21, 1992 To: Minnesota Cities; City and County Housing and Redevelopment Authorities, Port Authorities and Economic Development Authorities From: James J. Solem Commissioner Subject: Announcement and Applications for Funding, The Minnesota City Participation Program INTRODUCTION: The Minnesota Housing Finance Agency (Agency) is pleased to both announce and request applications for the Minnesota City Participation Program (MCPP). Through the MCPP, the Agency may sell mortgage revenue bonds on behalf of cities to meet locally identified housing needs. The proceeds of these bonds provide below market interest rate home mortgage loans for low and moderate income first time homebuyers. This resource provides cities throughout the state with a unique opportunity to easily access housing resources to meet the needs of their citizens. BACKGROUND: In the past, authority for mortgage revenue bonds has been allocated by statute between the state and local governments. Over the years, the mortgage revenue bond authority that was available for local governments was used by relatively few cities. Many cities in need of mortgage revenue bond funds to finance single family housing were not able to devote the resources necessary to either sell bonds of their own accord or participate in a joint issue structured for several local government entities. In 1990, state lawmakers passed legislation to authorize a new option for accessing mortgage revenue bond financing. Under the MCPP, the Agency may access local government mortgage revenue bond authority to sell bonds on behalf of cities that identify local housing needs. The MCPP offers participating cities throughout the state several advantages: 400 Sibley Street, Suite 300, St. Paul, Minnesota 55101 (612) 296.7608 Telecopier (612) 296.8139 TDD (612) 297.2361 Equal Opportunity Housinq and Equal Opportunity EmDlovment -2- , • Cities may obtain program funds in amounts that fit their needs, especially smaller cities. • Cities may identify their own housing goals to meet locally identified needs. These goals may be as wide or as narrow as the city determines as long as borrowers and properties are eligible for mortgage revenue bond financing and the program is financially viable. • Cities may establish house price limits higher than Agency program limits if the local market dictates. Furthermore, cities in the ten county Twin Cities Metropolitan Statistical Area (Twin Cities MSA) may establish adjusted income limits up to 80% of HUD area median income. • Agency staff may provide cities with administrative support both pertaining to the bond sale and to the operation of the program. • The Agency will incur bond issuance expenses that would have normally been incurred by cities selling their own bonds. • Local mortgage lenders are familiar with Agency program administration. • The Agency will provide access to its Homeownership Assistance Fund (HAF) for participating cities. HAF provides monthly payment and entry cost (i.e., downpayment and closing cost) assistance to more modest income homebuyers. • The Agency will provide communities with individualized program marketing support to enhance each program's probability of success. FUNDS AVAILABLE: Up to $46 million in bond funds may be available for local government programs, including the MCPP, less the amount of any bonds sold to fund eligible rental housing. Cities may apply for a maximum set -aside in the amount of $4 million or 20% of the bond authority that is available for mortgage revenue bonds after the first Monday in April, whichever is less. A minimum application amount of $250,000 is required. ELIGIBLE PARTICIPANTS: All cities throughout the state are eligible to submit proposals to participate in the MCPP Under the MCPP, a "city" means a city as defined in Minnesota Statutes § 462C.02, subdivision 6. Generally, this includes all cities, and city and county housing and redevelopment authorities, port authorities and economic development authorities. (References to "cities" herein is to all entities authorized under this statute.) PROGRAM REQUIREMENTS: The rim objective f he MCPP is t provide affordable mortgage financin for low p aryo f to dea g and moderate income first time homebuyers through the issuance of mortgage revenue bonds. The mortgages provided through the issuance of these bonds typically have interest rates of approximately 1 1 /2 to 2% below market mortgage interest rates at the time of bond issuance. The mortgages provided must meet the -3- requirements of standard mortgage insuring and guaranteeing entities, mortgage industry accepted underwriting standards, and state and federal law governing mortgages provided through the issuance of mortgage revenue bonds. Among such requirements are that borrowers may not have owned a principal residence for the three years directly prior to the date of the mortgage, must occupy the property as a principal residence within the 60 days of mortgage closing, must not exceed certain income limits, and the purchase price of properties to be financed may not exceed certain purchase price limits. A "pocket guide" describing the requirements of the Agency's mortgage revenue bond program, The Minnesota Mortgage Program, is enclosed herein and provides a description of the requirements typically found in such programs. Borrower Income Limits: Under state law governing mortgage revenue bond programs, borrower adjusted income limits may not exceed MHFA income limits, except in the Twin Cities MSA where adjusted income limits may not exceed the greater of MHFA income limits or 80% of HUD area median income. "Adjusted income" refers to gross annual household income less certain deductions, the most common of which is $1,000 for each resident living in a household. Current MHFA income limits for all Minnesota counties are contained in the enclosed "pocket guide." Currently, 80% of HUD median family income in the Twin Cities MSA is $38,400. House Price Requirements: Under state law, cities have been ranted flexibility in establishing their own house 9 Y 9 price limits under mortgage revenue bond programs, including the MCPP. House price limits may not exceed the greater of MHFA limits, or the median home purchase price in the city as determined by study (see below), capped at $97,840 in the Twin Cities MSA, and $90,240 in the balance of the state. If cities wish to take advantage of higher prices in their market and petition for a higher purchase price limit, this must be done through submission of an independent study to MHFA. The study must reflect at least six months of closed real estate sales activity (new , n—i existing) within the city during the last 12 months. Cities may accumulate data from a variety of acceptable sources, including multiple listing services, appraisers or real estate agents, filings of closed real estate sales, or other sources for which the city can demonstrate an accurate representation of real estate activity. In cases where cities are planning to incorporate one of five specific "affordability initiatives" (see attachment 1) for newly constructed housing only, house price limits may be set at the greater of 115% of current MHFA limits or the median home purchase price as confirmed by the previously defined study (once again, capped at $97,840 - Twin Cities MSA/$90,240 - Greater Minnesota). New Construction: In 1991, very restrictive state legislation pertaining to mortgage revenue bond proceeds was enacted to encourage the financing of existing homes before newly constructed homes, especially for homes to be financed in the seven county Twin Cities Metropolitan area. In the balance of the state, more flexibility was provided regarding the financing of new construction. -4- ; In the seven county Twin Cities Metropolitan area, no newly constructed homes may be financed for the first ten months of a program origination period except to meet specific housing affordability objectives specified in law and /or administrative rule. Specifically, one of the following conditions must be met if new construction is to be provided: • The newly constructed housing must be located in a redevelopment area (a defined developed area where at least 25% of the buildings are structurally substandard). • The new housing must be replacing a structurally substandard structure or structures. • The new housing must be part of a housing affordability initiative, other than those financed with the proceeds from the sale of mortgage revenue bonds, in which federal, state or local assistance is used to substantially improve the terms of financing or to substantially write down the purchase price of the new housing. The housing affordability initiative must meet one or more of the criteria listed in Attachment 1 hereto. In the balance of the state, mortgage loans may be made for the purchase of newly constructed homes immediately. However, a city must include in its proposal a description of the steps it will initiate in such areas to encourage loans for existing housing as opposed to new housing. In the event that such steps are taken, they may include, but are not limited to, the housing affordability initiatives specified in Attachment 1. If the city also intends to generally allow financing of newly constructed homes, it should note the reason why this is the case in its proposal. (For example, if' the city needs to increase the supply of affordable, newly constructed housing to meet economic development objectives.) In all areas of the state, cities may not provide set - asides or commitments for the exclusive use of builders or developers except for housing affordability initiatives as specified in Attachment 1. Homeownership Assistance Fund (HAF): To assist cities with providing more affordable housing opportunities for its modest income residents, the Agency is pleased to provide cities participating in the MCPP with access to the MHFA Homeownership Assistance Fund (HAF). HAF provides eligible borrowers with monthly payment assistance and /or entry cost (i.e., a down ment and closing cost assistance through an interest free, graduated PY 9 ) 9 payment second mortgage loan. HAF is only available to cities participating in the MCPP. HAF is funded through appropriations from the state legislature. PROGRAM ADMINISTRATION: Under the MCPP, cities have flexibility in the creation and administration of a program to address their specific needs. The city may elect to become directly involved in the administration of its program in a capacity that it determines, or the city may elect to have the Agency provide complete administrative services for the program. To participate in the MCPP, cities must arrange with local participating lenders to originate mortgage loans under the program. Such lenders will be required to enter -5- into a contract with the Agency as to program and loan origination requirements. Cities may elect one or more specific lenders to deliver their program, or may specify all lenders within their area that are under contract with the Agency to provide for program delivery. However, in its proposal, each city must initially designate at least one local participating lender that will deliver the program and enclose a letter from that lender acknowledging intent to participate. A list of current Agency participating lenders is enclosed. Potential lenders should be informed that they will only be required to pay a modest fee to participate in the MCPP. Specifically, lenders in state Metropolitan Statistical area will be required to pay a fee of either $750 or $3,000 (the $3,000 fee is for lenders in the seven county Twin Cities metropolitan area), and lenders in the balance of the state will be required to pay a fee of $200. And, very importantly, lenders will be eligible to participate in both the MCPP and The Minnesota Mortgage Program (the Agency's regular mortgage revenue bond program) by payment of this fee. Thus, if they had planned to participate in The Minnesota Mortgage Program, MCPP participation is free. Finally, lenders should be informed that they will initially net fee income of at least 2 1 /2% of the original principal balance of each mortgage loan delivered to the Agency under the MCPP. For 1992, this represents an increase in initial lender compensation of 1 /2% above other Agency mortgage programs. The Agency is pleased to provide participating cities with expert administrative support for their program under the MCPP. The Agency will create all contracts, procedural manuals and documents to assure program success. The Agency will select Minnesota -based mortgage servicers to service each borrower's loan. Agency staff will also purchase each mortgage loan originated under program terms and conditions from participating mortgage lenders. Finally, the Agency will also provide participating cities with public information and marketing support for their program. This marketing support will be individualized to distinguish each city's program from other home mortgage lending programs available. PROPOSAL REQUIREMENTS: Applications for the MCPP may be submitted to MHFA between 8:00 a.m., April 2, 1992 and 4:30 p.m., April 15, 1992. (In the event that applicable mortgage revenue bond authority remains after April 15, an additional application period will run between July 1 and July 15, 1992.) To apply for mortgage revenue bond authority under the MCPP, the cities must submit the following: 1. The city must submit information under the Minnesota City Participation Program Application for Funding, MHFA Form #MCPP -1 (enclosed) and related supporting documentation. For ease of application, separate proposal forms have been developed for cities in the Twin Cities MSA and cities in the balance of the state. Please be sure that the proper proposal form has been enclosed for your city. 2. The city must submit a proposal deposit equal to 1% of its requested allocation. This deposit will be refunded upon the sale of mortgage revenue bonds. The enclosed application format and accompanying documentation has been developed to meet all the criteria in state administrative rules governing applications for mortgage revenue bond authority. Cities should take great care to thoroughly -6- 1 complete their application. Among the areas that should be carefully addressed within their application are: • A description of the city's principal housing needs. Some detail in this description is extremely important. • Details of the city's plan for meeting local housing needs. • An outline of the city's specific program proposal which clearly demonstrates /specifies that the program meets all the requirements contained herein. • Information as to the city's intentions pertaining to the financing of newly constructed homes. • Supporting documentation needed to complete the application. In all instances, this will include a letter of intent from at least one potential participating lender. In some cases, this may include documentation that justifies higher house price limits as described above. Under administrative rules pertaining to accessing mortgage revenue bond authority, cities may also apply for the MCPP by submitting alternate documentation as described in Attachment 2. APPLICATION SELECTION: Within 30 days after the end of the application period, the Agency will convene a meeting to allocate available mortgage revenue bond authority. MCPP applicants may either attend this meeting or designate a representative to this meeting to the Agency in writing. At this meeting, the Agency will negotiate the terms of an agreement to allocate available bonding authority among MCPP applicants and other potential mortgage revenue bond issuers. Upon agreement as to bonding authority and confirmation that the city wishes to proceed under the MCPP, the Agency shall complete arrangements for the sale of bonds funding the MCPP. Prior to doing so, the Agency shall finalize procedures as to the period of time that each city may have exclusive use of the funds allocated to it. In doing so, the Agency will attempt to facilitate the proposals of cities while prudently addressing Agency credit risk. For 1992, it is anticipated that the Agency will continue to guarantee MCPP allocations for a nine month set -aside period. However, to allow greater flexibility to respond to changing market conditions, and to protect against potential losses due to bond carrying costs, the Agency will retain the right to adjust the program interest rate and terms for the final three months of the set- aside. OTHER INFORMATION: • Although the MCPP provides cities with an exciting opportunity to access mortgage revenue bond proceeds, the Agency will continue to offer the Minnesota Communities Program for those cities that wish to access a smaller amount of funds for occasional single- family development projects. Under this Program, cities may access MHFA funds on a "spot" basis (a single loan set -aside per application) -7- up to a maximum usage of $250,000 per year. Interested cities should contact MHFA's Homeownership Division for additional details and application materials. • The MCPP is authorized under Minnesota Statutes § 474A.061, subdivision 2a and Administrative Rules 4900.3200 to 4900.3290. Copies of these materials are available upon request. • Local governments may also continue to sell their own bonds under the above - referenced statute and administrative rules if this option better meets their objectives. Local issuers will also be required to apply to the Agency for bond authority at the same time. Agency staff will be happy to assist in answering any questions you may have about the MCPP and developing proposals hereunder. For questions, concerns and additional information, please call the MHFA Homeownership Opportunity Division at (612) 296 -7613 in the Twin Cities MSA, or at 1 -800- 652 -9747 (ask for the "home" extension) from Greater Minnesota, and reference the MCPP. We look forward to doing business with you under this unique program offering. Attachment 1 HOUSING AFFORDABILITY INITIATIVES Under Administrative Rules (pending) governing issuance of mortgage revenue bonds, a "housing affordability initiative" must meet one or more of the following criteria: 1. The new construction program is accepted and/or designated under The United States Department of Housing and Urban Development (HUD) Affordable Housing Program or any successor program sponsored by HUD to encourage affordable, newly constructed housing. 2. The program provides that financial resources other than those necessary to complete the mortgage revenue bond sale are applied to reduce the cost of the housing or improve the terms of the mortgage loans provided through the sale. A contribution greater than or equal to five percent of the purchase price of each newly constructed home to be financed with mortgage revenue bond proceeds must be provided to meet this criterion. Such contributions may be provided either in whole or in part from federal, state, or local government resources or programs, private foundations, or the Federal Housing Finance Board. 3. The program provides that the applicable local government authority in the jurisdiction in which the houses are to be constructed takes affirmative steps to relax regulation to result in greater housing affordability. Such steps must demonstrably reduce the cost of the housing by at least five percent. 4. The program supports the efforts of housing groups that support self -help and/or owner built housing initiatives in which at least 15 percent of the labor and/or materials needed to complete the construction of each house is acquired or donated through the efforts of such groups. 5. The program provides that the housing is constructed by a nonprofit entity as defined in Minnesota Rules Part 4900.0100, subpart 21, that has as a primary purpose the provision or development of affordable housing to low and moderate income homebuyers. Attachment 2 Alternate Application Procedures Cities may also apply to the Agency for MCPP participation by submitting the following documentation: 1. The city must submit a housing plan as described in Minnesota Statutes § 462C.03, subdivisions 1 and 1 a, and 2. The city must provide information which clearly establishes that the program to be funded with mortgage revenue bonds meets the requirements of the program pertaining to borrower income limits, house price limits, limits on new construction both in the Twin Cities MSA and outside the Twin Cities MSA and restrictions on builder set - asides (see Minnesota Rules Part 4900.3220, subpart 2 through 7), and 3. The city must request a specific allocation from the housing pool which may not exceed the lesser of $4 million or 20% of the total amount available for allocation after the first Monday in April. The minimum allocation that may be requested is $250,000, and 4. The city must describe, if applicable, the steps it will initiate in non - metropolitan areas to encourage loans for existing housing before new housing, and 5. The city must submit an application deposit equal to 1% of the requested allocation. It would also be helpful if cities that want to apply for the MCPP through this method submit a letter referencing the desire to participate in this initiative as opposed to issuing bonds on their own behalf or through a joint powers agreement. However, a city may also designate that it wants to participate under the MCPP after submitting this documentation. Im ro ise Pocket r1 x The solicitation letter for the Minnesota City Participation Program refers to the inclusion of a 'pocket guide" as a source of more detailed information. As the normally published pocket guide has been delayed in printing, this 'improvised pocket guide" has been prepared. It contains text that is virtually identical to the published pocket guide with only minor modifications designed for reader convenience. This guide is not an offer to enter into an interest rate or discount point agreement, and such an offer may only be made in compliance with the provisions contained in Minn. Stat. § 47.206, subd. 3 and 4 (1987 Supp.). t : February, 1992 Painting "Picture Perfect Home Maximum Adjusted ]Loans Gross Household Income Picture your low and moderate - income customers in their very County Newly One, Two- first homes. The Minnesota Mortgage Program from the Constructed Family Existing Minnesota Housing Finance Agency (MHFA) is painting a bright Homes Homes outlook of first home ownership for Minnesotans. It's been Twin Cities (�noka, $38,500 $34,500 done for thousands of others for nearly 20 years. Our below market interest rates are designed for your Carver, Chisago, ta, Hennepin, Dakota, customers who would not ordinarily qualify for traditional y financing programs Isanti, Ra S To further brighten the outlook, we offer the Homeownership Washington and Assistance Fund (HAF). It's an interest -free, graduated Wright) payment second mortgage loan. Qualified buyers may use Olmsted County $32,500 $28,500 HAP for entry cost (required downpayment and closing costs) and monthly mortgage payment assistance. All other counties $29,000 $28,000 If y have question Calla 1 F=ncing for newly constructed one -family homes in the Twin Cities area is Y participating mortgage lender or only available in cisago, Isanti, and Wright counties. call us at the MHFA. In the Twin Cities, call (612) 296 -7613. Outside the Twin Cities, call toll free 1- 800 -652 -9747 and ask for 'Home'.* property Requirements For current interest rate and fund availability information, call • Program includes existing one - family homes, townhomes, our special recorded message line. In the Twin Cities, call 297- or condominiums throughout the state. 3540. Outside the Twin Cities, call 1(800) 652 -9747, extension • Two-family homes (duplexes) that have been used as 7 -3540. residences for the past five years also are eligible. Let us help your customers 'Color It Home'. 0 New one - family homes, townhomes, and condominiums *Telecommunications Device for the Deaf (TDD): (612) 297 -2361 are eligible except in the Twin Cities counties of Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington. Mortgage Description 0 All properties must be owner - occupied. • Mortgage will have a fixed interest rate and level monthly • Residence must be completed, in good repair, and meet payments. usual mortgage underwriting requirements. FHA, VA, FmHA, and insured and uninsured conventional • Land that goes with the residence must only maintain loans are available. 'basic livability' of residence and not provide, other than • Term of mortgage is up to 30 years. incidentally, a source of income to borrower. • Loans may be prepaid at any time without penalty. • Property may not be a mobile home, recreational home, or investment property. Mortgage Restrictions • No part of property may be designed for commercial use. • Only real property and fixtures may be conveyed in the • Mortgage may not be used to refinance contracts for deed transaction. No personal property may be included on the or other existing mortgages. purchase agreement. • Mortgage may not be used to finance co -ops, leasehold a Property must not exceed the MHFA *Acquisition Cost property, contracts for deed, or any other form of Limits" provided below. q ownership which is not fee simple. Borrower Eligibil Maximum Acquisition Cost • Borrower must be a 'first -time home buyer' (may not NAY One - Family have had an ownership interest in a principal residence for Constructed Existing the past three years). One- Family, Homes • Borrower must meet lending industry standards of Existing Two- creditworthiness, including income underwriting for the Family type of financing being provided (i.e., FHA, VA, FmHA, Homes and insured and uninsured conventional). Twin Cities (Anoka, $95,000 $85,000 • Borrower must occupy the home as principal residence Carver, Chisago, within 60 days of mortgage closing. Dakota, Hennepin, • Borrower's 'adjusted gross household income' must not Isanti, Ramsey, Scott, exceed the limits provided below. ('Adjusted gross Washington and household income' means the gross annual projected Wright)' income of 211 residents living in a housing unit after certain deductions are made. The most common deduction is an Olmsted County $80,000 $70,000 amount equal to $1,000 for each resident of the housing unit.) All Other counties $72,000 $62,000 1 Financing for newly constructed one -family homes in the Twin Cities area is only available in Cisago, Isanti, and Wright counties -2- Downpayment Requirements, a Non - refundable cash deposit for credit report and appraisal. Fees, and Closing Cost • Plans and specifications if home is new construction. • Downpayment requirements are *standard* for the type of ' Payment for new construction 1% commitment fee (may financing provided (i.e., FHA, VA, FmHA, and insured be collected from either borrower or builder). Fee is conventional), except for conventional loans as provided refundable upon loan dosing or declination of borrower's below. application. • For conventional loans, if borrower puts down less than HAF Entry Costs, Monthly 25 %, private mortgage insurance is required. • At dosing, the borrower will pay 1% origination fee, normal Payment Assistance loan dosing casts, prepaid items, and mortgage insurance . The Homeownership Assistance Fund (HAF) can provide premium (if applicable). entry costs (downpayment, fees, and dosing costs) and • At dosing, the seller of the home may be required to pay a monthly payment assistance to eligible borrowers through specified number of discount points. Contact participating interest -free second mortgage loans. lender for details. • Repayment schedules for HAF loans gradually increase • The MHFA Homeownership Assistance Fund (HAF) may over a predetermined period of time. help eligible borrowers with a portion of their downpayment . Borrower must be approved for a regular Minnesota requirements, dosing costs, and fees. See pages 3 and 4 Mortgage Program first mortgage to be eligible for HAF. for more information. • HAF loans are not assumable. (First mortgage remains Assumption Provisions assumable under conditions listed on page 3.) • Borrower's 'adjusted gross household income' cannot • Mortgage may be assumed on a limited basis. exceed the amounts provided below. • Eligible assumptor must be a first -time home buyer. Maximum Adjusted Gross • Assumptor must intend to occupy the home within 60 days Household Income for HAF of dosing. County Entry Cost Monthly • Assumptor must meet standard assumption requirements ASsistance Payment for FHA, VA, FmHA, and conventional loans. Only and /or Entry • Assumptor must purchase the home for less than or equal Cost to federal "acquisition cost' (purchase price) limits as Assistance periodically issued. Current federal acquisition cost limits are provided below. Twin Cities (Anoka, $28,000 $26,000 • Assumptor's gross household income must be less than or Carver, Chisago, equal to federal limits as periodically issued. Current limits Dakota, Hennepin, are provided below. Isanti, Ramsey, Scott, • Federal acquisition cost and income limits are subject to Washington and change without notice. Wright) Olmsted County $23,000 $21,000 Federal Limits All other counties $21,000 $19,000 County Acquisition Income 2 Income 3 +' Cost or less2 HAF Entry Cost Assistance Details Twin Cities (Anoka, $110,070 $48,000 $55,775 • 'Entry costs" refer to financial requirements necessary to Carver, Chisago, purchase a home, including downpayment, dosing costs, Dakota, Hennepin, private mortgage insurance premiums, and borrower Isanti, Ramsey, origination fees. Scott, Washington a Eligible borrowers may receive 50% of the required entry and Wright) costs, up to a maximum of $2,500, with certain limitations. Olmsted County $101,250 $46,200 $53,130 • For insured conventional loans, borrowers must provide a minimum of 5% of the purchase price of the property from All other counties $101,250 $40,100 $46,115 their own funds before HAF entry cost assistance can be r fwo or less persons in the household, provided. nhree or more persons in the household. • HAF entry cost assistance is not available with VA and FmHA loans. What Borrower Needs at • Use the "HAF Qualifier" to determine the amount of Application assistance for which your borrowers may be eligible. You may receive a copy of the 'HAF Qualifier' by contacting 0 Signed purchase agreement for the home. the MHFA. Construction contract for new homes. • Copies of federal income tax returns for the past three years. -3 may receive a copy of the 'HAF Qualifier' by contacting HAF Monthly Payment Assistance the MHFA. 0 Details Subsidy Recapture Tax • HAF monthly payment assistance is designed to help borrowers with the purchase of more modestly priced • Borrowers who close their MHFA mortgage loan may be homes. subject to a federal 'subsidy recapture tax'.* This tax • HAF monthly payment assistance is available for all types would be figured when the borrower sold or disposed of of financing provided (FHA, VA, FmHA, insured and the home. uninsured conventional loans). • The federal government instituted the 'subsidy recapture • Eligible borrowers may receive between $20 and $120 a tax' to collect part of the subsidy realized by some month in initial monthly payment assistance depending on borrowers. This tax is designed to collect the subsidy borrowers' `adjusted gross household income' (see realized from the difference in the interest rates between a definition on page 2) and the amount of assistance mortgage loan financed with mortgage revenue bond necessary to enable them to afford a particular home. proceeds and a market rate mortgage loan. • Monthly payment assistance decreases each year by $10 a • The 'subsidy recapture tax' is to be paid from the 'gain' month, and is repaid according to a pre -set schedule. borrowers might realize when their home is sold or disposed of. The tax is payable with the borrower's federal • HAF monthly payment assistance may be considered when income tax. qualifying borrowers for a mortgage. • Under the present law, there will be no 'subsidy recapture • laj!W monthly increments of HAF monthly payment tax' in two situations. First, when borrowers sell or assistance are available as listed in the following chart: otherwise dispose of their home after 8 years from the date of loan closing. Second, when the borrower's income INITIAL. HAF ADJUSTED INCOME at the time of sale or disposition of the home is below the INCREMENT qualifying income limits for bond financed programs at the time the home was purchased (adjusted for family size and Ten County Twin Cities inflation since the purchase). Metropolitan Area • Generally, the current qualifying income limits are those specified under Assumption Provisions (see page 3). $120 $ 0 - $21,000 . The amount of the 'subsidy recapture tax" is generally 100 21,001 - 22,000 6.25% of the original principal amount of the mortgage 10 80 22,001 - 23,000 times a yearly 'holding- period adjustment' that has a 20% 60 23,001 - 24,000 'phase in' per year until the fifth year when a maximum 40 24,001 - 25,000 recapture is in place and a 20% 'phase out' per year in years six through nine, after which no tax will be due. 20 25,001 - 26,000 . Under current law, the amount of the 'subsidy recapture 0 26,001 and up tax' cannot exceed 50% of the "gain," if any, on the sale or disposition of the home. Olmsted County *Section 143(m) of the Internal Revenue Code of 1986. $120 $ 0 - $16,000 100 16,001 - 17,000 80 17,001 - 18,000 60 18,001 - 19,000 40 19,001 - 20,000 20 20,001 - 21,000 0 21 and u All other counties $120 $ 0 - $14,000 100 14,001 - 15,000 80 15,001 - 16,000 60 16,Oo1 - 17,000 40 17,001 - 18,000 20 18,001 - 19,000 0 19,001 and u • The chart above represents the maximum levels of assistance available. The actual amount of monthly assistance may be less than the amount listed above. • Use the 'HAF Qualifier' to determine the amount of assistance for which your borrower may be eligible. You 4- a f APPLICATION FOR FUNDING MINNESOTA HOUSING FINANCE AGENCY 1992 MINNESOTA CITY PARPICIPATION (MCPP) (SEVEN-COUNTY TWIN CMES MSA) The following is an Application for Funding under MHFA's Minnesota City Participation Program As opposed to providing an application blank, this request is provided in the form of an outline which includes areas and questions that must be addressed by the applicant. This has been done to accommodate the variety of word processing systems that may be used to respond to this offering. Entities responding to the MCPP should carefully follow the format in the outline and type both each area or question for which information is requested as well-as a response, addressing each question in sufficient detail. Review the attached cover letter for details on program restrictions before completing this application.. Final determination of the total amount of program funds available and individual allotments to be made will occur at an advance meeting before final bond sale. Any questions may be directed to Gene Aho in MHFA's Homeownership Opportunity Division at 1- 800 -652 -9747 (ask for the "home "extension), or (612) 297 -3129, locally. An application deposit in the amount of 1% of your funding request must accompany this submission. This fee will be fully refunded upon sale of the sponsoring bond issue. Applications must be delivered to MHFA offices between 8:00 a.m., April 2 and 4:30 p.m., April 15, 1992 for funding consideration under the first phase of this program. 1. ELIGIBLE. ORGANIZKY10N (a) Name and address of your organization. (b) Name and phone number of your contact person. (c) Type of organization (City Department, Port Authority, HRA, or EDA). (d) Amount of funds requested, and the estimated number of loans to be provided. (e) Information on any unused Mortgage Revenue Bond (MRB) or Mortgage Credit Certificate (MCC) resources still available in your community (non- MHFA). Cities must designate at least one lender who will take mortgage applications and process loans for your program. &ttach a letter from each lender confirming their willingness to participate in your program If desired, additional lenders may be designated later in your program term. -2- Ill. HOUSING PLAN Attach a copy of the "Housing Plan" developed for your community. At a minimum, each plan must contain the following information: (a) A description of your city's principal housing needs. (b) The data sources or methods used to determine the described needs. (c) The specific plan developed to meet your identified housing needs, including the resources to be accessed, and the methods used to carry out the plan. (d) Description of any target areas to be addressed in the plan. (e) How the plan will be implemented and the administrative capacity of your city to do so. Note: If you have already completed a Housing Plan in accordance with Minnesota Statutes, Section 462C.03 within the past 12 months, you may attach a copy in lieu of the above requirement. Housing Plans developed over 12 months ago are also acceptable, provided that the information contained therein is still valid, and the plan is updated with appropriate attachments and comments Attach a description of your first -time homebuyer program proposal, including the following information: (a) How your program fits into your comprehensive housing plan. (b) Borrower income limits. (See the attached cover letter for limitations.) (c) Home purchase price limits. (See the attached cover letter for limitations.) (d) Targeting of specific population groups, if any (e.g., minorities, handicapped, business employees, etc.). (e) Targeting of area or housing stock, if any (e.g., rehab areas, new construction developments, etc.). (f) Any optional program enhancements such as subsidy funds, waived fees, use of tax- forfeit properties, etc. (g) Schedule for release of funds within the six -month set -aside period (whether immediate, delayed, or on a proportional /divided basis). (h) Why you feel this program is a good candidate for funding. Describe why you feel there is sufficient demand in your market to use the MCPP funds requested in this application. Indicate the data sources used to project demand, such as: MCPP• 1 MUM -3- (a) Real estate sales over the past year. (b) A shortage of single - family housing stock. (c) Realtor, builder or lender survey information. (d) Local business or industrial expansion. Newly constructed homes may only be financed with funds under the MCPP if one of the three following criteria is met. If your program involves new construction, indicate which category (a, b or c, below) will be incorporated into your program, and include appropriate details on area, type of structure, or affordability initiative as is applicable. (a) New construction located in a qualified redevelopment area. Include a brief description and/or map defining the boundaries of your city's redevelopment area. ' (b) New construction to replace a structurally substandard structure or structures. (c) New construction which will be developed under one or more of the following "affordability initiatives:" 1 A new construction program wbicb bas received a designation under the U.S. Department of Housing and Urban Development's (HUD) Affordable Housing Program. 2 Leverage funds from an outside (non MHFA) source are provided to reduce the property sales price by 596. These funds may be provided by either public or private sources, or both. 3 Changes in local construction zoning, ordinances, regulation, or fees which provides a 596 reduction to the property sales price. 4 A new construction program where 1596 of total labor and material costs are covered by buyer efforts and/or private donation (e.g.: Habitat for Humanity). S Any new construction provided by a nonprofit organization wbose primary purpose is the development of bousing for low and moderate income buyers. ' `Redevelopment area' means a compact and contiguous area within which 70% of the parcels are developed (buildings, streets, utilities, etc.), and where more than 25% of the buildings are structurally substandard to a degree requiring substantial renovation or clearance. V11. SJG1\ATURES Provide authorized signature(s) from the organization placing this application, including printed or typewritten name, title and phone number. MCPP -1 2121192